Your HSBC Premier Statement

Contact tel 0345 600 6161

see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.ciiom.hsbc.com

Mr A Carus
B606 Millais House
Castle Quay
La Rue de L'Etau
St Helier Account Summary
Jersey
Ope ning Balance 7,527.84
JE2 3EF
Paym e nts In 10,659.84
Paym e nts Out 7,154.74
Clos ing Balance 11,032.94
Ove rdraft Lim it 10,000.00

.
International Bank Account Number
GB04MIDL40253432834510
26 February to 25 March 2024 Branch Identifier Code
MIDLJEH1XXX

Acco unt Nam e S o rtcode Acco unt Num ber S he e t Num be r

Mr Alexander Carus 40-25-34 32834510 820

Your Premier Bank Account details

Date Pay m e nt t y p e and de t ails Paid o ut Paid in Balance

A
25 Feb 24 BALANCE BROUGHT FORWARD . 7,527.84
26 Feb 24 ))) SumUp *Loaf sandw
St Helier 5.90
))) KFC - JERSEY
JERSEY 15.18
))) MORRISONS CASTLEQU
JERSEY 3.31
))) SO BAR
ST HELLIER 6.20
))) SO BAR
ST HELLIER 6.20
))) THE LANGTRY
ST HELIER JER 5.80
))) THE LANGTRY
ST HELIER JER 5.80
))) THE LANGTRY
ST HELIER JER 5.80
))) MORRISONS CASTLEQU
JERSEY 33.93
VIS THE LANGTRY
ST HELIER JER 5.80
))) THE LANGTRY
ST HELIER JER 5.80
))) MARKS & SPENCER
ST CLEMENT 33.30
))) MORRISONS CASTLEQU
JERSEY 27.55
BALANCE CARRIED FORWARD 7,367.27

PO BOX 14 15-17 King Street St Helier Jersey JE2 4WF

 Your HSBC Premier Statement
Contact tel 0345 600 6161
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.ciiom.hsbc.com
26 February to 25 March 2024

Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Mr Alexander Carus 40-25-34 32834510 821

Your Premier Bank Account details

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 7,367.27

))) COOPERS AND CO CAS
ST HELIER 4.75
))) ROBERTS GREVE D'AZ
ST CLEMENT 45.56 7,316.96
27 Feb 24 ))) SO BAR
ST HELLIER 6.20
))) MORRISONS CASTLEQU
JERSEY 20.31
VIS INT'L 0065789788
APPLE.COM/BILL
08001076285 2.99 7,287.46
28 Feb 24 DD SKY DIGITAL 45.00
))) SO BAR
ST HELLIER 6.20 7,236.26
29 Feb 24 ))) THREE TUNS
MARYLEBONE 6.15
))) THREE TUNS
MARYLEBONE 7.25
))) THREE TUNS
MARYLEBONE 6.15
))) THREE TUNS
MARYLEBONE 7.25
))) MARKS&SPENCER PLC
MARBLE ARCH 5.00
))) MARKS&SPENCER PLC
MARBLE ARCH 19.00
))) WH Smith Jersey Ai
St Helier 2.09
))) WWW.HEATHROWEXPRES
07730147935 74.00
))) JER WDF MAIN
JERSEY AIRPOR 57.50 7,051.87
01 Mar 24 DD FUNDSMITH 100.00
DD TV LICENCE MBP 13.25
DD JERSEY ELECTRICITY 88.00
SO HUSON J & J
B606 RENT 2,000.00
VIS HYATT REGENCY LOND
London 480.00
VIS HYATT REGENCY LOND
London 28.37
))) MORRISONS CASTLEQU
JERSEY 33.05
BALANCE CARRIED FORWARD 4,309.20

PO BOX 14 15-17 King Street St Helier Jersey JE2 4WF

 Your HSBC Premier Statement
Contact tel 0345 600 6161
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.ciiom.hsbc.com
26 February to 25 March 2024

Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Mr Alexander Carus 40-25-34 32834510 822

