Housing

Loan Amount Maximum – INR 75 lakhs

Nationality Resident Indian Only
Target Customer Salaried, Self Employed Professional, Self-Employed Non-Professional
Product Types All loans are processed under one of the below mentioned product:
• Loan For Purchase of Ready property and under-construction property from RERA registered approved
projects
• Loans for Plot purchase (for construction of residential dwelling unit)
• Loans for self-construction/extension/renovation/repairs/upgradation
• Balance transfer of loans from other Financial Institutions with or without top up
• Top-up to existing customers
(Refinance not allowed)
Age Norms Profile Age of Income Contributor Age of Non-Income
Contributor
Salaried Minimum – 21 Years
Maximum -Govt Employee – 70 years
Other Employee – 62 years (or restricted retirement age)
SENP Min – 23 years Min – 18 Years
Max – 70 Years Max – 90 Years
Loan Tenure &
Minimum Profile Tenure Minimum Income
income norms Salaried 300 months INR 12,000 per month
(Including Cash salary)
Self Employed 300 months* INR 1,20,000 per annum
*Based in eligibility method
LTV Loan Amount LTV
Up to INR 30 lakhs 90%
INR 30 Lakhs to INR 75 Lakhs 80%
> INR 75 lakhs 75%
KYC • Pan Card
• Address Proof
• Current Residence Proof
• Relationship Proof
• Business/Employment Proof
• Business Address Proof

Internal Use--Confidential