Alima Proposal

Dear ASSET PROTECT,
Congratulations, you are on your way to achieving your dream EDUCATION plan for your child AERIN JADE in 10
years. Your personalized MyLifeChoice plan is a peso-denominated, limited-pay investment-linked life insurance
plan powered by AXA.
Your plan comes with a living and protection benefits which are summarized below:
Living Benefits
Your Benefit (Account Value)
At year 10 At year 15 At age 65
At 4.00% annual rate of return 232,342 270,673 306,344

At 10.00% annual rate of return 352,056 578,553 1,008,386
*Values shown above do not incorporate premium holiday and/or withdrawals. To view your adjusted account values due to
premium holiday and/or withdrawals, please refer to the supplementary illustration of benefits in the proposal.
Protection Benefits
Your Loved Ones (Death Benefit)
At year 1 At year 10 At year 15

Secure (if accidental death) 540,000 540,000 540,000
Bright Rider Plus (12-Yr Term) 54,000 54,000 -
Total Death Benefit 1,134,000 1,134,000 1,080,000
Total Death Benefit Annual Regular Top-up Lump Sum Top-up
Basic Annual Premium
at Year 1 and Rider Premium At policy year 1
1,134,000 36,000 5,246 0
Your plan also comes with the following benefits:

 Waiver of Premium - Waives all future premiums of the basic plan in case of total and permanent disability
 Waiver of Premium for Bright Rider - Waives all future premiums of Bright Rider in case of total and permanent
disability.
This summary page is not part of the contract and is for marketing use only.
This is not a deposit account. Earnings are not assured and principal amount invested is exposed to risk of
loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If
you do not fully understand this product, do not purchase, or invest in it.
THIS FINANCIAL PRODUCT OF AXA PHILIPPINES IS NOT INSURED BY THE PHILIPPINE DEPOSIT
INSURANCE CORPORATION AND IS NOT GUARANTEED BY METROBANK OR PSBANK.
Start-Up bonus
AXA also invests with you through the start-up bonus feature. On day 1 of your policy, AXA will add an
equivalent of 70% of your basic annual premium to your investment provided there were no premium
holidays applied and no withdrawals are made before policy years 10, 15 and 25.
At Policy Year 15,
25,200 20% of your basic

annual premium
At Policy Year 10, invested as start-up At Policy Year 25,
20% of your basic bonus, including 30% of your basic
AXA will add to your investment annual premium gains, if any, will be annual premium
equivalent to 70% of your invested as start-up credited to your invested as start-up
basic annual premium bonus, including gains, account value. bonus, including
if any, will be credited gains, if any, will be
to your account value. credited to your
account value.
The accumulation of your Start-Up bonus will follow the performance of your selected funds and is not
guaranteed. Start-Up Bonus will be vested in your Account Values if premiums are paid on time or
within the grace period, no premium holidays were previously applied and no withdrawals were made.
Fund Allocation and Available Funds
Equities Balanced Bonds
Global Advantage Fund Philippine Wealth Philippine Wealth Bond

100% 0% 0%
PHP Balanced Fund Fund
Global Dynamic
AXA Target Date Fund
Opportunity Fund 0% 0% Allocation Fund PHP – 0%
2030
Stable
Spanish American AXA Target Date Fund

