REPUBLIC OF ZAMBIA

MINISTRY OF COMMUNITY DEVELOPMENT AND SOCIAL SERVICES

DEPARTMENT OF COMMUNITY DEVELOPMENT

SUPPORTING WOMEN’S LIVELIHOODS (SWL)

GIRLS’ EDUCATION AND WOMEN’S

EMPOWERMENT AND LIVELIHOODS (GEWEL)
PROJECT

FIRST QUARTER 2023 PROGRESS REPORT

NKEYEMA DISTRICT

WESTERN PROVINCE

PREPARED BY: NAWA M. MULOPO

DISTRICT COMMUNITY DEVELOPMENT OFFICER

Report Submission Date:

03ND APRIL, 2023

 TABLE OF CONTENTS
INTRODUCTION............................................................................................................................................ 3

SWL ACTIVITIES AND RESULTS................................................................................................................. 3

MOTOR VEHICLE SERVICE......................................................................................................................... 3

SAVINGS UPDATE FOR THE FOURTH QUARTER.....................................................................................4

MENTORSHIP AND CONTINUED LEARNING..............................................................................................7

SWL PERFORMANCE: OVERALL PROGRESS TOWARDS TARGETS......................................................7

CHALLENGES AND BARRIERS....................................................................................................................7

UPDATE ON PERFORMANCE OF IMPLEMENTING PARTNERS AND OTHER CO-OPERATION............7

KEY LESSON (S) LEARNT............................................................................................................................ 7

ACTION PLAN FOR THE NEXT REPORTING PERIOD...............................................................................8

DISTRICT STATISTICS................................................................................................................................. 8

FINANCIAL REPORT ON EXPENDITURE, ALL PURCHASES DONE AND BOOK BALANCE....................9

1.1 BACKGROUND
Nkeyema is one of the districts which was created by the late beloved president Mr. Micheal Chilufya
Sata in December 2012 (MHSRIP).It is 4000 square kilometers(sq.kms) in size and the first district as
one enters western province from Lusaka. It was born out of Kaoma district. It borders with Mulobezi in
the south, Luampa in the south west, Kaoma in the west, Mufumbwe in the North, while the east
boarders with the Kafue National park of Central Province. Nkeyema District had three (3) wards at
creation namely; Namilangi, Litoya and Nkeyema, but the number rose to seven (7) after delimitation
exercise done by the Electoral Commission of Zambia in 2014 creating four more new wards namely;
Munkuye and Shishamba born from Namilangi, Shimano born from Litoya and Lombelombe born from
Nkeyema Ward. It has a population of 50,408(CSO projection 2010) comprising more than five ethnic
groups with the disadvantaged such as the aged, orphaned, disabled, widows and widowers as well as
vulnerables. With people of the above categories, it entails that the needy people are available amongst
our communities. The district has two (2) chiefs; Chief Kahare (gazetted) and chief Kakumba at
Kangolongolo (ungazetted).

WARD POPULATION

S/N NAME OF WARD ESTIMATED POPULATION

01 NAMILANGI 4,043

02 SHISHAMBA 5,040

03 MUNKUYE 10,586

04 LITOYA 5,545

05 SHIMANO 10,081
 06 NKEYEMA 13,097

07 LOMBELOMBE 2,016

SUB – TOTAL 50,408

1.2 INTRODUCTION
The GEWEL Project aims at increasing access to livelihood support for extremely poor rural women
and access to secondary education for disadvantaged girls in extremely poor households in selected
districts of Zambia. However, the Supporting Women’s Livelihoods (SWL) initiative is the component of
the GEWEL Project being implemented by Ministry of Community Development and Social Services
(MCDSS) under the department of community development. The fourth phase of the project has
adopted a cash plus initiative done through the integrated framework of social protection programs and
the implementation of the single window by using the existing Social Cash Transfer (SCT) as a
foundation for complementary support to extremely poor households. The beneficiaries of the SCT
program will continue to receive a cash transfer support whilst receiving a one-time support of the SWL
intervention. The second phase of the project had a case load of Four Hundred and Eighty Five (485)
out of which Forty (40) were drop outs leaving a total of four hundred and forty five (445) beneficiaries,
the third phase of the project targeted Five Hundred and Twenty Five (525) bringing the total case load
to One Thousand and Ten (1,010) vulnerable beneficiaries. This left a target of Nine Hundred and
Seventy (970) women for the year 2018 and 2019 under Nkeyema district. The 2021 fourth phase or
phase 4 Cash-plus initiative has a caseload of Five Hundred and Thirty Five (535) beneficiaries out of
which four hundred and fifteen (415) were eligible but only three hundred and seventy seven (377)
women were Validated by 30th September, 2021 leaving a gap of one hundred and fifty eight women left
out from the caseload because the SCT beneficiaries did not meet the SWL criteria.

