PERSON NAME: MILESSHEVELA

PERSON SSN : 473-84-5339

FIRST NAME : :
LAST NAME : MILESSHEVELA
Source:

FAIR ISAAC/EQUIFAX BEACON INFORMATION: B 516-84-5339 SHEVELA, MILES A

CREDIT RISK SCORE: 0816 [BEACON 5]
BEACON REASON CODES
30 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
05 - TOO MANY ACCOUNTS WITH BALANCES
14 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED

FAIR ISAAC/EQUIFAX BEACON INFORMATION: C 516-98-6114 SHEVELA, LYNN R

CREDIT RISK SCORE: 0806 [BEACON 5]
BEACON REASON CODES
30 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
05 - TOO MANY ACCOUNTS WITH BALANCES
08 - TOO MANY INQUIRIES LAST 12 MONTHS
14 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
_______________________________________________________________________________
PUBLIC RECORDS

NO PUBLIC RECORDS FOUND.

CONTINUED ON NEXT PAGE

SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 3 OF 16

07/25/2019 CORNERSTONE HOME LEN

07/23/2019 WF EFS
07/08/2019 CONNEXUS CU
07/08/2019 CREDCO-AUTO
UA11 UC11
07/09/2019 BLUE FEDERAL CREDIT UN
07/06/2019 CREDCO AUTO
RA11 RC11
01/14/2019 DEPT OF ED
UC11
12/21/2018 CACHEBNK
QC11
_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

FHA REAL ESTATE; REAL ESTATE MORTGAGE; FHA MORTGAGE

FREEDOM MORTGAGE CORP 05/19 --- JOINT $0 PAST DUE
58883620 06/19 09/15 220266 202557 M1 16 0 0 0 360X $1415
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED
WELLS FARGO EFS 06/19 --- CO-MAKER $0 PAST DUE
4294637386140001 06/19 08/17 36100 40326 I1 23 0 0 0 $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/19 --- IND $0 PAST DUE
97822256821E0072016081716
06/19 08/16 25590 29909 I1 35 0 0 0 $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 11/15 --- IND $0 PAST DUE
97822256821E00420140814
06/19 08/14 21958 29369 I1 58 0 0 0 $ ---
RC11 UC11 QC11
_____________________________________________________________________
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 4 OF 16

_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/19 --- IND $0 PAST DUE
97822256821E00620150821
06/19 08/15 22767 28473 I1 47 0 0 0 $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/19 --- IND $0 PAST DUE
97822256821E0112019011719
06/19 01/19 16546 17114 I1 6 0 0 0 $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/17 --- IND $0 PAST DUE
97822256821E00220120827
06/19 08/12 13145 16345 I1 82 0 0 0 120X $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/17 --- IND $0 PAST DUE
97822256821E00120110822
06/19 08/11 12030 15660 I1 95 0 0 0 120X $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/19 --- IND $0 PAST DUE
97822256821E0102018081518
06/19 08/18 11794 12579 I1 11 0 0 0 $ ---
RC11 UC11 QC11
_____________________________________________________________________
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 5 OF 16

_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

AUTOMOBILE; AUTO
STATE FARM BANK, F.S.B 06/19 --- JOINT $0 PAST DUE
854750256400001 06/19 12/16 22186 11334 I1 31 0 0 0 60X $395
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/19 --- IND $0 PAST DUE
97822256821E0092018010418
06/19 01/18 9317 10286 I1 18 0 0 0 $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/17 --- IND $0 PAST DUE
97822256821E00320130826
06/19 08/13 8975 9674 I1 70 0 0 0 120X $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/17 --- IND $0 PAST DUE
97822256821E00520140825
06/19 08/14 9260 9634 I1 58 0 0 0 120X $ ---
RC11 UC11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED
WELLS FARGO EFS 06/19 --- CO-MAKER $0 PAST DUE
4294637386140002 06/19 05/18 8750 9375 I1 14 0 0 0 $ ---
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

EDUCATIONAL; STUDENT LOAN PAYMENT DEFERRED; PAYMENT DEFERRED;

STUDENT LOAN PAYMENT DEFERRED; FIXED RATE
DEPT OF ED/NAVIENT 06/19 --- IND $0 PAST DUE
97822256821E0082017081617
06/19 08/17 5557 6285 I1 23 0 0 0 $ ---
RC11 UC11 QC11
_____________________________________________________________________
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 6 OF 16