0% 0%
Legacy Fund 2035

Chinese Tycoon Fund 0% 0%
2040
Philippine Wealth Equity AXA Target Date Fund

0% 0%
Fund 2045
Global Dynamic Global Dynamic

Allocation Fund PHP – 0% Allocation Fund PHP – 0%
Growth Multi Asset
Thank you for choosing AXA Philippines. We look forward to being your partner in achieving your unique financial
goals.
Sincerely,
AXA Philippines.
Notes:
1. This summary page is not part of the contract and is for marketing use only.
2. To know the complete details of your MyLifeChoice plan, please refer to the proposal that follows
3. The rates of return shown above, approved by the Insurance Commission, are for illustration purposes only and
do not guarantee future performance. The actual return may differ. You may refer to the Historical Fund
Performance to check the past performance of AXA funds.
4. The illustrated benefits are NET of the following policy charges:
a. Premium charges of 40% of the regular premium for the first policy year and 35% of the regular premium
for the second to third policy years of the policy; all Top-Ups shall be subjected to a Top-Up charge of
2%.
b. Cost of Insurance, for the basic plan coverage and supplementary benefits of unit deducting riders, shall
be deducted monthly from the illustrated values. Plus, Administration Charge of Php 100 per month.
c. Asset Management Charge may vary depending on the chosen funds(s) plus VAT.
d. Withdrawals (partial and full) are subject to surrender charges of 100%, 100%, 50%, 30%, 10%
respectively during the 1st 5 policy years and 5% from 6th to 10th policy year of the amount withdrawn.
5. Assumptions:
a. The illustrated benefits assume the following:
i. All premiums are paid in full when due and as scheduled.

ii. Current scale of charges remains unchanged.
b. Policy charges are based on the standard risk class without taking into acccount your own circumstances
(example:heath conditions). Risk class will be determined according to our
underwriting guidelines.
6. Charges for the basic policy and administration charges shall be deducted monthly until the termination of the
policy. Charges for any supplementary benefits/riders shall be deducted monthly until the end the rider coverage.
7. Any withdrawals from the Account Values will correspondingly reduce the Death Benefit payable.
8. Policy charges are not guaranteed and may change subject to prior approval of the Insurance Commission.
9. For policies with Care Rider and/or Critical Condition Rider, pay out benefits are subject to the following
exclusions:
a. Waiting period, prior any commencement of claim, of thirty (30) days for Care Rider and sixty (60) days
for Critical Condition Rider from the effective date of this rider or date of its last reinstatement; or
b. Hospitalizations arising from pre-existing conditions which means a condition (a) for which the Insured
received medical advice, consultation or treatment, or (b) whose signs or symptoms are evident, or
should have been evident to the Insured, even if the Insured did not seek medical advice, consultation or
treatment during the two years preceding the supplement effective date, or reinstatement date, whichever
date is later. “Condition” means any type of illness, specific injury, disease or infirmity including all
underlying or related conditions and any manifestation thereof, whether in one or more than one body
system, that are claimed within twelve months from the Effective Date of this Supplement or date of its
last reinstatement (whichever is later)
(For the complete benefits- and exclusions- list of the riders, you may refer to the policy contract).
10. If after purchasing the variable life insurance contract, you realize that it does not fit your financial needs, you may
return the contract to AXA Philippines within fifteen (15) days from the time you received it. AXA Philippines with
return to you the Account Values and all initial charges.
MYLIFECHOICE 7
Policyowner or Payor: ASSET PROTECT, 44, Male
Proposed Insured: Mr. ASSET PROTECT, 44, Male
Dear ASSET PROTECT,
Congratulations, you are on your way to achieving your dream EDUCATION FUND for your child AERIN JADE in 10
years.
We are glad you chose MyLifeChoice, a peso-denominated, limited-pay variable life insurance product that will cater to
your savings and protection needs by placing your premiums in expertly managed fund/s while providing you with
insurance coverage.
You can look forward to your goals with a plan that lets you enjoy these benefits:
Plan Summary (in PHP)

Basic Annual Premium 36,000
Total Annual Premium 41,245.56
Premium Payment
Period* 7 years
Sum Insured 540,000
Death Benefit Option Level Death Benefit
Contract Term Up to age 90 of the insured
Global Advantage Fund PHP 100%
Chosen fund/s
TOTAL 100%
Account Value at year of With assumed fund growth rate at 4.00% 232,342
goal: Policy Year 10** With assumed fund growth rate at 9.25% 334,529
With assumed fund growth rate at 10.00% 352,056
* Total annual premiums and the premium payment period are not guaranteed and may change. In the future, if the
Account Value becomes insufficient to pay for the applicable policy charges due to market performance, increase in the
policy charges, or any other factors, you may be required to pay additional premiums so that the policy, including the
supplements if any, will remain in-force.
**The rates of return shown above, approved by the Insurance Commission, are for illustration purposes only and do not
guarantee future performance. The actual return may differ based on actual market performance on valuation date.
Your plan automatically comes with these additional benefits:
Waiver of Premium
AXA will ensure that your remaining basic premiums will be paid for even if the Insured
becomes totally and permanently disabled before the age of 60, to ensure that you achieve
your goals no matter what happens.
Accidental Death and Disability

