2024 Benefits Book

2024
Benefits
Booklet
for
Hourly
Talent
800 878 5520 benefits@aquent.com BB51023

2024 Benefits Booklet for Hourly Talent BB51023 2 of 24
CONTENTS
3 INTRODUCING AQUENT’S 2024 BENEFITS PLANS
4 TALENT BENEFITS
General Eligibility and Enrollment
Dependent Eligibility
How to Enroll in the Plans
How to Maintain Coverage
Termination of Coverage
How to Requalify for Coverage
Qualifying Life Event (QLE)
6 SUMMARY OF HEALTH AND WELFARE BENEFITS

Medical
Dental
9 HOURLY TALENT WEEKLY SCHEDULE OF PREMIUMS

Weekly Medical Premiums After Aquent Subsidy
Weekly Dental Premiums After Aquent Subsidy
12 COBRA CONTINUATION COVERAGE

COBRA Rates
12 AQUENT-SPONSORED BENEFITS
Business Travel Accident Insurance
12 VOLUNTARY INSURANCE PLANS

Hospital Confinement Indemnity Insurance
Accident Insurance
Critical Illness Insurance
13 IDENTITY PROTECTION PLAN
14 EMPLOYEE DISCOUNTS AND PERKS

Promo Code: Aquent
Perks at Work
Bank of America Program
15 FLEXIBLE SPENDING ACCOUNTS (FSAs)

General Information
Health Care and Dependent Care Flexible Spending Accounts
Parking and Transit Flexible Spending Accounts
18 RETIREMENT PLANS
19 FINANCIAL WELLNESS
19 FAMILY AND MEDICAL LEAVE AND AQUENT LEAVE

Reason For Leave Definitions
Notice of Need for Leave
Process for Applying for Military Leave
22 PROVIDER CONTACT LIST
22 FINAL NOTE
23 2024 HOURLY TALENT BENEFITS SUMMARY

INTRODUCING AQUENT’S 2024 BENEFITS PLANS

This booklet provides information about Aquent’s 2024 benefit plans. Please review
this important information carefully as you make choices for you and your family.
We strongly recommend that you visit dayforcehcm.com to review the medical

summary plan descriptions and comparisons, dental summary, retirement plan
descriptions, and all the forms that you will need throughout the year to manage your
benefits.
In addition, there are health insurance options for you and/or your family available in
the Health Insurance Marketplace at www.healthcare.gov. In the Marketplace, you
could be eligible for a new kind of tax credit that lowers your monthly premiums right
away, and you can see what your premium, deductibles, and out-of-pocket costs will be
before you make a decision to enroll.
Should you have any questions, please contact the benefits department at 800 878 5520
or benefits@aquent.com.
Thank you.
TALENT BENEFITS
General Eligibility and Enrollment > To cover a same-sex or opposite-sex domestic partner,
the employee must complete a domestic partner
As an active Talent, you qualify to enroll in benefits coverage
affidavit and submit it along with the Benefits Enrollment
on the first of the month following four consecutive weeks
Application within 30 days of qualifying for benefits
worked with an average of 20 hours worked per week. When
coverage.
you meet eligibility requirements, you will automatically be
> Benefits premiums for enrolled domestic partners
notified via email of your eligibility and the benefit plans
are subject to imputed income and are not eligible
available to you. You will have 30 days from your date of
for pretax treatment, as outlined in Section 125C of
benefit notification to enroll in the benefit plans.
the IRS Code. Imputed income is the premiums paid by
Please pay attention to the initial eligibility date and benefit Aquent relative to the domestic partner coverage.
effective date stated in your notification email from the
Dependents
benefits department. Your initial eligibility date is the week-
> Children (and eligible stepchildren) up to age 26, are
ending date of the fourth consecutive timecard submitted.
eligible for coverage on a pretax basis.
If you complete your Benefits Enrollment Application at > Disabled children after age 26; proof of disability is
dayforcehcm.com, within those 30 days, your benefits required for eligibility review.
coverage will be effective retroactively to the first of the
If an employee elects to enroll dependents in the medical
month following your initial eligibility date. If your initial
and/or dental plan(s), the weekly benefit cost is the
eligibility date is on the first of the month, your benefits will be
employee’s responsibility and will be collected automatically
effective on your initial eligibility date. If your initial eligibility
from his/her weekly paycheck.
date falls on any other day of the month, your benefits will be
effective the first of the following month.
How to Enroll in the Plans
Example: An active Talent submits his/her fourth
consecutive timecard with an average of 20 hours Log into Dayforce at dayforcehcm.com
worked each week on week-ending January 20. For Company Name, enter “Aquent”
If you are notified of your benefits eligibility on For User Name, enter your email address and/or
January 21, you will have until February 20 (30 MyAquent username
days after your benefit notification) to complete For Password, enter your password
your online enrollment application for coverage
If you have any issues logging in, please email
effective February 1. If you complete your Benefits
questions@aquent.com.
Enrollment Application at the end of your window
to enroll, February 20, then you will be charged for
benefit premiums you missed back to February 1. If you do not enroll at that time, or if your Benefits Enrollment
Application is received more than 30 days after the date of
Important! Any premiums owed, dating back to your
benefits notification, or if you enroll but are unable to work
benefits effective date, will be collected in full from your
the hours required to maintain coverage, you will have three
pay upon receipt of your Benefit Enrollment Application.
other opportunities to enroll in the benefit plans while you are
employed at Aquent:
Dependent Eligibility
Aquent provides medical and dental coverage for the [1] Within 30 days of submitting four consecutive weeks
dependents of eligible enrolled Talent. Eligible dependents worked with an average of 20 hours worked per week
include the employee’s after having lost coverage
Spouse [2] Within 30 days of experiencing a Qualifying Life Event

(in some instances, 60 days—see p.5)
Domestic partner (same sex or opposite sex), on a posttax
basis and maybe subject to imputed income [3] During the annual Open Enrollment Period
How to Maintain Coverage In most cases, active Talent who participated in the medical
and/or dental group plan(s) and are no longer eligible to
To maintain coverage in the benefit plans, you must be an
participate in active coverage due to reduction in hours or
active Talent working a minimum average of 20 hours per
termination of employment may continue these benefits
week, totaling 80 hours worked in a four-week month or 100
under the provisions of COBRA for up to 18 months. COBRA
hours worked in a five-week month. The number of weeks in
continuation materials will be mailed automatically to employees
a month is determined by the number of Sundays in the month.
who no longer qualify for coverage under the active group plan.
If you will be taking time off from your assignment due to
Please note: It is your responsibility to monitor
vacation or illness, please contact your agent to ensure that
your hours as they are shown on your weekly pay
your benefits continue.
stub. You will not receive advance notice of the
The following outlines the number of hours required per termination of your coverage due to a reduction in
month to maintain benefits: work hours or failure to pay the weekly premiums.
Notification of the termination of your coverage will
MINIMUM MONTHLY HOURS REQUIRED come in the form of your COBRA Notification and
TO MAINTAIN BENEFITS IN 2024
Election Form.
Month Number of Hours
January 80 How to Requalify for Coverage

February 80 To requalify for benefits after losing coverage, you must
complete and submit timecards for four consecutive weeks
March 100
worked with an average of 20 hours worked per week.
April 80 Your eligibility date is the week-ending date of the fourth
May 80 consecutive timecard submitted. You will then qualify to re-
enroll in benefits coverage that will be effective on the first of
June 100
the following month. If your eligibility date is on the first of the
July 80 month, your Aquent benefits will be effective on that date.
August 80
When you reach eligibility, you will automatically be notified
September 100 via email of your eligibility and the benefit plans that are
October 80 available to you. You will have 30 days from the date of benefit
notification to enroll in the benefit plans. Please note: You are
November 80
not automatically re-enrolled in your prior benefits and
December 100 must therefore actively re-enroll.
If you complete your Benefits Enrollment Application at