The very poor women will be helped to start up small businesses through four (4) main interventions
that include; saving groups, trainings, productivity grants and follow up support. The comprehensive
package includes the following:

1. Saving groups: Support and strengthening of beneficiary led saving initiatives;

2. Training: A 3-week training covering Life and Business skills, Sexual Reproductive Health (SRH) and
Financial Literacy Skills, delivered by a Community Based Volunteer (CBV);
3. Productivity grant: A grant of K3, 790.00, which will be split into two installments first installment
K1895.00 and second installment K1895.00. All delivered through a Payment Service Provider (PSP) of
the beneficiary’s choice.

4. Follow-up support: Mentoring, peer support, and linkages to other programs, through weekly group
meetings over the course of 6 months;

1.3 EXECUTIVE SUMMARY OF THE SWL

Nkeyema district is one of the districts in Western Province which has the privilege to be selected for
the phase two (2), three (3) and four (4) of the Girls Education and Women’s Empowerment and
Livelihood GEWEL (SWL) Project. The district has a total number of sixty-nine (69) Community Welfare
Assistant Committees (CWACs). SWL targets approximately129, 400 poor and vulnerable rural women
aged 19 to 64 in 81 districts of Zambia. Beneficiaries will only receive the SWL package once.
This first quarter report outlines activities that were carried out from 1 st January to 31th March, 2023.The
report also highlights the lessons learnt, challenges and recommendations for the GEWEL project
under the Support Women Livelihood component. The activities included:

1.2 SWL ACTIVITIES AND RESULTS

20/02/2023 to 28/02/2023 – GRM collection of complaints, delivery of responses and complaint

resolution for phase 2, 3 & 4 CWACs.

01/03/2023 to 10/03/2023 – Integrated monitoring of GEWEL (SWL) women mentorship and

saving group saving activities and GRM collection of complaints, delivery of responses and
complaint resolution in the following CWACs – Kanchale, Kampombo, Lombelombe, Kabilulwe,
Tukongonte, Kamanya, Shambalamina, Maloba, Lwambu, Kamiheto, Mikube, Chibuli, Mawilo,
Kangalongo and Namilangi. Attendance: F/166; M/38; T/204

MONITORING ACTIVITIES IN CHIBULI , MIKUBE AND KAMIHETO GROUPS

I.TRAININIG OF MCDSS STAFF
 No training of beneficiaries was conducted for the period under review.
II.COMMUNITY SENSITIZATION
 No community sensitization was conducted for the period under review.
III. SELECTION OF COMMUNITY BASED VOLUNTEERS (CBVs)
 No community based volunteer has been selected.
 IV. BENEFICIARY IDENTIFICATION AND SELECTION
 No beneficiary identification and selection was conducted for the period under review.
V. TRAINING OF TRAINERS FOR DCDOs, ACDOs, CDAs AND CBVs.
 No training of DCDOs, ACDOs, CDAs, and CBVs was conducted for the period under review.
VI. TRAINIG OF BENEFICIARIES ON LIFE, BUSSINESS AND SAVING SKILLS
 No training of beneficiaries was conducted for the period under review.
VII. PAYMENT OF PRODUCTIVITY GRANTS FOR GEWEL (SWL) PHASE2, 3 AND 4
BENEFICIARIES

 For the period under no beneficiaries were paid productivity grants.

IE PHASE 1 GRANTS
PAID- NOT PAID- TOTA
DRO
DISTRIC CASEL REACHED PAID - FIRST NOT PAID - FIRST SECOND SECOND L No. PAID
POU NOT PAID CBVs
T OAD TARGET INSTALLMENT INSTALLMENT INSTALLMEN INSTALLME OF CBVS
T
T NT CBVs
N/A N/A N/A N/A N/A N/A N/A
N/A
IE PHASE 2 GRANTS
PAID- NOT PAID-
TOTAL
DISTRIC CASEL DRO REACHED PAID - FIRST NOT PAID - FIRST SECOND SECOND PAID
No. OF NOT PAID CBVs
T OAD POUT TARGET INSTALLMENT INSTALLMENT INSTALLMEN INSTALLME CBVS
CBVs
T NT
NKEYEM
485 40 445 445 0 445 0 30 30 0
A
IE PHASE 3 GRANTS
PAID- NOT PAID- TOTA
PAID - FIRST
DISTRIC CASEL DRO REACHED NOT PAID - FIRST SECOND SECOND L No. PAID
INSTALLMEN NOT PAID CBVs
T OAD POUT TARGET INSTALLMENT INSTALLME INSTALLMEN OF CBVS
T
NT T CBVs
NKEYEM
525 0 525 508 15 510 15 25 25 0
A
IE PHASE 4 GRANTS FOR CASH PLUS BENEFICIARIES
TOT
REACH PAID - NOT PAID- PAI
NOT PAID - AL
CASEL DROPO ED FIRST PAID-SECOND SECOND D
DISTRICT FIRST No. NOT PAID CBVs
OAD UT TARGE INSTALLME INSTALLMENT INSTALLME CB
INSTALLMENT OF
T NT NT VS
CBVs
NKEYEMA 535 158 377 362 03 362 03 23 0 23