AXA will provide your loved ones with financial assistance in case of the Insured’s death,
dismemberment, disablement, and/or major burns caused by accidents.
This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product
cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do
not purchase, or invest in it.
Proposal No: 57493-202401170948-6-02 Plan code: DS0790A / Supplement code/s: WPUDR7, DSAPUDR, DTA512, WP
Proposal validity:Jan 17, 2024 to Mar 17, 2024
Date of next insurance age: Jul 03, 2024
Version Number: 6.2.0 Page 1 of 15
MYLIFECHOICE 7
You also enjoy these unique offerings:
Start-Up bonus
At the beginning of your Policy effective date, AXA will put in additional amount to your fund
equivalent to 70% of your first year basic annual premium. Start-Up Bonus will be vested in
your Account Value if premiums have been paid on time or within the grace period, no
premium holidays have been previously applied and no withdrawals were made. The longer
you maintain your good savings habits, the higher the bonus you will receive.
The value of your Start-Up bonus will be vested accordingly:
*Vesting Year is the time when the portion of the Start-Up bonus will be accessible to you for
withdrawal and fund switching.
**The accumulation of your Start-Up bonus will follow the performance of your chosen funds and is
not guaranteed. The unit price that will be used is the Net Asset Value (NAV) of the chosen fund/s at
the end of each vesting year.
The succeeding pages of this proposal will provide more details on the features, benefits, and exclusions of your plan.
Thank you for your interest in MyLifeChoice. For additional assistance, you may call me at my contact number below or
the AXA Customer Care at Hotline No. (02)85815-292 or email us at customer.service@axa.com.ph.
ALCASID, TIMOTHY GLENN CAPILI

548002
57493
639260512620
MYLIFECHOICE 7
Below are important details of your proposal and descriptions of available funds:
Maximum Sum Insured Total Annual

Basic Plan: coverage age (in PHP) Premium
(in PHP)
MyLifeChoice 7 90 540,000 36,000

Supplements (additional benefits):
Unit Deducting Riders (UDR)
Waiver of Premium 60 36,000 0.00
Waives all future premiums of the basic plan in case of total
and permanent disability
Secure 70 540,000 0.00

Provides accidental death and dismemberment benefit
Premium Paying Riders (PPR)

Bright Rider Plus (12-Yr Term) 12 54,000 5,130.00
5-pay decreasing term rider that provides yearly pay-outs upon
death.
Waiver of Premium for Bright Rider 60 54,000 115.56

Waives all future premiums of Bright Rider in case of total and
permanent disability.
TOTAL 41,245.56
Notes:
1. Unit Deducting Rider (UDR) refers to a supplement which has Cost of Insurance charges to be deducted from
your Account Value.
2. Total annual premiums and the premium payment period are not guaranteed. In the future, if the Account Value
becomes insufficient to pay for the applicable policy charges due to market performance, increase in the policy
charges, or any other factors, you may be required to pay additional premiums so that the policy, including the
supplements if any, will remain in-force.
You may also pay your premium in the following modes:

