Enrolment Form

Please note that the customer is unauthorized to amend, change or alter the Terms and Conditions of
the Policy and that any unauthorized amendment will result in this Policy being void.

All Risk Protection Coverage for your

Household Goods, Personal Effects and
Automobiles Moving by Land, Sea or Air

Underwritten by:
HDI Gerling

An exclusive protection program for

ENROLMENT NOW AVAILABLE ONLINE!

Save time by completing your enrolment online, with automatic totaling and less chance for mistakes.
Simply go to the left-side of our home page at www.santaferelo.com and click “Moving” or “Relocation”. Then
choose “Protection Coverage” and follow the instructions. If you submit the enrolment on-line, we will contact you
shortly afterwards.

www.santaferelo.com

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09/13

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SANTA FE’S ALL RISK PROTECTION GROUP POLICY

Santa Fe, whom you have chosen to undertake the removal of your household goods, has arranged a special All Risk Protection Group Policy
which is underwritten by the world’s leading Underwriters. Santa Fe is the owner of the Group Policy.

Why enroll in Santa Fe’s All Risk Protection Group Policy?

Even though every care will be taken by Santa Fe, you will appreciate that the distances involved, coupled with the rigours of an international
transit, means that on occasion loss and/or damage to your goods may occur. You are therefore strongly recommended to enroll in Santa Fe’s All
Risk Protection Group Policy to ensure that you are duly compensated for any loss which may occur.

What does the All Risk Protection Group Policy cover and what does it exclude?

This Group Policy offers you "All Risk" coverage on a Door to Door basis, subject to the terms and conditions detailed herein.
As with any protection cover, our All Risk Protection Group Policy has incorporated a number of Exclusions which are detailed in the Terms and
Conditions of the policy. Please ensure that you have read and understood the terms and conditions prior to agreeing to enroll in our All Risk
Protection Group Policy, to avoid unnecessary surprises should you need to make a claim.

How do I enroll in Santa Fe’s All Risk Protection Group Policy?

(Step 1) You will be required to complete the enclosed Enrolment Form.

(Step 2) You have two (2) ways to value your goods.

(A) Use the “Lump Sum” method of valuation.

Here, each “cubic meter” of goods is given a fixed value. You do not need to complete the valued inventory in detail. There is no
need to figure out the value of small or inexpensive items because each cubic meter is allocated the same value.

(B) Use the “Item by Item” method of valuation.

Here, you will need to list and to value anything included in your shipment, under the appropriate category. Groupings can be used
(e.g. 10 t-shirts at $100.00) but it assumed that each item in a grouping is equally valued (e.g. $10.00/t-shirt).

Please make use of the blank spaces provided under each category. Please continue on a separate sheet of paper if necessary.
Should you feel the form is too restrictive, or if you would prefer to compile your own valued list, please feel free to do so. Please
note however, that you should still complete the information at the top of the form, sign and date the enrolment, before returning
both documents to Santa Fe.
(Step 3) When you have completed the form, please sign and date the enrolment form prior to returning to Santa Fe.
(Step 4) You must return a copy to Santa Fe, who will then provide you with a copy to retain by yourself.

Small tips about this protection coverage

 Every item you intended to move must be covered

If you use the “Item by Item” method of valuation, every item that is being moved has to be included in your protection valuation.
Underwriters cannot accept your enrolment on certain items only. This is known as Selective protection and unfairly selects against the
Underwriters, who is providing cover based on a wide spread of risks associated with household goods.

 Replacement cost at destination

Your effects must be covered at the replacement retail cost at destination.

It is accepted that you may have difficulty knowing the exact values at destination, but you should have a reasonably good idea of the
comparable cost of living in the country to which your goods are being shipped.

 Do not undervalue your shipment

Please note that in the event of a claim, under valuation will result in 'the application of average'’ which means, for example, if you value a
chair for USD100.00 but the new replacement cost at destination is USD200.00. In the event of a repairable damage claim you will be
deemed to have under-valued by 50%. You would receive only 50% of the repair cost.

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Small tips about this protection coverage (continued)

 It is your interest to provide as much detail as possible .

