: da 3m asler ‘ Bank of Baroda BeasMANDYA MAIN BRANCH BANK OF BARODA, PB NO 18,1119, MC ROAD, MANDYA, MANDYA, 571401 Branch Code: VJMAMA IFSC Code: BARBOVJMAMA MICR: 571012520 Contact Number:- 18005700 Toll Free Number (Domestic) (24X7) +9179-66296009 Domestic Customers Calling From Abroad (24X7) Email: vimama@bankofbaroda.com Hours: 10:00 AM-04:00 PM Category :-General Banking Branch-: HISTORY OF BOB :- The Bank of Baroda, one of India's oldest and largest banks, has a rich history dating back to its establishment in 1908 in the princely state of Baroda (now Vadodara), Gujarat. It was founded by Maharaja Sayajirao Gaekwad III to support the local economy and facilitate trade and commerce. Initially named the Bank of Baroda Limited, it began its operations with a modest capital of €10 lakh. The bank steadily expanded its network and services, becoming a vital financial institution in the region. In 1953, the Indian government nationalized Bank of Baroda along with several other banks, ensuring broader access to banking services across the country. Throughout the latter half of the 20th century, Bank of Baroda underwent significant growth and modernization. It embraced technological advancements, expanded its branch network, and diversified its product offerings to cater to the evolving needs of customers. The bank also ventured into international markets, establishing branches and subsidiaries in various countries, thus becoming a global presence in the banking industry. In the 21st century, Bank of Baroda continued its expansion and consolidation efforts. It engaged in strategic mergers and acquisitions, enhancing its market in and service capabilities. The bank's commitment to innovation led to the introduction of digital banking solutions, making banking more accessible and convenient for customers. Despite facing challenges such as economic fluctuations and regulatory changes, Bank of Baroda maintained its resilience and adaptability. It consistently ranked among India's top banks in terms of assets, deposits, and profitability. Today, Bank of Baroda stands as a pillar of strength in India’s banking sector, with a widespread presence domestically and internationally. It continues to uphold its founding principles of integrity, customer service, and financial inclusion while embracing innovation to meet the demands of the modern banking landscape. With a legacy spanning over a century, Bank of Baroda remains a trusted partner for millions of customers, businesses, and communities across the globe.=? ORGANISATION -¢,, ~ © STRUCTURE OF BOB® ‘The Bank of Baroda Mandya branch follows a typical hierarchical organizational structure common in banking institutions. Here's a breakdown: 1.**Branch Manager**: At the top of the hierarchy is the Branch Manager. This individual is responsible for overseeing all operations within the Mandya branch. Their duties include setting branch goals, managing staff, ensuring compliance with banking regulations, and representing the bank in the local community. 2. **Assistant Branch Manager**: The Assistant Branch Manager supports the Branch Manager in daily operations. They may step in to handle tasks in the manager's absence and assist with staff supervision, customer service, and administrative duties. 3. "Department Heads**: Various departments within the branch, such as Customer Service, Loans, Accounts, and Operations, are each headed by a department head. These individuals are responsible for managing their respective departments, ensuring smooth functioning, and achieving departmental goals. 4. “Relationship Managers**: These professionals are responsible for building and maintaining relationships with clients. They assist clients with their banking needs, offer financial advice, and promote bank products and services. 5. **Customer Service Representatives**: Customer service representatives are the frontline staff who interact directly with customers. They handle inquiries, process transactions, open accounts, and provide information about the bank's products and services. 6. **Loan Officers**: Loan officers evaluate loan applications, assess creditworthiness, and make lending decisions. They work closely with customers to understand their financial needs and guide them through the loan application process. 7. “Operations Staff**: This includes personnel responsible for back-office operations such as processing transactions, maintaining records, and ensuring compliance with banking regulations. 8. **Support Staff**: Administrative and support staff members assist in various functions such as IT support, human resources, and facilities management to ensure smooth day-to-day operations. Overall, this organizational structure enables the Bank of Baroda Mandya branch to efficiently deliver banking services to its customers while ensuring compliance with regulatory requirements and achieving its financial objectives.SERVICE PROVIDED BY BOB Bank of Baroda offers a comprehensive range of banking services to cater to the diverse financial needs of its customers. Here's a concise overview of the services provided: 1) Deposit Products - Savings Accounts - CurrentAccount - Fixed Deposits - Recurring Deposits - Senior Citizen Savings Scheme 2) Loan Products :- - Personal Loans - Home Loans - Car Loans - Education Loans - Business Loans - Agriculture Loans - Gold Loans 3) Investment Services :- - Mutual Funds - Demat Accounts - Trading Accounts - Fixed Income Products - Insurance Products (Life, Health, General)4) Payment and Transfer Services :- - NEFT (National Electronic Funds Transfer) - RTGS (Real-Time Gross Settlement) - IMPS (Immediate Payment Service) - UPI (Unified Payments Interface) - Mobile Banking - Internet Banking - Bill Payments and Online Shopping 5) International Banking :- - Foreign Currency Exchange - Remittances (Inward and Outward) - Export and Import Finance - Trade Finance Services 6) Wealth Management Services :- - Portfolio Management Services - Wealth Advisory - Financial Planning - Retirement Planning 7) Corporate Banking Solutions :- - Working Capital Finance - Term Loans - Cash Management Services - Trade Finance - Treasury Services 8) Government Schemes :- - Pradhan Mantri Jan Dhan Yojana (PMJDY) - Pradhan Mantri Mudra Yojana (PMMY) - Atal Pension Yojana (APY)- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) - Pradhan Mantri Suraksha Bima Yojana (PMSBY) 9) Digital Banking Solutions :- - Mobile Banking App - Internet Banking Portal - SMS Banking - ATM Services - Contactless Debit and Credit Cards 10) Customer Support :- - 24/7 Customer Care Helpline - Grievance Redressal Mechanism - Branch and ATM Locator Services Bank of Baroda continuously strives to enhance its service offerings, leveraging technology and innovation to provide convenient, secure, and efficient banking solutions to its customers.MANDYA MAIN BRANCH STATE BANK OF INDIA 1978 AND 1978 BY 1 KEMPAIAH BL POST BOX NO 58 RP ROAD MANDYA KARNATAKA 571402 Branch Code: 03916 IFSC Code: SBINO003916 MICR: 571002502 Contact Number:- 18001234 Toll Free Number (Domestic)(24X7) +91 8232-220467 Domestic Customers Calling From Abroad (24X7) Email: sbi.03916@sbi.co.in Hours: 10:00 AM-04:00 PM Category :-General Banking Branch-: HISTORY OF SBI :- State Bank of India (SBI) has a rich history deeply intertwined with the socio-economic fabric of India, including its presence in the town of Andala. Originally established as the Bank of Calcutta in 1806, it was later renamed the Bank of Bengal. Over the years, it merged with other banks, ultimately culminating in the formation of the State Bank of India in 1955. Andala, a town nestled in the heart of India, witnessed the establishment of a branch of the State Bank of India, marking a significant milestone in its financial landscape. The SBI branch in Andala became a pivotal institution, catering to the banking needs of the local populace and contributing to the region's economic growth. Since its inception in Andala, the SBI branch has played a crucial role in providing various financial services to the residents, ranging from savings accounts to loans for agriculture, small businesses, and personal ventures. The bank has been instrumental in promoting financial inclusion by reaching out to underserved communities and facilitating access to banking facilities. Throughout its history in Andala, the SBI branch has adapted to the evolving needs of the community and embraced technological advancements to enhance customer experience. With the advent of digital banking, the branch introduced online banking services, enabling customers to conduct transactions conveniently from their homes or workplaces. Moreover, the SBI branch in Andala has actively participated in initiatives aimed at fostering economic development in the region. It has collaborated with local authorities, non-profit organizations, and other stakeholders to promote entrepreneurship, support small-scale industries, and facilitate credit access for marginalized sections of society. Over the years, the SBI branch in Andala has earned the trust and confidence of the residents through its commitment to integrity, transparency, and customer satisfaction. It continues to be a cornerstone of the local economy, contributing to Andala's growth and prosperity. In conclusion, the history of the State Bank of India in Andalais a testament to its enduring legacy as a catalyst for financial empowerment and inclusive growth. From its humble beginnings to its present-day stature, the SBI branch in Andala remains a symbol of progress and resilience, reflecting the bank's unwavering dedication to serving the community.