Mode of Payment Modal Premium
(in PHP)
Annual 41,245.56
Semi-annual 20,622.78
Quarterly 10,311.39
Monthly 3,437.15
You may choose to invest in any of the following funds. If you choose to invest in more than one fund, a minimum allocation
of 10% per fund is required. The total allocation should always be equal to 100%.
a. Opportunity Fund - The Fund is an actively-managed equity fund that aims to achieve long term growth through
capital gains and dividends by investing in a diversified portfolio of equities of Philippine corporations from different
industries.
MYLIFECHOICE 7
b. Spanish American Legacy Fund - The Fund is an actively-managed equity portfolio that aims to achieve medium-
to-long-term growth through capital gains and dividends by investing in a management themed–portfolio comprised
of Philippine companies from different industries with Spanish-American heritage.
c. Chinese Tycoon Fund - The Fund is an actively-managed equity portfolio that aims to achieve medium-to-long-
term growth through capital gains and dividends by investing in a management themed-portfolio reflective of the
Chinese-Filipino entrepreneurial spirit through strategic investment in Philippine companies from different industries.
d. Philippine Wealth Balanced Fund - The Fund is an actively-managed portfolio designed to achieve long-term
growth through both interest income and capital gains with an emphasis on providing a modest level of risk. It
seeks to manage risk by diversifying asset classes and industry groups through investment in bonds issues by the
Philippine government and equities issued by Philippine corporations comprising the Philippine Stock Exchange
index.
e. Philippine Wealth Bond Fund - The Fund is an actively-managed fixed income fund that seeks to achieve capital
and income growth through investments in interest-bearing securities issued by the Philippine Government and
money market instruments issued by banks.
f. Philippine Wealth Equity Fund - The Fund is an actively-managed equity fund that seeks to achieve long-term
growth of capital by investing mainly in Philippine corporations across different industries comprising the Philippine
Stock Exchange index.
g. AXA Target Date Funds 2030, 2035, 2040, 2045 - The Fund is an actively-managed portfolio focused on
achieving long-term growth for retirement purposes. As the Fund moves closer to the target date, the fund
manager will rebalance the portfolio to reflect the changing needs and priorities of the average client. The Fund will
prioritize growth assets early on in the fund’s life and will move closer to a balanced portfolio with more
conservative investments as it nears the target date.
h. Global Advantage Fund PHP - The Fund is a passive equity fund that aims to provide investment returns
corresponding to the general performance of the 100 largest and most active non-financial stocks in the US. It
achieves this by investing in exchange-traded funds listed globally.
i. Global Dynamic Allocation Fund PHP – Stable - The Fund is an actively-managed fund-of-funds that seeks to
provide its investors access to a diversified portfolio of fixed income securities spread across five major regions in
the world while maintaining a lower level of portfolio risk.
j. Global Dynamic Allocation Fund PHP – Multi Asset - The Fund is an actively-managed fund-of-funds that seeks
to provide its investors access to a diversified portfolio of fixed income and equities securities spread across five
major regions in the world maintaining a moderate level of portfolio risk.
k. Global Dynamic Allocation Fund PHP – Growth - The Fund is an actively-managed fund-of-funds that seeks to
provide its investors access to a diversified portfolio of equities securities spread across five major regions in the
world while maintaining a high level of portfolio risk.
Note: Please refer to the individual Fund Fact Sheets available at www.axa.com.ph for the Asset Management Charges.
MYLIFECHOICE 7
SPECIAL FEATURES
Fund switching allows you to manage your investment by choosing from the available
AXA peso-denominated funds. Minimum switch amount is the peso equivalent of
Fund Switch USD 400. Fund switching is allowed any time after the Policy issue date. There will
be eight free switches per year, and you will be charged 1% of the switch amount in
excess of the free.
Top-Ups are additional premiums that go directly to your chosen investment fund to
accelerate the growth potential of your Account Value. Top-ups also share a part on
the calculation of the Minimum Death Benefit.
Your Minimum Death Benefit for any Policy year is equal to the Sum Insured, plus
125% of total Top-Up premiums paid less 125% of total partial withdrawals made.
There are two types of Top-Ups:
Top-Ups
· Lump Sum Top-Up - is an additional premium that goes directly to your
chosen investment fund/s which you can do anytime. The minimum Lump
Sum Top-Up amount is PHP 5,000
· Regular Top-Up - is a committed additional premium that goes directly to
your chosen investment fund/s paid together with your regular premium. The
minimum Regular Top-Up amount is PHP 1,000
Premiums are paid depending on your chosen premium payment schedule. In