You will need to list the quantity of each item which you will be moving (in the column marked 'QTY') and enter the value of the item(s) in the
column adjacent. For example, if you have 10 chairs in the dining room valued at US$100.00 each you should write:

QTY ARTICLE VALUE

10 Chairs US$1,000.00

However, if 2 of the chairs are worth, for example US$200.00 each, then you should list, and if possible identify them separately as follows:

QTY ARTICLE VALUE

8 Chairs (dining) US$800.00
2 Chairs (carver) US$400.00

Once you have listed all items, total the values in each column to produce a grand total.

 Declare your high value items

High value items are not normally shipped in a household goods shipment so any item or set valued at over US$1,500.00 (or equivalent in
other currencies) must be specially declared and valued.

Please note that Underwriters of our All Risk Protection Group Policy may require proof of ownership and/or value of any items claimed
missing or damaged.

 Storage coverage extension

Your coverage under our All Risk Protection Group Policy begins from the time your goods are professionally packed at your residence and
continues during the ordinary course of transit, including customary transshipment, until the goods are finally delivered to your residence.
Our All Risk Protection Group Policy includes free coverage on any interim storage coverage for up to 90 days at warehouse at origin and for
up to 90 days after arrival at warehouse at destination.

It is important any requests for further storage coverage extension, beyond the free 90 days period, are made to Santa Fe prior to the expiry
of the 90 days period.

Please note there is no free storage coverage period for storage shipment, local moves, local office moves or origin packing shipments.

What happens if my covered goods are lost or damaged in transit?

In the unfortunate event that you need to make a claim for goods which have been lost or damaged in transit, please ensure that due notice is
given to either the Santa Fe station that enrolls you in the All Risk Protection Group Policy, or the origin/destination agent, or the policy
administrator - Pac Global Ins. Brokerage, Inc., within 30 days from the date of delivery. Failure to notify loss/damage within the time limits
specified will void coverage.
It is important that at the time of notification, full details of any losses and/damages are provided.
Following your initial notification, you are allowed a further 60 days to forward documentation in support of your claim.
Please note that you must retain all the damage items until your claim has been settled otherwise Underwriters can decline your claim.
You can contact the Santa Fe stations, or Pac Global Ins. Brokerage, Inc., or to reach Santa Fe’s website at www.santaferelo.com to obtain a
complete set of claim forms.

EXCLUSIONS

TO GIVE YOU A CLEARER UNDERSTANDING OF THE MAIN EXCLUSIONS INCORPORATED WITHIN OUR ALL RISK PROTECTION
GROUP POLICY, WE HAVE PROVIDED BELOW MORE DETAILED INFORMATION.

CONSEQUENTIAL LOSS
Our All Risk Protection Group Policy will not cover consequential losses (i.e. resulting losses) arising from the delay, damage or non delivery of
your consignment. Loss of value and depreciation due to damage and/or after repair excluded from coverage.

OWNER PACKED GOODS

Any items packed by the owner and without inspection by the mover before sealing the carton box is classified as the “Owner Packed Goods” (or
abbreviated as PBO). Any damage or missing in the owner packed cartons or packages excluded from coverage.

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 Application for All Risk Protection Coverage
<Please kindly complete the below boxes in full>
Name of Applicant Date Owner Professionally Moving by Land Sea Air
Packed Packed Packed (tick the
appropriate
box at the
right)
Moving From: To: (Please state City/Country)

Please make sure you read through the below instructions:

1. Please declare the replacement cost at destination of all items in your shipment. Note: Every item that you intend to
move must be included in the cover.
2. Do not include cash, watches, stamps or similar valuable articles, wine & liquors as these items are excluded from the
protection cover.
3. Please ensure that any item or set valued individually at more than USD1,500 (or equivalent in other currencies) is listed
separately.
4. It is required that this form is signed and dated for protection coverage.

Please tick √ the option you choose to value your goods.

“Lump Sum” Protection Coverage

Each “cubic meter” of goods is given a fixed value. You do not need to complete the valued inventory in detail.
Please proceed to the “Lump Sum Protection Coverage” at next page.