# OF
# OF
# OF BENEFICI
BENEFICIARI # OF
CURRENT BENEFICIARIE ARIES YET
ES THAT # OF WOMEN
TOTAL S THAT HAVE TO
HAVE SAVINGS SAVINGS THAT HAVE
DISTRICT CASELOA RECEIVED RECEIVE COMMENTS
RECEIVED GROUPS RECORDED INCREASED
D OF THE PRODUCTIVIT PRODUCTI
TRAINIGS CREATED THEIR
DISTRICT Y GRANTS IN VITY
AND CAPITAL
FULL GRANTS
MENTORSHIP
IN FULL
 PHASE 4 Cash plus
GEWEL(SWL)
Nkeyema 1545 1347 955 377 73 K273,460.00. 1347 Beneficiaries yet to
receive their
productivity grant

TOTAL 1545 1347 955 377 73 K273,460.00. 1347

VIII. SAVINGS CLUBS

Currently the district has 73 GEWEL (SWL) saving groups and 27 non GEWEL (SWL) saving groups
bringing the total to 100 saving groups.

INFORMATION ON SAVINGS GROUP FOR PHASE 2 , 3 AND 4 CUMULATIVELY

Average
Group
Total No. of
No. of Savings Groups Formed Size in
Beneficiaries
each
District Group Model Being Used

Phase Non
Phase Phase Phase Total
3 GEWEL
1 2 4
FINANCIAL SECTOR DEEPENING
100 16 1347
Nkeyema N/A 28 22 23 27 ZAMBIA (FSDZ) MODEL

VIII. SAVINGS CLUBS

The guiding principle for the formation and registration of GEWEL (SWL) saving groups is based on the

values of self-help. Self-responsibility, equality, equity and solidarity while the sustainability of the SWL

project hinges largely on mentorship and savings for beneficiaries under the project. This is further

strengthened through the integration of the SWL groups into other mainstream departmental

programmes, notably the women empowerment programme whose main aim is to reduce poverty and

hunger among women by improving their incomes.

COMPOSITION OF THE SWL SAVINGS GROUP

The saving group is to be led by a Community Based Volunteer and comprise of 10 to 25 women, (not

less than 10 and not exceeding 25). The women choose where and when the meetings will be held on
a weekly basis. The groups will have an executive leadership structure with clearly defined roles of; the

Chairperson, Secretary, and Treasurer. All the saving group cash will be kept in the metal box and the

keys will be kept by three different members. The savings group model is based on nine (9) key

principles namely; transparency, accountability, Self-selection, solidarity, ownership, entrepreneurship,

confidentiality, inclusiveness and sustainability.

At the end of twelve (12) months all loans will be paid back, all of the Savings Club’s money will be

shared among the members and they will decide on an amount to give the Community Based Volunteer

(CBV) for savings groups meetings and mentorship offered. Every group will have a written constitution

and clear rules will be decided by the members. Each member will attend every meeting and save a

minimum amount set by the members themselves and a social fund from which members can receive

small grants for emergencies. Record-keeping will be based on a simple accounting system, which will

be maintained by the Record-keeper in a record book.

II.SAVING CLUBS

SAVINGS UPDATE FOR FIRST QUARTER 2023

The total savings for fifty (50) groups that have been linked to the bank (NATSAVE) under the financial inclusion initiative are as tabulated below.Twenty three
(23 )Phase 4 SWL groups are yet to open their bank accounts.

GEWEL (SWL) PHASE 2 SAVING GROUPS GEWEL (SWL) PHASE 2 SAVING GROUPS

S/N WARD SUB – CENTER CWAC NAME ACCOUNT NAME ACCOUNT NUMBER ADDRESS BALANCE(ZMK)
1 NKEYEMA NKEYEMA Nakuyuwa 2111737376302 NAKUYUWA PRIMARY K5,530.00
Tulizangenu
2 Kamanya Limpo 2111737380302 KAMANYA PRIMARY K3,730.00
3 Mbunge Imo 2111737388301 KAMANYA PRIMARY K3,980.00
4 Kalale Pengaujane 2111737394301 KALALE PRIMARY K 5,480.00
5 Tusano 2111737392301 KALALE PRIMARY K4,680.00
6 Tukongote 2111737390302 KALALE PRIMARY K1,430.00
7 LOMBELOMBE Kabilulwe Buiswalo 2111737372402 KABILULWE SCHOOL K 3,730.00
8 Kampombo Kampombo 2111737440301 KAMPOMBO K2,430.00
9 LITOYA NKEYEMA Mangongi Blessing 2111737498301 MANGONGI PRIMARY K 6,530.00
10 SOUTH 2111737496601 KAMASISI PRIMARY K 3,730.00
Nkeyema South Kamasisi
11 SHIMANO 2111737436301 KAPA SCHOOL K 3,730.00
Kapa Tiisezo
SIMANO