=° ORGANISATION -¢,, ~* STRUCTURE OF SBI° The State Bank of India (SBI) branch in Mandya follows a hierarchical organizational structure designed to efficiently manage operations and serve customers. Here's an overview of the typical organization structure: 1. Branch Manager : At the top of the hierarchy is the Branch Manager, responsible for overseeing all activities and operations of the branch. They set goals, formulate strategies, and ensure compliance with banking regulations. 2. Assistant Branch Manager : Assists the Branch Manager in their duties and may assume responsibility in their absence. They supervise daily operations, including customer service, cash management, and staff coordination. 3. Department Managers : Various departments within the branch, such as Accounts, Loans, and Customer Service, are headed by department managers. They oversee departmental activities, manage staff, and ensure efficient service delivery. 4. Customer Service Representatives : Responsible for assisting customers with their banking needs, including opening accounts, processing transactions, and addressing inquiries or concerns. 5. Teller/Cashiers :Handle cash transactions, including depo: ithdrawals, and currency exchange. They ensure accuracy in financial transactions and maintain cash balances within the branch. 6. Loan Officers : Evaluate loan applications, disburse loans, and assist customers in understanding loan terms and conditions. They assess creditworthiness and manage the loan portfolio of the branch. 7. Operations Staff : Support various operational tasks, including document processing, record-keeping, and administrative duties essential for the smooth functioning of the branch. 8. Support Staff : Includes roles such as cleaners, security personnel, and maintenance staff, who contribute to the overall upkeep and security of the branch premises. This organizational structure ensures effective coordination, delegation of responsibilities, and optimal customer service delivery at the SBI branch in Mandya.SERVICE PROVIDED BY SBI 1. Savings Accounts 2. Current Accounts 3. Fixed Deposits 4. Recurring Deposits 5. Home Loans 6. Personal Loans 7. Car Loans 8. Education Loans 9. Credit Cards 10. Debit Cards 11. Online Banking 12. Mobile Banking 13. Insurance Products 14. Mutual Funds 15. Demat Services 16. Pension Plans 17. Forex Services 18. Merchant Services 19. Government Schemes Distribution 20. Wealth Management Services.eMANDYA MAIN BRANCH AXIS BANK D5/102/1135 B/E, 1135 E & 1135 C/E, VIVEKANANDA ROAD,ASHOKNAGAR, MANDYA, KARNATAKA, 571401 Branch Code: 796 IFSC Code: UTIBO000796 MICR: 571211502 Contact Number:- 1860 500 5555 Toll Free Number (Domestic)(24X7) 18605005555 Domestic Customers Calling From Abroad (24X7) Email: Circlenodalofficer.Bangalore@axisbank.com Hours: 10:00 AM-03:30 PM Category :-General Banking BranchHISTORY OF AXIS BANK Axis Bank Limited is one of India's leading private sector banks, offering a wide range of financial products and services to individuals, businesses, and corporates. Established in 1993 as UTI Bank, it was one of the first new-generation private sector banks to be set up after the Government of India liberalized the banking sector. UTI Bank started its operations with a strong focus on retail banking and gradually expanded its offerings to include corporate and investment banking services. In 2007, the bank underwent a significant rebranding exercise and changed its name to Axis Bank to reflect its broader vision and global aspirations. The bank's growth trajectory has been marked by several strategic acquisitions and mergers. In 2010, Axis Bank acquired Enam Securities, a leading investment banking and equity research firm, to strengthen its presence in the capital markets. This move enhanced Axis Bank's capabilities in providing a comprehensive suite of financial services to its clients. Over the years, Axis Bank has leveraged technology to streamline its operations and enhance customer experience. The bank has invested in digital banking platforms, mobile banking apps, and innovative payment solutions to meet the evolving needs of its customers in an increasingly digital