“Item By Item” Protection Coverage

Please list and value all items included in your shipment.
You can either use the list in this form or the Underwriters will accept your own prepared, separate items-valued inventory

If you cannot
which should be attached to this form.
Please proceed to the “Item By Item Protection Coverage” at next page.

find your
Please circle your covered currency: USD / EUR

covered
currency from
the above
selection,
please
the box:write in

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 In addition to the standard household goods and personal effects protection
coverage, Santa Fe has arranged for three additional options under the All
Risk Protection Group Policy at NO EXTRA CHARGE. They are Electrical
and Mechanical Derangement, Pairs & Sets and Mould & Mildew
coverage, which are all automatically included.
√ PAIRS AND SETS COVERAGE

√ ELECTRICAL & MECHANICAL DERANGEMENT

COVERAGE (Excluding Automobiles)

Provided that the covered items not exceeding six
years old and must be professionally packed.
√ MOULD AND MILDEW COVERAGE

LUMP SUM PROTECTION COVERAGE

Insurers of our All Risk Protection Group Policy are pleased to provide an option whereby if you elect not to
complete the valued inventory in detail (by listing out all the items you wish to cover), you can now simply
declare a lump sum value.

Please read the below important remarks for the Lump Sum Protection coverage.

- The chargeable scale is based on cubic meter (i.e. CBM). One (1) cubic meter is equivalent to 35.32
cubic feet.

- Each cubic meter of goods is given a fixed value at the minimum of US$2,750.00 (or equivalent in other
currencies). You may declare at a higher value if required but cannot declare at the value less than
US$2,750.00/cubic meter.

- Minimum volume is at one (1) cubic meter (or US$2,750.00).

- Any item or set valued in excess of US$1,500.00 (or equivalent in other currencies) must be separately
listed and are in addition to the US$2,750.00 per cubic meter calculation.

- Final chargeable scale will be based on the actual measurement of the shipment after packing and
crating has been completed.

You do not need to complete the below column if you choose the “Item By Item” Protection coverage for your shipment. This
column is for the “Lump Sum” Protection Coverage only.

(A) Total Cubic Capacity of your shipment

(One cubic meter is equivalent to 35.32 cuft) cubic meter(s)

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 (B) @ US$2,750.00 per cubic meter
(i.e. Section A x US$2,750.00 = Section B) = US$

(C) Plus the total of any items valued in excess of

US$1,500.00 as listed on this inventory.
(You can make use of the itemized valued = US$
inventory form at next page or you can use your
own list for any items valued at over
US$1,500.00)

(D) Household Goods Total

(i.e. Section B + Section C = Section D) = US$

(E) Automobile = US$

GRAND TOTAL:
(i.e. Section D + Section E = GRAND TOTAL) = US$

You still need to sign the enrolment form noting and agreeing to the terms and conditions of the All Risk Protection
Group Policy. The signature box is on the next page.

ITEM BY ITEM PROTECTION COVERAGE

Please complete the following itemized valued inventory if you choose to enroll your shipment in Santa Fe’s All Risk Protection Group Policy using
the “Item By Item” valuation method.

QTY ARTICLE VALUE QTY ARTICLE VALUE QTY ARTICLE VALUE

1. LIVING ROOM 3. FAMILY ROOM/STUDY 5. CHINAWARE
SOFA(s) 15000 CHAIR(s)
CHAIR(s) CURTAIN(s) & BLIND(s)
LAMP(s) 5000 SOFA(s)
TABLE(s) 6000 TABLE(s)
RUG(s) & CARPET(s) LAMP(s)
BOOKCASE(s)/WALL UNIT(s) RUG(s) & CARPET(s)
CURTAIN(s) & BLIND(s) DESK(s)
PICTURE(s) & PAINTING(s) 3000 BOOKCASE(s)
PIANO(s) OR OTHER(s) PICTURE(s) & PAINTING(s)
MUSICAL INSTRUMENT(s)
TV(s) 26000
VIDEO RECORDER(s)
RADIO(s)
Hi-Fi SYSTEM(s) 6. CRYSTAL/GLASSWARE
RECORD PLAYER(s)
CD PLAYER(s)
DVD PLAYER(s)
SPEAKER(s)
CLOCK(s)
tv trolley 3000
inverter 15000
stools 2000

