Annual Credit Report - Experian 8/13/22, 4:20 PM

Prepared For

JOSHUA K REITER
Personal & Con7dential

Date Generated
Aug 13, 2022
Report Number
3038-3768-93

At a
Glance 20 Accounts0 Public Records8 Hard Inquiries

Personal Information

4 Names 5 Addresses 2 Employers 3 Other Records

Because your personal information is reported by you, your creditors, and other sources,
it's typical to see small variations in reported personal information, like names and
addresses. For security reasons, many of these items can't be disputed online, but don't
worry—they don't affect your credit score.

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Names

JOSHUA K JOSHUA JOSH REITER K REITER

REITER REITER Name ID JOSH
Name ID Name ID #7491 Name ID
#24441 #25522 #1075

Addresses

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6422 1651 4616 FAWN 6111 AVERY

BECKWITH ASCENSION DR DR APT2112
CT BLUFF DR FORT WORTH FORT WORTH
DALLAS TX, APT263 TX, 76132- TX, 76132-
75248-1407 ARLINGTON 2306 3898
TX, 76006-
Address ID Address ID Address ID
4274
#0147387424 #0149490028 #0344637622
Single family Address ID Single family Apartment
#0148533868 complex
Apartment
complex

1401
RANDOL
CROSSING
LN
FORT WORTH
TX, 76120-
4759
Address ID
#0149447957
Multifamily

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Year of Birth

1981

Phone Numbers

(817) 469-8896 (817) 705-4682

Residential Cellular

Employers

EMPIRE PETROLEUM PARTNERS TEXAS CHRISTIAN UNIVERS

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Accounts
Includes credit cards, real estate loans and installment loans. This information is reported
to the credit bureaus from your creditors.

AMERICAN HONDA FINANCE

! Account Info
Account Name AMERICAN HONDA Balance -
FINANCE
Balance Updated -
Account Number 41321XXXX
Recent Payment -
Account Type Auto Lease
Monthly Payment $0
Responsibility Individual
Original Balance $12,312
Date Opened 11/25/2017
Highest Balance $0
Status Paid, Closed/Never late.
Terms 36 Months
Status Updated Nov 2020
On Record Until Nov 2030

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020 CLS —

2019

2018

Current on payments

CLS Closed

# Balance Histories

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Scheduled
Date Balance Payment Paid

Sep 2020 $342 $342 $342 on

9/22/2020

Aug 2020 $684 $342 $342 on

8/20/2020

Additional info
The original amount of this account was $12,312

$ Contact Info
Address PO BOX 168128,
IRVING TX 75016

AMEX/CBNA

! Account Info
Account Name AMEX/CBNA Balance -

Account Number 377481XXXXXXXXX Balance Updated -

Account Type Credit card Recent Payment -

Responsibility Individual Monthly Payment $0

Date Opened 01/24/2008 Credit Limit $800

Status Paid, Closed/Never late. Highest Balance $338

Status Updated May 2019 Terms NA

On Record Until May 2029

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019 CLS — — — — — — —

2018

2017

2016

2015 — — —

2014

2013

2012 — — — — —

Current on payments

CLS Closed

$ Contact Info
Address PO BOX 6789,
SIOUX FALLS SD 57117

Phone Number (800) 243-6552

% Comment

Current:

Account closed at credit grantor's request.

Previous:

None

BANK OF AMERICA

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! Account Info
Account Name BANK OF AMERICA Balance -

Account Number 431307XXXXXXXXXX Balance Updated -

Account Type Credit card Recent Payment -

Responsibility Individual Monthly Payment $0

Date Opened 01/06/2005 Credit Limit $21,000

Status Paid, Closed/Never late. Highest Balance $6,522

Status Updated Aug 2020 Terms NA

On Record Until Aug 2030

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020 CLS — — — —

2019

2018

2017

2016

2015

2014

2013 — — — — — — — —

Current on payments

CLS Closed

$ Contact Info
Address PO BOX 982238,
EL PASO TX 79998

Phone Number (800) 421-2110

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% Comment

Current:

Account closed at credit grantor's request.

Previous:

None

BEST BUY/CBNA

! Account Info
Account Name BEST BUY/CBNA Balance -

Account Number 700106XXXXXXXXXX Balance Updated -

Account Type Charge Card Recent Payment -

Responsibility Individual Monthly Payment $0

Date Opened 03/05/2009 Credit Limit $3,000

Status Paid, Closed/Never late. Highest Balance $1,219

Status Updated Dec 2014 Terms NA

On Record Until Dec 2024

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2014 CLS
2013 — — — — — — — — — —

Current on payments

CLS Closed

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$ Contact Info
Address PO BOX 6497,
SIOUX FALLS SD 57117

Phone Number (888) 574-1301

% Comment

Current:

Closed due to inactivity

Previous:

None

CAPITAL ONE

! Account Info
Account Name CAPITAL ONE Balance $65

Account Number 414709XXXXXXXXXX Balance Updated 07/26/2022

Account Type Credit Card Recent Payment $0

Responsibility Authorized user Monthly Payment $25

Date Opened 03/25/2015 Credit Limit $30,000

Status Open/Never late. Highest Balance $10,046

Status Updated Jul 2022 Terms NA

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 — — — — —

2021

2020

2019 —

2018

2017

2016

2015 — — — — — — —

Current on payments

# Balance Histories

Scheduled
Date Balance Payment Paid

Jun 2022 $1,741 $25 $0 on 6/22/2022

May 2022 $699 $25 $0 on 5/25/2022

Apr 2022 $455 $25 $0 on 4/25/2022

Mar 2022 $2,026 $25 $0 on 3/25/2022

Feb 2022 $1,905 $25 $0 on 2/23/2022

Jan 2022 $3,467 $34 $0 on 1/25/2022

Dec 2021 $4,042 $40 $0 on

12/21/2021

Nov 2021 $3,240 $32 $0 on

11/19/2021

Oct 2021 $3,305 $33 $0 on

10/19/2021

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Sep 2021 $2,891 $28 $0 on 9/21/2021

