COMPILED BY:

GOAL BASED PLANNING CA (DR.) KHYATI SHAH &

CA MANISH RAMTRI
 ILLUSTRATIVE LIST OF GOALS

GOALS

Retirement Child’s Child’s Buying Vacations Buying a Estate &

Education Marriage House Car Charity

2
RETIREMENT PLANNING
3
 RETIREMENT PLANNING
Video 1 – Return of One Idiot
https://www.youtube.com/watch?v=QrnlvLA8gMs

Video 2 – The Mutual Fund Show: Retirement Planning

https://www.youtube.com/watch?v=S_oNXWZCBlc

Video 3 – Retirement Planning in India (How to Think and Act?)

https://www.youtube.com/watch?v=LR9YelgcJzQ

4
 RETIREMENT PLANNING CONTD…
GENERAL APPROACH FOR RETIREMENT PLANNING
Coloured box is INPUT FROM
Coloured box is INPUT WEALTH MANAGER
FROM CLIENT
All these inputs decide:
How you need to plan for retirement

Monthly Expenses at Impact of Inflation Extra cushioning on

current age at existing (from current age till medical expenses & At what age you wish
lifestyle retirement age) on geriatric care to retire?
expenses

What is your life Impact of Inflation
expectancy? (post retirement) on
expenses
Retirement Corpus
investment pattern
(asset allocation ) &
expected Rate of
return on it

Client Education is very important as all the factors are out of control of the client as well as the wealth manager
5
LIFE EXPECTANCY

Source:
https://timesofindia.indiatimes.com/india/li
fe-expectancy-at-birth-nearly-doubled-
since-
1951/articleshow/93523649.cms#:~:text
=The%20average%20Life%20Expectancy
%20of,years%20and%2070.7%20years 6
%20respectively.
 RETIREMENT PLANNING CONTD…
Senior Citizen Savings Scheme
https://www.valueresearchonline.com/stories/18793/overview-of-the-senior-citizens-savings-scheme/

Pradhan Mantri Vaya Vandana Yojana

https://www.valueresearchonline.com/stories/50263/an-overview-of-pradhan-mantri-vaya-vandana-yojana-pmvvy/

Reverse Mortgage
https://www.livemint.com/money/personal-finance/retirement-planning-what-is-a-reverse-mortgage-and-how-does-it-work-
loans-senior-citizens-sbi-home-loan-11707994456087.html 7
CHILD’S EDUCATION
8
GOAL - CHILD’S EDUCATION
Video (Nov. 13, 2022) -
https://www.youtube.com/watch?v=E1x1dqQj4W4

9
 GOAL - CHILD’S
EDUCATION Contd…

Source: - https://www.linkedin.com/posts/neil-borate-
1a435a57_personalfinance-activity-7099230453462691840-
MYbS?utm_source=share&utm_medium=member_ios 10
 Contact: 98510 98590
E-mail:
THANK YOU prosper@savvywealth.In
Insta: /savvy_wealth_/
FB: /savvywealth.Info/
11