Kadzo Lumenyo 2111737494301 KADZO K1,930.00

12 Njikuyu Njikuyu 2111737728301 NKIKUYU K1,330.00
13 Sipopa Kutwano 2111737490402 SIPOPA K2,680.00
14 Kambwize Kambwize 2111737500301 KAMBWIZE K4,630.00
15 Maloba East Maloba East 2111737492402 MALOBA PRIMARY K4,630.00
16 MUNKUYE MUNKUYE Sinabokele Zwelopili 2111737360302 SINABOKELE K4,630.00
17 Libuyungu 2111737368302 LIBUYUNGU SCHOOL K3,980.00
Libuyungu
18 Kamikenga 2111737502301 KAMIKENGA PRIMARY K3,280.00
Kamikenga
19 Mukulowatunguni
20 Naleli 2111737358302 MUTOLEKA PRIMARY K2,680.00
Kashea
21 Namamono East 2111737490301 NAMAMONO PRIMARY 0.00
Namamono
Namamono West 2111737496402 NAMAMONO PRIMARY K3,780.00
22 NAMILANGI NAMILANGI 2111737358402 MUNGULUNGWA K3,380.00
Mungulungwa Tushinge
23 Sipalo Swalisano 2111737372302 SIPALO PRIMARY K 1,530.00
24 Mikube Mikube 2111737370302 MIKUBE K2,480.00
25 SHISHAMBA MAWILO Kangolongolo Kangolongolo 2111739664601 KANGOLONGOLO PRM K6,080.00
26 Kashambana Kashambana 2111737356301 LITOYA BASIC K2,480.00
27 Shishamba Tusano 2111737366302 SHISHAMBA K6,730.00
28 Kamalende Kamalende 2111737492502 KAMALENDE K 4,030.00
TOTALS K104,000.00
GEWEL (SWL) PHASE 3 SAVING GROUPS

S/N WARD SUB – CENTER ACCOUNT NAME ACCOUNT NUMBER ADDRESS BALANCE(ZMK)
1 NKEYEMA NKEYEMA NKEYEMA CENTRAL A SAVING 2111741886601 NKEYEMA PRIMARY K6,480.00
GROUP SCH

2 2111741978601 SHAMBALAMINA K8,430.00

SHAMBALAMINA SAVING GROUP
3 LOMBELOMBE 2111741980701 LOMBELOMBE COM K11,480.00
LOMBELOMBE SAVING GROUP SCH
4 2111741982601 KANCHALE PRIMARY K6,380.00
KANCHALE SAVING GROUP SCH
5 LITOYA NKEYEMA SOUTH TIMUNA SAVING GROUP 2111741984601 TIMUNA PRIMARY SCH K8,280.00

6 MUTIKINYA SAVING GROUP 2111742134601 MUTIKINYA PRIMARY K7,780.00

SCH
7 KAMUNGOMBA SAVING GROUP 2111741978701 KAMUNGOMBA K8,030.00
PRIMARY SCH
8 SHIMANO SHIMANO SHIMANO CENTRAL A SAVING GROUP 2111742140601 SHIMANO PRIMARY K10,080.00
SCH
9 SHIMANO CENTRAL B SAVING GROUP 2111742152701 SHIMANO PRIMARY K9,430.00
 SCH
10 MUKOSHELA SAVING GROUP 2111742132601 MUNKOSHELA K10,280.00
PRYMARY SCH
11 LUAMBU SAVING GROUP 2111742150601 LWAMBU COM SCH K2,730.00

12 KAMIHETO SAVING GROUP 2111742158601 KAMIHETO PRIMARY K7,280.00

SCH
13 MUNKUYE MUNKUYE MUNGANDU SAVING GROUP 2111741882703 SHAMAPENE AREA K10,080.00

14 KAMANGANGO SAVING GROUP 2111741880601 UCZ CHURCH K7,230.00

15 MUTOLEKA SAVING GROU[ 2111742156601 MUTOLEKA PRIMARY K7,280.00

SCH
16 SITOPI SAVING GROUP 2111741882601 SITOPI COM SCH K6,280.00

17 NAMILANGI NAMILANGI 2111741876601 SIBESHA AREA K5,580.0

SIBESHA SAVING GROUP
18 2111742154601 CHIVULI PRIMARY K4,080.00
CHIVULI SAVING GROUP
19 SHISHAMBA MAWILO KAKANDA 2111744859101 KAKANDA PRIMARY K7,380.00
SCH
20 MUKANDAMINA 2111744854801 SITUTU PRIMARY SCH K7,330.00