7. SILVERWARE

4. KITCHEN
TABLE(s)
CHAIR(s)
ELECTRICAL APPLIANCE(s) 4000

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 LINEN(s)
UTENSIL(s)/CUTLERY(s) 10000
2. DINING ROOM POT(s) & PAN(s)
TABLE(s) 10000 OVEN(s)
CHAIR(s) 5000 MICROWAVE OVEN(s) 8. ORNAMENTS/WORKS OF ART
CHINA CABINET(s) DISHWASHER(s)
BUFFET/SIDEBOARD(s) REFRIGERATOR(s) 18000
HOSTESS TROLLEY(s) FREEZER(s)
LAMP(s) WASHING MACHINE(s)
RUG(s) & CARPET(s) TUMBLE DRYER(s)
CURTAIN(s) & BLIND(s) IRON/IRONING BOARD(s) 1000
MIRROR(s) RUBBISH/GARBAGE BIN(s)
TABLE LINEN(s) FOOD (non perishable) 2000
PICTURE(s) & PAINTING(s) gas stove 6000
WRITING BUREAU(s)/DESK(s)
CLOCK(s) 9. ANTIQUES
temple 5000
windows AC 25000

10. SPORTS EQUIPMENT

TOTAL COLUMN 1 TOTAL COLUMN 2 TOTAL COLUMN 3

Give precise description and ensure that you have declared the replacement value.

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QTY ARTICLE VALUE QTY ARTICLE VALUE QTY ARTICLE VALUE
11. BEDROOM (MAIN) 14. LINEN/CLOTHING 17. MISCELLANEOUS
BED(s) 30000 BED LINEN(s)/SHEETS(s) TYPEWRITE(s)
CHAIR(s) 500 TABLE LINEN(s) CLOCK(s)
BEDSIDE TABLE(s) 5000 BLANKET(s)/QUILT(s) 20000 TELEPHONE(s)/FAX(s)
DRESSING TABLE(s) PILLOW(s)/PILLOW CASES 3000 COMPUTER(s)
CHEST OF DRAWER(s) SPREAD(s) COMPUTER PRINTER(s) 2000
MIRROR(s) COAT(s)/JACKET(s) COMPUTER SUPPLY(ies)
RUG(s) SUIT(s) 50000 VIDEO CAMERA(s)
LAMP(s) 1000 DRESS(es) 50000 CAMERA(s)/LEN(s) 15000
CURTAIN(s) & BLIND(s) SKIRT(s) MISC. CAMERA EQUIPMENT
BOOKCASE(s) BLOUSE(s) PROJECTOR(s)
WARDROBE(s)/ARMOIRE(s) SHIRT(s) RECORD(s)
matresses 8000 TROUSER(s)/SLACK(s) TAPE(s)
cupboard 3000 SWEATER(s) CD(s)
SPORTWEAR DVD(s)
NIGHTWEAR VIDEO TAPE(s)
TIE(s)/SCARVE(s) SEWING MACHINE(s)
FOOTWEAR(s)/SHOE(s) FIREPLACE EQUIPMENT
HOSIERY(s)/SOCK(s) TOY(s) & GAME(s)
13. BEDROOM(s) (OTHERS) UNDERWEAR XMAS TREE(s)/DECORATION(s)
BED(s) HANDBAG(s) laptops 30000
CHAIR(s) LEATHER/SUEDE CLOTHING keyboard 5000
BEDSIDE TABLE(s) OTHER(s) guitar 3000
DRESSING TABLE(s) soft toys 3000
CHEST OF DRAWER(s) 18. AUTOMOBILE
MIRROR(s) YEAR (Reg No.) 2014
RUG(s) MODEL maruti
dzire
LAMP(s) 15. BASEMENT & GAMES CHASSIS NUMBER
CURTAIN(s) & BLIND(s) WORKBENCH(es) COVERED VALUE
BOOKCASE(s) TOOL BOX(es) NON FACTORY INSTALLED
WARDROBE(s)/ARMOIRE(s) HAND TOOL(s) AUTO ACCESSORIES
MUST BE SEPARATELY
POWER TOOL(s)
LISTED AND VALUED AT BELOW
LAWN MOVER(s) COLUMNS.
GARDEN TOOL(s) VALUE
PLANT HOLDER(s) 650000
FURNITURE (PATIO) (s) honda activa 40000
LUGGAGE/TRUNK(s)
11. BATHROOM(s) BBQ(s)
TOILETRIE(s) BICYCLE(s) TOTAL COLUMN 6
MEDICAL SUPPLY(ies) ARTIFICIAL TREE(s)
PERFUME(s)/AFTERSHAVE(s) Household Goods Covered Value
RUG(s), TOILET COVER(s) TOTAL COLUMN 1
TOWEL(s) 16. ANY OTHER ITEMS
LAUNDRY BASKET(s) 1000 TOTAL COLUMN 2
RAZOR(s)
HAIRDRYER(s) TOTAL COLUMN 3
CABINET/SHELVE(s)
MIRROR(s) TOTAL COLUMN 4
bucket set 500
TOTAL COLUMN 5