world. Axis Bank has also expanded its footprint beyond India's borders, with a presence in key international financial centers such as Singapore, Dubai, Hong Kong, and London. This global presence has enabled the bank to serve the needs of its corporate clients with cross-border trade and investment banking services. Despite facing challenges in India's competitive banking landscape, Axis Bank has remained resilient and focused on delivering value to its stakeholders. With a commitment to innovation, customer service excellence, and responsible banking practices, Axis Bank continues to be a trusted financial partner for millions of individuals and businesses across India and beyond.ORGANISATION =< STRUCTURE OF AXIS ¢™= BANK The organizational structure of Axis Bank's Mandya branch typically follows a hierarchical model, ‘common to most bank branches. At the top of the hierarchy is the Branch Manager, who is responsible for overseeing all operations and functions within the branch. The Branch Manager reports to the Regional Manager or Area Manager, depending on the bank's regional organization. Underneath the Branch Manager, there are various teams and departments responsible for different functions: 1. Retail Banking Team: This team handles customer-facing operations such as opening accounts, processing loans, managing deposits, and providing customer service. It typically includes Relationship Managers, Customer Service Representatives, and Sales Executives. 2. Operations Team: Responsible for back-office functions such as account maintenance, transaction processing, cash management, and compliance with regulatory requirements. This team ensures smooth day-to-day operations of the branch. Deals with evaluating loan applications, assessing creditworthiness of borrowers, ig or rejecting loan requests based on established cri The Credit Team works closely with the Retail Banking Team to facilitate lending activities. 4. Treasury Team: Manages the branch's treasury operations, including forex transactions, investment management, liquidity management, and risk mitigation strategies related to treasury functions. 5, Support Functions: These include functions such as Human Resources, Finance, and Administration, which provide support services to the branch and ensure compliance with internal policies and procedures. Each of these teams is typically led by a designated team leader or supervisor who reports directly to the Branch Manager. The organizational structure ensures clear lines of authority and ing efficient coordination and execution of tasks within the branch. Additionally, the Mandya branch may have specific roles or teams tailored to meet the unique needs of its local customer base or market conditions. These could include specialized teams for agricultural lending, SME (Small and Medium Enterprises) banking, or relationship management with key corporate clients in the region.SERVICE PROVIDED BY AXIS BANK 1. Savings Accounts 2. Current Accounts 3. Fixed Deposits 4. Recurring Deposits 5. Home Loans 6. Personal Loans 7. Car Loans 8. Education Loans 9. Credit Cards 10. Debit Cards 11. Online Banking 12. Mobile Banking 13. Insurance Products 14. Mutual Funds 15. Demat Services 16. Pension Plans 17. Forex Services 18. Merchant Services 19. Government Schemes Distribution 20. Wealth Management Services.eMANDYA MAIN BRANCH MANDYA DISTRICT CO-OPERATIVE CENTRAL BANK IMPS P B NO 14, HO MANDYA 571401 Branch Code: 008001 IFSC Code: KSCBO008001 MICR: 571841502 Contact Number:- +918232226010 Toll Free Number (Domestic)(24X7) 08232-226010 Domestic Customers Calling From Abroad (24X7) Email: mdy_dccb@rediffmail.com Cbs.mandya.karnataka@gmail.com Hours: 10:00 AM-03:30 PM Category :-General Banking BranchHISTORY OF DCC (B) The history of District Central Cooperative (DCC) Banks in Karnataka is intertwined with the cooperative movement in India, particularly post- independence. DCC Banks play a pivotal role in the state's rural credit structure, aimed at empowering farmers and rural communities. The roots of the cooperative movement in Karnataka can be traced back to the early 20th century when leaders like Sir M. Visvesvaraya emphasized the importance of cooperative societies for rural development. However, it was after independence in 1947 that the cooperative sector gained significant momentum under the guidance of leaders like Sri Nijalingappa. The Karnataka State Cooperative Apex Bank (KSCAB) was established in 1915, acting as the apex body for all cooperative banks in the state. The formation of DCC Banks followed the implementation of the Three-tier Cooperative Credit Structure, which comprised Primary Agricultural Credit Societies (PACS) at the village level, Central Cooperative Banks (CCBs) at the district level, and the apex bank at the state level. The first DCC Bank in Karnataka was established in 1957 in Tumkur district. Subsequently, DCC Banks were set up in other districts to cater to the credit needs of farmers and rural communities. These banks provided agricultural loans, including crop loans, term loans, and allied credit services, at affordable interest rates. Over the decades, DCC Banks in Karnataka have faced various challenges, including issues related to governance, liquidity, and non-performing assets (NPAs). However, they have also undergone reforms to enhance their efficiency and sustainability. The Karnataka State Government has been proactive in supporting and strengthening the cooperative banking sector through policy initiatives, capital infusion, and regulatory reforms. Additionally, technological advancements have been embraced to modernize banking operations and improve customer service. Today, DCC Banks in Karnataka continue to be instrumental in promoting rural development, financial inclusion, and agriculture sector growth. They remain vital institutions in the state's economic landscape, reflecting the enduring legacy of the cooperative movement in Karnatak:e ORGANISATION , ™. STRUCTURE OF DCC .™ BANK MOC BankSERVICE PROVIDED BY DCC BANK 1. **Credit Facilities**: DCC Banks in Karnataka provide various credit facilities specifically tailored for farmers, including crop loans, term loans for agricultural machinery, and investment loans for farm development activities. 2.**Crop Loans**: These loans are provided to farmers for meeting expenses related to agricultural inputs such as seeds, fertilizers, pesticides, and labor costs. The loans are often offered at subsidized interest rates to promote agricultural activities. 3. **Interest Subvention Schemes**: DCC Banks often participate in government-initiated interest subvention schemes aimed at reducing the burden of interest on farmers. Under such schemes, a portion of the interest is borne by the government, making credit more affordable for farmers. 4. **Insurance Services**: DCC Banks facilitate agricultural insurance schemes to mitigate the risks associated with crop failures due to natural calamities, pests, or diseases. These insurance schemes provide compensation to farmers in case of crop loss, ensuring their financial stability. 5.**Technical Assistance™*: DCC Banks may offer technical assistance and advisory services to farmers, including guidance on modern farming practices, utilization of agricultural inputs, and adoption of sustainable farming techniques. 6.**Marketing Support**: Some DCC Banks extend support to farmers in marketing their agricultural produce effectively. This may involve assistance in accessing markets, connecting with buyers, and obtaining fair prices for their produce. 7. **Capacity Building**: DCC Banks may organize training programs, workshops, and seminars to enhance the agricultural skills and knowledge of farmers. These initiatives aim to empower farmers with the latest information and techniques for improving productivity and income. 8. **Customized Loan Products**: DCC Banks often design loan products tailored to the specific needs of farmers, considering factors such as crop type, landholding size, and seasonal requirements. Flexible repayment options are also provided to accommodate the cyclical nature of agricultural income. 9. **Livelihood Diversification**: In addition to crop-related activities, DCC Banks may support farmers in diversifying their livelihoods by offering loans for allied activities such as animal husbandry, poultry farming, horticulture, and pisciculture. 10. **Government Schemes Implementation**: DCC Banks act as intermediaries for the implementation of various government-sponsored agricultural schemes at the grassroots level. They facilitate the disbursement of subsidies, grants, and incentives to eligible farmers as per the guidelines of these schemes. | support to farmers in the region. Overall, DCC Banks play a crucial role in providing finan Karnataka, thereby contributing to the growth and sustainalMandya BRANCH KARNATAKA GRAMIN BANK, THAGGAHALLI,MANDYA, DISTRICT MANDYA, STATE KARNATAKA, BRANCH THAGGAHALLI, KARNATAKA-571403 Branch Code: 12319 IFSC Code: PKGBO012319 MICR: not provided Contact Number:- +91 8232234093 Toll Free Number (Domestic)(24X7) 1800 10 25250 Domestic Customers Calling From Abroad (24X7) Email:-hoanx.neftcell@kgbk.in Branch