Aug 2021 $3,020 $30 $0 on 8/20/2021

Jul 2021 $3,079 $30 $0 on 7/16/2021

Jun 2021 $1,862 $25 $0 on 6/16/2021

May 2021 $2,606 $26 $0 on 5/15/2021

Apr 2021 $2,333 $25 $0 on 4/16/2021

Mar 2021 $2,638 $26 $0 on 3/16/2021

Feb 2021 $2,273 $25 $0 on 2/13/2021

Jan 2021 $2,442 $25 $0 on 1/16/2021

Dec 2020 $3,019 $30 $0 on

12/23/2020

Nov 2020 $2,283 $25 $0 on

11/14/2020

Oct 2020 $2,095 $25 $0 on

10/16/2020

Sep 2020 $2,267 $25 $0 on 9/16/2020

Aug 2020 $2,191 $25 $0 on 8/18/2020

Additional info
Between Apr 2022 and Jun 2022, your credit limit/high balance was $30,000

Between Sep 2021 and Mar 2022, your credit limit/high balance was $15,000

Between Aug 2020 and Aug 2021, your credit limit/high balance was $10,000

$ Contact Info
Address PO BOX 31293,
SALT LAKE CITY UT 84131

Phone Number (800) 955-7070

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CAPITAL ONE AUTO FINANCE

! Account Info
Account Name CAPITAL ONE AUTO Balance $9,878
FINANCE
Balance Updated 07/31/2022
Account Number 620831XXXXXXXXXXX
Recent Payment $325
Account Type Auto Loan
Monthly Payment $222
Responsibility Individual
Original Balance $14,744
Date Opened 11/19/2020
Highest Balance $0
Status Open/Never late.
Terms 73 Months
Status Updated Jul 2022

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 — — — — —

2021

2020 — — — — — — — — — —

Current on payments

# Balance Histories

Scheduled
Date Balance Payment Paid

Jun 2022 $10,179 $222 $325 on

6/1/2022

May 2022 $10,481 $222 $0 on 4/30/2022

Apr 2022 $10,456 $222 $650 on

4/30/2022

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Mar 2022 $11,082 $222 $325 on

3/1/2022

Feb 2022 $11,380 $222 $325 on

2/1/2022

Jan 2022 $11,681 $222 $0 on

12/31/2021

Dec 2021 $11,653 $222 $322 on

12/31/2021

Nov 2021 $11,948 $222 $322 on

11/26/2021

Oct 2021 $12,243 $222 $322 on

10/29/2021

Sep 2021 $12,536 $222 $322 on

9/13/2021

Aug 2021 $12,830 $222 $0 on 7/30/2021

Jul 2021 $12,800 $222 $322 on

7/30/2021

Jun 2021 $13,092 $222 $0 on 5/29/2021

May 2021 $13,062 $222 $377 on

5/29/2021

Apr 2021 $13,407 $222 $645 on

4/27/2021

Mar 2021 $14,022 $222 $322 on

3/3/2021

Feb 2021 $14,311 $222 $0 on 1/29/2021

Jan 2021 $14,281 $222 $545 on

1/29/2021

Dec 2020 $14,792 $222 $0

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Nov 2020 $14,757 $222 $0

Additional info
The original amount of this account was $14,744

$ Contact Info
Address PO BOX 259407,
PLANO TX 75025

Phone Number (800) 946-0332

CBNA

! Account Info
Account Name CBNA Balance -

Account Number 426939XXXXXXXXXX Balance Updated -

Account Type Credit card Recent Payment -

Responsibility Individual Monthly Payment $0

Date Opened 06/13/2015 Credit Limit $6,000

Status Paid, Closed/Never late. Highest Balance $2,364

Status Updated Mar 2019 Terms NA

On Record Until Mar 2029

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019 CLS — — — — — — — — —

2018

2017

2016

2015 — — — — — —

Current on payments

CLS Closed

$ Contact Info
Address PO BOX 6497,
SIOUX FALLS SD 57117

Phone Number (888) 237-8289

% Comment

Current:

Account closed at credit grantor's request.

Previous:

None

CONN APPLIANCES INC

! Account Info

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Account Name CONN APPLIANCES INC Balance -

Account Number 24463XXXX Balance Updated -

Account Type Charge Card Recent Payment -

Responsibility Individual Monthly Payment $0

Date Opened 10/21/2006 Credit Limit $2,706

Status Paid, Closed/Never late. Highest Balance $2,706

Status Updated Sep 2012 Terms NA

On Record Until Sep 2022

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2012 CLS — — —

2011

2010

2009

2008

2007

2006 — — — — — — — — — —

Current on payments

CLS Closed

$ Contact Info
Address 3295 COLLEGE ST,
BEAUMONT TX 77701

Phone Number (877) 358-1252

CRDNL FIN CO/DOVENMUEHLE

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! Account Info
Account Name CRDNL FIN Balance -
CO/DOVENMUEHLE
Balance Updated -
Account Number 310147XXXXXXX
Recent Payment -
Account Type Mortgage
Monthly Payment $0
Responsibility Individual
Original Balance $115,850
Date Opened 11/19/2020
Highest Balance $0
Status Paid, Closed/Never late.
Terms 30 Years
Status Updated May 2022
On Record Until May 2032

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 CLS — — — — — — —

2021

2020 — — — — — — — — — — —

Current on payments

CLS Closed

# Balance Histories

Scheduled
Date Balance Payment Paid

Apr 2022 $112,553 $465 $0 on 2/28/2022

Mar 2022 $112,553 $465 $500 on

2/28/2022

Feb 2022 $112,806 $465 $500 on

1/30/2022

Jan 2022 $113,059 $465 $465 on

12/30/2021

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Dec 2021 $113,277 $465 $930 on

