HSBC <&> UK
Mr G Blake
6 Penge Lane
LONDON
SE20 70U
eal
01 November 2023 to 30 November 2023
Account Name
Contact tel 03457 404 404
se reverse fo al tines
Text phone 03457 125 563,
used by dea er speech impaired eustomers
‘ww hsbe.co.uk
Your Statement
Account Summary
Payments in
Payments Out ite Ad:
Glosing Balance 5,040.40
Arranged Qvercratt Limit 0.00
International Bank Account Number
GB68HBUK40090088149577
Branch Identifier Code
HBUKGB4 102K
Sorteode Account Number Sheet Number
Mr Gary Blake 40-09-00 68149577 13
Your Bank Account details
Date Payment type and details Paid ont Pid in Balance
OL Now 23, BALANCE BROUGHT FORWARD S964
OL Nov23 POS Whole Foods Markst
LONDON on aura
O2Nov23 POS Quality Food London Lud
LONDON a3 5,063.18
O4Nov23 POS London Supermarket
LONDON 21.9 3081.39
OSNov2s BP British Gas
itl payment onal 294428
O8Nov28 TER 559213 22847109
INTERNET TRANSFER vo0.00 ss. 28
LINov23, TER 102147 g1t8s473
INTERNET TRANSFER ‘20.00 3.16428
INov23 BP Jo Brown
transix 450.00 27428
V7 Now23 BP Wilma Wright
sransir 210.00 250428
2UNov23 BP Brot Davis
raster 156.00 234828
2BNov23 POS Fos and drinks 24/7
LONDON v6 30.64
26Nov23 POS “The Grocery
LONDON 5199 227845
29Now25 POS MAS Simply Food
LONDON 382s 2240.40
B0Nov23 CR. IK Tesh UKLTD. 2,800.00 5040.40
BO Nov23 BALANCE CARRIED FORWARD 5040.40
Banking Operations Coventry Harry Weston Road, Binley Coventry CV3 2SHHSBC <&> UK
Contact tel 03457 404 404
sec revere fr al ies
Text phone 03457 125 563
sed hy eat or sposch impaired esters
‘woww.hsbe.co.tk
01 November 2023 to 30 November 2023
Your Statement
Account Name Sortcode Account Number Sheet Number
Mr Gary Blake 40-08-00 68149577 14
Information about the Financial Services Compensation Scheme
Your deposit is eligible for protection under the Financial Services Compensation Scheme (FSCS). For further information
about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS. org.uk, call into your nearest branch
(or call your telephone banking service. Further details can be found on the FSCS Information Sheet and Exclusions List
Which is available on our website (wwww.hsbe.co.uk)
AER Arranged Overdraft EAR
Interest Rates balance variable Interest Rates bolance variable
‘Arranged Overdeal interest 0.0%
Banking Operations Coventry Harry Weston Road, Binley Coventry CV3 2SHCommercial Banking Customers
Interest and Charges
[Your] Business Banking Terms and Conditions cover how and when.
‘we can charge our intrest rates and charges.
Details of Debit interest together with details ofthe interest rate we
pay and charge in full forall accounts are available in our] Business
Price Let Al four] business eurrent accounts are non-intereat baaring
‘whan in credit unless we individually agree a rate with you.
Overdrafts:
‘Arranged overdraft: Where you ask us for an overdraft before
‘making any transactions that takes your account overdrawn, or over
Your eurent aranged overdralt limit. Interact rates ara individually
{agraed, fora period of 12 months, and are linked tothe Bank of
England bage rate. For dati of our fees and charges, please celer
te our Business Price List - see Additional Information below.
Unarranged overdraft: When you make payment that akes your
account overdrawn f you don't hava an arranged overraf imi, of
takes your account over your arranged overdraft it, When you
don't have an arranged overdraft imi, we wil charge our Business
Standard Debit interest Rate on any balances, Wien you have an
existing arranged overdeat mit and go over this mit, we wil charge
interest tthe rate we have agreed wth you onthe balance of your
ranged overdraft mit and wil charge Standard Debt erst Rate
‘on any balanes over your arranged overdrat faci, In either ofthese
Circumstances, unarenged overdraft charges willbe applied on each
‘working day tal your account is ovrdrawn (f you dont have an
lranged overdraft or you go over your arranged ovecraft imi it
you have an arranged overral For details of our fees and charges,
please see our Business Pic List an for information on our interest
Rates ~ see Additonal information below.
Your debit card
For debit card charges and how foreign currency transactions are
converte to sterling please refer to the Business Price Ls.
Additional Information
‘copy of our] Business Price List andthe Business Banking
Terme and Condens can be found on out webste
www business habe.uklen-gbigbigenerio!
legalinformation
Information on our Interest Rates canbe found on our website
wovw business habe uklen-gblinterestrates/interest rates
Finance borrowing.