21 SHUNGUWAENDA SAVING GROUP 2111741878601 SHUNGWAENDA COM K5,380.00

SCH
22 KANDENGO A SAVING GROUP 2111741986601 KANDENGO PRIMARY K12,180.00
 SCH

TOTALS K169,460.00

TOTAL SAVINGS FOR FIFTY (50) GROUPS LINKED TO THE BANK (NATSAVE) UNDER THE FINANCIAL INCLUSION INITIATIVE – K 273, 460.00. Out of this K
104, 000.00 is for phase two (2) saving group while K 169,460.00 is for phase three (3) saving groups.

GEWEL SWL SAVINGS UNDER VILLAGE SAVINGS

The table below represents statistics for fortnightly savings for the seventy three (73) GEWEL (SWL) saving groups. Twenty eight (28) GEWEL (SWL) Phase two (2),
Twenty two (22) phase three (3) and twenty three (23) phase 4 saving groups. Note that number of members includes statistics for people who are non GEWEL (SWL)
beneficiaries who have formed saving groups using FSDZ model.

Number of Number of cycles the

Total amount saved
Name of Savings Number of members that group has been active Interest
District Sub-Centre CWAC Model Used Date formed during the current
Group members are SWL (how many times has the rate
cycle (kwacha)
beneficiaries group shared out)

ZMW 17,414.00
Nkeyema Central A
Nkeyema Nkeyema Nkeyema Central MT 34 34 05/11/2020 3 20%
ZMW 2,916.00
Nkeyema Central B
Nkeyema Shambalamina Shambalamina MT 23 23 05/12/2020 3 20% ZMW 5,840.00

Nkeyema Nakuyuwa Tulizangenu MT 24 23 05/11/2018 4 20% ZMW 15,328.00

Nkeyema Limpo MT 15 15 08/11/2018 4 20% ZMW 5,200.00

Kamanya
Nkeyema Mbunge Imo MT 16 16 08/11/2018 4 20% ZMW 8,475.00

Nkeyema Kalale Luyando MT 16 14 07/01/2019 4 20% ZMW 3,500.00

Nkeyema Tusano MT 16 15 08/01/2019 4 20% ZMW 9,210.00

Nkeyema Pengaujane MT 23 22 07/01/2019 4 20% ZMW 7,580.00

Nkeyema 20% ZMW 8,250.00
Matoya A MT 17 17 13/11/2021 2
Matoya
Nkeyema MT 13/11/2021 20% ZMW 5,290.00
Matoya B 17 17 2

Nkeyema MT 12/11/2021 2 20% ZMW 6,360.00

Kamakokwa A 12 12
Kamakokwa
Nkeyema MT 12/11/2021 2 20% ZMW 4,100.00
Kamakokwa B 13 13

Nkeyema Munkuye Mungandu Mungandu MT 28 28 29/11/2019 3 20% ZMW 11,800.00

Nkeyema Sinabokele Zwelopili MT 19 19 12/01/2019 4 20% ZMW 2,000.00

Nkeyema Sitopi Sitopi MT 16 16 05/11/2020 4 20% ZMW 6,500.00

Nkeyema Libuyungu Libuyungu MT 16 17 12/01/2019 4 20% ZMW 23,700.00

Nkeyema Kamikenga
Kamikenga MT 13 13 12/01/2019 4 20% ZMW 23,946.00
Mukulowatungun
Nkeyema
i
20%
Nkeyema Kashea Kashea MT 36 12 27/11/2020 4 ZMW 9,720.00

Nkeyema 12/11/2021 2 20% ZMW 32,650.00

Kabombwa A MT 19 19

Nkeyema Kabombwa B 12/11/2021 2 20% ZMW 19,940.00

Kabombwa MT 12 12

Nkeyema Kabombwa C 12/11/2021 2 20% ZMW 12,150.00

MT 13 13

Namamono West
Nkeyema Namamono East Namamono MT 37 18 12/01/2020 4 20% ZMW 9,780.00
Nkeyema Lombelombe Lombelombe Lombelombe MT 30 30 06/11/2020 3 20% ZMW 6,500.00
Nkeyema Kanchale Kanchale MT 28 28 08/10/2020 4 20% ZMW 8,850.00