12/2/2021

Nov 2021 $113,710 $465 $0 on 10/3/2021

Oct 2021 $113,710 $465 $465 on

10/3/2021

Sep 2021 $113,926 $465 $930 on

8/31/2021

Aug 2021 $114,357 $465 $465 on

7/8/2021

Jul 2021 $114,572 $465 $0 on 5/30/2021

Jun 2021 $114,572 $465 $465 on

5/30/2021

May 2021 $114,786 $465 $465 on

5/1/2021

Apr 2021 $115,000 $465 $465 on

3/30/2021

Mar 2021 $115,213 $465 $465 on

3/1/2021

Feb 2021 $115,426 $465 $465 on

2/1/2021

Jan 2021 $115,638 $465 $465 on

1/3/2021

Dec 2020 $115,850 $465 $0

Additional info
The original amount of this account was $115,850

$ Contact Info

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Address 1 CORPORATE DR STE 360,

LAKE ZURICH IL 60047

Phone Number (847) 550-7300

CRDNL FIN CO/DOVENMUEHLE

! Account Info
Account Name CRDNL FIN Balance $278,645
CO/DOVENMUEHLE
Balance Updated 08/05/2022
Account Number 310149XXXXXXX
Recent Payment $3,000
Account Type Mortgage
Monthly Payment $1,418
Responsibility Joint with SARA REITER
Original Balance $280,000
Date Opened 04/11/2022
Highest Balance $0
Status Open/Never late.
Terms 30 Years
Status Updated Aug 2022

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 — — — — — — — —

Current on payments

# Balance Histories

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Scheduled
Date Balance Payment Paid

Jul 2022 $279,550 $1,418 $0 on 6/2/2022

Jun 2022 $279,550 $1,418 $1,500 on

6/2/2022

May 2022 $280,000 $1,418 $0

Additional info
The original amount of this account was $280,000

$ Contact Info
Address 1 CORPORATE DR STE 360,
LAKE ZURICH IL 60047

Phone Number (847) 550-7300

ENERBANK USA

! Account Info
Account Name ENERBANK USA Balance -

Account Number 345057XXXX Balance Updated -

Account Type Unsecured Recent Payment -

Responsibility Individual Monthly Payment $0

Date Opened 09/16/2019 Original Balance $9,043

Status Paid, Closed/Never late. Highest Balance $0

Status Updated May 2020 Terms 60 Months

On Record Until May 2030

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020 CLS — — — — — — —

2019 — — — — — — — — —

Current on payments

CLS Closed

$ Contact Info
Address 650 S MAIN ST STE 1000,
SALT LAKE CITY UT 84101

Phone Number (888) 390-1220

JPMCB CARD

! Account Info
Account Name JPMCB CARD Balance -

Account Number 403690XXXXXXXXXX Balance Updated -

Account Type Credit card Recent Payment -

Responsibility Authorized user Monthly Payment $0

Date Opened 08/04/1999 Credit Limit $21,000

Status Paid, Closed/Never late. Highest Balance $2,201

Status Updated Oct 2017 Terms NA

On Record Until Oct 2027

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2017 CLS — —

2016

2015

2014

2013

2012

2011

2010 — — — — — — — — — —

Current on payments

CLS Closed

$ Contact Info
Address PO BOX 15369,
WILMINGTON DE 19850

Phone Number (800) 935-9935

NEBRASKA FURNITURE MART

! Account Info
Account Name NEBRASKA FURNITURE Balance $0
MART
Balance Updated 08/09/2022
Account Number 636535XXXXX
Recent Payment $0
Account Type Charge Card
Monthly Payment $0
Responsibility Individual
Credit Limit $16,000
Date Opened 02/03/2018
Highest Balance $3,420
Status Open/Never late.
Terms NA
Status Updated Aug 2022

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" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 — — — —

2021

2020

2019

2018 — —

Current on payments

# Balance Histories

Scheduled
Date Balance Payment Paid

Jul 2022 $0 $0 $0 on
11/17/2020

Jun 2022 $0 $0 $0 on
11/17/2020

May 2022 $0 $0 $0 on
11/17/2020

Apr 2022 $0 $0 $0 on
11/17/2020

Mar 2022 $0 $0 $0 on
11/17/2020

Feb 2022 $0 $0 $0 on
11/17/2020

Jan 2022 $0 $0 $0 on
11/17/2020

Dec 2021 $0 $0 $0 on

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11/17/2020

Nov 2021 $0 $0 $0 on
11/17/2020

Oct 2021 $0 $0 $0 on
11/17/2020

Sep 2021 $0 $0 $0 on
11/17/2020

Aug 2021 $0 $0 $0 on
11/17/2020

Jul 2021 $0 $0 $0 on
11/17/2020

Jun 2021 $0 $0 $0 on
11/17/2020

May 2021 $0 $0 $0 on
11/17/2020

Apr 2021 $0 $0 $0 on
11/17/2020

Mar 2021 $0 $0 $0 on
11/17/2020

Feb 2021 $0 $0 $0 on
11/17/2020

Jan 2021 $0 $0 $0 on
11/17/2020

Dec 2020 $0 $0 $50 on

11/17/2020

Nov 2020 $50 $0 $200 on

10/21/2020

Oct 2020 $250 $0 $250 on

9/22/2020

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Sep 2020 $500 $0 $200 on

8/18/2020

Aug 2020 $700 $0 $100 on

7/10/2020

Additional info
Between Mar 2021 and Jul 2022, your credit limit/high balance was $16,000

Between Aug 2020 and Feb 2021, your credit limit/high balance was $10,000

$ Contact Info
Address PO BOX 3456,
OMAHA NE 68103

Phone Number (800) 359-1200

SYNCB/BANANA REPUBLIC

! Account Info
Account Name SYNCB/BANANA Balance -
REPUBLIC
Balance Updated -
Account Number 447993XXXXXXXXXX
Recent Payment -
Account Type Credit card
Monthly Payment $0
Responsibility Individual
Credit Limit $1,024
Date Opened 06/23/2013
Highest Balance $403
Status Paid, Closed/Never late.
Terms NA
Status Updated Aug 2021
On Record Until Aug 2031

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2021 CLS — — — —

2020

2019

2018

2017

2016

2015

2014 — — — — — — — —

Current on payments

CLS Closed

# Balance Histories

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Scheduled
Date Balance Payment Paid

Jul 2021 $0 $0 $0 on 7/16/2019

Jun 2021 $0 $0 $0 on 7/16/2019

May 2021 $0 $0 $0 on 7/16/2019

Apr 2021 $0 $0 $0 on 7/16/2019

Mar 2021 $0 $0 $0 on 7/16/2019

Feb 2021 $0 $0 $0 on 7/16/2019

Jan 2021 $0 $0 $0 on 7/16/2019

Dec 2020 $0 $0 $0 on 7/16/2019

Nov 2020 $0 $0 $0 on 7/16/2019

Oct 2020 $0 $0 $0 on 7/16/2019

Sep 2020 $0 $0 $0 on 7/16/2019

Aug 2020 $0 $0 $0 on 7/16/2019

Additional info
Between Aug 2020 and Jul 2021, your credit limit/high balance was $1,024

$ Contact Info
Address PO BOX 965005,
ORLANDO FL 32896

Phone Number (866) 450-2330

% Comment

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Current:

Closed due to inactivity

Previous:

None

SYNCB/CARE CREDIT

! Account Info
Account Name SYNCB/CARE CREDIT Balance $268

Account Number 601918XXXXXXXXXX Balance Updated 07/24/2022

Account Type Charge Card Recent Payment $0

Responsibility Individual Monthly Payment $29

Date Opened 11/01/2007 Credit Limit $6,000

Status Open/Never late. Highest Balance $2,561

Status Updated Jul 2022 Terms NA

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 — — — — —

2021

2020

2019

2018

2017

2016

2015 — — — — — — —

Current on payments

# Balance Histories

Scheduled
Date Balance Payment Paid

Jun 2022 $0 $0 $0 on
12/10/2021

May 2022 $0 $0 $0 on
12/10/2021

Apr 2022 $0 $0 $0 on
12/10/2021

Mar 2022 $0 $0 $0 on
12/10/2021

Feb 2022 $0 $0 $0 on
12/10/2021

Jan 2022 $0 $0 $0 on
12/10/2021

Dec 2021 $0 $0 $531 on

12/10/2021

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Nov 2021 $531 $29 $129 on

11/15/2021

Oct 2021 $329 $29 $100 on

10/13/2021

Sep 2021 $427 $29 $100 on

9/14/2021

Aug 2021 $525 $31 $100 on

8/17/2021

Jul 2021 $600 $29 $100 on

7/14/2021

Jun 2021 $700 $29 $200 on

6/15/2021

May 2021 $900 $30 $201 on

5/12/2021

Apr 2021 $1,101 $36 $200 on

4/14/2021

Mar 2021 $1,301 $43 $293 on

3/5/2021

Feb 2021 $893 $30 $300 on

2/8/2021

Jan 2021 $1,193 $39 $200 on

1/14/2021

Dec 2020 $1,393 $46 $1,000 on

12/8/2020

Nov 2020 $2,393 $78 $100 on

11/17/2020

Oct 2020 $2,458 $80 $0 on 9/1/2020

Sep 2020 $0 $0 $97 on 9/1/2020

Aug 2020 $96 $29 $100 on

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8/18/2020

Additional info
Between Aug 2020 and Jun 2022, your credit limit/high balance was $6,000

$ Contact Info
Address C/O P O BOX 965036,
ORLANDO FL 32896

Phone Number (866) 396-8254

SYNCB/HOME DESIGN-HI-PJL

! Account Info
Account Name SYNCB/HOME DESIGN-HI- Balance -
PJL
Balance Updated -
Account Number 603462XXXXXXXXXX
Recent Payment -
Account Type Charge Card
Monthly Payment $0
Responsibility Individual
Credit Limit $15,000
Date Opened 02/10/2012
Highest Balance $0
Status Paid, Closed/Never late.
Terms NA
Status Updated Apr 2013
On Record Until Apr 2023

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2013 CLS — — — — — — — —

2012 — —

Current on payments

CLS Closed

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$ Contact Info
Address C/O P.O. BOX 965036,
ORLANDO FL 32896

Phone Number (866) 396-8254

% Comment

Current:

Closed due to inactivity

Previous:

None

USAA SAVINGS BANK

! Account Info
Account Name USAA SAVINGS BANK Balance -

Account Number 427082XXXXXXXXXX Balance Updated -

Account Type Credit Card Recent Payment -

Responsibility Individual Monthly Payment $0

Date Opened 09/02/2010 Credit Limit $12,100

Status Paid, Closed/Never late. Highest Balance $9,595

Status Updated May 2022 Terms NA

On Record Until May 2032

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 CLS — — — — — — —

2021

2020

2019

2018

2017

2016

2015 — — — — —

Current on payments

CLS Closed

# Balance Histories

Scheduled
Date Balance Payment Paid

Apr 2022 $0 $0 $0 on 5/27/2016

Mar 2022 $0 $0 $0 on 5/27/2016

Feb 2022 $0 $0 $0 on 5/27/2016

Jan 2022 $0 $0 $0 on 5/27/2016

Dec 2021 $0 $0 $0 on 5/27/2016

Nov 2021 $0 $0 $0 on 5/27/2016

Oct 2021 $0 $0 $0 on 5/27/2016

Sep 2021 $0 $0 $0 on 5/27/2016

Aug 2021 $0 $0 $0 on 5/27/2016

Jul 2021 $0 $0 $0 on 5/27/2016

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Jun 2021 $0 $0 $0 on 5/27/2016