TOTAL COLUMN 4 TOTAL COLUMN 5 TOTAL COLUMN 6

GRAND TOTAL

Declaration of the Proposer

I declare that I have disclosed all material facts and understand that failure to do so could render my enrolment and coverage void.
I declare that the amounts stated above are the full value of the goods at destination. I confirm that I have declared all items that I
wish to be covered with all details requested. I have read the conditions stated overleaf and understand that these shall form the
basis of my enrolment in the All Risk Protection Group Policy.

Arbitration
All disputes hereunder the All Risk Protection Group Policy shall be resolved in binding arbitration before the American Arbitration
Association at Los Angeles, California and no other place.

9
Signature Date

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 TERMS AND CONDITIONS
CAUTION: BE SURE YOU READ AND UNDERSTAND IT AND COMPLY WITH ALL TERMS AND CONDITIONS. FAILURE TO COMPLY WITH ANY OF THE TERMS AND CONDITIONS
MAY RESULT IN REDUCTION OF THE RECOVERABLE AMOUNT OR COULD INVALIDATE YOUR COVERAGE UNDER OUR ALL RISK PROTECTION GROUP POLICY ENTIRELY.
1. PROPERTY COVERED: Household Goods and Personal Effects, Antiques, Fine Arts,
Automobiles, Boats, Motorcycles, Campers and Trailers as declared and valued on this and
supporting Documents.
2. SCOPE OF COVER: Always subject to the due premium having been paid and the funds
collected and subject to all terms and conditions of the All Risk Protection Group Policy -
new and/or used household goods and personal effects, under deck, are covered against
ALL RISK of direct physical loss or damage from any external cause, irrespective of
percentage (Current American Institute Cargo Clauses, including "War Risk" Insurance and
S.R. & C.C.Endorsement Warehouse to Warehouse Transit Clauses and Marine Extension
clauses), including General Average and Salvage Charges, and transshipment, if involved.
Shipments on deck and subject to an "On Deck" Bill of Lading are covered for FPA
coverage only. Containerized shipments on deck are covered per under deck "All Risk"
clauses.
3. METHOD OF TRANSIT: Per approved vessel and/or steamer and/or air carrier and/or held
covered and/or conveyances. Date of dispatch to be declared as soon as practicable to
Insurer of the All Risk Protection Group Policy or its representative with the following details:
name of vessel, voyage number, date of sailing and/or date of arrival.
4. FREIGHT FORWARDER NOT INSURANCE AGENT: Santa Fe is the owner of the All Risk
Protection Group Policy, and is not an agent of the Underwriters of the policy. There is no
separate policy between the covered person and the Underwriters. Santa Fe is not
authorized to make any representation what so ever concerning coverage under the All Risk
Protection Group Policy. All questions concerning coverage shall be directed exclusively to
the lead Underwriter, HDI Gerling, or the administrator of the policy, Pac Global Insurance
Brokerage, Inc.
5. R.A.C.E. CLAUSE: This coverage is subject also to the Current London Institute
Radioactive Contamination Exclusion Clause and related U.S.A. Endorsement.
6. TERRITORIAL CONDITIONS:
A. Coverage is to apply from such time as packing shall commence at origin residence
and be continuous during normal course of transit until unpacking is completed at
destination residence or departure of moving personnel from destination residence
(whichever shall occur first), provided that all other Terms and Conditions of the All
Risk Protection Group Policy are met.
B. Coverage at warehouse of country of origin is provided for up to 90 days, and for up to
90 days after arrival at warehouse of final destination is provided, warranted that the
property is stored in enclosed protected warehouses. Coverage for local moves and
local office moves exclude any storage coverage unless specifically purchased by
shipper.
C. Storage coverage extension may be granted subject to prior notice and payment of
additional premiums to the Underwriters, as per the Storage Coverage Extension Form,
forming part of this Policy. Extension is subject to approval and validation by the
Underwriters.
7. CONDITIONS AND EXCLUSIONS:
A. 100% Co-Insurance Clause: The applicant shall at all times maintain coverage on 100%
value of his shipment to the extent of the replacement cost at destination (replacement
value at today's replacement cost), at the time of loss or damage and failure to do so,