Nkeyema Kabilulwe Buiswalo MT 19 15 12/01/2019 4 20% ZMW 4,000.00

Nkeyema Kampombo Kampombo MT 37 6 05/11/2018 4 20% ZMW 7,274.00

Nkeyema
Nkeyema Timuna Timuna MT 22 22 09/03/2020 3 20% ZMW 7,550.00
South
Nkeyema Kamungomba Kamungomba MT 25 25 25/11/2019 3 20% ZMW 11,546.00

Nkeyema Mangongi Blessing MT 27 21 12/01/2019 3 20% ZMW 7,440.00

Nkeyema Nkeyema South Kamasisi MT 16 16 12/01/2019 4 20% ZMW 5,500.00

Nkeyema Njonjolo Kadzo Lumenyo MT 13 13 12/01/2019 4 20% ZMW 14,620.00

Nkeyema Mutikinya Mutikinya MT 23 23 29/03/2020 3 20% ZMW 6,800.00

Nkeyema Njonjolo Njonjolo MT 11 11 11/11/2021 2 20% ZMW 12,945.00

Nkeyema Shimano Shimano Central A MT 27 27 29/12/2019 3 20% ZMW 30,300.00

Shimano Central
Nkeyema Shimano Central B MT 26 26 30/12/2019 3 20% ZMW 19,860.00

Nkeyema Mukoshela Mukoshela MT 27 27 24/11/2019 3 20% ZMW 10,630.00

Nkeyema Lwambu Lwambu MT 28 13 23/02/2020 4 20% ZMW 9,440.00

Nkeyema Kamiheto Phase 3 MT 23 23 19/03/2020 3 20% ZMW 5,020.00

Kamiheto A Phase 4 09/11/2021 2
Nkeyema Kamiheto MT 13 13 20% ZMW 9,500.00

Kamiheto B Phase 4 09/11/2021 2

Nkeyema MT 12 12 20% ZMW 9,900.00

Nkeyema Kapa Tiisezo MT 41 20 12.01.2019 4 20% ZMW 9,280.00

Nkeyema Njikuyu Njikuyu MT 10 10 12.01.2019 4 20% ZMW 6,800.00

Nkeyema Sipopa Kutwano MT 16 16 12.01.2019 4 20% ZMW 11,040.00

Nkeyema Kambwize Kambwize MT 65 19 12.01.2019 4 20% ZMW 9,510.00

Nkeyema Maloba East Maloba East MT 65 13 12.01.2019 4 20% ZMW 6,520.00
09/11/2021 2 ZMW 9,500.00
Nkeyema Maloba West A MT 19 19 20%
Maloba West
09/11/2021 2 ZMW 9,490.00
Nkeyema Maloba West B MT 20 20 20%

ZMW 43,925.00
Nkeyema Nalumino Mundia Nalumino Mundia MT 22 22 11/11/2021 2 20%

Nkeyema Namilangi Sibesha Sibesha MT 32 15 9/12/2019 3 25% ZMW 12,870.00

Nkeyema Chibvuli Chibvuli MT 57 12 6/12/2019 3 20% ZMW 10,780.00

Nkeyema Mungulungwa Tushinge MT 14 14 12/01/2019 4 20% ZMW 6,400.00

Nkeyema Sipalo Swalisano MT 26 7 12/01/2019 4 20% ZMW 9,200.00

Nkeyema Mikube Mikube MT 18 10 12/01/2019 4 20% ZMW 4,500.00

Nkeyema Namilangi A MT 11/11/2021 2 20%
17 17 ZMW 18,780.00
Namilangi
Nkeyema Namilangi B MT 11/11/2021 2 20% ZMW 15,840.00
17 17

Nkeyema MT 13/11/2021 2 20% ZMW 17,324.00

Kankwanda A 18 18
Kankwanda
Nkeyema MT 13/11/2021 2 20% ZMW 11,600.00
Kankwanda B 19 19

Nkeyema Mawilo Kakanda Kakanda MT 80 24 20/12/2019 3 20% ZMW 10,780.00

Nkeyema Mukandamina Mukandamina MT 46 25 15/11/2019 3 20% ZMW 9,497.00

Nkeyema Shunguwaenda Shunguwaenda MT 31 31 05/11/2019 4 20% ZMW 7,600.00

Nkeyema Kandengo Kandengo MT 114 35 08/11/2019 3 20% ZMW 6,460.00

Nkeyema Kangolongolo Kangolongolo MT 34 24 12/01/2019 4 20% ZMW 5,675.00

Nkeyema Kashambana Kashambana MT 30 07 12/01/2019 4 20% ZMW 12,200.00

Nkeyema Shishamba Tusano MT 47 27 12/01/2019 4 20% ZMW 9,200.00

15, Kamalende Kamalende MT 17 15 12/01/2019 4 20% ZMW 7,000.00

Nkeyema Kangalango A MT 10/11/2021 2 20%
13 13 ZMW 27,130.00
Kangalango
Nkeyema Kangalango B MT 10/11/2021 2 20%
18 18 ZMW 25,130.00