Your Premier Bank Account details

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 4,309.20

))) CROWN RIVERS
HOUNSLOW, HEE 6.45
))) CROWN RIVERS
HOUNSLOW, HEE 6.45
))) CROWN RIVERS
HOUNSLOW, HEE 6.45 4,289.85
04 Mar 24 VIS HYATT REGENCY LOND
London 84.17
VIS Microsoft*Ultimate
msbill.info 12.99
))) PRET A MANGER
100 4.99
))) PRET A MANGER
100 5.75
))) THE LANGTRY
ST HELIER JER 5.80
))) THE LANGTRY
ST HELIER JER 5.80
))) MORRISONS CASTLE Q
ST HELIER 8.56
VIS JT JerseyTopup
St Helier 5.00
))) THE LANGTRY
ST HELIER JER 5.80
))) THE LANGTRY
ST HELIER JER 5.70
))) THE LANGTRY
ST HELIER JER 5.80
))) MARKS & SPENCER
ST CLEMENT 41.90
))) MORRISONS CASTLE Q
ST HELIER 18.73
))) MORRISONS CASTLE Q
ST HELIER 23.04
))) PRINCES BAR
ST HELIER JER 6.00
))) ROSEVILLE STREET M
66 ROSEVILLE 32.10
VIS Microsoft*Xbox
msbill.info 3.49 4,182.57
05 Mar 24 VIS JT JerseyTopup
St Helier 5.00
))) SO BAR
ST HELLIER 6.20
BALANCE CARRIED FORWARD 4,171.37

PO BOX 14 15-17 King Street St Helier Jersey JE2 4WF

 Your HSBC Premier Statement
Contact tel 0345 600 6161
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.ciiom.hsbc.com
26 February to 25 March 2024

Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Mr Alexander Carus 40-25-34 32834510 823

Your Premier Bank Account details

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 4,171.37

))) SO BAR
ST HELLIER 6.20
))) MORRISONS CASTLE Q
ST HELIER 21.75
))) COOP AT COLOMBERIE
ST HELIER 6.84 4,136.58
06 Mar 24 ))) THE TASTE
ST HELIER 5.60
))) THE PEIRSON
JERSEY 15.80 4,115.18
07 Mar 24 VIS MORRISONS CASTLE Q
ST HELIER 27.59
))) FANCY DRESS BOX
ST HELIER 2.95
))) SO BAR
ST HELLIER 6.20
))) JPR CAFE UBE COLOM
JERSEY 4.95 4,073.49
08 Mar 24 VIS WWW.BLOOMANDWILD.C
LONDON 52.00
VIS amazon.co.uk
353-12477661 3.99
))) THE PEIRSON
JERSEY 10.55
))) JAMES STREET NEWS
ST HELIER 13.70
))) MORRISONS CASTLE Q
ST HELIER 16.42
))) COOP AT COLOMBERIE
ST HELIER 2.54 3,974.29
11 Mar 24 SO D N CARUS
A CARUS 1,000.00
))) THE LANGTRY
ST HELIER JER 6.10
))) SO BAR
ST HELLIER 6.20
))) MORRISONS CASTLE Q
ST HELIER 24.00
))) THE PEIRSON
JERSEY 5.60
))) COOP AT COLOMBERIE
ST HELIER 3.40
))) THE LANGTRY
ST HELIER JER 6.10
BALANCE CARRIED FORWARD 2,922.89

PO BOX 14 15-17 King Street St Helier Jersey JE2 4WF

 Your HSBC Premier Statement
Contact tel 0345 600 6161
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.ciiom.hsbc.com
26 February to 25 March 2024

Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Mr Alexander Carus 40-25-34 32834510 824