Termination of Coverage
dayforcehcm.com, within those 30 days, your benefits
Your benefits coverage will terminate on the Saturday coverage will be effective retroactively to the first of the month
following your last paycheck from which premiums were following your initial eligibility date.
deducted if you
drop below the required hours necessary to maintain

eligibility, end an assignment, and are not currently
scheduled to be on a new assignment shortly thereafter.
you terminate employment with Aquent.
Important! Submitting timecards late will jeopardize your

benefits coverage. Please be sure to submit all timecards
before the last Sunday of each month to avoid having your
benefits terminated because of failure to meet required
maintenance hours.
Qualifying Life Event (QLE)

An employee may enroll, change, or voluntarily terminate Intending to enroll with Marketplace during Marketplace
existing coverage if there is a Qualifying Life Event. The Open Enrollment and/or Special Enrollment window
following is a list of events that qualify:
Employees (and their dependents) who experience a
Marriage Qualifying Life Event must complete an online application
Divorce (60 days) at dayforcehcm.com within 30 days (or in some instances,
Birth or adoption of a child 60 days) of the Qualifying Life Event date and must provide
Death of a dependent supporting documentation. Coverage elected due to the
Loss of insurance coverage Qualifying Life Event will be effective on the date of the
Loss of other health care coverage due to exhaustion of Qualifying Life Event, with no break in coverage.
COBRA coverage
Change in spouse’s employment resulting in loss/gain of Complete your Qualifying Life Event election at
coverage dayforcehcm.com.
Change in employment status resulting in loss of eligibility
Change in child’s qualification as an eligible dependent Any premiums owed back to the Qualifying Life Event
effective date will be collected in full from your pay.
Unpaid leave of absence taken by employee or spouse
FML, excluding employees in Oregon
Relocation outside of the plan’s service area If you have any questions regarding the provision or
Loss of Medicaid or CHIP coverage (60 days) acceptable supporting documentation, contact the benefits
Eligibility for a state’s premium assistance program (60 days) department at 800 878 5520 or benefits@aquent.com.
Intending to enroll with Marketplace due to reduction in
hours below 30 hours per week
SUMMARY OF HEALTH AND WELFARE BENEFITS

IMPORTANT NOTICE: The information provided below is intended as a brief summary of benefits. Complete
details are contained in the Summary Plan Descriptions (SPD), which represent the final and authoritative source of
information for all coverage.
Copies of the SPD are available at dayforcehcm.com or upon request from the benefits department.
Medical
Aquent offers three medical plan choices, all of which are administered by Cigna HealthCare. The following is an overview of
what’s covered under each plan:
OPEN ACCESS
PLUS / OPEN ACCESS PLUS / OPEN ACCESS PLUS /
IN-NETWORK OAP PLAN CONSUMER CHOICE PLAN
PLAN
In-Network In-Network Out-of-Network In-Network Out-of-Network

ONLY Benefits Benefits Benefits Benefits
Coinsurance 100% 90% 70% 80% 60%
Deductible $300/$600 $500/$1,000 $1,000/$2,000 $1,500/$3,000 $3,000/$6,000
Out-of-Pocket
$2,000/$4,000 $3,000/$6,000 $6,000/$12,000 $3,000/$6,000 $6,000/$12,000
Maximum
OPEN ACCESS
PLUS / OPEN ACCESS PLUS / OPEN ACCESS PLUS /
IN-NETWORK OAP PLAN CONSUMER CHOICE PLAN
PLAN
In-Network In-Network Out-of-Network In-Network Out-of-Network

ONLY Benefits Benefits Benefits Benefits
Preventive Care 100% 100% 70% after 100% 60% after

deductible is met deductible is met
Primary Care $20 $25 70% after 80% after 60% after
Visits deductible is met deductible is met deductible is met
Specialist Care $30 $40 70% after 80% after 60% after
Visits deductible is met deductible is met deductible is met
Inpatient $250 copay per $250 copay per 70% after 80% after 60% after
Hospital admission; plan admission; plan deductible is met deductible is met deductible is met
Services pays 100% after pays 90% after
Outpatient $150 copay per $150 copay per 70% after 80% after 60% after
Facility Services admission; plan admission; plan deductible is met deductible is met deductible is met
pays 100% after pays 90% after
Emergency $150 copay and $150 copay; 90% $150 copay; 70% 80% after 80% after
Room deductible after deductible after deductible deductible is met deductible is met
is met is met
Urgent Care $50 copay and $50 copay; 90% $50 copay 80% after 80% after
deductible after deductible deductible is met deductible is met
is met
Telemedicine 24/7 access to doctor consultations via telephone or video from a board-certified physician licensed in your state.
The cost for a Telemedicine visit is the same as the office visit charge for a primary care physician under your plan.
Use the Telemedicine program for allergies, asthma, bronchitis, cold and flu, ear infections, joint aches and pain,
respiratory infection, sinus problems, and more. Visit mdliveforcigna.com (or call 888 726 3171). You may also
use telemedicine for behavioral health at mycigna.com.
Vision 100% up to $350 maximum benefit per calendar year for exam and hardware (including contact lenses) at a
participating Cigna provider. Members will receive separate vision cards.
Prescription Generic: $10 per Generic: $10 per 70% after Generic: $10 per 80% after
30-day supply 30-day supply deductible is met 30-day supply deductible is met
Preferred brand Preferred brand Preferred brand
name: 20% name: 20% name: 20%
coinsurance per coinsurance per coinsurance per
30-day supply 30-day supply 30-day supply
($50 max) ($50 max) ($50 max)
Non-preferred Non-preferred Non-preferred
brand brand brand
name: 30% name: 30% name: 30%
coinsurance per coinsurance per coinsurance per
30-day supply 30-day supply 30-day supply
($100 max) ($100 max) ($100 max)
Coinsurance: after you have reached your deductible, you and your plan share some of your medical
costs; the portion of covered expenses you are responsible for is “coinsurance”
Copay: a flat fee you pay for certain covered services such as doctor’s visits or prescriptions
Deductible: a flat dollar amount you must pay out of your own pocket before your plan begins to pay for
covered services
Out-of-Pocket Maximum: specific limits for the total amount you will pay out of your own pocket before
your plan coinsurance percentage no longer applies; once you meet these maximums, your plan then
pays 100% of the “maximum reimbursable charges” or negotiated fees for covered services
Please note: Once enrolled in the medical plan, you may not switch among the plans except during the annual Open Enrollment
Period or within 30 days (in some instances, 60 days) of experiencing a Qualifying Life Event. Also, you may not voluntarily drop
coverage during the plan year unless you experience a Qualifying Life Event that would allow for the removal of a dependent’s
coverage or the termination of coverage. For questions regarding these IRS-governed restrictions, please contact the benefits
department at 800 878 5520 or benefits@aquent.com.
How to Search for In-Network Providers

To find out if your provider is in the network, visit cigna.com. Select “Open Access Plus, OA plus, Choice Fund OA Plus” for
the plan type and review the directory. You may also confirm with Cigna Customer Service by phone.
Cigna Pre-Enrollment 888 806 5042
Cigna Customer Service 800 244 6224
Dental
Aquent offers the Cigna Dental (PPO) plan which covers preventive, orthodontic, basic, and major dental services. For basic
outpatient dental services, employees may see the dentist of their choice. The level of coverage varies depending on the type of
service. The annual dental maximum is $2,200 per member.
CIGNA DENTAL CHOICE PPO
In-Network Out-of-Network
Annual Deductible $50 per person, $150 per family $50 per person, $150 per family
Class I – Basic Services 100% 100%
Class II – Basic Restorative Care 80% after deductible 80% after deductible
Class III – Major Restorative Care 50% after deductible 50% after deductible
Class IV – Orthodontia 50% 50%
Calendar Year Maximums Year 1: $2,200 Year 1: $2,200

Year 2: $2,300 Year 2: $2,300
Year 3: $2,400 Year 3: $2,400
Year 4 and beyond $2,500 Year 4 and beyond $2,500
Aquent’s dental plan also includes the WELLNESSPLUS® Progressive Maximum Rewards Program. This incentive benefit
allows you gain an additional $100 each year to the maximum of $2,500 if you receive at least one cleaning the prior year under
Aquent’s dental plan.
For details, please refer to the Dental SPD, available at dayforcehcm.com or upon request from the benefits department. A
directory of the network provider is available at cigna.com. Select “Cigna DPPO Advantage/Cigna DPPO” for the plan type.
You can also contact Cigna Customer Service at
Cigna Dental Customer Service 800 244 6224
HOURLY TALENT WEEKLY SCHEDULE OF PREMIUMS

