Muhammad Ali Jibran Qamar, Muhammad Asif Nadeem Khemta, Hassan

Jamil

How knowledge and financial self-efficacy moderate the

relationship between money attitudes and personal
financial management behavior

 Is there a correlation between money attitudes and Financial Knowledge?

 is there have a significant positive impact on the personal financial
management behavior of young adults, and financial knowledge has a
positive moderating impact on the relationship of money attitudes &
personal financial management behavior?

This study finds the impact of money attitudes on the personal financial
management behavior and check the moderating effect of financial knowledge
and financial self-efficacy on their relationship.

Quantitative research design

It is recommended to practice more financial Self-efficacy for better outcome

that lead to positive impact on the personal financial management behavior
and give positive moderating impact on the relationship of money attitudes &
personal financial management behavior.

Carsky, M. L., Lytton, R. H. and McLaughlin, G. W. (1984).

Case, K. F. and Fair, R. C (1999).

Christelis, D., Jappelli, T. and Padula, M. (2010).