May 2021 $0 $0 $0 on 5/27/2016

Apr 2021 $0 $0 $0 on 5/27/2016

Mar 2021 $0 $0 $0 on 5/27/2016

Feb 2021 $0 $0 $0 on 5/27/2016

Jan 2021 $0 $0 $0 on 5/27/2016

Dec 2020 $0 $0 $0 on 5/27/2016

Nov 2020 $0 $0 $0 on 5/27/2016

Oct 2020 $0 $0 $0 on 5/27/2016

Sep 2020 $0 $0 $0 on 5/27/2016

Aug 2020 $0 $0 $0 on 5/27/2016

Additional info
Between Aug 2020 and Apr 2022, your credit limit/high balance was $12,100

$ Contact Info
Address PO BOX 33009,
SAN ANTONIO TX 78265

Phone Number (800) 531-8722

% Comment

Current:

Closed due to inactivity

Previous:

None

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WELLS FARGO HOME MORTGAGE

! Account Info
Account Name WELLS FARGO HOME Balance -
MORTGAGE
Balance Updated -
Account Number 708021XXXXXXX
Recent Payment -
Account Type Mortgage
Monthly Payment $0
Responsibility Individual
Original Balance $143,350
Date Opened 03/19/2010
Highest Balance $0
Status Paid, Closed/Never late.
Terms 30 Years
Status Updated Jul 2013
On Record Until Jul 2023

Mortgage Agency Name Fannie Mae ID

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2013 CLS — — — — —

2012

2011

2010 — — — — — — — —

Current on payments

CLS Closed

$ Contact Info
Address PO BOX 10335,
DES MOINES IA 50306

Phone Number (800) 416-1472

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WELLS FARGO HOME MORTGAGE

! Account Info
Account Name WELLS FARGO HOME Balance -
MORTGAGE
Balance Updated -
Account Number 936036XXXXXXX
Recent Payment -
Account Type Mortgage
Monthly Payment $0
Responsibility Individual
Original Balance $139,900
Date Opened 06/25/2013
Highest Balance $0
Status Paid, Closed/Never late.
Terms 25 Years
Status Updated Nov 2020
On Record Until Nov 2030

Mortgage Agency Name Fannie Mae ID

" Payment History

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020 CLS —

2019

2018

2017

2016

2015

2014

2013 — — — — — — — — — — —

Current on payments

CLS Closed

# Balance Histories

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Scheduled
Date Balance Payment Paid

Oct 2020 $112,470 $738 $738 on

10/2/2020

Sep 2020 $112,833 $738 $738 on

9/1/2020

Aug 2020 $113,194 $738 $738 on

8/2/2020

Additional info
The original amount of this account was $139,900

$ Contact Info
Address PO BOX 10335,
DES MOINES IA 50306

Phone Number (800) 416-1472

WF/PREFERR

! Account Info
Account Name WF/PREFERR Balance $0

Account Number 577442XXXXXXXXXX Balance Updated 07/20/2022

Account Type Charge Card Recent Payment $0

Responsibility Individual Monthly Payment $0

Date Opened 06/04/2021 Credit Limit $9,500

Status Open/Never late. Highest Balance $9,018

Status Updated Jul 2022 Terms NA

" Payment History

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Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 — — — — —

2021 — — — — —

Current on payments

# Balance Histories

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Scheduled
Date Balance Payment Paid

Jun 2022 $0 $0 $0 on 1/18/2022

May 2022 $0 $0 $0 on 1/18/2022

Apr 2022 $0 $0 $0 on 1/18/2022

Mar 2022 $0 $0 $0 on 1/18/2022

Feb 2022 $0 $0 $0 on 1/18/2022

Jan 2022 $0 $0 $7,018 on

1/18/2022

Dec 2021 $7,018 $459 $500 on

12/10/2021

Nov 2021 $7,518 $459 $500 on

11/15/2021

Oct 2021 $8,018 $459 $500 on

10/13/2021

Sep 2021 $6,518 $375 $500 on

9/10/2021

Aug 2021 $7,018 $375 $1,000 on

7/30/2021

Jul 2021 $8,018 $375 $1,000 on

7/2/2021

Jun 2021 $9,018 $375 $0

Additional info
Between Jun 2021 and Jun 2022, your credit limit/high balance was $9,500

$ Contact Info

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Address PO BOX 14517,

DES MOINES IA 50306

Phone Number (800) 642-4720

Public Records
Information gathered from courts or other government agencies about legal matters
associated with you. The most common Public Records are bankruptcies, tax liens, and
monetary judgments.

No public records reported.

Hard Inquiries
Hard inquiries are requests for your consumer information based on an action or process
initiated by you generally related to a credit or other monetary obligation, such as when
you apply for credit, rental property, or utility service, or default on a loan causing it to be
sent to a collection agency. Hard inquiries are displayed to companies that receive your
consumer report and may stay on your report at least two years.

COMENITY CONN SYNCB/TJX COMENITY

CAPITAL/A APPLIANCE CO CB/ZALESO
CADMY S INC/FICO Inquired on UTLET
Inquired on Inquired on 08/01/2022 Inquired on
08/02/2022 08/01/2022 07/31/2022
PO BOX
PO BOX 2445 965015 PO BOX
182120 TECHNOLO ORLANDO 182120
COLUMBUS GY FOREST FL, 32896 COLUMBUS
OH, 43218 BLVD THE OH, 43218
Unspeciced.

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Charge Card. WOODLAN This inquiry is Charge Card.

This inquiry is DS TX, scheduled to This inquiry is
scheduled to continue on scheduled to
77381
continue on record until continue on
record until Unspeciced. Sep 2024. record until
Sep 2024. This inquiry is Aug 2024.
scheduled to
continue on
record until
Sep 2024.