Once you are enrolled in the medical and/or dental plan(s), benefit premiums will be deducted on a weekly basis and applied
toward that week’s coverage. If you miss a weekly paycheck and/or there is a premium balance owed on your account, the full
amount will be deducted from the following paycheck. If you are unable to maintain your hours and/or keep up with payments,
your coverage will be canceled.
Your premiums and those of your spouse and/or child(ren) will be made on a pretax basis (substantially lowering your out-of-
pocket costs). As governed by the IRS, premiums for domestic partners are subject to imputed income and must be deducted
on a posttax basis. Note that only the domestic partner’s premium will be deducted posttax. Your premium equivalent will
continue to be withheld on a pretax basis.
Aquent subsidizes a portion of the weekly cost of medical and/or dental coverage for active Talent enrolled in the medical and/
or dental plan(s). For each hour worked per week, Aquent contributes $2.70 per hour toward medical and $0.18 per hour toward
dental premiums. Aquent’s contributions may not exceed weekly benefit premiums and are not available for cash-out. The
remaining balance of the weekly benefit cost, if any, is the employee’s responsibility and will be automatically deducted from the
employee’s weekly paycheck.
You will have the full weekly premium deducted from your paycheck each week under the deductions section. Under the
earnings section you will have the medical subsidy and/or dental subsidy amount applied based on hours worked. Any earnings
towards subsidy is taxable income. Your cost is the difference between the deduction amount and the subsidy amount.
Please review the premium payment schedule below.
Weekly Medical and Dental Premiums Before Aquent Subsidy
WEEKLY
TYPE OF OPEN ACCESS PLUS / OPEN ACCESS PLUS / OPEN ACCESS PLUS /
DENTAL
COVERAGE IN-NETWORK PLAN OAP PLAN CONSUMER CHOICE PLAN
PREMIUM
Employee only $137.50 $215.50 $123.00 $11.60
Employee + 1 $299.60 $422.90 $242.60 $20.60
Family $460.00 $640.75 $359.30 $29.70

Weekly Medical Premiums After Aquent Subsidy

Aquent’s contribution of $2.70 per hour worked for the weekly medical benefit premiums
OPEN ACCESS PLUS / OPEN ACCESS PLUS / OPEN ACCESS PLUS /

Aquent’s IN-NETWORK PLAN OAP PLAN CONSUMER CHOICE PLAN
Hours weekly WEEKLY MEDICAL COST WEEKLY MEDICAL COST WEEKLY MEDICAL COST
Worked medical Employee Employee +1 Employee Employee +1 Employee Employee +1
Family Family Family
contribution only dependent only dependent only dependent
$460.00 $640.75 $359.30
$137.50 $299.60 $215.50 $422.90 $123.00 $242.60
40 $108.00 $29.50 $191.60 $352.00 $107.50 $314.90 $532.75 $15.00 $134.60 $251.30
39 $105.30 $32.20 $194.30 $354.70 $110.20 $317.60 $535.45 $17.70 $137.30 $254.00
38 $102.60 $34.90 $197.00 $357.40 $112.90 $320.30 $538.15 $20.40 $140.00 $256.70
37 $99.90 $37.60 $199.70 $360.10 $115.60 $323.00 $540.85 $23.10 $142.70 $259.40
36 $97.20 $40.30 $202.40 $362.80 $118.30 $325.70 $543.55 $25.80 $145.40 $262.10
35 $94.50 $43.00 $205.10 $365.50 $121.00 $328.40 $546.25 $28.50 $148.10 $264.80
34 $91.80 $45.70 $207.80 $368.20 $123.70 $331.10 $548.95 $31.20 $150.80 $267.50
33 $89.10 $48.40 $210.50 $370.90 $126.40 $333.80 $551.65 $33.90 $153.50 $270.20
32 $86.40 $51.10 $213.20 $373.60 $129.10 $336.50 $554.35 $36.60 $156.20 $272.90
31 $83.70 $53.80 $215.90 $376.30 $131.80 $339.20 $557.05 $39.30 $158.90 $275.60
30 $81.00 $56.50 $218.60 $379.00 $134.50 $341.90 $559.75 $42.00 $161.60 $278.30
29 $78.30 $59.20 $221.30 $381.70 $137.20 $344.60 $562.45 $44.70 $164.30 $281.00
28 $75.60 $61.90 $224.00 $384.40 $139.90 $347.30 $565.15 $47.40 $167.00 $283.70
27 $72.90 $64.60 $226.70 $387.10 $142.60 $350.00 $567.85 $50.10 $169.70 $286.40
26 $70.20 $67.30 $229.40 $389.80 $145.30 $352.70 $570.55 $52.80 $172.40 $289.10
25 $67.50 $70.00 $232.10 $392.50 $148.00 $355.40 $573.25 $55.50 $175.10 $291.80
24 $64.80 $72.70 $234.80 $395.20 $150.70 $358.10 $575.95 $58.20 $177.80 $294.50
23 $62.10 $75.40 $237.50 $397.90 $153.40 $360.80 $578.65 $60.90 $180.50 $297.20
22 $59.40 $78.10 $240.20 $400.60 $156.10 $363.50 $581.35 $63.60 $183.20 $299.90
21 $56.70 $80.80 $242.90 $403.30 $158.80 $366.20 $584.05 $66.30 $185.90 $302.60
20 $54.00 $83.50 $245.60 $406.00 $161.50 $368.90 $586.75 $69.00 $188.60 $305.30
19 $51.30 $86.20 $248.30 $408.70 $164.20 $371.60 $589.45 $71.70 $191.30 $308.00
18 $48.60 $88.90 $251.00 $411.40 $166.90 $374.30 $592.15 $74.40 $194.00 $310.70
17 $45.90 $91.60 $253.70 $414.10 $169.60 $377.00 $594.85 $77.10 $196.70 $313.40
16 $43.20 $94.30 $256.40 $416.80 $172.30 $379.70 $597.55 $79.80 $199.40 $316.10
15 $40.50 $97.00 $259.10 $419.50 $175.00 $382.40 $600.25 $82.50 $202.10 $318.80
14 $37.80 $99.70 $261.80 $422.20 $177.70 $385.10 $602.95 $85.20 $204.80 $321.50
13 $35.10 $102.40 $264.50 $424.90 $180.40 $387.80 $605.65 $87.90 $207.50 $324.20
12 $32.40 $105.10 $267.20 $427.60 $183.10 $390.50 $608.35 $90.60 $210.20 $326.90
11 $29.70 $107.80 $269.90 $430.30 $185.80 $393.20 $611.05 $93.30 $212.90 $329.60
10 $27.00 $110.50 $272.60 $433.00 $188.50 $395.90 $613.75 $96.00 $215.60 $332.30
9 $24.30 $113.20 $275.30 $435.70 $191.20 $398.60 $616.45 $98.70 $218.30 $335.00
8 $21.60 $115.90 $278.00 $438.40 $193.90 $401.30 $619.15 $101.40 $221.00 $337.70
7 $18.90 $118.60 $280.70 $441.10 $196.60 $404.00 $621.85 $104.10 $223.70 $340.40
6 $16.20 $121.30 $283.40 $443.80 $199.30 $406.70 $624.55 $106.80 $226.40 $343.10
5 $13.50 $124.00 $286.10 $446.50 $202.00 $409.40 $627.25 $109.50 $229.10 $345.80
4 $10.80 $126.70 $288.80 $449.20 $204.70 $412.10 $629.95 $112.20 $231.80 $348.50
3 $8.10 $129.40 $291.50 $451.90 $207.40 $414.80 $632.65 $114.90 $234.50 $351.20
2 $5.40 $132.10 $294.20 $454.60 $210.10 $417.50 $635.35 $117.60 $237.20 $353.90
1 $2.70 $134.80 $296.90 $457.30 $212.80 $420.20 $638.05 $120.30 $239.90 $356.60
Weekly Dental Premiums After Aquent Subsidy