Nkeyema Mawilo A MT 10/11/2021 2 20%

19 19 ZMW 32,180.00
Mawilo
Nkeyema Mawilo B MT 10/11/2021 2 20%
15 15 ZMW 52,180.00

Nkeyema Mimpongo B MT 11/11/2021 2 20%

17 16 ZMW 19,770.00
Mimpongo
Nkeyema Mimpongo C MT 11/11/2021 2 20%
23 25 ZMW 11,200.00

Nkeyema 20%
Kandende Kamangango Kamangango MT 20 20 29/10/2020 3 ZMW 3,215.00

Nkeyema Mutoleka Mutoleka MT 49 20 29/11/2019 3 20% ZMW 9,900.00

GRAND TOTAL 1,241 1,347 ZMW 873,100.00

 SAVING GROUPS PHASE 4 CASH PLUS CWACs
The table below illustrates the names total number of savings groups formed.

CWAC NAME NUMBER NAME OF CLASS DATE FORMED NUMBER OF TOTAL TOTAL MEETING
OF BENEFICIARIES NUMBER SAVING PER DAYS
CLASSES PER CLASS OF GROUP
BENEFICIA
RIES.

NJONJOLO 1 NJONJOLO A 11.11.2021 11 11 K 12,945.00 EVERY

WEEK ON
TUESDAY

NAMILANGI 2 NAMILANGI A 11.11.2021 17 34 10TH

CENTRAL K 18,780.00
AND 24TH

NAMILANGI B 11.11.2021 17 K 15,840.00 4TH

AND 30TH

KAMAKOKWA 2 KAMAKOKWA A 12.11.2021 12 25 K 6,360.00 8TH

AND 22ND

KAMAKOKWA B 12.11.2021 13 K 4,100.00 8TH

AND 22ND

NALUMINO 1 NALUMINO MUNDIA 11.11.2021 22 22 K43,925.00 14TH

MUNDIA A
AND 30TH

MATOYA 2 MATOYA A 13.11.2021 17 34 K 8,250.00 15TH AND

TH
30

MATOYA B 13.11.2021 17 K 5,290.00 15TH

AND 30TH
KABOMBWA 3 KABOMBWA A 12.11.2021 19 44 ZMW 8TH AND
32,650.00 27TH

KABOMBWA B 12.11.2021 12 ZMW

7TH
19,940.00 AND 21ST

KABOMBWA C 12.11.2021 13 ZMW

4TH
12,150.00 AND 18TH

MIMPONGO 2 MIMPONGO B 11.11.2021 16 41 4TH

K 19,770.00 AND 25TH

MIMPONGO C 11.11.2021 25 K 11,200.00 4TH

 AND 25TH

KANKWANDA 2 KANKWANDA A 13.11.2021 18 37 K 17,324.00 EVERY

TUESDAY

KANKWANDA B 13.11.2021 19 K 11,600.00 EVERY

TUESDAY
MAWILO 2 MAWILO A 10.11.2021 19 34 15TH AND
K 32,180.00 30TH

MAWILO B 10.11.2021 15 1ST

K 52,180.00 AND 14TH

KANGALANGO 2 KANGALANGO A 10.11.2021 13 31 15TH AND

K 27,130.00 30TH

KANGALANGO B 10.11.2021 18 15TH

K 25,130.00
AND 30TH
MALOBA WEST 2 MALOBA WEST A 09.11.2021 19 39 K 9,500.00 4TH AND
18TH

MALOBA WEST B 09.11.2021 20 K 9,490.00 7TH

AND 20TH

KAMIHETO 2 KAMIHETO A 09.11.2021 13 25 5TH EVERY

K 9,500.00 MONTH

KAMIHETO B 09.11.2021 12 5TH EVERY

K 9,900.00
MONTH
SUB - TOTAL 23 - 377 377 K415,134.00

III. MENTORSHIP AND CONTINUED LEARNING

 The seventy three (73) GEWEL (SWL) classes of which twenty eight (28) are for phase 2,
twenty two (22) for phase 3 and twenty three (23) for phase 4 have continued to have
mentorship sessions alongside their savings meetings. These meetings are held twice per
month for each class.

3. SWL PERFORMANCE: OVERALL PROGRESS TOWARDS TARGETS

 The district has continued to facilitate constant monitoring of all the seventy-three (73) GEWEL
(SWL) and twenty seven (27) non – GEWEL (SWL) classes, mentorship and savings group
sessions.
 Conducting Grievance Redresses Mechanism (GRM) community sensitization, collection of
complaint forms, delivery of responses and routine monthly monitoring of GEWEL (SWL) phase
2, phase 3 and phase 4 mentorship activities.
 Monitoring rolled out SWL activities.
4. CHALLENGES AND BARRIERS
 Delayed payments for Phase 4 Community Based Volunteers (CBVs).
 Three (3) phase 4 beneficiaries not fully paid their productivity Grants.
 Inversion of Scammers and swindlers in the district..
 Inadequate resources for the activities.