XACTUS- CAPITAL XACTUS- PARTNERS

CP ONE AUTO CP CREDIT
Inquired on FINANCE Inquired on Inquired on
03/03/2022 Inquired on 10/29/2020 10/28/2020
11/19/2020
370 REED 370 REED 65 E
RD STE 100 PO BOX RD STE 100 WACKER PL
BROOMALL 259407 BROOMALL STE 1405
PA, 19008 PLANO TX, PA, 19008 CHICAGO
75025 IL, 60601
Real Estate Real Estate
on behalf of Auto loan. on behalf of Real Estate
CARDINAL This inquiry is CARDINAL on behalf of
FINANCIAL scheduled to FINANCIAL AMERICAN
COMPA. This continue on COMPA. This FINANCING
inquiry is record until inquiry is CORPO. This
scheduled to Dec 2022. scheduled to inquiry is
continue on continue on scheduled to
record until record until continue on
Apr 2024. Nov 2022. record until
Nov 2022.

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Soft Inquiries
Soft inquiries are generally initiated by others, like companies making promotional offers
or lenders periodically reviewing your existing credit accounts. Soft inquiries also include
checking your own credit report or using credit monitoring services, and have no impact on
your credit.

EXPERIAN EXPERIAN EXPERIAN SOFI BANK

Inquired on CREDITMA Inquired on NA
08/13/2022 TCH 08/11/2022 Inquired on
and 08/09/ Inquired on , 08/11/2022
2022 08/13/2022 08/09/2022
, , 234 1ST ST,
475 ANTON 08/11/2022 08/08/2022 SAN
BLVD, , , FRANCISCO
COSTA CA 94105
08/10/2022 08/04/2022
MESA CA (415) 385-
, ,
92626 08/09/2022 08/02/2022 0419
, ,
08/08/2022 08/01/2022
, ,
08/04/2022 07/31/2022
, and 07/29/
08/02/2022 2022
,
08/01/2022 475 ANTON
, BLVD,

07/31/2022 COSTA
MESA CA
and 07/29/
2022 92626
(866) 431-
475 ANTON 3471
BLVD # D4,
COSTA

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MESA CA
92626

SOFI EXPERIAN EXPERIAN NEBRASKA

LENDING Inquired on Inquired on FURNITURE
CORPORAT 08/09/2022 08/09/2022 MART
ION and 07/29/ Inquired on
Inquired on 2022 PO BOX 08/08/2022
08/11/2022 2002, ,
475 ANTON ALLEN TX 04/14/2022
2750 E BLVD, 75013 and 08/20/
COTTONW COSTA (888) 397- 2021
OOD PKWY, MESA CA 3742
COTTONW 92626 700 S 72ND
OOD ST,
HEIGHTS OMAHA NE
UT 84121 68114
(855) 456- (402) 392-
7634 3450

COMENITY COMENITY EXPERIAN LENDINGCL

SERVICING CAPITAL/A Inquired on UB CORP
LLC CADMY 08/02/2022 Inquired on
Inquired on Inquired on , 08/02/2022
08/02/2022 08/02/2022 08/01/2022
and 07/31/ and 07/31/ 595
PO BOX MARKET ST
2022 2022
182120, # 200,
PO BOX COLUMBUS 475 ANTON SAN
182120, OH 43218 BLVD, FRANCISCO
COLUMBUS COSTA CA 94105

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OH 43218 MESA CA
92626

CONN CITI COMENITY EXPERIAN

APPLIANCE COMMERC CB/ZALESO Inquired on
S INC/FICO E UTLET 07/31/2022
Inquired on SOLUTIONS Inquired on
08/01/2022 Inquired on 07/31/2022 475 ANTON

07/31/2022 BLVD,
2445 PO BOX COSTA
TECHNOLO 14700 182120, MESA CA
GY FOREST CITICORP COLUMBUS 92626
BLVD, DR, OH 43218
THE HAGERSTO
WOODLAN WN MD
DS TX 21742
77381 (423) 477-
(877) 358- 6800
1252

EXPERIAN EXPERIAN CAPITAL LN/ALLSTA

Inquired on Inquired on ONE AUTO TE
07/29/2022 07/29/2022 FIN PO# INSURANC
Inquired on E CO
475 ANTON 475 ANTON 07/26/2022 Inquired on
BLVD, BLVD, , 07/15/2022
COSTA COSTA
06/27/2022
MESA CA MESA CA , 2775
92626 92626 05/25/2022 SANDERS
(866) 673- RD,
,
0140 04/28/2022 NORTHBRO

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, OK IL 60062
03/25/2022
,
02/28/2022
,
01/27/2022
,
12/28/2021
,
11/24/2021
,
10/26/2021
,
09/24/2021
and 08/25/
2021

PO BOX
259407,
PLANO TX
75025
(800) 946-
0332

CAPITAL WF CRD JPMCB LEXISNEXIS

ONE SVC CARD /INS/P&C
Inquired on Inquired on Inquired on Inquired on
07/13/2022 06/22/2022 06/09/2022 06/06/2022
, , ,
06/13/2022 12/22/2021 04/28/2022 1000
ALDERMAN
, , ,
05/12/2022 10/27/2021 03/23/2022 DR,

, and 08/25/ , ALPHARET

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04/14/2022 2021 02/16/2022 TA GA

, , 30005
03/14/2022 1220 02/12/2022 (866) 323-
CONCORD
, , 0932
01/13/2022 AVE, 12/28/2021
CONCORD On behalf of
, and 09/08/
CA 94520 USAA for
12/09/2021 2021
Insurance
, (925) 686-
underwriting
7938 PO BOX
11/12/2021
, 15298,