Aquent’s contribution of $0.18 per hour worked for the weekly dental benefit premiums
DENTAL WEEKLY BENEFIT COST

Hours Aquent’s weekly
Worked dental contribution Employee only Employee + 1 dependent Family
$11.60 $20.60 $29.70
40 $ 7.20 $ 4.40 $ 13.40 $ 22.50
39 $ 7.02 $ 4.58 $ 13.58 $ 22.68
38 $ 6.84 $ 4.76 $ 13.76 $ 22.86
37 $ 6.66 $ 4.94 $ 13.94 $ 23.04
36 $ 6.48 $ 5.12 $ 14.12 $ 23.22
35 $ 6.30 $ 5.30 $ 14.30 $ 23.40
34 $ 6.12 $ 5.48 $ 14.48 $ 23.58
33 $ 5.94 $ 5.66 $ 14.66 $ 23.76
32 $ 5.76 $ 5.84 $ 14.84 $ 23.94
31 $ 5.58 $ 6.02 $ 15.02 $ 24.12
30 $ 5.40 $ 6.20 $ 15.20 $ 24.30
29 $ 5.22 $ 6.38 $ 15.38 $ 24.48
28 $ 5.04 $ 6.56 $ 15.56 $ 24.66
27 $ 4.86 $ 6.74 $ 15.74 $ 24.84
26 $ 4.68 $ 6.92 $ 15.92 $ 25.02
25 $ 4.50 $ 7.10 $ 16.10 $ 25.20
24 $ 4.32 $ 7.28 $ 16.28 $ 25.38
23 $ 4.14 $ 7.46 $ 16.46 $ 25.56
22 $ 3.96 $ 7.64 $ 16.64 $ 25.74
21 $ 3.78 $ 7.82 $ 16.82 $ 25.92
20 $ 3.60 $ 8.00 $ 17.00 $ 26.10
19 $ 3.42 $ 8.18 $ 17.18 $ 26.28
18 $ 3.24 $ 8.36 $ 17.36 $ 26.46
17 $ 3.06 $ 8.54 $ 17.54 $ 26.64
16 $ 2.88 $ 8.72 $ 17.72 $ 26.82
15 $ 2.70 $ 8.90 $ 17.90 $ 27.00
14 $ 2.52 $ 9.08 $ 18.08 $ 27.18
13 $ 2.34 $ 9.26 $ 18.26 $ 27.36
12 $ 2.16 $ 9.44 $ 18.44 $ 27.54
11 $ 1.98 $ 9.62 $ 18.62 $ 27.72
10 $ 1.80 $ 9.80 $ 18.80 $ 27.90
9 $ 1.62 $ 9.98 $ 18.98 $ 28.08
8 $ 1.44 $ 10.16 $ 19.16 $ 28.26
7 $ 1.26 $ 10.34 $ 19.34 $ 28.44
6 $ 1.08 $ 10.52 $ 19.52 $ 28.62
5 $ 0.90 $ 10.70 $ 19.70 $ 28.80
4 $ 0.72 $ 10.88 $ 19.88 $ 28.98
3 $ 0.54 $ 11.06 $ 20.06 $ 29.16
2 $ 0.36 $ 11.24 $ 20.24 $ 29.34
1 $ 0.18 $ 11.42 $ 20.42 $ 29.52
COBRA CONTINUATION COVERAGE

If you leave Aquent or fail to pay the weekly premiums, your benefits will end as of the end of the week in which benefit
premiums were last paid. You will automatically receive information notifying you of the termination of your coverage and of
the option to continue your existing medical and/or dental coverage under the provisions of COBRA. In most cases, you may
continue your coverage under COBRA for up to 18 months. If you never qualified for benefits coverage at Aquent or did not
enroll in the medical and/or dental plan, you will not qualify for COBRA continuation coverage.
COBRA information that states the date of your termination of coverage and an enrollment form for electing COBRA
continuation coverage will automatically be sent to you when you terminate your employment with Aquent. For more information
regarding COBRA continuation, please contact the benefits department at 800 878 5520 or benefits@aquent.com.
COBRA Rates
Monthly premium rates for employees enrolled in COBRA. Please note: COBRA is a continuation of your existing benefits
and is NOT considered a Qualifying Life Event. Therefore, you may NOT switch among medical plans when electing COBRA
coverage unless you have a Qualifying Life Event.
OPEN ACCESS PLUS /

OPEN ACCESS PLUS / OPEN ACCESS PLUS / DENTAL
COBRA RATES CONSUMER CHOICE
IN-NETWORK PLAN OAP PLAN PLAN
PLAN
Employee only $818.28 $1,127.06 $687.13 $53.04
Employee + 1 $1,528.55 $2,010.35 $1,213.44 $92.86
Family $2,188.88 $2,958.99 $1,728.03 $132.73
AQUENT-SPONSORED BENEFITS VOLUNTARY INSURANCE PLANS

Business Travel Accident Insurance Aquent offers voluntary benefits through Reliance Matrix
to help pay for expenses not covered by your medical
Business travel accident (BTA) insurance, provided by
plan—such as lost wages, deductibles, travel expenses,
Chubb Insurance, gives you 24/7 access to medical and
or any other personal expenses—due to critical illness,
travel assistance services around the world. This benefit is
hospitalization, or injury sustained in a covered accident.
available to active Staff employees as of the first of the month
The next three benefits are paid 100% by the employee on a
following their date of hire. This employee-only benefit is
posttax basis.
paid in full by Aquent.
Members may port their policies to individual policies
The benefit amount is equal to the employee’s annual base
through Reliance Matrix within 31 days of the benefits
salary (up to a maximum of $500,000), and coverage continues
termination date. You are responsible for notifying the
until the end of the month following date of termination.
benefits department within this specified time period.
Contact the benefits department at 800 878 5520 or Visit dayforcehcm.com to purchase Hospital Indemnity,
benefits@aquent.com for information on submitting a Accident, and Critical Illness Insurance(s) for yourself (and
BTA claim. your dependents). There you can also review the Benefit
Highlight Sheets with additional coverage details and the
Identity Theft:
policy limitations and exclusions.
866 299 7277
Members can file claims at matrixabsence.com.
Travel and Medical Assistance:
888 987 5920 (US/Canada)
Hospital Confinement Indemnity Insurance
240 330 1571 (other-call collect)
The costs of hospital stays are not limited to hospital bills
alone. Hospital Indemnity Insurance provides a cash benefit
in the event of an unexpected hospital stay for a covered you’ll receive a lump-sum payment when you or a covered
illness and/or injury. You and your covered dependents dependent are diagnosed with covered illness while under
are paid a lump sum for covered benefits. You can use the the policy. You can purchase a benefit amount of $10,000 or
payment in any way you choose—from medical expenses $20,000. Covered dependents are eligible for a maximum of
like deductibles and coinsurance, to every day costs, like 50% of your coverage for spouse and $5,000 for child(ren).
housekeeping, child care, travel, and any other person
You can use the payment in any way you choose, such as
expenses you may have.
expenses not covered by your medical insurance or day-to-
Coverage includes, but is not limited to: day living expenses. While insured, if a previously covered
First day hospital confinement illness returns, or you’re diagnosed with an additional covered
Daily hospital and/or ICU confinement illness, benefits remain payable up to the benefit maximum.
No exclusions for hospital stay related to delivery of a newborn
Coverage includes, but is not limited to:
Cancer conditions
HOSPITAL CONFINEMENT INDEMNITY WEEKLY Vascular conditions
INSURANCE RATE
$50 Health Screening Benefit
Employee Only $1.97
CRITICAL ILLNESS INSURANCE—$10k
Employee and Spouse $4.16
EMPLOYEE EMPLOYEE EMPLOYEE
AGE ONLY +1 + CHILD(REN)
FAMILY
Employee and Child(ren) $3.18
< 29 $0.65 $0.97 $1.25 $1.57
Family $5.37
30–39 $1.11 $1.66 $1.71 $2.26
Accident Insurance 40–49 $2.19 $3.29 $2.79 $3.89