_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

CREDIT CARD; CREDIT CARD; AMOUNT IN H/C COLUMN IS CREDIT LIMIT

CAPITAL ONE BANK USA N 07/18 3500 IND $0 PAST DUE
3377 07/19 05/04 1135 29 R1 99 0 0 0 REV X $25
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CHARGE; AMOUNT IN H/C COLUMN IS CREDIT LIMIT

CAPITAL ONE/MAURICES 07/19 4000 IND $0 PAST DUE
5014 07/19 05/13 685 15 R1 75 0 0 0 REV X $15
RC11 UC11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CREDIT LINE CLOSED - GRANTOR'S REQUEST -

REPORTED BY SUBSCRIBER; INACTIVE ACCOUNT; CLOSED OR PAID
ACCOUNT/ZERO BALANCE; CHARGE
BEST BUY/CBNA 08/16 3000 IND $0 PAST DUE
2516 07/19 01/14 764 0 R1 65 0 0 0 CLOSED
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

CREDIT CARD; CREDIT LINE CLOSED - GRANTOR'S REQUEST - REPORTED

BY SUBSCRIBER; CANCELED BY CREDIT GRANTOR; CLOSED OR PAID
ACCOUNT/ZERO BALANCE; ACCOUNT CLOSED BY CREDIT GRANTOR
CAPITAL ONE BANK USA N 02/18 3500 JOINT $0 PAST DUE
1881 03/18 03/03 3877 0 R1 99 0 0 0 CLOSED
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

CREDIT CARD; CREDIT CARD; AMOUNT IN H/C COLUMN IS CREDIT LIMIT

CAPITAL ONE/CABELAS 06/19 9000 IND $0 PAST DUE
7945 07/19 07/14 3704 0 R1 61 0 0 0 REV X $0
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

FHA REAL ESTATE; ACCOUNT TRANSFERRED TO ANOTHER LENDER;

TRANSFERRED TO ANOTHER LENDER; ACCOUNT TRANSFERRED OR SOLD;
REAL ESTATE MORTGAGE
CENTRAL LOAN ADMIN R 03/18 --- JOINT $0 PAST DUE
3000066652801 03/18 09/15 220266 0 M1 30 0 0 0 360X $ ---
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 7 OF 16

_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

FHA REAL ESTATE; CLOSED; CLOSED OR PAID ACCOUNT/ZERO BALANCE;

REAL ESTATE MORTGAGE; FIXED RATE
CENTRAL LOAN ADMIN R 09/15 --- JOINT $ PAST DUE
3000064449846 10/15 09/14 221326 0 M1 10 0 0 0 CLOSED
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

CONVENTIONAL MORTGAGE; ACCOUNT TRANSFERRED TO ANOTHER LENDER;

TRANSFERRED TO ANOTHER LENDER; ACCOUNT TRANSFERRED OR SOLD;
REAL ESTATE MORTGAGE
CIT BANK, N.A. 12/13 --- JOINT $0 PAST DUE
6681008831370 12/13 11/06 184000 0 M1 84 0 0 0 360X $ ---
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CREDIT LINE CLOSED - GRANTOR'S REQUEST -

REPORTED BY SUBSCRIBER; CANCELED BY CREDIT GRANTOR; CLOSED OR
PAID ACCOUNT/ZERO BALANCE; ACCOUNT CLOSED BY CREDIT GRANTOR
COMENITY BANK/ANNTYLR 04/18 750 IND $0 PAST DUE
1694 04/18 07/12 213 0 R1 70 0 0 0 CLOSED
RC11 UC11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CLOSED DUE TO INACTIVITY; CLOSED OR PAID

ACCOUNT/ZERO BALANCE; AMOUNT IN H/C COLUMN IS CREDIT LIMIT
DFS/WEBBANK 12/08 5000 IND $ PAST DUE
0246 01/14 11/08 100 0 R1 62 0 0 0 CLOSED
RC11 QC11
_____________________________________________________________________

SECOND MORTGAGE; CLOSED OR PAID ACCOUNT/ZERO BALANCE; REAL

ESTATE MORTGAGE
HSBC MORTGAGE SERVIC 08/14 --- JOINT $ PAST DUE
16681710 09/14 11/06 46000 0 M1 87 0 0 0 CLOSED
QA11 QC11
_____________________________________________________________________

CREDIT CARD; CLOSED; CLOSED OR PAID ACCOUNT/ZERO BALANCE;

CREDIT CARD
JPMCB - CARD SERVICE 09/15 500 IND $0 PAST DUE
2330 09/15 08/08 6989 0 R1 85 0 0 0 CLOSED
RC11 UC11 QC11
_____________________________________________________________________
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 8 OF 16

