Instructional Planning

(The process of systematically planning, developing, evaluating and managing the instructional process by
using principles of teaching and learning - D.O. 42, s. 2016)

Detailed Lesson Plan (DLP) Format

DLP No.: Learning Area: Grade Level: Quarter: Duration: Date:
MMW Second Year 60 11-28-2023
Learning Competency/ies: Simple Interest Code:
(Taken from the Curriculum Guide )

The interest does not become part of the principal. The formula is I=Prt or A=P (1+rt).
Key Concepts / Understandings to
Where P is the principal amount of money to be invested, “r” is the interest rate r%
be Developed (percentage) per period of t (time).

Adapted Cognitive Process

Domain Dimensions (D.O. No. 8, s. 2015) OBJECTIVES:

Knowledge Define the concept of simple interest

The fact or condition of
Remembering
knowing something with
familiarity gained through
experience or association
Understanding

Skills Applying solve simple interest problems

The ability and capacity acquired
through deliberate, systematic,
and sustained effort to smoothly
Analyzing Determine the interest earned or paid given the principal, interest rate and
and adaptively carryout complex time period
activities or the ability, coming
from one's knowledge, practice, Evaluating
aptitude, etc., to do something
Creating Formulate simple interest problem solving
Attitude Valuing show interest in learning simple interest
Values Valuing

2. Content

References; mathematics in modern world book,

3. Learning Resources https://byjus.com/maths/simple-interest/
Materials; laptot, smart TV, whiteboard and blackboard,

4. Procedures
4.1 Introductory Activity Routines
- Prayer
5 minutes - Checking of attendance
- Energizer

“Show and Tell”

Ask student(s) to bring a meaningful object to class and share the story behind it with
you and/or their classmates. If the student is a beginner, have them describe their object
instead. E.g., “It is purple. It is big.”
4.2 Activity

Interest Riddles":

15 minutes Instruction: The students will be divided into two groups and each group will have to
brainstorm so that they can answer the riddle the teacher is reading.

Mechanics of the Game:

• the teacher will pick a riddle and read out one riddle at a time
• the each group will be given a few seconds to think and come up with
their answers
• if the answer of the first group is wrong then the opponent will be given
a chance to answer.
Riddle 1: I am an amount of money that is borrowed or invested. What am I?

= PRINCIPAL

Riddle 2: I am the extra money earned or paid for borrowing or investing. What am I?
= INETERES

Riddle 3: I am the percentage rate used to calculate interest. What am I?

= INETEREST RATE
Riddle 4: I am the formula used to calculate the total amount with simple interest. What
am I?
= I=Prt or A=P (1+rt)

4.3 Analysis Ask questions!!!

1. What have you learned from the activity?
2. Do you find it interesting?
10 minutes 3. Do you have any idea about simple interest?
4.4 Abstraction Discussion Proper
SIMPLE INTEREST
- The interest does not become part of the principal. The formula is I=Prt or A=P
5 minutes (1+rt). Where P is the principal amount of money to be invested, “r” is the
interest rate r% (percentage) per period of t (time).
WHAT IS INTEREST?
- Is the amount paid for the use of money. It is also paid for the money borrowed
from a bank. The money deposited or borrowed is called the PRINCIPAL (P). The
money paid for its use is called INTEREST (I). How much is to be paid is called the
RATE of interest (r) including the time (t) involved usually given in years.

FORMULA :
- I=Prt or A=P (1+rt)
WHERE :
A= the future value of the Investment/ load, including interest).
P= the principal Investment amount ( the initial deposit or loan amount)
r= the annual interest rate (used decimal when solving).
t= the number of years the money is invested or borrowed.

EXAMPLES:
1. Mr. Zoro Invest Php 5,000 in a savings account at an annual interest rate of 7%
for five years. How much money did he earned in interest?
FORMULA:
I= Prt
Where:
I=?
P= Php 5,000
r=7% or 0.07
t= 5 years
2. A business takes out a simple interest loan of Php 10,000 at a rate of 7.5%. What
is the total amount the business will repay if the loan is for 8 years?

3. Boa invest Php 8,000 in an account paying an annual interest rate of 8.7%. How
many years will it take for her to earn Php 4, 872 in interest?

4. Yamato invest Php 3,000 into a savings account. In 4 years she earns a total of
Php 768 in interest. what is the annual interest rate offered by his account?

5. What principal amount will accumulate to Php 135,500 in two years at 15%
simple interest?
4.5 Application Answer the following problems and apply what you have learned
1. Ben deposited $6,500 in a simple interest account that pays 2.8%
interest annually. If Ben leavesin the account for 12 years, how much
5 minutes interest will he earn?
2. Ms. Lisa took out a simple interest loan that charges 8.5% interest
annually. If her original loan was for $30,000 and she is paying off the
loan over 20 years, how much will she pay altogether?
3. Shein deposited $3,000 in a simple interest account 3 years ago. He has
earned $360 in interest so far. What is the interest of the rate for his
account?
4. Shanks earned $1,155 from his simple interest account over the last 5
years. The account pays 1.25% interest annually. How much did Shanks
originally deposit in his account?

4.6 Assessment GROUP WORK TIME!!!!

With your group, answer the following questions. Pick a leader
and share your answers to the class.
1. Discuss how understanding simple interest can
Talking to Learners/ Conferencing
help you make informed financial decisions, such
15 minutes Observation as borrowing money or investing.
Analysis of Learner’s Product
Tests/Examination
2. From your understanding, formulate at least
one simple interest problem solving.

4.7 Assignment Write an essay reflecting on your learnings about simple interest
Preparing for the new lesson
2 minutes and its practical applications in everyday life.
4.8 Concluding Activity
3
An Investment in Knowledge Always Pays the Best INTEREST
minutes
_ Benjamin Franklin
5. Remarks
6. Reflections
C. Did the remedial lessons work? No. of learners who have caught up with the
A. No. of learners who earned 80% in the evaluation.
lesson.
B. No. of learners who require additional activities
D. No. of learners who continue to require remediation.
for remediation.

E. Which of my learning strategies worked well? Why

did these work?

F. What difficulties did I encounter which my

principal or supervisor can help me solve?

G. What innovation or localized materials did I

use/discover which I wish to share with other teachers?

Prepared by:
Name: EVELYN G. COLAO CTU-CC
School:
Position/ TEACHER Division:
Designation:
Contact 09066335131 evelyn.colao@ctu.edu.ph
Email address:
Number: