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1.

1.1 At the Board Meeting, the following details should be presented regarding key risks affecting XYZ
Textiles Ltd.:

- Identification of key risks associated with the business operations.

- Assessment of the likelihood and potential impact of each key risk.

- Description of existing measures and controls in place to mitigate these risks.

- Analysis of any emerging risks that may affect the company's objectives.

- Recommendations for additional risk mitigation strategies or adjustments to existing controls.

- Overview of the effectiveness of the risk management framework and procedures in place.

1.2 (c) Judgment and Intuition

1.3 (c) Volatility

1.4 (d) Taxation Method

1.5 (a) the risk of the portfolio which is dependent on assets within the portfolio

1.6 (a) conditions imposed by the lender on the borrower that certain activities will or will not be carried
out.

1.7 (b) the amount of capital needed to ensure the solvency for a given risk profile.

1.8 (b) Board of Directors

1.9 (a) a fraud technique to get access to the victim's computer systems.

1.10 (a) Principal or interest payment not overdue for more than 30 days.

1.11 (d) Meets periodically with the board and risk committee without executives or management
present.
2.
2.1 Chief Risk Officer's Report:

(a) Defining stakeholders involved and assessing the impact upon them:

- Stakeholders: AFL Board of Directors, Ministry of Health, NGO "Nasha Mukt," health professionals,
consumers, shareholders, employees, neighboring countries (Bangladesh, Pakistan, Nepal), regulatory
authorities.

- Impact: Potential impact on sales, reputation, regulatory compliance, public health, investor
confidence, employee morale, international relations, and market expansion plans.

(b) Impact areas and their nature of impacts:

- Impact Areas: Sales, reputation, regulatory compliance, public health, investor confidence, employee
morale, international relations, and market expansion plans.

- Nature of Impacts: Financial, operational, regulatory, legal, social, and strategic.

(c) Available Risk Treatment Options:

- Risk mitigation strategies, product reformulation, regulatory compliance measures, public relations
campaigns, stakeholder engagement, research and development for safer alternatives.

(d) Explaining the Risk Maturity Level of the company:

- Assessment of the current state of risk management practices, alignment with industry standards,
effectiveness of risk communication and reporting, integration of risk management into decision-making
processes.

(e) Techniques that can be used to track the progress of Risk Management:

- Key performance indicators (KPIs), risk dashboards, regular risk assessments, trend analysis,
benchmarking against industry peers.

(f) Various types of Political Risks:

- Regulatory changes, political instability, trade barriers, government interventions, geopolitical


tensions, currency fluctuations, taxation policies.

(g) Benefits likely to be derived from a synchronized ledger:

- Enhanced data security, improved transparency, real-time transaction verification, reduced fraud,
streamlined processes, cost savings, increased trust among stakeholders.

(h) Quantitative tools for assessing neighboring Country Risk:


- Country risk indices, sovereign credit ratings, political stability indices, economic indicators (GDP
growth rate, inflation rate, unemployment rate), currency volatility metrics.

2.2 (a) One may have uncertainty without risk but risk without certainty.

2.3 (d) Governance Risk

2.4 (b) Low Impact-Low Probability

2.5 (a) Terminate the Project

2.6 (d) Risk appetite is about identifying opportunities.

2.7 (c) Perfect negative correlation

2.8 (c) can encourage diversification

2.9 (a) one week (or 5 business days)

2.10 (b) Risk-based profitability measurement framework.

2.11 (c) Companies Act, 2013

3.
3.1 (a) Overseeing the process of disclosure and communications

3.2 (c) 8%

3.3 (b) Coherent risk measures

3.4 (d) Monatomicity

3.5 (b) Exponentially Weighted Moving Averages model

3.6 (a) Representative of the population.

3.7 (d) Achieve a better understanding of risk for competitive advantage

3.8 (b) within one month

3.9 (b) the primary long-term purpose, objectives and direction of business;

3.10 (c) Inherent Risk

3.11 (a) Significant Risk

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