Tis iformationi also avaiable in our branches, by caing
03487 60 60 60 tines are open GMT 8am to Tm, Monday to
Sundey) or by textphone 0348 12 55 63.[Detas of theinterest
tate we pay and charge ae also seperately evalable trough
these channels
Tohelp us continuously improve our service and in theintrests of
security, we may menitor andlor record your telephone cals with us.
Personal Banking Customers
Interest
Crecit interests calculated daly onthe cleared cred balance andis
paid monthly applicable thi snot pid on a accounts, e.. Basic
Bank Account, Bank Account and HSBC Advance). For personal
current accounts, overdraft terete charged on the whole overdraft
balance above any interest ree amount. Debit interests calculated
daiy onthe cleared debit balance of your account, it acerues during
your charging cyte (usually month} ands deducted from your
2ccount folowing the end of your charging cycle.
Overdraft
‘Arranged overdraft: Where yau ask us fran overdaft bofora
‘making any raneactione thal takes your account overdrawn, of over
your ourentaranged overdra iit
Unarranged overdraft Vihen you make @ payment that takes your
account overdrawn f you don’ have an arranged overcraft, or takes
your account over yur arranged overdraft imi.
Effective from 30 November 2023
‘Monthly cap on unarranged overdraft charges
1. Each currant account will set a monthly maximum charge for
(a) going overdrawn when you have not arranged an overdraft; oF
(b) acing over/past your arranged overdraft limit i you
have one)
2, This cap covers any
(a) interest and fees forgoing overfpast your arranged overdraft limit
(b} fees for each payment your bank allows despite lack of funds; and
(c) fees for each payment your bank refuses due to lack of funds.
‘The manthiy cap on unarranged overdraft charges for the HSBC
‘Advance Bank Account, HSBC Bank Account. HSBC Current Account,
Home Management Account and HSBC Graduate Bank Account is £20,
‘The monthly cap on unarranged overdraft charges is not applicable
to Bank Account Pay Monthly, Basic Bank Account, Student Bank
‘Account, Amsnah Bank Account and MyAccount as these accounts
{do not incur unarranged overdraft charges,
Unarranged overdraft charges incurred before 14 March 2020 may
dobit your account after this dato (well sil give advance notice).
Charges incurred before 14 March 2020 won't count towards tho new
£20 cap as they'll relate tothe provious manth’s charging period,
Your debit card
When you use your card outside the UK, your statement wil show
\whore the transaction took place, the amount spent in foreign
Currency and the amount converted int sterling, We also monitor
transactions to protect you against your card being used fraudulanty.
Uniess you agree thatthe curtency conversion is dane a the point of
sale or withdrawal and agree the rate at that time, for example with
the shopkeeper or on the sat-service machine screen, the exchange
rate that applis to any foreign currency debit card payments
(including cash withdrawals isthe VISA Payment Scheme Exchange
Rate applying onthe day the conversion is made. For foreign
currency transactions we will charge a fee of 2.75% ofthe amount
fof the transaction, Ths fee will be shown as a separate line on your
statement as a ‘Foreign Currency Transaction Fee’ Details of the
current VISA Payment Scheme Exchange Rates can be obtained from
‘the card support section of hsbe.co.uk or by calling us onthe usual
‘numbers. We will deduct the payment from your account once we
raceive detail ofthe payment from the card scheme, at the latest, the
‘ext warking day For cash machina withdrawals in a currency other
than sterling we will charge a Non Sterling Cash Fee of 2% (minimum
£1.75, maximum £5). Ths fee appfes to all cash machines outside
the UK, and to cash machines in the UK, if we convert the withdrawal
ta Sterling for you. HSBC Advance customers are exemp trom this,
fee. Some cash machine operators may apply a direct charge for
withdrawals from their cash machines and this willbe advised on
screen at the time of withdrawal
Commercial and Personal Banking Customers
Lost and Stolen Cards
Ifany of your cards are lost or stolen please call 800 032 7075,
corif you are calng from outside the UK. please cal us on
+84 1442 422 929 Lines are open 24 hours.
Dispute Resolution
Ifyou have a problem with your agreement, please try to resolve
it with usin the frst instance. F you are not happy with the way in
which we handled your complaint or the result, you may be able to
‘complain to the Financial Ombudsman Serviee. If you donot take
Lp your prablem with us first you will not be entitled to eamplain
tothe Ombudsman. We can provide details of how to contact the
Ombudsman,
Disabled Customers
\We offera numberof services such as statements in Baile o large
print Please contact us by caling 09457 60 60 60 (ines are open
GMT 8am to 10pm, Monday to Sunday) or texiphone 0345 12 55 63
tallet us know how we can serve you better.
HSBC UK Bank ple, reostred in England and Wales number 09828412. Rogistted office 1 Centenary Square, Birmingham 81 THO, Authorised by tho
Prudent Regulation Authority and regulated bythe Phanciel Conduct ahoniy ond the Prudential Regulation Authorty Under reference number 785112,
[RF B1686 MCP54585 CHSDC Group 2019