ANTI-MONEY LAUNDERING RISK SCORE SHEET (ARSS)

FOR INDIVIDUAL / SOLE PROPRIETOR FRANCHISEE ONLY

REMITTANCE SUB AGENT/FRANCHISEE NAME: BRANC ID:

A. SCORE SHEET Please put a check on the appropriate box.

CRITERIA YES NO
1. The customer completely accomplished the Franchisee Application Form (FAF).
2. The customer submitted the 11 minimum information requirements of AMLA.
3. The customer submitted at least one (1) valid photo-bearing identification document/s and latest ID picture.

4. The customer had clearly explained all possible sources of fund and was not hesitant in providing satisfactory
explanation.
5. The customer holds permanent residency/employed, or with business operating.
6. The customer does not maintain multiple branches e.g. with EPI/other Remittance Agent/RTC.
7. The customer avails of traditional remittances products/services.
8. The customer is the ultimate user of the franchise.
TOTAL SCORE:

B. THE CUSTOMER IS A FOREIGN NATIONAL

C. THE CUSTOMER IS A POLITICALLY EXPOSED PERSON (PEP)

The customer or his immediate family member holds a public or high-profile government position.
The customer is a dummy or is acting in behalf of a PEP.

D. THE CUSTOMER IS IN THE BUSINESS OF ARMAMENT MANUFACTURING.

E. THE CUSTOMER IS INVOLVED OR HAVE BUSINESS RELATED TO CASINOS, BETTING OR ANY GAMBLING
ACTIVITIES.

F. THE CUSTOMER’S NAME/ BUSINESS NAME MATCHES WITH ANY NEGATIVE FILES e.g., OFAC, NFIS,
NEGATIVE WATCHLIST FILE OF THE COMPANY.

G. THE CUSTOMER IS INVOLVED IN ANY NON-GOVERNMENT ORGANIZATIONS (NGOs) OR ANY CHARITABLE

INSTITUTIONS.

H. THE CUSTOMER IS IN THE BUSINESS OF ANY HIGH-RISK OR CASH INTENSIVE BUSINESS SUCH AS, BUT NOT
LIMITED TO THE FOLLOWING:

Night Clubs / Pubs

Import / Export Companies

Precious metal, Jewelries, Art/Antique dealers

Foreign Exchange Operation e.g FX Remittance

High-risk profession e.g Lawyer

Luxury Vehicle (car, boat, plane) dealers

I. OVERALL SCORE

TYPE A TYPE B TYPE C

Customer is Type A for potential money Customer is Type B for potential money Customer is Type C for potential money
laundering/terrorist financing. Will monitor account laundering/terrorist financing. Will monitor account laundering/terrorist financing. Will monitor account
activity annually. activity semi-annually. activity quarterly.

(1) Answer 7-8 “YES” in Letter A – Score Sheet; (1) Answer 5-6 “YES” in Letter A – Score Sheet; (1) Answer 5 and below “YES” in Letter A –
AND AND Score Sheet; OR
(2) Answer “NO” in Letters B-H. (2) Answer “NO” in Letters B – H. (2) Answer “YES” in any of the Letters B – H.

ASSESSED BY: APPROVED BY:

____________________________________________ ___________________ ___________________________________________ _____________________

Signature Over Printed Name Date Signature Over Printed Name Date
NOTE* This AML Risk Score Sheet shall be attached to the Franchise Application Form. Type C client is subject for approval of the President.