_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

CHARGE ACCOUNT; CLOSED; CLOSED OR PAID ACCOUNT/ZERO BALANCE;

AMOUNT IN H/C COLUMN IS CREDIT LIMIT
JPMCB - CARD SERVICE 03/12 2000 IND $0 PAST DUE
3204 06/12 10/08 2195 0 R1 44 0 0 0 CLOSED
RC11 UC11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CLOSED; CLOSED OR PAID ACCOUNT/ZERO BALANCE;

CHARGE
JPMCB - CARD SERVICE 03/13 12000 IND $0 PAST DUE
9098 10/13 10/11 3600 0 R1 25 0 0 0 CLOSED
RC11 UC11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CHARGE; AMOUNT IN H/C COLUMN IS CREDIT LIMIT

KOHLS/CAPITAL ONE 06/19 2500 IND $0 PAST DUE
4598 07/19 02/07 2533 0 R1 99 0 0 0 REV X $0
RC11 UC11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CLOSED DUE TO INACTIVITY; INACTIVE ACCOUNT;

CLOSED OR PAID ACCOUNT/ZERO BALANCE; AMOUNT IN H/C COLUMN IS
CREDIT LIMIT
KOHLS/CAPITAL ONE 02/15 500 IND $0 PAST DUE
5067 03/15 12/06 102 0 R1 99 0 0 0 CLOSED
RA11 UA11 QA11
_____________________________________________________________________

CONVENTIONAL MORTGAGE; CLOSED; CLOSED OR PAID ACCOUNT/ZERO

BALANCE; REAL ESTATE MORTGAGE
OCWEN LOAN SERVICING 08/14 --- JOINT $ PAST DUE
7190005871 09/14 11/06 184000 0 M1 10 0 0 0 CLOSED
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

AUTOMOBILE; CLOSED; CLOSED OR PAID ACCOUNT/ZERO BALANCE; AUTO

STATE FARM BANK 08/13 --- JOINT $ PAST DUE
853470386100001 11/13 08/10 14222 0 I1 38 0 0 0 CLOSED
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 9 OF 16

_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

CREDIT CARD; CLOSED DUE TO INACTIVITY; INACTIVE ACCOUNT;

CLOSED OR PAID ACCOUNT/ZERO BALANCE; CREDIT CARD
STATE FARM BANK 02/19 3000 IND $0 PAST DUE
0238 03/19 09/12 3019 0 R1 77 0 0 0 CLOSED
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

AUTOMOBILE; CLOSED; CLOSED OR PAID ACCOUNT/ZERO BALANCE; AUTO;

FIXED RATE
STATE FARM BANK 07/16 --- JOINT $ PAST DUE
854020737600001 09/16 10/13 14268 0 I1 35 0 0 0 CLOSED
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; ACCOUNT CLOSED DUE TO TRANSFER; ACCOUNT CLOSED

DUE TO TRANSFER; ACCOUNT TRANSFERRED OR SOLD; CLOSED OR PAID
ACCOUNT/ZERO BALANCE
SYNCB/AMERICAN EAGLE 05/13 400 IND $0 PAST DUE
1453 05/13 11/08 268 0 R1 54 0 0 0 REV X $0
RC11 UC11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CLOSED OR PAID ACCOUNT/ZERO BALANCE; AMOUNT IN

H/C COLUMN IS CREDIT LIMIT
SYNCB/AMERICAN EAGLE 08/08 294 IND $ PAST DUE
0001 05/17 09/07 294 0 R1 99 0 0 0 CLOSED
QC11
_____________________________________________________________________

CREDIT CARD; CREDIT CARD; AMOUNT IN H/C COLUMN IS CREDIT LIMIT

SYNCB/AMERICAN EAGLE 01/19 10000 IND $0 PAST DUE
9617 07/19 03/13 7411 0 R1 77 0 0 0 REV X $0
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CLOSED DUE TO INACTIVITY; INACTIVE ACCOUNT;

CLOSED OR PAID ACCOUNT/ZERO BALANCE; AMOUNT IN H/C COLUMN IS
CREDIT LIMIT
SYNCB/CARE CREDIT 04/17 4000 IND $0 PAST DUE
1173 08/17 05/09 2039 0 R1 98 0 0 0 CLOSED
RC11 UC11 QC11
_____________________________________________________________________
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 10 OF 16

_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

CHARGE ACCOUNT; CHARGE; AMOUNT IN H/C COLUMN IS CREDIT LIMIT

SYNCB/JC PENNEYS 06/16 1000 JOINT $0 PAST DUE
3913 07/19 01/89 3250 0 R1 99 0 0 0 REV X $0
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CLOSED; CLOSED OR PAID ACCOUNT/ZERO BALANCE;