Your Premier Bank Account details

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 2,922.89

))) THE LANGTRY
ST HELIER JER 6.90
))) BOOTS 1526
ST HELIER 6.00
))) CARD FACTORY
JERSEY 1.99
))) MARKS & SPENCER
ST HELIER 30.45
))) YOGOLICIOUS
JERSEY JE2 3.75
VIS HOTEL DE L'ETANG
JERSEY 140.00
))) PRINCES BAR
ST HELIER JER 6.00
))) PRINCES BAR
ST HELIER JER 11.25
))) MARKET FLOWERS
ST HELIER 35.00
))) MORRISONS CASTLE Q
ST HELIER 19.04 2,662.51
12 Mar 24 BP The Law Society of
102111 Carus 210.00
))) COOP AT COLOMBERIE
ST HELIER 4.40
))) THE PEIRSON
JERSEY 5.60 2,442.51
13 Mar 24 ))) THE LANGTRY
ST HELIER JER 6.10
))) SO BAR
ST HELLIER 6.20
))) LISTER HOUSE SURGE
ST HELIER 12.00
))) COOP AT COLOMBERIE
ST HELIER 4.75
))) THE PEIRSON
JERSEY 5.60 2,407.86
14 Mar 24 VIS amazon.co.uk
353-12477661 9.49
))) M&S JERSEY LIBERTY
ST HELIER 4.75
))) CHAMBERS
ST HELLIER 6.30
))) MORRISONS CASTLE Q
ST HELIER 18.18
BALANCE CARRIED FORWARD 2,369.14

PO BOX 14 15-17 King Street St Helier Jersey JE2 4WF

 Your HSBC Premier Statement
Contact tel 0345 600 6161
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.ciiom.hsbc.com
26 February to 25 March 2024

Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Mr Alexander Carus 40-25-34 32834510 825

Your Premier Bank Account details

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 2,369.14

))) COOP AT COLOMBERIE
ST HELIER 3.05 2,366.09
15 Mar 24 VIS Amazon Prime*RW4DU
amzn.co.uk/pm 8.99
))) SO BAR
ST HELLIER 6.20
))) MORRISONS CASTLE Q
ST HELIER 5.91
))) COOP AT COLOMBERIE
ST HELIER 3.09
))) THE PEIRSON
JERSEY 5.60 2,336.30
16 Mar 24 CR UNION BANCAIRE PRI
UBP SALARY 8,105.84 10,442.14
18 Mar 24 DD JT 85.20
CR UNION BANCAIRE PRI
UBP EXPENSES 469.83
))) THE LANGTRY
ST HELIER JER 6.10
))) MORRISONS CASTLE Q
ST HELIER 28.42
))) KFC - JERSEY
JERSEY 14.18
))) THE TASTE
ST HELIER 5.85
))) SO BAR
ST HELLIER 6.20
))) THE LANGTRY
ST HELIER JER 6.10
))) THE LANGTRY
ST HELIER JER 6.10
))) THE LANGTRY
ST HELIER JER 6.10
))) MARKS & SPENCER
ST CLEMENT 35.70
))) MORRISONS CASTLE Q
ST HELIER 46.62
VIS WWW.BEAULIEU-JERSE
INTERNET 50.00
VIS MORRISONS CASTLE Q
ST HELIER 14.73
))) BARKERS NEWSAGENT
ST HELIER 3.27
BALANCE CARRIED FORWARD 10,597.40

PO BOX 14 15-17 King Street St Helier Jersey JE2 4WF

 Your HSBC Premier Statement
Contact tel 0345 600 6161
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.ciiom.hsbc.com
26 February to 25 March 2024

Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Mr Alexander Carus 40-25-34 32834510 826

