[Research Title: Effect of Financial Literacy on Spending Habits: A Descriptive Study among ABM

Students at ACLC College of Ormoc]

Informed Consent Form

Dear Participant,

You are invited to participate in a research study conducted by [Researcher's Name] as part of
[Researcher's Affiliation]. The purpose of this study is to investigate the relationship between financial
literacy and spending habits among ABM (Accountancy Business and Management) students at ACLC
College of Ormoc.

Participation in this study involves completing a survey questionnaire via Google Forms. The
questionnaire will include questions about your level of financial literacy and your spending habits
related to academic, food, and personal needs. Your participation is entirely voluntary, and you have
the right to withdraw from the study at any time without consequence.

Your responses will remain anonymous and confidential. Data collected will be used solely for
research purposes and will be reported in aggregate form. No personally identifiable information will
be disclosed in any publications resulting from this study.

Participation in this study is open to ABM students at ACLC College of Ormoc who are willing to
provide their informed consent.

By continuing with the survey, you indicate that you have read and understood the information
provided in this consent form, and you voluntarily agree to participate in the research study.

If you have any questions about the study or your participation, please contact [Researcher's Name]
at [Researcher's Contact Information].

Thank you for considering participating in this research study.

Sincerely,
[Researcher's Name]

You are invited to participate in a research study titled "Effect of Financial

Literacy on Spending Habits: A Descriptive Study among ABM Students at
ACLC College of Ormoc." By continuing with this survey, you agree to
participate voluntarily. Your responses will remain anonymous and
confidential, and will only be used for research purposes. If you have any
questions about the study or your participation, please contact the researcher
at [Researcher's Contact Information]. Thank you for your participation."

Sure, here's how you can insert an informed consent message in a Google
Form for the research study titled "Effect of Financial Literacy on Spending
Habits: A Descriptive Study among ABM Students at ACLC College of Ormoc":

1. Go to Google Forms and create a new form for your survey.

2. Click on the "Settings" gear icon in the top-right corner of the form.
3. In the "Settings" menu, toggle on the "Collect email addresses" option if
you want to track respondents.
4. Scroll down to the "Respondents can" section and select "Edit after submit"
to allow respondents to edit their responses after submission if needed.
5. Close the "Settings" menu and go to the first question of your form.
6. Add a new section to the form by clicking on the "Add section" button.
7. In the new section, add a paragraph question type.
8. Enter your informed consent message in the paragraph question. Here's an
example:

"Informed Consent:
You are invited to participate in a research study titled "Effect of Financial
Literacy on Spending Habits: A Descriptive Study among ABM Students at
ACLC College of Ormoc." By continuing with this survey, you agree to
participate voluntarily. Your responses will remain anonymous and
confidential, and will only be used for research purposes. If you have any
questions about the study or your participation, please contact the researcher
at [Researcher's Contact Information]. Thank you for your participation."

9. Optionally, you can make this question required to ensure respondents

acknowledge the informed consent message before proceeding.
10. Continue adding your survey questions as needed.

Once you've added the informed consent message to your Google Form,
respondents will see it at the beginning of the survey and can proceed with
their responses after acknowledging their consent.

Sure, here's how you can insert an informed consent message in a Google
Form for the research study titled "Effect of Financial Literacy on Spending
Habits: A Descriptive Study among ABM Students at ACLC College of Ormoc":

1. Go to Google Forms and create a new form for your survey.

2. Click on the "Settings" gear icon in the top-right corner of the form.
3. In the "Settings" menu, toggle on the "Collect email addresses" option if
you want to track respondents.
4. Scroll down to the "Respondents can" section and select "Edit after submit"
to allow respondents to edit their responses after submission if needed.
5. Close the "Settings" menu and go to the first question of your form.
6. Add a new section to the form by clicking on the "Add section" button.
7. In the new section, add a paragraph question type.
8. Enter your informed consent message in the paragraph question. Here's an
example:

"Informed Consent:
You are invited to participate in a research study titled "Effect of Financial
Literacy on Spending Habits: A Descriptive Study among ABM Students at
ACLC College of Ormoc." By continuing with this survey, you agree to
participate voluntarily. Your responses will remain anonymous and
confidential, and will only be used for research purposes. If you have any
questions about the study or your participation, please contact the researcher
at [Researcher's Contact Information]. Thank you for your participation."

9. Optionally, you can make this question required to ensure respondents

acknowledge the informed consent message before proceeding.
10. Continue adding your survey questions as needed.

Once you've added the informed consent message to your Google Form,
respondents will see it at the beginning of the survey and can proceed with
their responses after acknowledging their consent.

Sure, here's how you can insert an informed consent message in a

Google Form for the research study titled "Effect of Financial
Literacy on Spending Habits: A Descriptive Study among ABM Students
at ACLC College of Ormoc":

1. Go to Google Forms and create a new form for your survey.

2. Click on the "Settings" gear icon in the top-right corner of the
form.
3. In the "Settings" menu, toggle on the "Collect email addresses"
option if you want to track respondents.
4. Scroll down to the "Respondents can" section and select "Edit
after submit" to allow respondents to edit their responses after
submission if needed.
5. Close the "Settings" menu and go to the first question of your
form.
6. Add a new section to the form by clicking on the "Add section"
button.
7. In the new section, add a paragraph question type.
8. Enter your informed consent message in the paragraph question.
Here's an example:

"Informed Consent:
You are invited to participate in a research study titled "Effect of
Financial Literacy on Spending Habits: A Descriptive Study among ABM
Students at ACLC College of Ormoc." By continuing with this survey,
you agree to participate voluntarily. Your responses will remain
anonymous and confidential, and will only be used for research
purposes. If you have any questions about the study or your
participation, please contact the researcher at [Researcher's Contact
Information]. Thank you for your participation."

9. Optionally, you can make this question required to ensure

respondents acknowledge the informed consent message before
proceeding.
10. Continue adding your survey questions as needed.

Once you've added the informed consent message to your Google Form,
respondents will see it at the beginning of the survey and can
proceed with their responses after acknowledging their consent.