AMOUNT IN H/C COLUMN IS CREDIT LIMIT
SYNCB/JC PENNEYS 04/16 1000 IND $0 PAST DUE
7946 04/17 02/12 67 0 R1 62 0 0 0 CLOSED
RA11 UA11 QA11
_____________________________________________________________________

CHARGE ACCOUNT; CLOSED DUE TO INACTIVITY; INACTIVE ACCOUNT;

CLOSED OR PAID ACCOUNT/ZERO BALANCE; CHARGE
SYNCB/NAUTILUS 06/18 4500 IND $0 PAST DUE
6884 02/19 12/14 1969 0 R1 50 0 0 0 CLOSED
RC11 UC11 QC11
_____________________________________________________________________

CREDIT CARD; CREDIT CARD; AMOUNT IN H/C COLUMN IS CREDIT LIMIT

SYWMC/CBNA 04/17 2001 IND $0 PAST DUE
2045 07/19 03/12 3682 0 R1 89 0 0 0 REV X $0
RC11 UC11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; ACCOUNT CLOSED BY CONSUMER; CLOSED OR PAID

ACCOUNT/ZERO BALANCE
TARGET NATIONAL BANK 09/05 300 IND $ PAST DUE
4163 01/10 04/98 322 0 R1 24 0 0 0 CLOSED
QC11
_____________________________________________________________________

CREDIT CARD; CLOSED DUE TO INACTIVITY; CLOSED OR PAID

ACCOUNT/ZERO BALANCE; AMOUNT IN H/C COLUMN IS CREDIT LIMIT
TARGET NATIONAL BANK 06/08 200 IND $ PAST DUE
2886 05/12 12/07 137 0 R1 53 0 0 0 CLOSED
RA11 RC11 QA11 QC11
_____________________________________________________________________
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 11 OF 16

_______________________________________________________________________________
CREDIT INFORMATION

LAST HIGH NO PAST DUE REV PAID

CREDITOR/ DATE ACTV/ LIMIT/ MOS TIMES/DATES OR
ACCOUNT NO RPRTD OPND HI BAL BAL * RVD 30 60 90 PAY AMNT
===============================================================================
* = ACCOUNT OWNER/ACCOUNT TYPE

CREDIT CARD; CLOSED DUE TO INACTIVITY; INACTIVE ACCOUNT;

CLOSED OR PAID ACCOUNT/ZERO BALANCE; AMOUNT IN H/C COLUMN IS
CREDIT LIMIT
TARGET NATIONAL BANK 05/12 200 IND $0 PAST DUE
8685 05/12 05/10 200 0 R1 24 0 0 0 CLOSED
RA11 UA11 QA11
_____________________________________________________________________

CREDIT CARD; CLOSED DUE TO INACTIVITY; INACTIVE ACCOUNT;

CLOSED OR PAID ACCOUNT/ZERO BALANCE; CREDIT CARD
TD BANK USA/TARGETCRED 04/15 200 IND $0 PAST DUE
3267 04/15 04/98 1088 0 R1 99 0 0 0 CLOSED
RC11 UC11 QC11
_____________________________________________________________________

CHARGE ACCOUNT; CREDIT LINE CLOSED - GRANTOR'S REQUEST -

REPORTED BY SUBSCRIBER; CANCELED BY CREDIT GRANTOR; CLOSED OR
PAID ACCOUNT/ZERO BALANCE; ACCOUNT CLOSED BY CREDIT GRANTOR
WELLSFARGO FINANCIAL 07/16 4300 JOINT $0 PAST DUE
6632 10/16 08/15 2817 0 R1 14 0 0 0 CLOSED
RA11 RC11 UA11 UC11 QA11 QC11
_____________________________________________________________________
===============================================================================
TOTALS HIGH LMT
HIGH BAL CUR BAL PASTDUE PAYMENT
77645
1380783 448964 0 1850
===============================================================================
_______________________________________________________________________________
CREDITOR INFORMATION

