Personal Monthly Budget

www.abnergelin.com

INCOME Budget [42]

BUDGET SUMMARY Budget
Wages & Tips Total Income 0.00

Interest Income Total Expenses 0.00

Dividends NET 0.00

Gifts Received
Refunds/Reimbursements
Transfer from Savings DAILY LIVING Budget
Other Groceries
Other Personal Supplies
Total INCOME 0.00 Clothing
Cleaning
HOME EXPENSES Budget Education/Lessons
Mortgage/Rent Dining/Eating Out
Home/Rental Insurance Salon/Barber
Electricity Pet Food
Gas/Oil Other
Water/Sewer/Trash Other
Phone Total DAILY LIVING 0.00
Cable/Satellite
Internet ENTERTAINMENT Budget
Furnishings/Appliances Activities
Lawn/Garden Books
Maintenance/Supplies Games
Improvements Fun Stuff
Other Hobbies
Total HOME EXPENSES 0.00 Media
Outdoor Recreation
TRANSPORTATION Budget Sports
Vehicle Payments Toys/Gadgets
Auto Insurance Vacation/Travel
Fuel Other
Bus/Taxi/Train Fare Total ENTERTAINMENT 0.00
Repairs
Registration/License SAVINGS Budget
Other Emergency Fund
Total TRANSPORTATION 0.00 Car Replacement
Retirement Fund
HEALTH Budget Investments
Health Insurance Education Fund
Doctor/Dentist Other
Medicine/Drugs Other
Health Club Dues Total SAVINGS 0.00
Life Insurance
Veterinarian/Pet Care OBLIGATIONS Budget
Other Student Loans
Total HEALTH 0.00 Credit Cards
Other Loans
CHARITY/GIFTS Budget Alimony/Child Support
Gifts Given Federal Taxes
Charitable Donations State/Local Taxes
Religious Donations Other
Other Other
Total CHARITY/GIFTS 0.00 Total OBLIGATIONS 0.00

SUBSCRIPTIONS Budget MISCELLANEOUS Budget

Newspaper Bank Fees
Magazines Postage
Dues/Memberships Other
Other Other
Total SUBSCRIPTIONS 0.00 Total MISCELLANEOUS 0.00

[42]
HELP
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html © 2008-2019 Vertex42 LLC

Introduction
The purpose of this template is to help you define a monthly budget and
compare your budget to your actual income and expenses.
This worksheet uses a separate Excel Table for each major Budget category.
This allows you to insert and delete sub-categories easily.
Step 1 Update Budget Categories

You can modify the sub-categories within each table, but if you remove an
entire major category, then you will need to modify the formulas in the Budget
Step 2 Summary table. Amounts
Enter Budget

Enter values in the Budget column within each table.

If you are not sure how to set up your budget, read the article "How to Make a
Budget with a Spreadsheet" listed below.
Step 3 Enter Actual Amounts

You can either update the worksheet throughout the month, or wait until the
end of the month to enter the actual income and expenses.
Difference Column
The cells in the Difference column use conditional formatting to make negative
numbers red. If you spend more than you budgeted, the Difference between
the Projected and Actual values will be negative, and if your Actual income is
Budget Summary
less than your Projected income, the Difference will be a negative number.
The Monthly Budget Summary table totals up all your income and expenses
and calculates the Net as Income minus Expenses. If your Net is negative, that
Taking the means you have overspent your monthly budget.
Next Step
This worksheet is a simple way to create a monthly budget, but when you are
ready to move on to a more advanced budgeting tool, try our Money
Management Template listed below.
Related Templates and Resources

► Money Tracker for Mobile Excel

► Money Management Template

► Account Register Template

► How to Make a Budget with a Spreadsheet

► 12 Principles of Personal Finance

► More Budget Templates

► More Financial Calculators

Personal Monthly Budget
By Vertex42.com
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html

© 2008 - 2019 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a
copyrighted work under the United States and other copyright laws.
Do not submit copies or modifications of this template to any website or
online template gallery.
Please review the following license agreement to learn how you may or
may not use this template. Thank you.

License Agreement
https://www.vertex42.com/licensing/EULA_privateuse.html

Do not delete this worksheet