Accident Insurance provides a cash benefit for each covered
50–59 $4.66 $6.99 $5.26 $7.59
injury and related services. You and your covered dependents
are paid a lump sum for covered benefits. You can use the 60–69 $8.17 $12.25 $8.77 $12.85
payment in any way you choose—from medical expenses like
70+ $15.00 $22.50 $15.60 $23.10
deductibles and coinsurance, to every day costs.
Coverage includes, but is not limited to:

CRITICAL ILLNESS INSURANCE—$20k
Diagnostic exams, X-ray, and emergency services
Chiropractic care EMPLOYEE EMPLOYEE EMPLOYEE
AGE ONLY +1 + CHILD(REN)
FAMILY
$50 Health Screening Benefit
< 29 $1.29 $1.94 $2.49 $3.14
WEEKLY 30–39 $2.22 $3.32 $3.42 $4.52

ACCIDENT INSURANCE
RATE
40–49 $4.38 $6.58 $5.58 $7.78
Employee Only $1.69
50–59 $9.32 $13.98 $10.52 $15.18
Employee and Spouse $2.90
60–69 $16.34 $24.51 $17.54 $25.71
Employee and Child(ren) $3.44
70+ $30.00 $45.00 $31.20 $46.20
Family $4.66
Critical Illness Insurance IDENTITY PROTECTION PLAN

A critical illness can derail your life. It can keep you from Aquent is offering a comprehensive identity, financial and
working and make it difficult to do the simple tasks that you privacy protection service for individuals and families
take for granted every day. With Critical Illness insurance, through Allstate. The Allstate Identity Protection plan
provides proactive identity and credit monitoring. Included You’ll receive an email with a link to click to complete your
is credit bureau monitoring by TransUnion, Equifax and registration (check spam!)
Experian, expanded sources for checking transactions Follow the prompts to enter your password and zip code
on financial accounts, and additional proactive alerts on to complete
account transactions. The plan also provides a $1,000,000
policy, which will reimburse out-of-pocket costs associated If you have any questions contact promocode@aquent.com
with identity fraud. This benefit reinforces financial security or benefits@aquent.com.
and peace of mind. Please review the full coverage details in

the brochures on dayforcehcm.com and www.myaip.com. Bank of America Program
Aquent employees can receive a special bundle of no-fee
The benefit is paid 100% by the employee on a post-tax
banking services on qualified checking and savings accounts
basis. The Allstate Identity Protection plan is portable within
that receive an Aquent payroll direct deposit. The special
90 days of your benefit termination date.
bundle of banking benefits will be applied to your account 30
to 60 days following Bank of America’s identification of your
WEEKLY Aquent payroll direct deposit into that account.
IDENTITY PROTECTION PLAN
RATE
Through this program, you can take advantage of benefits
Employee Only $2.30
such as monthly maintenance fee waivers and special
Family $4.14 mortgage discounts, that can help make your financial life
better, including a full range of banking solutions from Bank
of America and investing solutions from Merrill.
EMPLOYEE DISCOUNTS AND
To enroll your Bank of America account in direct deposit, go
PERKS to Dayforce, then MyProfile, and select “Edit Direct Deposit.”
We want to thank you for working at Aquent so we’re bringing
you employee discounts. Start saving with Promo Code: Follow the instructions to update your direct deposit account
Aquent and Perks at Work! information. Once your Aquent payroll direct deposit is set up
into an eligible Bank of America account, they will send you
Promo Code: Aquent more information by mail.
Aquent teamed up with key clients to get you exclusive access If you’re already a Bank of America checking or savings
to employee-only discounts on your favorite brands, services, customer with an Aquent payroll direct deposit into an
and retailers such as Apple, General Motors, AT&T, Verizon eligible account, your banking benefits on that account are
Wireless, HP, and many more! Get started right away at already in the works.
sites.google.com/shared.aquent.com/promocode-aquent.
In addition, Bank of America’s dedicated team of financial
specialists are available to help ensure that your financial
Perks at Work
priorities are addressed going forward.
Enjoy discounts and WOW reward points for every dollar you
spend. From dinner and a movie to your next car purchase, Visit https://promo.bankofamerica.com/BIP/#/aquent for
you’ll save all year long. Also get free access to Community more information.
Online Academy (COA). You’ll find 100+ live and on-demand

classes and resources for you and your kids including fitness,
kid-focused activities, personal development, working parent
resources, stress relief resources, and many more. After your
first 45 days, you can sign up at perksatwork.com/aquent.
Click “Account Setup” and “Find Account”
Enter your email address with Aquent

FLEXIBLE SPENDING ACCOUNTS (FSAs)

General Information 24/7 Online Account Access
Flexible Spending Accounts (FSAs) enable employees The Flexible Spending Accounts are administered by
to set aside some of their pay on a pretax basis to cover HealthEquity. When you begin making contributions to
qualified expenses. If you enroll in the FSA plan(s), the your FSA, you can access your account information at
amount you contribute is deducted from your weekly healthequity.com/wageworks. Get up-to-date account
paycheck before federal, state, and local income taxes information, including year-to-date contributions, claims, and
and Social Security taxes are withheld. This amount reimbursements, as well as examples of eligible expenses,
will then be reimbursed to you after you incur eligible FSA frequently asked questions, printable claim forms, and other
expenses. In the meantime, you will not pay taxes on the FSA information. Please contact HealthEquity at 855 692 2959
amount you elect to contribute. with any FSA questions.
If your debit card is lost or stolen, you may request a new one
Aquent offers the following FSAs:
by contacting HealthEquity at 855 692 2959.
Health Care Flexible Spending Account
Dependent Care Flexible Spending Account Weekly Contributions
Parking Flexible Spending Account
A portion of your annual contribution will be deducted from
Transit Flexible Spending Account
your weekly paycheck. You are responsible for monitoring the
deductions. If a deduction is not taken from any given check,
The Health Care and the Dependent Care Flexible Spending
please contact the benefits department. If you miss a weekly
Accounts are separate accounts; money cannot be transferred
paycheck and/or there is a premium balance owed on
between them, and you cannot use the Health Care FSA to pay
your account, the full amount will be deducted from the
for Dependent Care FSA expenses or vice versa.
following paycheck.
The Parking and Transit Flexible Spending Accounts are also
separate accounts, and money cannot be transferred between
them. Transit does NOT have a cash reimbursement option.
Health Care and Dependent Care Flexible Spending Accounts
HEALTH CARE FSA
ELIGIBILITY All benefit eligible employees

Eligibility: 1st of the month following four consecutive weeks worked at an average of 20 hours a
week. Your initial eligibility date is the week-ending date of the fourth consecutive timecard submitted.
Midyear changes are only allowed with a Qualifying Life Event (see requirements on page 5)
Open Enrollment
TO ENROLL Log into Dayforce at dayforcehcm.com.