Timings: 10:00 AM - 04:00 PM Official Website: www.karnatakagraminbank.comHISTORY OF KGB Karnataka Gramin Bank (KGB) is a regional rural bank established under the Regional Rural Banks Act of 1976. It was formed with the merger of four erstwhile regional rural banks: Malaprabha Grameena Bank, Bijapur Grameena Bank, Varada Grameena Bank, and Netravathi Grameena Bank. These banks had been operating in different regions of Karnataka, serving the rural populace. The bank has its headquarters in Bellary, Karnataka, and operates with a mandate to provide banking and financial services to the rural and semi- urban areas of the state. It functions as a subsidiary of the sponsor bank, Canara Bank, which holds a significant stake along with the Government of India and the Government of Karnataka. Karnataka Gramin Bank offers a wide range of banking products and services tailored to meet the specific needs of the rural population. These services include savings and current accounts, agricultural loans, Kisan Credit Cards, loans for small businesses and entrepreneurs, microfinance, and various government-sponsored schemes aimed at rural development. One of the primary objectives of Karnataka Gramin Bank is to promote financial inclusion by reaching the unbanked and underbanked segments of society. It achieves this through its extensive network of branches and banking correspondents spread across remote rural areas. These efforts not only facilitate access to banking services but also contribute to the overall socio-economic development of the region. Over the years, Karnataka Gramin Bank has played a pivotal role in uplifting the rural economy by providing credit facilities to farmers, artisans, and small businesses. Its initiatives have led to increased agricultural productivity, improved living standards, and empowerment of rural communities. With a customer-centric approach and a commitment to fostering inclusive growth, Karnataka Gramin Bank continues to be a vital institution in the banking landscape of Karnataka, contributing significantly to the financial well-being of its rural population while aligning with the broader national agenda of economic development and financial inclusion.ORGANISATION , => STRUCTURE OF KGB ¢= Pea ee Karnataka Gramin Bank : Aa) ea 2 Apply fi ngProducts Bi RTI (F_Complaints & Grievances FS} Recruitment Notification Tenders / E-Auction Organisational Structure Peat a) Cees (1122)SERVICE PROVIDED BY KGB Karnataka Gramin Bank (KGB) is a regional rural bank in the state of Karnataka, India. Like other regional rural banks, Karnataka Gramin Bank provides a range of financial services and products primarily aimed at rural and semi-urban areas. Some of the services and products typically offered by Karnataka Gramin Bank include: 1. Savings Accounts : KGB offers various types of savings accounts tailored to meet the needs of different segments of the population, including rural and semi-urban customers. 2. Current Accounts: Current accounts are provided for businesses, traders, and individuals who need frequent transactions. ‘ed Deposits : KGB offers fixed deposit accounts with compe! options. 4, Loans: The bank provides various types of loans such as agricultural loans, MSME (Micro, Small, and Medium Enterprises) loans, housing loans, education loans, and personal loans to support the financial needs of rural and semi-urban customers. 5, Microfinance: KGB may offer microfinance services aimed at providing financial assistance to small and marginalized entrepreneurs in rural areas. 6. Government Schemes : The bank fas n of government-sponsored schemes such as PM-Kisan, PMJDY (Pradhan Mantri Jan Dhan Yojana), PMMY (Pradhan Mantri Mudra Yojana), etc., aimed at financial inclusion and empowerment of rural communities. 7. Mobile and Internet Banking: KGB likely provides mobile banking and internet banking facilities to enable customers to access their accounts and perform various transactions conveniently. 8. Insurance Products: The bank may offer insurance products such as life insurance, crop insurance, and health insurance to provide financial security to customers. 9. Remittance Services : KGB likely provides domestic and international remittance services to facilitate money transfer for customers. ‘These are some of the common services and products provided by Karnataka Gramin Bank. The specific offerings may vary based on the bank's policies, government regulations, and the needs of the local community. For detailed information, it's advisable to visit the official website of Karnataka Gramin Bank or contact their nearest branch...