10/14/2021 WILMINGT
, ON DE

09/10/2021 19850
and 08/13/ (800) 432-
2021 3117

15000
CAPITAL
ONE DR,
RICHMOND
VA 23238

JPMCB BK OF FHLMC FREDDIE

CARD AMER FREDDIE MAC
Inquired on Inquired on MAC FEDERAL
05/31/2022 05/26/2022 Inquired on HOME
, , 05/08/2022 LOANS
03/29/2022 03/15/2022 Inquired on
, , 8250 05/08/2022
JONES
03/01/2022 01/13/2022
, and 11/11/ BRANCH 8250
DR, JONES
02/14/2022 2021
MC LEAN BRANCH
and 11/30/

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2021 PO BOX VA 22102 DR,

17054, MC LEAN
PO BOX WILMINGT VA 22102
15298,
ON DE (703) 903-
WILMINGT 19850 2000
ON DE (800) 421-
19850 2110
(800) 432-
3117

XACTUS- USAA USAA BK OF

CP/CARDIN SAVINGS FEDERAL AMER
AL FIN BANK SAVINGS Inquired on
Inquired on Inquired on BK 04/21/2022
05/08/2022 05/06/2022 Inquired on ,
and 03/05/ , 04/26/2022 02/17/2022
2022 04/07/2022 , ,
, 03/15/2022 01/21/2022
3701 ARCO 03/08/2022 , ,
CORPORAT , 02/15/2022 12/27/2021
E DR STE
02/09/2022 , and 12/17/
200,
, 01/18/2022 2021
CHARLOTT 01/07/2022 ,
E NC 28273 1000
, 12/21/2021
(855) 561- 12/07/2021 , SAMOSET
4944 , 11/23/2021 DR,
11/09/2021 and 10/26/ NEWARK

, 2021 DE 19713
(800) 421-
10/06/2021
and 09/03/ 10750 2110

2021 MCDERMO
TT FWY #
PO BOX 2S,
33009, SAN

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SAN ANTONIO
ANTONIO TX 78288
TX 78265
(800) 531-
8722

LN/DATALA DATAMYX/ SOFI USAA

B/PROGRE ROCKET LENDING FEDERAL
SSIVE MORTGAGE CORP SAVINGS
Inquired on Inquired on Inquired on BK
03/10/2022 03/04/2022 03/03/2022 Inquired on
02/03/2022
6300 1050 234 1ST ST,
WILSON WOODWAR SAN 10750
MILLS RD, D AVE, FRANCISCO MCDERMO
MAYFIELD DETROIT MI CA 94105 TT FWY #
VILLAGE 48226 2S,
OH 44143 (303) 373- SAN
3000 ANTONIO
TX 78288

Important Messages

Medical Information
By law, we cannot disclose certain medical information (relating to physical,
mental, or behavioral health or condition). Although we do not generally collect
such information, it could appear in the name of a data furnisher (i.e., "Cancer

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Center") that reports your payment history to us. If so, those names display on
your report, but on reports to others they display only as "MEDICAL PAYMENT
DATA." Consumer statements included on your report at your request that contain
medical information are disclosed to others.

Public Records Information

If your report contains public records, the Public Records section includes items
from courts that Experian may have obtained through a third party vendor,
LexisNexis Risk Data Management Inc. You may contact them at LexisNexis
Consumer Center, PO Box 105615, Atlanta, GA 30348-5108, or visit
https://experianconsumers.lexisnexis.com .

Contact Experian

Online Phone Mail

Visit Experian.com/dispute to dispute Monday - Friday Experian
any inaccurate information, or click 9am to 5pm PO Box 9701
(855) 414-6047 Allen, TX 75013
the dispute link next to the item. For
FAQs and online access to your
Experian Credit Report, Fraud Alerts,
and Security Freezes, visit
Experian.com/help

Know Your Rights

Fair Credit Reporting Act (FCRA)

Para información en español, visite www.consumer7nance.gov/learnmore o
escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W.,

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Washington, D.C. 20552.

A Summary of Your Rights Under the Fair Credit Reporting Act.

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness,
and privacy of information in the cles of consumer reporting agencies. There are
many types of consumer reporting agencies, including credit bureaus and
specialty agencies (such as agencies that sell information about check writing
histories, medical records, and rental history records). Here is a summary of your
major rights under the FCRA. For more information, including information about
additional rights, go to www.consumer7nance.gov/learnmore or write to:
Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C.
20552.

You must be told if information in your 7le has been used against you. Anyone
who uses a credit report or another type of consumer report to deny your
application for credit, insurance, or employment — or to take another adverse
action against you — must tell you, and must give you the name, address, and
phone number of the agency that provided the information.

You have the right to know what is in your 7le. You may request and obtain all
the information about you in the cles of a consumer reporting agency (your "cle
disclosure"). You will be required to provide proper identiccation, which may
include your Social Security number. In many cases, the disclosure will be free.
You are entitled to a free cle disclosure if:
a person has taken adverse action against you because of information in your credit
report;
you are the victim of identity theft and place a fraud alert in your cle;
your cle contains inaccurate information as a result of fraud;
you are on public assistance;
you are unemployed but expect to apply for employment within 60 days.

In addition, all consumers are entitled to one free disclosure every 12 months
upon request from each nationwide credit bureau and from nationwide specialty
consumer reporting agencies. See www.consumercnance.gov/learnmore for
additional information.

You have the right to ask for a credit score. Credit scores are numerical
summaries of your creditworthiness based on information from credit bureaus.

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You may request a credit score from consumer reporting agencies that create
scores or distribute scores used in residential real property loans, but you will
have to pay for it. In some mortgage transactions, you will receive credit score
information for free from the mortgage lender.

You have the right to dispute incomplete or inaccurate information. If you

identify information in your cle that is incomplete or inaccurate, and report it to
the consumer reporting agency, the agency must investigate unless your dispute
is frivolous. See www.consumercnance.gov/learnmore for an explanation of
dispute procedures.

Consumer reporting agencies must correct or delete inaccurate, incomplete, or

unveri7able information. Inaccurate, incomplete or unvericable information must
be removed or corrected, usually within 30 days. However, a consumer reporting
agency may continue to report information it has vericed as accurate.