BEST BUY/CBNA
50 NORTHWEST POINT ROAD, ELK GROVE VILLAGE, IL 60007

BLUE FEDERAL CREDIT UN (307)432-5400

114 E 7TH AVE, CHEYENNE, WY 82001

CAPITAL ONE BANK USA N (800)955-7070

15000 CAPITAL ONE DR, RICHMOND, VA 23238

CAPITAL ONE BANK USA N (800)955-7070

15000 CAPITAL ONE DR, RICHMOND, VA 23238
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 12 OF 16

_______________________________________________________________________________
CREDITOR INFORMATION

CAPITAL ONE/CABELAS (800)227-4825

PO BOX 30285, SALT LAKE CITY, UT 84130

CAPITAL ONE/MAURICES (800)695-6950

PO BOX 30253, SALT LAKE CITY, UT 84130

CIT BANK, N.A. (800)781-7399

6900 BEATRICE DR, KALAMAZOO, MI 49009

COMENITY BANK/ANNTYLR
PO BOX 182273, COLUMBUS, OH 43218

CREDCO AUTO (800)637-2422

10277 SCRIPPS RANCH BLVD, SAN DIEGO, CA 92131

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

DEPT OF ED/NAVIENT (888)272-5542

PO BOX 9635, WILKES BARRE, PA 18773

FREEDOM MORTGAGE CORP (800)220-3333

10500 KINCAID DR, FISHERS, IN 46037
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 13 OF 16

_______________________________________________________________________________
CREDITOR INFORMATION

JPMCB - CARD SERVICE (800)945-2000

PO BOX 15298, WILMINGTON, DE 19850

JPMCB - CARD SERVICE (800)945-2000

PO BOX 15298, WILMINGTON, DE 19850

KOHLS/CAPITAL ONE (800)564-5740

N56 W 17000 RIDGEWOOD DR, MENOMONEE FALLS, WI 53051

KOHLS/CAPITAL ONE (800)564-5740

N56 W 17000 RIDGEWOOD DR, MENOMONEE FALLS, WI 53051

OCWEN LOAN SERVICING (800)746-2936

PO BOX 24646, WEST PALM BEACH, FL 33416

STATE FARM BANK (877)734-2265

PO BOX 2313, BLOOMINGTON, IL 61702

STATE FARM BANK (877)734-2265

1 STATE FARM PLAZA E-6, BLOOMINGTON, IL 61710

STATE FARM BANK (877)734-2265

PO BOX 2313, BLOOMINGTON, IL 61702

STATE FARM BANK, F.S.B (877)734-2265

PO BOX 2313, BLOOMINGTON, IL 61702

SYNCB/AMERICAN EAGLE
PO BOX 965005, ORLANDO, FL 32896

SYNCB/JC PENNEYS (800)542-0800

PO BOX 965007, ORLANDO, FL 32896

SYNCB/JC PENNEYS (800)542-0800

PO BOX 965007, ORLANDO, FL 32896

SYWMC/CBNA
50 NW POINT BLVD, ELK GROVE VILLAGE, IL 60007

TARGET NATIONAL BANK (888)755-5856

PO BOX 673, MINNEAPOLIS, MN 55440

TARGET NATIONAL BANK (888)755-5856

PO BOX 673, MINNEAPOLIS, MN 55440

TD BANK USA/TARGETCRED (888)755-5856

PO BOX 673, MINNEAPOLIS, MN 55440

WELLS FARGO EFS (800)658-3567

PO BOX 84712, SIOUX FALLS, SD 57118
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 14 OF 16

_______________________________________________________________________________
CREDITOR INFORMATION

WELLS FARGO EFS (800)658-3567

PO BOX 84712, SIOUX FALLS, SD 57118

WELLSFARGO FINANCIAL (800)635-5585

PO BOX 94498, LAS VEGAS, NV 89193

_______________________________________________________________________________
OFAC

Name: MILES SHEVELA

Source: BX1

Applicant input name checked. No similar records found in OFAC's watch

list.
OFAC NO RECORD FOUND
Name: LYNN SHEVELA
Source: CX1

Co-Applicant input name checked. No similar records found in OFAC's watch

list.
OFAC NO RECORD FOUND
_______________________________________________________________________________
MISCELLANEOUS INFORMATION

AKA: S, M A
RA11
AKA: CHEVELA, LYNN, R
UC11
NICKNAME: LYNN, R SHEVELA
SIMILAR NAME: SHEVALA, LYNN S
SIMILAR NAME: SHEVELA, LYNN W
RC11
TRANSUNION HIGH RISK FRAUD ALERT WAS COMPLETED ON APPLICANT BY SEARCHING
APPLICANT'S NAME, SOCIAL SECURITY NUMBER AND ADDRESS. NO FRAUDULENT
ACTIVITY WAS FOUND.
UA11 UC11
_______________________________________________________________________________
REPOSITORY ADDRESS INFORMATION