5. UPDATE ON PERFORMANCE OF IMPLEMENTING PARTNERS AND OTHER CO-OPERATION

The relationship between the SWL implementing partner especially the technical team from Ministry
Headquarters, Provincial team, National Savings and Credit Bank (NATSAVE) is good.

6. MONITORING AND EVALUATION

The district conducted a number of monitoring and evaluation activities with support from Ministry
Headquarters and Provincial Team to monitor the performance of GEWEL (SWL) phase 2, phase 3 and
phase 4 mentorship and saving groups activities including GRM activities.

7. KEY LESSON (S) LEARNT

 SWL beneficiaries from non-participating CWACs attending the meeting wanting to be
registered.
 More non GEWEL (SWL) saving groups formed in the communities.
 The activities implemented by the department provided an opportunity to better interact with
community members and beneficiaries as well as understand their working culture under
different circumstances.

8. ACTION PLAN FOR THE NEXT REPORTING PERIOD

 Intensifying monitoring of weekly mentorship and savings group activities for both GEWEL
(SWL) phase 2, 3, 4 and non- GEWEL (SWL) beneficiaries as well as GRM activities.

9. DISTRICT STATISTICS
9.1. Cumulative number of communities covered by the project:
A total number of sixty nine (69) CWACs have been covered by the project. Out of this twenty-seven
(27) CWACs are phase two (2), twenty-one (21) under phase three (3) and 11 Phase 4 cash plus with
Kamiheto being in phase 3 and 4 CWACs while eleven (11) CWACS are on SCT only.

9.2. Cumulative number of direct beneficiaries and target groups:

 Cumulative number of women trained in the SWL:
A total number of one thousand four hundred and twenty five (1,425) women that is 78 CBVs
and 1347 beneficiaries were trained in SWL.

 Cumulative number of women participating in Mentoring sessions:

 The seventy eight (78) CBVs in all the sixty nine (69) implementing CWACs are holding their
mentorship meetings for the one thousand three hundred and forty seven (1,347) SWL
Phase two (2), phase three (3) and phase 4 beneficiaries.

 Cumulative number of women participating in savings groups meeting:

The number of women participating actively in savings group meeting is one thousand nine
hundred and seventy three (1,973) out of which(1,347)are GEWEL (SWL) beneficiaries,
seventy eight (78) are CBVs, sixty eight (68) CGFPs including those for phase 4 cash plus
model while four hundred and eighty (480) women are non GEWEL (SWL)beneficiaries.

 Cumulative number of MCDSS staff trained in the district:

Eight (8) members of staff have been trained.

 Cumulative number of Community Based Volunteers (CBVs) trained:

Seventy eight (78) CBVs were trained for phase two (2), phase three (3) and phase four (4)
plus sixty eight (68) Community Grievance Focal Point persons (CGFP) totaling one hundred
and forty seven (147) volunteers trained.

FINANCIAL REPORT ON EXPENDITURE, ALL PURCHASES DONE AND BOOK BALANCE

S/N DATE NAME OF ACTIVITY AMOUNT COMMENT

GRM collection of complaints, delivery of responses and

01 20/02/2023 to K0 ACTIVITY DONE
complaint resolution for phase 2, 3 & 4 CWACs.
28/02/2023

Integrated monitoring of GEWEL (SWL) women

02 01/03/2023 to K0 ACTIVITY DONE
mentorship and saving group saving activities and GRM
10/03/2023
collection of complaints, delivery of responses and
complaint resolution in CWACs

SUB - TOTAL K0

BALANCE AS AT 31TH MARCH, 2023 WAS K43, 292.39

SCHEDULE OF ACTIVITIES PLANNED FOR THE NEXT REPORTING PERIOD.

SN NAME OF ACTIVITY AMOUNT COMMENT

1 Motor vehicle / motor bikes insurance K25,000.00 Activity not yet done

2 GRM activities K60,000.00 Ongoing activities

 For smooth running of
3 Administration K20,000.00
department

GEWEL (SWL) Roll out activities / Monitoring saving group Activity done
4 K30,000.00
activities

5 Procurement of fuel K30,000.00 For SWL activities

6 K25,000.00 Ongoing activites

7 Motor vehicle service and Motor Bike Service K35,000.00 For vehicle maintenance

8 Procurement of Motor bike and Motor vehicle parts and spares K30,000,00

GRAND TOTAL K230,000.00