Your Premier Bank Account details

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 10,597.40

))) THE LANGTRY
ST HELIER JER 6.10
))) THE LANGTRY
ST HELIER JER 6.10
))) THE FRESH FISH COM
CHANNEL ISLES 7.37
))) COOP AT CHARING CR
ST HELIER 16.73
VIS Microsoft*Xbox
msbill.info 6.99
VIS INT'L 0099667517
SHARETHEMEAL WFP
ROMA 29.25 10,524.86
19 Mar 24 BP D N Carus
A Carus 350.00
))) MORRISONS CASTLE Q
ST HELIER 19.04
))) COOP AT COLOMBERIE
ST HELIER 4.19
))) THE PEIRSON
JERSEY 5.95 10,145.68
20 Mar 24 ))) MORRISONS CASTLE Q
ST HELIER 44.18
))) COOP AT COLOMBERIE
ST HELIER 3.15
))) THE PEIRSON
JERSEY 5.95 10,092.40
21 Mar 24 ))) THE LANGTRY
ST HELIER JER 6.10
))) SO BAR
ST HELLIER 6.20
))) COOP AT COLOMBERIE
ST HELIER 3.40
ATM CASH BARCLAY MAR21
JERSEY LIBRA@17:09 150.00 9,926.70
22 Mar 24 ))) THE LANGTRY
ST HELIER JER 6.10
))) THE LANGTRY
ST HELIER JER 6.10
))) MORRISONS CASTLE Q
ST HELIER 19.04
))) COOP AT COLOMBERIE
ST HELIER 3.45 9,892.01
BALANCE CARRIED FORWARD 9,892.01

PO BOX 14 15-17 King Street St Helier Jersey JE2 4WF

 Your HSBC Premier Statement
Contact tel 0345 600 6161
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.ciiom.hsbc.com
26 February to 25 March 2024

Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r

Mr Alexander Carus 40-25-34 32834510 827

Your Premier Bank Account details

Date Pay m e nt t y pe and d e t ails Paid out Paid in Balance

BALANCE BROUGHT FORWARD 9,892.01

23 Mar 24 ATM CASH BARCLAY MAR23
JERSEY LIBRA@15:59 140.00 9,752.01
25 Mar 24 BP CARUS R&H
Juliette 2,000.00
VIS The Rigatoni Jerse
Jersey 190.00
VIS JT JerseyTopup
St Helier 5.00
VIS HOTEL DE L'ETANG
JERSEY 400.00
VIS WHITE HORSE
JERSEY 32.15
))) COOP AT COLOMBERIE
ST HELIER 4.14
))) Pomme dOr Hotel Fn
St Helier 28.93
))) THE PEIRSON
JERSEY 5.95
))) THE SQUARE
JERSEY 14.50
))) Pomme dOr Hotel Fn
St Helier 35.20
))) WHITE HORSE
JERSEY 3.20 11,032.94
25 Mar 24 BALANCE CARRIED FORWARD 11,032.94

Im po rtant Inform ation

Jersey Banking Depositor Compensation Scheme

HSBC Bank plc Jersey Branch is a participant in the Jersey Banking Depositor Compensation Scheme. The Scheme offers
protection for eligible deposits of up to GBP 50,000 . The maximum total amount of compensation is capped at GBP
100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of
Jersey website or on request.

AER EAR
Cre dit Inte re s t Rate s balance variable Ove rdraft Inte re s t Rate s b alance variable
Cre dit inte re s t 0.00% upto 500 0.00%
ove r 500 8.57%