3204 CODY AV, EVANS, CO 80620-9126 --- 04/01 B/C

UA11 UC11
4103 BELMONT AV, EVANS, CO 80620-2431 --- 12/93 B/C
UA11 UC11
27 5TH ST, HAVRE, MT 59501-3925 --- --- BOR
UA11
3204 CODY AVE, EVANS, CO 80620-9126 04/01 06/18 B/C
RA11 QA11 QC11 RC11
4103 BELMONT AVE, EVANS, CO 80620-2431 01/94 12/00 B/C
RA11 QA11 QC11 RC11
2134 30TH ST, GREELEY, CO 80631-0914 08/93 08/95 BOR
RA11 QA11
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 15 OF 16

_______________________________________________________________________________
REPOSITORY ADDRESS INFORMATION

2134 30TH ST 1421, GREELEY, CO 80631-8766 --- --- COB

UC11

_______________________________________________________________________________
REPOSITORY EMPLOYMENT INFORMATION

VESTAS BLADES SENIOR TECHNICAL SUPPO 12/16 12/16 BOR

UA11 RA11
RR DONNELLEY --- --- BOR
UA11
RR DONNELY 05/09 05/09 BOR
RA11
VESTAS BLADES AMERICA EXECUTIVE ASSISTANT 10/11 12/16 COB
UC11 RC11
VESTES BLADES A --- --- COB
UC11
VESTAS EXECUTIVE ASSISTANT --- --- COB
QC11
VESTES BLADES A. 06/11 06/11 COB
RC11

_______________________________________________________________________________
SUMMARY INFORMATION

OLDEST TRADELINE DATE.....................................01/1989

PUBLIC RECORDS..................................................0
NUMBER OF INQUIRIES IN LAST 120 DAYS:...........................6
NUMBER OF OPEN REVOLVING TRADES:................................7
NUMBER OF OPEN INSTALLMENT TRADES:.............................15
NUMBER OF BALANCE MONTHLY TRADES:...............................0
TOTAL NUMBER OF OPEN TRADES:...................................22
REVOLVING CREDIT LIMIT:...................................$77,645
REVOLVING HIGH BALANCE:...................................$52,460
INSTALLMENT HIGH BALANCE:..............................$1,328,323
BALANCE MONTHLY HIGH BALANCE:..................................$0
BALANCE MONTHLY OWED:..........................................$0
REVOLVING BALANCE OWED........................................$44
INSTALLMENT BALANCE OWED.................................$448,920
TOTAL BALANCE OWED:......................................$448,964
OPEN REVOLVING PAYMENTS:......................................$40
OPEN INSTALLMENT PAYMENTS:...................................1810
TOTAL OPEN PAYMENTS:.........................................1850
REVOLVING AMOUNT PAST DUE:......................................0
INSTALLMENT AMOUNT PAST DUE:....................................0
BALANCE MONTHLY AMOUNT PAST DUE:................................0
TOTAL AMOUNT PAST DUE:..........................................0
PAYMENTS 30 TO 59 DAYS LATE:....................................0
PAYMENTS 60 TO 89 DAYS LATE:....................................0
PAYMENTS 90 AND OVER DAYS LATE:.................................0
NUMBER OF COLLECTION TRADE LINES:...............................0
CONTINUED ON NEXT PAGE
SHEVELA, MILES A 516-84-5339
SHEVELA LYNN R 516-98-6114
DATE: 07/25/2019 PAGE 16 OF 16

_______________________________________________________________________________
SUMMARY INFORMATION

NUMBER OF BANKRUPTCY TRADE LINES:...............................0

NUMBER OF FORECLOSURE TRADE LINES:..............................0
NUMBER OF PROFIT AND LOSS TRADE LINES:..........................0
NUMBER OF REPOSSESSION TRADE LINES:.............................0
NUMBER OF ADVERSE TRADE LINES:..................................0
TOTAL NUMBER OF TRADELINES.....................................48