For Company Name, enter “Aquent”
For User Name, enter your email address and/or MyAquent username
For Password, enter your password
If you have any issues logging in, please email questions@aquent.com.
CONTRIBUTIONS Annual Minimum of $100 or up to $3,050 (prorated)
QUALIFIED EXPENSES Medical, prescription drug, over the counter medicine, dental and vision expenses not paid by your
insurance
Qualified Medical Expenses (QME) | HealthEquity

www.healthequity.com/hsa-qme
HEALTH CARE FSA
AVAILABILITY OF FUNDS The full amount is available to you at the start of the year or once your benefits become effective.
ACCESSING YOUR You can pay for eligible expenses using the FSA debit card which will be sent to you, or you can
ACCOUNT & PAYMENTS pay on your own and get reimbursed.
Log into healthequity.com/wageworks to submit receipts for reimbursement.
“USE IT OR LOSE IT” If you are still active with Aquent at the end of the calendar year, remember the following:
& GRACE PERIOD This is a “Use It or Lose It” account, which means you need to use the money by the end of the
Plan Year (December 31).
Grace period: If you are unable to, the plan allows for a 2.5-month grace period (March 15)
after the end of the Plan Year for any extra expenses to be incurred and reimbursed. From
March 15 to March 31 you can log into healthequity.com/wageworks to submit receipts for
reimbursement for claims incurred during the prior year.
Any unclaimed funds are lost.
IF YOUR EMPLOYMENT If you leave Aquent or fail to pay the weekly premiums, your benefits end at the end of the week in
ENDS which you last paid for benefits.
You will have 60 days to submit any claims against your Health Care. To do this,
Log into your account at healthequity.com/wageworks
Select “Submit Receipt or Claim.”
If you are participating in the Health Care FSA at the time of termination, you may elect to continue
participation under COBRA. Contributions will be on a posttax basis, and you can submit claims
for eligible expenses you incur during the remainder of the plan year.
You will automatically receive information notifying you of the termination of your Health Care FSA
and of the option to continue coverage under the provisions of COBRA.
DEPENDENT CARE FSA
ELIGIBILITY All benefit eligible employees

Eligibility: 1st of the month following four consecutive weeks worked at an average of 20 hours a
week. Your initial eligibility date is the week-ending date of the fourth consecutive timecard submitted.
Midyear changes are only allowed with a Qualifying Life Event (see requirements on page 5)
Open Enrollment
TO ENROLL Log into Dayforce at dayforcehcm.com.

For Company Name, enter “Aquent”
For User Name, enter your email address and/or MyAquent username
For Password, enter your password
If you have any issues logging in, please email questions@aquent.com.
CONTRIBUTIONS Annual Minimum of $100 or up to $5,000 for individuals or married couples filing joint tax returns
Up to $2,500 if you are married and file separate tax returns
QUALIFIED EXPENSES Day care, preschool, and after-school care for a dependent child under age 13 or for a tax
dependent who is physically or mentally incapable of self-care
Qualified Dependent Care Expenses | HealthEquity

www2.healthequity.com/learn/dependent-care-expenses
DEPENDENT CARE FSA
AVAILABILITY OF FUNDS Funds are available as they are withheld from your pay and deposited into your account.
ACCESSING YOUR Pay for your dependent care expenses.

ACCOUNT & PAYMENTS
Log into healthequity.com/wageworks to submit receipts for reimbursement.
“USE IT OR LOSE IT” If you are still active with Aquent at the end of the calendar year, remember the following:
& GRACE PERIOD This is a “Use It or Lose It” account, which means you need to use the money by the end of the
Plan Year (December 31).
Grace period: If you are unable to, the plan allows for a 2.5-month grace period (March 15)
after the end of the Plan Year for any extra expenses to be incurred and reimbursed. From
March 15 to March 31 you can log into healthequity.com/wageworks to submit receipts for
reimbursement for claims incurred during the prior year.
Any unclaimed funds are lost.
IF YOUR EMPLOYMENT If you leave Aquent or fail to pay the weekly premiums, your benefits end at the end of the week in
ENDS which you last paid for benefits.
You will have until the end of the calendar year to submit any claims against your Dependent Care
FSA account up to the maximum amount you contributed to the plan. To do this,
Log into your account at healthequity.com/wageworks
How the Tax Savings Work

Each dollar you put into an FSA is a dollar not taxed. The following is an example of the tax savings offered by the Dependent Care FSA.
EXAMPLE: Michelle earns $40,000 a year and is in the 28 percent incremental federal tax bracket. She takes her
children to day care every weekday, and she contributes the maximum annual contribution of $5,000 per year to her
Dependent Care FSA. This is what she will save by participating in the FSA.
WITH FSA WITHOUT FSA
Annual Salary $40,000 $40,000
Pretax Day Care Expenses 5,000 0
Taxable Salary $35,000 $40,000
Taxes 9,800 11,200
Posttax Day Care Expenses 0 5,000
Spendable Pay $25,200 $23,800
Tax Savings (excluding any state or local tax savings): $1,400
This example assumes that Michelle will spend $5,000 on dependent care expenses during the coming calendar year. Column 1
reflects her spendable income with the FSA; column 2 reflects her spendable income without the FSA. The savings are considerable.
For this example, we assumed that Michelle pays 28 percent in federal, state, and local income taxes and Social Security taxes.
Your actual tax percentage could be higher or lower, based on your annual salary.
Parking and Transit Flexible Spending Accounts
PARKING & TRANSIT FSAs
ELIGIBILITY All employees are eligible as of date of hire

Employees can change their election amount on a monthly basis throughout the year
CONTRIBUTIONS For parking, up to $300 a month

For mass transit (bus, vanpool, subway, train), up to $300 a month
TO ENROLL Visit healthequity.com/wageworks, click on “Log in/Register” and then “Employee

Registration.” Follow the prompts to set up your account.
TO USE YOUR ACCOUNT Visit healthequity.com/wageworks, click on “Log in/Register,” and enter log in and
password information.
This program has a monthly enrollment deadline of the 10th of the month before for a
future month transit or parking pass. For example, if you want to enroll for your January
Transit or Parking pass, you may do so between November 11 and December 10.
Make changes or cancel any time before 11:59 p.m. EST on the 10th of each month.
FUNDS ROLLOVER If you are active with Aquent and have a balance in your Transit and/or Parking FSA
account(s), your funds will rollover each year.
TERMINATION If you terminate with Aquent, any Transit FSA funds will be forfeited.
For Parking FSA, you will have 60 days to submit eligible parking expenses.
Log into your account at healthequity.com/wageworks.
Any additional funds will be forfeited.
RETIREMENT PLANS
Aquent provides two qualified retirement plans, a traditional materials outline plan details and enrollment instructions so
401(k) and a Roth 401(k), through Fidelity Investments. A please read them carefully. While participation in the plan
traditional 401(k) allows you to contribute pre-tax dollars is not mandatory, we strongly encourage every employee to
to your retirement and pay taxes when you withdraw your participate. Aquent wants to help you reach your retirement goals.
contributions. The Roth 401(k) allows you to contribute
Please contact Fidelity Investments directly with any
after-tax dollars and then withdraw tax-free dollars from
retirement plan inquiries at 800 835 5095 or visit 401k.com.
your account when you retire. Active Talent are eligible to
You may also reach Aquent’s 401(k) department at 800 878 5520
participate as of the first of the month following their date of
or at 401k@aquent.com.
hire. Employees can contribute to their traditional 401(k) plan
and/or Roth 401(k) plan up to the IRS annual limit.
To enroll once you’re eligible, go to 401k.com.
Aquent will match 10 percent of the first 10 percent of
Select “Register As New User” and follow prompts.
your combined traditional 401(k) and Roth 401(k) deferral
Don’t forget to assign a beneficiary in the About You
elections. Matching contribution is 100 percent vested. In
section of Your Profile
order to maximize the company match, your contributions
should be distributed throughout the plan year. Elections can be updated on a week-to-week basis.
Enrollment materials will be automatically mailed to you by

Fidelity when you satisfy the eligibility requirements. These
FINANCIAL WELLNESS
Aquent has partnered with MMA Prosper Wise as your one-stop destination for all personal finance questions from budgeting,
banking, insurance, investing, debt management, and more. You can learn more or talk with a financial advisor by visiting and
registering at aquent.mmaprosperwise.com.
FAMILY AND MEDICAL LEAVE AND AQUENT LEAVE

Under the federal Family and Medical Leave Act (FMLA), Dependent Care Leave. Aquent provides Dependent Care
eligible employees may take an unpaid family or medical leave of Leave for eligible employees to take time away from work to
absence of up to 12 weeks in a 12-month period. The 12-month care for a qualifying dependent. An eligible employee will be
period is measured backwards from the date an employee first provided four (4) weeks of paid leave at 100% of their salary.
takes any leave under this policy. Eligible employees may take Please contact leaves@aquent.com for information.
up to 26 weeks of leave in a single 12-month period for Military Own Serious Health Condition. If you are incapacitated due
Caregiver Leave, as described below. to a serious health condition, you may be eligible for up to 12
Any leave taken pursuant to this policy, other Company consecutive or intermittent weeks within a 52-week period
policies, or law that qualifies as leave under the FMLA or starting from the first date of leave taken. In some cases you
applicable state law will be counted against the employee’s may be eligible for additional time under a state policy. You
available leave under the applicable Company policy(ies) as will be required to submit medical certification from a certified
well as leave under the FMLA and state law, to the extent physician to support the time out.
permitted by applicable law. Military Exigency Leave. If your spouse, parent or child is
on covered active duty or has been notified of an impending
Reason For Leave Definitions call or order to a covered active duty in the Armed Forces
Aquent Leave. Aquent Leave is offered to active employees in a foreign country, you may be eligible for up to 12 weeks
enrolled in Aquent’s benefits only. Employees are eligible of leave. This may include attending certain military events,
for Aquent Leave as of their benefits effective date. Aquent arranging for alternative childcare, addressing certain financial
Leave provides you with up to 12 weeks of benefit protected and legal arrangements, attending certain counseling
leave (continuous or intermittent) within a 52-week period and sessions, attending post-deployment reintegration briefings
is meant to be an option for those who do not/will not qualify and other activities associated with the family member’s call
for federal or state level FMLA policies. This is a time away or order to service.
policy only and is unpaid. Injured Service Member Leave. This leave is to care for a
Maternity Leave. If you are pregnant and will be giving covered service member or a covered veteran with a serious
birth to a child, you may be eligible for up to 12 weeks illness or injury (incurred or aggravated in the line of active
of leave for recovery and baby bonding. In some cases, duty in the Armed Forces) and who is the employee’s parent,
you may also be eligible for ADA leave if, due to medical child, spouse or individual for whom the employee is next
necessity, you are unable to return at the end of your of kin. This leave can be taken for up to 26 weeks in a single
12-week period. Birth of a child is an automatic 12 weeks 12-month period. Please note that we ask that leave be taken
regardless of requested time. If you want to return prior to 12 in segments of at least one business week. Dates taken will
weeks, a doctor’s note clearing you will be required. ultimately be determined by a doctor certification.
Parental Leave. Aquent provides paid Parental Leave to

eligible employees who are non-birth parents to take time
Notice of Need for Leave
away from work to bond with a newborn, adopted, or child If an employee’s need for leave is foreseeable (other than Military
placed in foster care. An eligible non-birth parent will be Exigency Leave), the employee must give his or her manager and
provided four (4) weeks of paid leave at 100% of their salary. the Aquent Leaves Team at least 30 days’ prior notice, if possible,
You may be eligible for leave of up to 12 weeks under FMLA or as much notice as practicable under the circumstances. Where
to bond with the child. Please contact leaves@aquent.com the need for leave is not foreseeable, an employee is expected
for more information. to notify his or her manager and the Leaves Team as soon as
practicable (generally the same day when the employee learns

For more information, contact the Leaves Team at
of the need for leave, or the next day). For foreseeable Military
leaves@aquent.com
Exigency Leave, notice must be provided as soon as practicable,
regardless of how far in advance such leave is foreseeable. To initiate a leave request, please contact Matrix
Absence Management at
Notice of the need for leave should be given to the Leaves
Team, and the employee must initiate a leave request with 877 202 0055
Matrix Absence Management. In addition, an employee must www.matrixabsence.com

comply with Aquent’s usual call-in procedures. Unless unusual Matrix eServices mobile app (available for iPhone/
circumstances prohibit the employee from following these notice iPad or Android/Tablet)
requirements, the employee’s failure to comply may result in
Aquent delaying or denying leave until proper notice is provided.
MATERNITY LEAVE, PARENTAL LEAVE (NON-BIRTHING PARENT),

OWN SERIOUS HEALTH CONDITION, DEPENDENT CARE LEAVE/SERIOUS HEALTH
QUALIFYING EXIGENCY LEAVE CONDITION OF A DEPENDENT
Family and Aquent State/City Family and Aquent State/City

Medical Leave Leave Leave Medical Leave Leave Leave
Eligibility Employed with For those who In some cases, Employed with For those who In some cases,
Aquent for 12 do not qualify you may be Aquent for 12 do not qualify you may be
months. Have for Family eligible for months. Have for Family eligible for
worked 1,250 and Medical additional worked 1,250 and Medical additional
hours in the Leave. leaves under hours in the Leave. leaves under
12 months a city or 12 months a city or
Employed Employed
immediately state policy. immediately state policy.
as an active as an active
preceding the Eligibility for preceding the Eligibility for
Aquent Aquent
leave start. these leaves leave start. these leaves
employee and employee and
varies. varies.
signed up signed up
for Aquent’s for Aquent’s
health benefits. health benefits.
Time Provided Up to 12 weeks in a Up to 12 weeks in a

Varies Varies
12-month rolling period 12-month rolling period
Job Protection Provides for Provides for

N/A Varies N/A Varies
Job Protection Job Protection
Benefit Benefit protection for the length of the leave.

Protection You are responsible for premium repayment upon the end of approved leave.
Wages/
Unpaid unless you qualify for a city/state mandated wage replacement program.
Compensation
Return to Work Depending on the type of leave, you may be required to provide a return-to-work note prior to resuming work.
Requirements Please email leaves@aquent.com for more information.
Process for Applying for Military Leave

Advance notice: The law requires all employees to provide their Aquent Leaves Team will endeavor to respond in writing,
employers with advance notice of uniformed service. Notice within 15 days of receipt of notice, to the employee’s address
may be given in either written or oral form to the employee’s on record, informing him or her of whether the leave has been
direct supervisor, who in turn is expected to notify the Leaves approved and what conditions apply to such leave.
Team. Notice can be provided by the employer or by an
If you have any questions about the Aquent Military Leave
appropriate office of the branch of the military in which the
policy, or if you would like to learn more about the Uniformed
employee will be serving. However, no notice is required if
Services Employment and Reemployment Rights Act, please
military necessity, as defined in Department of Defense contact the Leaves Team at leaves@aquent.com.
regulations, prevents the giving of notice; or
the giving of notice is otherwise impossible or unreasonable.

PROVIDER CONTACT LIST

BENEFIT PROVIDER PHONE WEBSITE
Health Insurance (Medical) Cigna Pre-Enrollment: 888 806 5042 members: mycigna.com
Customer Service: 800 244 6224 non-members: cigna.com
Health Insurance (Vision) Cigna Pre-Enrollment: 888 806 5042 members: mycigna.com
Telemedicine Cigna 888 726 3171 mdliveforcigna.com
mycigna.com
(for behavioral health)
Dental Insurance Cigna Pre-Enrollment: 888 806 5042 members: mycigna.com

Business Travel Accident Chubb Insurance Identity Theft chubb.com

Insurance 866 299 7277
Travel and Medical Assistance

888 987 5920 (US/Canada)
240 330 1571 (other—call collect)
Voluntary Insurance Plans Reliance Matrix 800 351 7500 matrixabsence.com
Identity Protection Plan Allstate 800 789 2720 www.myaip.com
Flexible Spending HealthEquity 866 871 0773 members:

Accounts healthequity.com/wageworks
non-members:
healthequity.com/wageworks
Retirement Plans Fidelity Investments 800 835 5095 401k.com
Financial Wellness Marsh McLennan aquent.mmaprosperwise.com

Agency (MMA)
If you have any questions or concerns, please contact the benefits department at
800 878 5520 or benefits@aquent.com.
FINAL NOTE
Thank you for taking the time to read through this very important summary of Aquent’s benefit plans. Please keep your booklet
handy for future reference.
The information provided in this booklet is intended as a brief summary. For complete details of the plans, please refer to the
applicable Summary Plan Descriptions located at dayforcehcm.com.
2024 HOURLY TALENT BENEFITS SUMMARY