the covered person shall to the extent of such deficit, bear his or their proportion of any
loss or damage including labor charges.
B. Valuation Clause: The personal and household effects covered hereunder must be
valued at the replacement cost at destination as supported by a complete valued
inventory or at a minimum of US$2,750.00 per cubic meter. Coverage requires that
high valued items be specifically declared and valued. The settlement based on full
replacement value coverage will be the lesser of repair cost/replacement value or as
stated on the valued inventory. The Underwriters reserve the right to replace the
damaged or missing items of like kind and quality.
C. Agreed Value Clause: Notwithstanding anything to the contrary herein, it is hereby
declared and agreed that in case of a claim arising in respect of all or any item or items
appearing on the enrolment form, the value reflected against such item or items shall
not be regarded as and agreed value between the Underwriters and the Applicant,
notwithstanding that an Enrolment Certificate has been issued in respect of the total
amount or amounts of such enrolment form. The actual value and amount recoverable
in respect of each and every item lost or damaged will have to be provided by the
Applicant to the Underwriters - the maximum amount recoverable being the sum
covered or the replacement value at destination, whichever is the lower.
D. High Value Items Clause: High value items and/or items not normally shipped in a
household goods shipment and valued at over US$1,500 per item or set must be
specifically declared and valued prior to issuance of the Enrolment Certificate. Failure
to comply with the requirements will limit recovery to a maximum of US$1,500 per item
or set. High Value Items are defined as, but not limited to the following: Antiques,
objects of art, valuable carpets, china, crystals, jewelry, silver and gold items, firearms,
collection of records, tapes, pictures, paintings and other like goods.
E. Pairs and Sets Clause: In the event of loss or damage recoverable to any item or items
forming part of pair or set the indemnity afforded by this All Risk Protection Group
Policy shall be limited to the reasonable and fair reduction in value of the pair or set by
reason of the loss or damage to the affected items having regard to the importance of
the affected items within the pair or set. All the articles constituting the pair or set shall,
at Underwriters’ option, become their property in the event that the Underwriters agree
to pay the total loss of the pair or entire set.
F. Repair and Replacement Clause: The Underwriters shall be entitled at its sole option to
replace, with like kind and quality, or repair any article damaged (whether wholly or in
part), or to pay cash, in any event not exceeding the covered value thereof. Always
provided that in the event of replacement or cash payment for actual or constructive
total damage, the item is surrendered to and becomes the property of the Underwriters.
Underwriters may require proof of ownership and/or value of any items claimed missing
or damaged.
11
G. Depreciation: Underwriters liability is restricted to the reasonable cost of repair
and no claim is to attach hereto for depreciation consequent thereon.
H. General Average and Salvage Charges: General Average and Salvage Charges
payable as provided in the contract of airfreightment. For the purpose of claims
for general average contribution and salvage charges recoverable hereunder the
subject matter covered shall be deemed to be covered for its full contributory
value. General average deposits only payable on General Average deposits
receipts.
I. Other Insurance: The All Risk Protection Group Policy does not cover to the
extent of any other insurance, whether prior to subsequent hereto in date and by
whomsoever affected directly or indirectly covering the same property, and the
Underwriters shall be liable for loss or damage only for the excess value beyond
the amount due from such other insurance.
J. EXCLUSIONS:
i. Marring, scratching, chipping and denting of used electrical appliances and
used furniture. This exclusion will be deleted if a "Statement of Condition" is
reflected on the packing list or assured's inventory list signed by both the
mover's agent and the Applicant.
ii. Loss or damage due to mechanical, electric or electronic derangement if the