01768F4613A5

END OF REPORT
 Your Credit Score and the Price You Pay for Credit

CORNERSTONE HOME LENDING, INC.-206 --------------------------------

6500 29TH STREET, SUITE 230
|Request Date:|7/25/2019 |

GREELEY CO 80634 |-------------|----------------|

(970)313-1330
|Report ID: |K4406BXC70C7694 |

--------------------------------
RETURN SERVICE REQUESTED

Miles A Shevela
3204 Cody Ave
Evans, CO 80620

------------------------------------------------------------------------------
| Your Credit Score |
|----------------------------------------------------------------------------|
| Your Credit | 816 |
| Score | Source: Equifax Consumer Relations 7/25/2019 |
| | |
------------------------------------------------------------------------------
------------------------------------------------------------------------------
| Understanding Your Credit Score |
|----------------------------------------------------------------------------|
| What you should | Your credit score is a number that reflects the |
| know about | information in your credit report. |
| credit scores | |
| | Your credit report is a record of your credit history. |
| | It includes information about whether you pay your bills |
| | on time and how much you owe creditors. |
| | |
| | Your credit score can change, depending on how your |
| | credit history changes. |
|-----------------|----------------------------------------------------------|
| How we use your | Your credit score can affect whether you can get a loan |
| credit score | and how much you will have to pay for that loan. |
|-----------------|----------------------------------------------------------|
| The range of | |
| scores | Scores range from a low of 334 to a high of 818. |
| | |
| | Generally, the higher your score, the more likely you are|
| | to be offered better credit terms. |
|-----------------|----------------------------------------------------------|
| How your score | Equifax |
| compares to the | |
| scores of other | Your credit score ranks higher than [ 98 ] percent of |
| consumers | U.S. Consumers |
| | |
------------------------------------------------------------------------------
------------------------------------------------------------------------------
| Understanding Your Credit Score |
|----------------------------------------------------------------------------|
| Key factors that| Equifax |
| adversely | 30 TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT |
| affected your | 05 TOO MANY ACCOUNTS WITH BALANCES |
| credit score | 14 LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED |
| | 00 |

------------------------------------------------------------------------------
CONTINUED ON NEXT PAGE
------------------------------------------------------------------------------
| Checking Your Credit Report |
|----------------------------------------------------------------------------|
| What if there | You have a right to dispute any inaccurate information in|
| are mistakes in | your credit report. If you find mistakes on your credit |
| your credit | report, contact the consumer reporting agency. |
| report? | |
| | It is a good idea to check your credit report to make |
| | sure the information it contains is accurate. |
|-----------------|----------------------------------------------------------|
| How can you | Under Federal law, you have the right to obtain a free |
| obtain a copy of| copy of your credit report from each of the nationwide |
| your credit | consumer reporting agencies once a year. |
| report? | |
| | To order your free annual credit report: |
| | |
| | By telephone: Call toll-free: 1-877-322-8228 |
| | |
| | On the web: Visit www.annualcreditreport.com |
| | |
| | By mail: Mail your completed Annual Credit Report |
| | Request Form (which you can obtain from the|
| | Federal Trade Commission's web site at |
| | http://www.ftc.gov/bcp/conline/include/ |
| | requestformfinal.pdf |
| | |
| | Annual Credit Report Request Service |
| | P.O. Box 105281 |
| | Atlanta, GA 30348-5281 |
|-----------------|----------------------------------------------------------|
| How can you | For more information about credit reports and your rights|
| get more | under Federal law, visit the Consumer Financial |
| information? | Protection Bureau's website at |
| | www.consumerfinance.gov/learnmore. |
------------------------------------------------------------------------------

CONTINUED ON NEXT PAGE

 Notice to Home Loan Applicant

In connection with your application for a home loan, the lender must
disclose to you the score that a consumer reporting agency distributed to
users and the lender used in connection with your home loan, and the key
factors affecting your credit scores.

The credit score is a computer generated summary calculated at the time of

the request and based on information that a consumer reporting agency or
lender has on file. The scores are based on data about your credit history
and payment patterns. Credit scores are important because they are used to
assist the lender in determining whether you will obtain a loan. They may
also be used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your conduct, how
your credit history and payment patterns change, and how credit scoring
technologies change.

Because the score is based on information in your credit history, it is very

important that you review the credit-related information that is being
furnished to make sure it is accurate. Credit records may vary from one
company to another.

If you have questions about your credit score or the credit information that
is furnished to you, contact the consumer reporting agency at the address
and telephone number provided with this notice, or contact the lender, if
the lender developed or generated the credit score. The consumer reporting
agency plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons for the
decision on a loan application.

If you have questions concerning the terms of the loan, contact the lender.