circumstances that prevent you from being able to pay your premium, you may
Premium Holiday request for a temporary premium holiday as long as your Account Value is sufficient
to pay the charges, including Premium Charges, to sustain your Policy.
Your bonus will grow along with your fund and will be added to your Account Value
per the schedule identified in Page 2 of this document. The Start-Up bonus will be
Start-Up Bonus allocated to Your Policy in proportion to the Account Value of each chosen fund. The
Units created at the beginning of your Policy will be credited based on the vesting
schedule, in accordance with the rules We set from time to time.
These are the two Death Benefit options:
· Level Death Benefit - provides Death Benefit equal to the Minimum Death
Benefit or Account Value, whichever is higher.
Increasing or Level Death · Increasing Death Benefit - provides Death Benefit equal to Minimum Death
Benefit options Benefit plus Account Value.
Minimum Death Benefit is equal to the Sum Insured, plus 125% of total Top-Up
premiums paid less 125% of total partial withdrawals made.
You have the option every year to increase your insurance coverage to ensure that
the amount you leave for your loved ones will be protected against inflation.
You can choose to increase your coverage based on the current Consumer Price
Index subject to a minimum percentage that AXA Philippines may determine from
Inflation Shield time to time with no further proof of insurability and with a minimal additional
premium. This offer is only available during your premium paying period.
*Additional premium is subject to premium charges as shown in Notes 5.a in
the Illustration of Benefits page.
Cooling-off Period: If you decide that this plan is not suitable for you, you may return the contract to AXA Philippines within
fifteen (15) days from the time you received your policy. AXA Philippines will return to you the Account Value, premiums of
the premium paying riders, and policy charges.
MYLIFECHOICE 7
ILLUSTRATION OF BENEFITS
The values indicated below reflect timely payment of premiums depending on your chosen premium payment period. The
table below illustrates your Account Value when premiums are paid in full when due for the duration of the policy, no unpaid
premium (Premium Holiday), no withdrawals, and the current scale of charges remain unchanged. The illustrated values
below are inclusive of the Start-Up Bonus.
ILLUSTRATION OF BENEFITS (in PHP)

Total
cumulative
regular
End of Start-Up Current
premiums and 4% rate of return 10% rate of return
Policy Year Bonus⁹ 9.25% rate of return
regular Top-
Ups, if any
Living Benefit Death Benefit Living Benefit Death Benefit Living Benefit Death Benefit
1 36,000.00 25,200 17,842 540,000 18,851 540,000 18,995 540,000

