ORIENTATION ON THE NEW SYLLABUS

Course- B. Com

Sub: Law and Practice of Banking

Category of Course: DSCC

Presented by
Resource Person
Prof. G V Sujatha
(Assistant Professor GFGC, Kadugudi)

Moderator
Prof. Priya Dharshini S
(Assistant Professor SDC College, Bangarpet)
 Syllabus
Module No. 1 Introduction to Banking 20 Hours
Introduction- Meaning – Need – Importance- Primary, Secondary & Modern Functions of banks – origin of banking
– Banker and Customer Relationship (General and special relationship)- Origin and Growth of the Commercial
Banks in India – Types of banks in India – Banks’ Lending – Changing Role of Commercial Banks. RBI – History –
Role & Functions.

Paying Banker: Introduction — Meaning — Role — Functions — Duties — Precautions and Statutory Protection
and Rights — Dishonor of Cheques — Grounds of Dishonor — Consequences of Wrongful Dishonor of Cheques,
Collecting Banker: Introduction — Meaning — Legal Status of Collecting Banker — Holder for Value — Holder in
Due Course — Duties and Responsibilities —Precautions and Statutory Protection to Collecting Banker.

Module No. 2 Customers and Account Holders 12 Hours

Introduction — Types of Customers and Account Holders — Procedure and Practice in Opening and Operating
Accounts of Different Customers: Minors — Joint Account Holders — Partnership Firms — Joint Stock Companies
— Executors and Trustees — Clubs and Associations and Joint Hindu Undivided Family.
Module No. 3 Negotiable Instruments 12 Hours
Introduction — Meaning and Definition — Features — Kinds of Negotiable Instruments: Promissory Notes — Bills
of Exchange — Cheques — Crossing of Cheques — Types of Crossing; Endorsements: Introduction — Meaning —
Essentials and Kinds of Endorsement — Rules of Endorsement.
Module No. 4: Recent Developments in Banking 12 Hours
Introduction — New Technology in Banking — E-services — Debit and Credit Cards — Internet Banking —
Electronic Fund Transfer — MICR — RTGS — NEFT — ECS — Small Banks — Payment Banks — Digital — Wallet —
Crypto Currency — KYC Norms — Basel Norms — Mobile Banking — E-payments — E-money. Any other Recent
Development in the Banking Sector.

Skill Development Questions

1. List of banks operating in India

2. Role played by paying banker
3. Role played by collecting banker
4. Collection of account opening forms (Different Accounts)
5. Specimens of negotiable instruments.
6. Prepare a report on Recent Development in banking sectors.
7. Case study on paying and collecting banker (Procedures).
8. Grounds of dishonor of cheque
9. Consequences of wrongful dishonor of cheque.
 Report

A Report on one day Orientation Program on curriculum design and delivery for B.Com 2 nd Sem Law and
Practice of Banking.

The day began with an interactive session on Law and Practice of Banking for B.Com 2ndsem course as per
NEP 2020 by Prof . G V Sujatha (GFGC, Kadugudi).

The presentation was split between Module-wise questions covering all the sections as per Examination
Stand Point and the Second half of the session was devoted to case – study.

The Resource person explained and enumerated how to approach case study from each module.
Eventually, the faculty members and participants deliberated words of suggestion in the same regard. Also
the participants of the workshop identified the following needs.

1) Equal weightage to be given for all the chapters with regard to setting questions for section A, B &
C.
2) Some suggested that case study to be restricted only for 1 st and 2nd Chapters i.e, Introduction to
Banking, Customer and Account Holders.

Category of Course: DSCC

Total Marks: 100
Split
I. SEE (Semester End Exam) 60
II. IAT (Internal Assessment Test) 20
III. CCE (Continuous & Comprehensive Evaluation) 20
Total 100
 Question paper Pattern
Module Section – Section – Section – Section – D
A B C

Module 2 2 2 Recommendations was made related to -

1 Questions Question Question 1.Banks operating in India
2.Role of paying bankers / collecting bankers
Module 2 1 1 3.Procedure to open an account
2 Questions Questions Question 4.Specimen of negotiable instruments (Cheques,
Crossing of Cheques, endorsement)
Module 2 1 1
3 Questions Question Question

Module 1 1 1
4 Questions Question Questions

Format of Question Paper

Part A
I. Answer any 5 of the questions out of 7 questions 5X2=10

Part B
II. Answer any 3 of the following questions out of 5 questions 3X4=12

Part C
III. Answer any 3 of the following questions out of 5 questions 3X10=30

Part D
IV. Answer any 1 of the following question out of 2 questions 1X8=08
(SKILL DEVELOPMENT PART)

Internal Assessment– 20 Marks

Part A
I. Answer any 2 of the following questions 2X2=4

Part B
II. Answer any 2 of the following questions 2X4=8

Part C
III. Answer any 1 of the following questions 1X8=8

Blueprint (Section wise)

Subject: Law and Practice of Banking
SECTION - A 1. a. b. c. d. e. f. g. Conceptual Questions (Answer Any 5/7) (05 X 02 = 10 Marks)
SECTION - B 2, 3, 4, 5, 6 Analytical Questions (Answer Any 3/5) (03 X 04 = 12 Marks)
 SECTION – C 7, 8, 9, 10, 11 Essay Type Questions (Answer Any 3/5) (03 X 10 = 30 Marks)
SECTION – D 12. (a or b) Skill based & Compulsory Question (01 X 08 = 08 Marks)
(Answer ‘a’ or ‘b’)
TOTAL 60 Marks
DURATION OF THE EXAM 02:30 Hours

Brief Discussion on the contents

Section Vise points

Chapters
Module -1 Section A B & C
Introduction to banking  Meaning
 Need
 Important
 Primary / Secondary
 Modern Function
 Banks Lending
 Role of Commercial bank
 Role / Functions of RBI
 Paying Banker – Role / Functions Duties
 Precaution and Statutory Protection ,
Rights of paying banker
 Dis honor of cheques , Grounds of Dis Honor,
 Consequences of wrong full dis honor of
cheque’s
 Collecting banker – Meaning Duties and
Responsibilities
 Holder for value
 Holder in Due Course
 Precautions and Statutory Protection to
collecting Banker

Module -2 Section A B & C

Customer & A/c Holders  Types of customers & A/c holders
 Procedure & Practice in opening & operating
A/c of Different Customers
 Minors
 Joint Account Holders
 Partnership firms
 Joint Stock companies
 Executors & Trustees
 Clubs & Associations
 Joint Hindu undivided family

Module -3 Section A B& C

Negotiable instruments  Meaning / Definition
 Features
  Kinds of Negotiable
 Promissory notes
 Bills of exchange
 Cheque
 Crossing of cheque
 Types crossing
 Endorsement Meaning
 Essentials
 Kinds of Endorsement
 Rules of Endorsement

Module -4 Section A & B

Recent Development in Banking  New Technology in banking
 E – Services
 Debit & Credit Cards
 Internet Banking
 Electronic Fund Transfer
 MICR
 RTGS
 NEFT
 ECS
 Small Banks
 Payment Banks
 Digital Wallet
 Crypto Currency
 KYC Norms
 Basel Norms
 Mobile Banking
 E-payment
 E-Money