Consumer reporting agencies may not report outdated negative information. In

most cases, a consumer reporting agency may not report negative information
that is more than seven years old, or bankruptcies that are more than 10 years
old.

Access to your 7le is limited. A consumer reporting agency may provide

information about you only to people with a valid need — usually to consider an
application with a creditor, insurer, employer, landlord, or other business. The
FCRA specices those with a valid need for access.

You must give your consent for reports to be provided to employers. A

consumer reporting agency may not give out information about you to your
employer, or a potential employer, without your written consent given to the
employer. Written consent generally is not required in the trucking industry. For
more information, go to www.consumercnance.gov/learnmore.

You may limit "prescreened" offers of credit and insurance you get based on
information in your credit report. Unsolicited "prescreened" offers for credit and
insurance must include a toll-free phone number you can call if you choose to
remove your name and address from the lists these offers are based on. You may
opt-out with the nationwide credit bureaus at 1 888 5OPTOUT (1 888 567 8688).

You may seek damages from violators. If a consumer reporting agency, or, in

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some cases, a user of consumer reports or a furnisher of information to a

consumer reporting agency violates the FCRA, you may be able to sue in state or
federal court.

Identity theft victims and active duty military personnel have additional rights.
For more Information, visit www.consumercnance.gov/learnmore.

Consumers Have The Right To Obtain A Security Freeze

You have a right to place a 'security freeze' on your credit report, which will
prohibit a consumer reporting agency from releasing information in your credit
report without your express authorization. The security freeze is designed to
prevent credit, loans, and services from being approved in your name without
your consent. However, you should be aware that using a security freeze to take
control over who gets access to the personal and cnancial information in your
credit report may delay, interfere with, or prohibit the timely approval of any
subsequent request or application you make regarding a new loan, credit,
mortgage, or any other account involving the extension of credit.

As an alternative to a security freeze, you have the right to place an initial or

extended fraud alert on your credit cle at no cost. An initial fraud alert is a 1-year
alert that is placed on a consumer's credit cle. Upon seeing a fraud alert display
on a consumer's credit cle, a business is required to take steps to verify the
consumer's identity before extending new credit. If you are a victim of identity
theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7
years.

A security freeze does not apply to a person or entity, or its anliates, or collection
agencies acting on behalf of the person or entity, with which you have an existing
account that requests information in your credit report for the purposes of
reviewing or collecting the account. Reviewing the account includes activities
related to account maintenance, monitoring, credit line increases, and account
upgrades and enhancements.

States may enforce the FCRA, and many states have their own consumer
reporting laws. In some cases, you may have more rights under state law. For
more information, contact your state or local consumer protection agency or
your state Attorney General. For more information about your federal rights,
contact:

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FOR QUESTIONS OR CONCERNS REGARDING: PLEASE CONTACT:

1.a. Banks, savings associations, and credit unions a. Bureau of

with total assets of over $10 billion and their Consumer
anliates. Financial
Protection
b. Such anliates that are not banks, savings 1700 G Street NW
associations, or credit unions also should list in Washington, DC
addition to the Bureau: 20552

b. Federal Trade
Commission:
Consumer
Response Center -
FCRA
Washington, DC
20580
(877) 382-4357

2. To the extent not included in item 1 above: a. Once of the

Comptroller of the
a. National banks, federal savings associations, and Currency
federal branches and federal agencies of foreign Customer
banks Assistance Group
1301 McKinney
b. State member banks, branches and agencies of Street, Suite 3450
foreign banks (other than federal branches, federal Houston, TX
agencies, and insured state branches of foreign 77010-9050
banks), commercial lending companies owned or
controlled by foreign banks, and organizations b. Federal Reserve
operating under section 25 or 25A of the Federal Consumer Help
Reserve Act Center
PO Box 1200
c. Nonmember Insured banks, Insured State Minneapolis, MN

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Branches of Foreign Banks, and insured state 55480

savings associations
c. FDIC Consumer
d. Federal Credit Unions Response Center
1100 Walnut Street,
Box #11
Kansas City, MO
64106

d. National Credit
Union
Administration
Once of Consumer
Protection (OCP)
Division of
Consumer
Compliance and
Outreach (DCCO)
1775 Duke Street
Alexandria, VA
22314

3. Air carriers Asst. General

Counsel for
Aviation
Enforcement &
Proceedings
Aviation Consumer
Protection Division
Department of
Transportation
1200 New Jersey
Avenue SE
Washington, DC

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20590

4. Creditors Subject to Surface Transportation Board Once of

Proceedings,
Surface
Transportation
Board
Department of
Transportation
395 E Street, SW
Washington, DC
20423

5. Creditors Subject to Packers and Stockyards Act Nearest Packers

and Stockyards
Administration
area supervisor

6. Small Business Investment Companies Associate Deputy

Administrator for
Capital Access
United States
Small Business
Administration
409 Third Street,
SW, 8th Floor
Washington, DC
20416

7. Brokers and Dealers Securities and

Exchange

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Commission
100 F St NE
Washington, DC
20549

8. Federal Land Banks, Federal Land Bank Farm Credit

Associations, Federal Intermediate Credit Banks, Administration
and Production Credit Associations 1501 Farm Credit
Drive
McLean, VA 22102-
5090

9. Retailers, Finance Companies, and All Other FTC Regional

Creditors Not Listed Above Once for region in
which the creditor
operates or Federal
Trade Commission:
Consumer
Response Center -
FCRA
Washington, DC
20580
(877) 382-4357

Noticcation of Rights
Noticcation of Rights for California Consumers
Noticcation of Rights for Colorado Consumers
Noticcation of Rights for Connecticut Consumers
Noticcation of Rights for Maryland Consumers
Noticcation of Rights for Massachusetts Consumers
Noticcation of Rights for Texas Consumers
Noticcation of Rights for Vermont Consumers

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Noticcation of Rights for Washington Consumers

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