Employee Effective Employee Aquent Benefit Brief Benefits
Benefit Date Contribution Contribution Provider Summary*
Health 1st of the month Contribution varies Aquent will Cigna Choice of three plans. Coverage for
Insurance following 4 consecutive based on plan and contribute $2.70 preventive, inpatient, outpatient, maternity,
Medical weeks with an average level of coverage per hour worked mental health, prescription drug, and
of 20 hours worked per toward the emergency services. Dependent coverage
week weekly premium is available.
Health Automatic upon Contribution is Contribution Cigna This benefit is automatic upon enrollment
Insurance enrollment in the included in weekly is included in in the medical plan and cannot be
Vision medical plan medical premium weekly medical elected separately. 100% up to $350 (per
premium 12 months).
Dental 1st of the month Contribution varies Aquent will Cigna 100% coverage for preventive care,
Insurance following 4 consecutive based on plan and contribute $0.18 80% for basic care, 50% for major care,
weeks with an average level of coverage per hour worked $2,200 per calendar year maximum. $50
of 20 hours worked per toward the individual deductible for nonpreventive
week weekly premium care. Dependent coverage is available.
Business 1st of the month Coverage is FREE! 100% Chubb The benefit amount is equal to annual
Travel following date of hire; Insurance base salary up to $500,000.
Accident automatic enrollment
Insurance
Voluntary 1st of the month 100% employee None Reliance Available to employees and dependents.
Insurance following 4 consecutive paid Matrix Use this benefit to help pay for expenses
Plans weeks with an average not covered by your medical plan,
of 20 hours worked per such as lost wages, child care, travel,
week home health care costs, or any other
personal expenses due to critical illness,
hospitalization, or injuries sustained in a
covered accident.
Identity 1st of the month 100% employee None Allstate A comprehensive identity, financial, and
Protection following 4 consecutive paid privacy protection plan for individuals
Plan weeks with an average and families.
of 20 hours worked per
week
Discounts 1st of the month Employee and 100% Aquent clients Exclusive access to employee-only
and Perks following date of hire dependent and alliances discounts on your favorite brands,
coverage is FREE! services, and retailers. Visit sites.google.
com/shared.aquent.com/promocode-
aquent.
Discounts at thousands of merchants and
loyalty points for every dollar you spend at
perksatwork.com/aquent.
Receive a special bundle of no-fee banking
services on qualified checking and savings
accounts that receive an Aquent payroll
direct deposit. For more information, visit
promo.bankofamerica.com/BIP/#/aquent.
Flexible 1st of the month 100% employee None WageWorks This plan allows employees to save
Spending following 4 consecutive paid on taxes for qualified dependent care,
Accounts weeks with an average health care, and transportation expenses
of 20 hours worked per by contributing pretax dollars for
week reimbursement.
*Complete details are contained in the Summary Plan Descriptions (SPD), the final and authoritative source of information for all coverage. Contact
the benefits department with questions at 800 878 5520 or benefits@aquent.com.
Employee Effective Employee Aquent Benefit Brief Benefits

Benefit Date Contribution Contribution Provider Summary*
Paid Sick Accrual of sick time FREE 100% Aquent Aquent complies with all state and
Time hours starts as of date locality mandated sick time ordinances
of hire and offers paid sick leave to eligible
talent in non-mandated locations.
Retirement 1st of the month Up to the IRS 10% of the Fidelity Choose from a selection of mutual funds
Plans: following the date of annual limit first 10% of Investments to save for retirement.
Traditional hire the employee’s
and Roth contributed
401(k) earnings
Financial Date of hire Benefit is FREE! 100% Marsh Financial education and guidance services.
Wellness McLennan Work 1:1 with virtual finance coaches
Agency to develop a personal plan. Access free
courses on financial well-being at aquent.
mmaprosperwise.com.
*Complete details are contained in the Summary Plan Descriptions (SPD), the final and authoritative source of information for all coverage. Contact
the benefits department with questions at 800 878 5520 or benefits@aquent.com.

2024 Benefits Book

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2024

800 878 5520 benefits@aquent.com BB51023

6 SUMMARY OF HEALTH AND WELFARE BENEFITS

9 HOURLY TALENT WEEKLY SCHEDULE OF PREMIUMS

12 COBRA CONTINUATION COVERAGE

12 VOLUNTARY INSURANCE PLANS

13 IDENTITY PROTECTION PLAN

14 EMPLOYEE DISCOUNTS AND PERKS

15 FLEXIBLE SPENDING ACCOUNTS (FSAs)

19 FAMILY AND MEDICAL LEAVE AND AQUENT LEAVE

22 PROVIDER CONTACT LIST

23 2024 HOURLY TALENT BENEFITS SUMMARY

INTRODUCING AQUENT’S 2024 BENEFITS PLANS

We strongly recommend that you visit dayforcehcm.com to review the medical

include the employee’s after having lost coverage

 Spouse [2] Within 30 days of experiencing a Qualifying Life Event

January 80 How to Requalify for Coverage

If you complete your Benefits Enrollment Application at

 drop below the required hours necessary to maintain

 you terminate employment with Aquent.

Important! Submitting timecards late will jeopardize your

Qualifying Life Event (QLE)

 Marriage Qualifying Life Event must complete an online application

 Divorce (60 days) at dayforcehcm.com within 30 days (or in some instances,

 Death of a dependent supporting documentation. Coverage elected due to the

SUMMARY OF HEALTH AND WELFARE BENEFITS

In-Network In-Network Out-of-Network In-Network Out-of-Network

Coinsurance 100% 90% 70% 80% 60%

Deductible $300/$600 $500/$1,000 $1,000/$2,000 $1,500/$3,000 $3,000/$6,000

In-Network In-Network Out-of-Network In-Network Out-of-Network

Preventive Care 100% 100% 70% after 100% 60% after

How to Search for In-Network Providers

Cigna Pre-Enrollment 888 806 5042

Cigna Customer Service 800 244 6224

CIGNA DENTAL CHOICE PPO

Class I – Basic Services 100% 100%

Class IV – Orthodontia 50% 50%

Calendar Year Maximums Year 1: $2,200 Year 1: $2,200

Cigna Dental Customer Service 800 244 6224

HOURLY TALENT WEEKLY SCHEDULE OF PREMIUMS

Please review the premium payment schedule below.

Weekly Medical and Dental Premiums Before Aquent Subsidy

Employee only $137.50 $215.50 $123.00 $11.60

Employee + 1 $299.60 $422.90 $242.60 $20.60

Family $460.00 $640.75 $359.30 $29.70

Weekly Medical Premiums After Aquent Subsidy

OPEN ACCESS PLUS / OPEN ACCESS PLUS / OPEN ACCESS PLUS /

Weekly Dental Premiums After Aquent Subsidy

DENTAL WEEKLY BENEFIT COST

COBRA CONTINUATION COVERAGE

OPEN ACCESS PLUS /

Employee only $818.28 $1,127.06 $687.13 $53.04

Employee + 1 $1,528.55 $2,010.35 $1,213.44 $92.86

Family $2,188.88 $2,958.99 $1,728.03 $132.73

AQUENT-SPONSORED BENEFITS VOLUNTARY INSURANCE PLANS

Accident Insurance 40–49 $2.19 $3.29 $2.79 $3.89

Coverage includes, but is not limited to:

WEEKLY 30–39 $2.22 $3.32 $3.42 $4.52

Critical Illness Insurance IDENTITY PROTECTION PLAN

with identity fraud. This benefit reinforces financial security or benefits@aquent.com.

and peace of mind. Please review the full coverage details in

Promo Code: Aquent more information by mail.

Online Academy (COA). You’ll find 100+ live and on-demand

 Click “Account Setup” and “Find Account”

Spouse [2] Within 30 days of experiencing a Qualifying Life Event

drop below the required hours necessary to maintain

you terminate employment with Aquent.

Marriage Qualifying Life Event must complete an online application

Divorce (60 days) at dayforcehcm.com within 30 days (or in some instances,

Death of a dependent supporting documentation. Coverage elected due to the

Click “Account Setup” and “Find Account”

Enter your email address with Aquent

ELIGIBILITY All benefit eligible employees

ELIGIBILITY All benefit eligible employees

ACCESSING YOUR Pay for your dependent care expenses.

ELIGIBILITY All employees are eligible as of date of hire

CONTRIBUTIONS For parking, up to $300 a month

Parental Leave. Aquent provides paid Parental Leave to

Matrix Absence Management. In addition, an employee must www.matrixabsence.com

the giving of notice is otherwise impossible or unreasonable.