PO BOX 14 15-17 King Street St Helier Jersey JE2 4WF

 Interest
Credit Interest is calculated daily on the cleared credit
balance and is paid monthly. Debit interest is calculated daily
on the cleared debit balance of your account, it accrues
during your charging cycle (usually monthly) and is deducted
from your account following the end of your charging cycle.
For HSBC Private Banking Accounts and HSBC Premier Bank
Accounts, overdraft interest charges include arranged and
unarranged overdraft interest.
Overdraft Service
For HSBC Private Banking Account customers, and HSBC
Premier with retained Jade benefits, the first £1,000 (or for
HSBC Premier customers, the first £500) of any arranged
overdraft is provided free of interest.
Before we deduct debit interest we will give you at least
14 days notice of the amount to be deducted.
Maximum monthly charge for unarranged overdraft
charges
1. Each current account will set a monthly maximum
charge for:
(a) going overdrawn when you have not arranged an
overdraft; or
(b) going over/past your arranged overdraft limit (if you
have one).
2. This cap covers any:
(a) interest and fees for going over/past your arranged
overdraft limit;
(b) fees for each payment your bank allows despite lack of
funds; and
(c) fees for each payment your bank refuses due to lack
of funds.
The monthly cap on unarranged overdraft charges for the
HSBC Private Banking Account and HSBC Premier Bank
Account is £20.
Debit cards
UK currency cash machine
You can use your debit card to make cash withdrawals
in Euros or US Dollars from some of our self-service
machines. The HSBC prevailing exchange rate and the
amount of currency you will receive and the Sterling
amount will be shown on the screen. The amount of the
cash withdrawal converted into Sterling will be deducted
from your account balance immediately.
Using your card abroad
When you use your card abroad, your statement will show
where the transaction took place, the amount spent in local
currency and the amount converted into sterling. We also
monitor transactions to protect you against your card being
used fraudulently.
Unless you agree that the currency conversion is done at
the point of sale or withdrawal and agree the rate at that
time, for example with the shopkeeper or on the self-
service machine screen, the exchange rate that applies
to any non-sterling debit card payments (including cash
withdrawals) is the VISA Payment Scheme Exchange
Rate applying on the day the conversion is made.
HSBC Bank plc
Registered in England and Wales with registration number 14259
Registered office: 8 Canada Square London E14 5HQ
P1696 03/23 ©HSBC Bank plc 2023
TPS_P1696.indd 1
For non-Sterling (foreign currency) transactions we will
charge a fee of 2.75% of the amount of the transaction. C
This fee will be shown on a separate line of your statement
as a ‘Non-Sterling Transaction Fee. Details of the Y
current VISA Payment Scheme Exchange Rates can be
PMS 17
obtained from the card support section of hsbc.co.uk (UK
PMS 42
customers) or ciiom.hsbc.com (Channel Islands and Isle
of Man customers) or by calling us on the usual numbers. PMS ??
We will deduct the payment from your account once we PMS ??
receive details of the payment from the card scheme, at Non-prin
Colour
the latest, the next working day.
COLOU
Overseas cash machine withdrawals made with your COLOU
HSBC Premier Visa Debit Card or HSBC Private Banking JOB LOCAT
Debit Card do not incur a non-sterling cash fee from HSBC. PRINERG
Some cash machine operators may apply a direct charge
for withdrawals from their cash machines and this will be
advised on screen at the time of withdrawal.
Recurring Transaction
A recurring transaction, sometimes called a continuous
payment authority, is a series of payments collected with
your agreement from your card by a retailer or supplier (for
example, insurance cover). This is an agreement between
you and the retailer. The Direct Debit Guarantee does not
cover these transactions. If you wish to cancel a recurring
transaction you can do this with the retailer or us. We can
cancel the payment, however contacting the retailer allows
you to also deal with the agreement you have with them
and you can make other arrangements for the payment or
cancellation of the goods or services. If you cancel with
the retailer, we recommend you keep evidence of the
cancellation. Once you have cancelled with the retailer or
us, if the retailer does try to collect any future payments
under the recurring transaction agreement, we will treat
these as unauthorised. If we miss any of the cancelled
transactions, please contact us.
Dispute resolution
If you have a problem with your agreement, please try to
resolve it with us in the first instance. If you are not happy with
the way in which we handled your complaint or the result, you
may be able to complain to the Financial Ombudsman Service.
If you do not take up your problem with us first you will not
be entitled to complain to the Ombudsman. We can provide
details of how to contact the Ombudsman.
The Financial Ombudsman Service does not apply to
customers of our branches in the Channel Islands and Isle of
Man, but you could be entitled to refer your complaint to the
Channel Islands Financial Ombudsman in Jersey or Guernsey
or the Financial Services Ombudsman Scheme in the Isle of
Man. Please contact your branch for further details.
Telephone Banking Service
Customer representatives are available 24 hours a day
everyday. Calls may be monitored or recorded for quality
purposes. Alternatively for all your banking needs go to
hsbc.co.uk (UK customers) or ciiom.hsbc.com (Channel
Islands and Isle of Man customers).
Disabled Customers
We offer a number of services such as statements in
Braille or large print. Please contact us to let us know
how we can serve you better.
Lost and stolen cards
If any of your cards issued by us are lost or stolen please call
our 24-hour service immediately on 03456 007010 or if you
are calling from abroad, please call us on 44 1442 422 929.
17/03/2023 08:16