covered items are under a manufacturer's warranty. Further, if the covered
items exceed six years of age, and are not professionally packed by the
movers.
iii. Loss or damage due to seizure or confiscation by authorities, consequential
loss or damage.
iv. Owner Packed Effects - breakage's, scratching, denting, marring, chipping,
staining, and tearing owner packed effects, including trunks, suitcases and
the like. Also, excluding claims for missing items.
v. Jewelry unless declared and valued but subject to a limit of US$5,000 any
one transit unless prior written acceptance has been received from the
Underwriters. Cash, notes, stamps, coins, deeds, tickets, traveler's
cheques, watches, trinkets or similar valuable articles, furs, wine and liquors
are excluded.
vi. Claims for partial loss (shortage) of goods from theft, pilferage, mysterious
loss or disappearance or any cause whatsoever are excluded unless
reported written exception is made with moving personnel at the time of
delivery at destination residence. The time of delivery is the period between
arrival of goods at destination residence and departure of moving personnel
from the destination residence.
8. AUTOMOBILES, MOTORCYCLES OR MOBILE HOMES
Coverage is to apply for the time the vehicle is given into the custody of the
freight forwarder or steamship company, for up to 90 days whilst stored at
warehouse of origin, and continues until the vehicle is delivered to the point of
final destination, and whilst stored for up to 90 days only at the warehouse of
destination, always provided that it is not operated on public or private roads
under its own power for the whole period defined above UNLESS:
Operation under its own power occurs for distances not exceeding 10 statute
miles during transit between conveyances.
Operation under own power occurs whilst on premises of loading or unloading
port and subject to the following exclusions/conditions:
A. Vehicle to be loaded on board vessel in strict compliance with all safety
measures of carriage.
B. Excluding all third party risks whist being driven under own power and this
coverage does not extend to any damages, injury or liability to third party
under any law requiring vehicles to be covered against third party risks or
liability.
C. Scratching, denting or marring of automobile or motorcycle or mobile home
unless the freight forwarder and the owner of the automobile or motorcycle
or mobile home both agree and sign a "Certificate of Condition", or a similar
document, stating the condition of the automobile or motorcycle or mobile
home at the time the same entered the custody of the freight forwarder or
steamship company, noting all defects, if any.
D. Coverage in respect of non-factory installed accessories or removable items
on automobile or motorcycle or mobile home unless specified.
E. Any coverage whilst on deck specifically excluded: Apart of the specific
conditions mentioned above, coverage in respect to automobiles,
motorcycles or mobile homes is subject to the general terms and conditions
of the All Risk Protection Group Policy, where they do not conflict with the
specific conditions.
9. PROCEDURE OF CLAIM: There are definite time limitations for claim
submission, review the Claims Reporting Procedure Form attached to this
Enrolment Certificate. Immediate notice must be given to either Santa Fe or the
policy administrator, Pac Global Insurance Brokerage, Inc. Subject to exclusion
point 7 (J) (vi) above, failure to give notice to Santa Fe or Pac Global Insurance
Brokerage, Inc. within 30 days after delivery of the shipment will void coverage.
Further it is mandatory for all supporting documents to be provided in a timely
fashion not to exceed 60 days from the first notice. All the damage items must
be retained until the claim has been settled otherwise Underwriters can decline
your claim.
10. APPORTION VALUE CLAUSE: Where the subject matter covered is under one
valuation, for the purpose of loss assessing, Underwriters reserve the right to
apportion the value over each item and then over each quantity.
11. DEDUCTIBLE CLAUSE: This All Risk Protection Group Policy is subject to a nil
deductible.
12. ARBITRATION: All disputes hereunder under the All Risk Protection Group Policy
shall be resolved in binding arbitration before the American Arbitration Association at
Los Angeles, California and no other place.
12