Equifax Consumer Relations

PO Box 740241
Atlanta, GA 30374
(800) 685-1111
www.equifax.com/fcra

H3-
2.4.8.0
 Your Credit Score and the Price You Pay for Credit

CORNERSTONE HOME LENDING, INC.-206 --------------------------------

6500 29TH STREET, SUITE 230
|Request Date:|7/25/2019 |

GREELEY CO 80634 |-------------|----------------|

(970)313-1330
|Report ID: |K4406BXC70C7694 |

--------------------------------
RETURN SERVICE REQUESTED

Lynn R Shevela
3204 Cody Ave
Evans, CO 80620

------------------------------------------------------------------------------
| Your Credit Score |
|----------------------------------------------------------------------------|
| Your Credit | 806 |
| Score | Source: Equifax Consumer Relations 7/25/2019 |
| | |
------------------------------------------------------------------------------
------------------------------------------------------------------------------
| Understanding Your Credit Score |
|----------------------------------------------------------------------------|
| What you should | Your credit score is a number that reflects the |
| know about | information in your credit report. |
| credit scores | |
| | Your credit report is a record of your credit history. |
| | It includes information about whether you pay your bills |
| | on time and how much you owe creditors. |
| | |
| | Your credit score can change, depending on how your |
| | credit history changes. |
|-----------------|----------------------------------------------------------|
| How we use your | Your credit score can affect whether you can get a loan |
| credit score | and how much you will have to pay for that loan. |
|-----------------|----------------------------------------------------------|
| The range of | |
| scores | Scores range from a low of 334 to a high of 818. |
| | |
| | Generally, the higher your score, the more likely you are|
| | to be offered better credit terms. |
|-----------------|----------------------------------------------------------|
| How your score | Equifax |
| compares to the | |
| scores of other | Your credit score ranks higher than [ 89 ] percent of |
| consumers | U.S. Consumers |
| | |
------------------------------------------------------------------------------
------------------------------------------------------------------------------
| Understanding Your Credit Score |
|----------------------------------------------------------------------------|
| Key factors that| Equifax |
| adversely | 30 TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT |
| affected your | 05 TOO MANY ACCOUNTS WITH BALANCES |
| credit score | 08 TOO MANY INQUIRIES LAST 12 MONTHS |
| | 14 LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED |

------------------------------------------------------------------------------
CONTINUED ON NEXT PAGE
------------------------------------------------------------------------------
| Checking Your Credit Report |
|----------------------------------------------------------------------------|
| What if there | You have a right to dispute any inaccurate information in|
| are mistakes in | your credit report. If you find mistakes on your credit |
| your credit | report, contact the consumer reporting agency. |
| report? | |
| | It is a good idea to check your credit report to make |
| | sure the information it contains is accurate. |
|-----------------|----------------------------------------------------------|
| How can you | Under Federal law, you have the right to obtain a free |
| obtain a copy of| copy of your credit report from each of the nationwide |
| your credit | consumer reporting agencies once a year. |
| report? | |
| | To order your free annual credit report: |
| | |
| | By telephone: Call toll-free: 1-877-322-8228 |
| | |
| | On the web: Visit www.annualcreditreport.com |
| | |
| | By mail: Mail your completed Annual Credit Report |
| | Request Form (which you can obtain from the|
| | Federal Trade Commission's web site at |
| | http://www.ftc.gov/bcp/conline/include/ |
| | requestformfinal.pdf |
| | |
| | Annual Credit Report Request Service |
| | P.O. Box 105281 |
| | Atlanta, GA 30348-5281 |
|-----------------|----------------------------------------------------------|
| How can you | For more information about credit reports and your rights|
| get more | under Federal law, visit the Consumer Financial |
| information? | Protection Bureau's website at |
| | www.consumerfinance.gov/learnmore. |
------------------------------------------------------------------------------

CONTINUED ON NEXT PAGE

 Notice to Home Loan Applicant

In connection with your application for a home loan, the lender must
disclose to you the score that a consumer reporting agency distributed to
users and the lender used in connection with your home loan, and the key
factors affecting your credit scores.

The credit score is a computer generated summary calculated at the time of

the request and based on information that a consumer reporting agency or
lender has on file. The scores are based on data about your credit history
and payment patterns. Credit scores are important because they are used to
assist the lender in determining whether you will obtain a loan. They may
also be used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your conduct, how
your credit history and payment patterns change, and how credit scoring
technologies change.

Because the score is based on information in your credit history, it is very

important that you review the credit-related information that is being
furnished to make sure it is accurate. Credit records may vary from one
company to another.

If you have questions about your credit score or the credit information that
is furnished to you, contact the consumer reporting agency at the address
and telephone number provided with this notice, or contact the lender, if
the lender developed or generated the credit score. The consumer reporting
agency plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons for the
decision on a loan application.

If you have questions concerning the terms of the loan, contact the lender.

Equifax Consumer Relations

PO Box 740241
Atlanta, GA 30374
(800) 685-1111
www.equifax.com/fcra

H3-
2.4.8.0