2 72,000.00 38,203 540,000 41,350 540,000 41,809 540,000
3 108,000.00 59,317 540,000 65,879 540,000 66,853 540,000
4 144,000.00 94,382 540,000 106,464 540,000 108,288 540,000
5 180,000.00 130,870 540,000 150,858 540,000 153,926 540,000
10 252,000.00 232,342 540,000 334,529 540,000 352,056 540,000
15 252,000.00 270,673 540,000 528,047 540,000 578,553 578,553
16 252,000.00 276,510 540,000 574,729 574,729 634,262 634,262
20 252,000.00 300,335 540,000 808,933 808,933 918,665 918,665
30 252,000.00 403,370 540,000 2,084,067 2,084,067 2,541,128 2,541,128
40 252,000.00 529,240 540,000 5,028,716 5,028,716 6,570,886 6,570,886
Age 60 252,000.00 276,510 540,000 574,729 574,729 634,262 634,262
Age 70 252,000.00 366,852 540,000 1,466,995 1,466,995 1,739,632 1,739,632
Age 80 252,000.00 468,370 540,000 3,534,030 3,534,030 4,492,011 4,492,011
Age 90 252,000.00 661,130 661,130 8,540,852 8,540,852 11,630,973 11,630,973
The rates of return shown above, which are approved by the Insurance Commission, are for illustration purposes
only and they do not guarantee future performance. The actual returns may differ. You may refer to the Historical
Fund Performance to check the past performance of AXA Funds.
Current rates are derived as follows:
1. Global Dynamic Allocation Peso funds: middle of the projected long-term returns based on 10-year economic
forecast and the historical long-term returns using the benchmark or a comparable index of the fund/s for the past
ten(10) years;
2. Global Advantage Fund Peso: middle of the projected long-term returns based on 10-year economic forecast and
the historical long-term returns of the fund or comparable index for the past fifteen (15) years;
3. Other funds: historical experience of the fund/s in the past three (3) years; and
4. If you have chosen multiple funds, the current rate illustrated is the average rate based on the allocation of your
chosen funds.
Your Living Benefit, still subject to surrender charges, will only be withdrawn and be payable to you when you make a
formal request to AXA Philippines. If no request has been made, this Policy shall continue to provide its benefits as long as
it is in-force or until the insured reaches age 90.
MYLIFECHOICE 7
Notes:
1. This illustration shall form part of the insurance contract once the Policy is issued.
2. These funds and corresponding illustrations are only valid in connection with AXA products solely distributed within the Philippines.
3. All payments and benefits shown are in Philippine Pesos.
4. The values in the illustration of benefits table are based on the projected performance of your chosen fund/s. Since the fund
performance may vary, the values of your units are not guaranteed and will depend on the actual investment performance at that given
period. The projected returns on investments, which are approved by the Insurance Commission, are based on assumed annual rates
of 4%, current interest rates as explained above, and 10%. These rates are for illustration purposes only and do not represent maximum
or minimum return on your fund.
5. The illustrated values are NET of the following policy charges:
a. Premium charges of 40% of the regular premium for the first year and 35% of the regular premium for the second to third
years of the policy; all Top-Ups shall be subjected to a Top-Up charge of 2%.
b. Cost of Insurance, for the basic plan coverage and supplementary benefits of unit deducting riders, shall be deducted monthly
from the illustrated values. Plus, Administration Charge of Php 100 per month.
c. Asset Management Charge depending on the chosen fund/s, plus VAT and any additional expenses or charges related to the
chosen Investment Fund/s. Please refer to the individual Fund Fact Sheets available at www.axa.com.ph for more details.
6. Policy charges are not guaranteed and may change subject to prior approval of the Insurance Commission.
7. The illustrated benefits assume that no withdrawals are made and the current scale of charges remains unchanged.
8. The illustrated values are still subject to a surrender charge for withdrawals (partial and full) up to the 10th Policy year. The surrender
charge is equal to the amount withdrawn multiplied by factor of 100%/100%/50%/30%/10%/5%/5%/5%/5%/5% for the 1st to 10th Policy
years.
9. At the beginning of your Policy effective date, AXA will put in additional amount to your fund equivalent to 70% of your first year basic
annual premium. The schedule of vesting of the Start-Up Bonus will be 20%/20%/30% of your first year basic annual premium on Policy
Years 10, 15 and 25, respectively. The accumulation of your Start-Up bonus will follow the performance of your selected funds and is
not guaranteed. Start-Up Bonus will be vested in your Account Value if premiums are paid on time or within the grace period, no
premium holidays were previously applied and no withdrawals were made.
10. Assumptions:
a. All premiums shown in the illustration of benefits table are paid in full when due and as scheduled. It assumes the current
scale of charges remains unchanged.
b. The proposed policy charges used in this illustration summary are based on the standard medical risk class without taking into
account your own circumstances (example: health conditions). Risk class will be determined according to our underwriting
guidelines.
11. Any withdrawals from the Account Value will correspondingly reduce the Death Benefit payable.
12. The investment gains/risks associated with this plan are solely to your account.
13. Total annual premiums and the premium payment period are not guaranteed. In the future, if the Account Value becomes insufficient to
pay for the applicable policy charges due to market performance, increase in the policy charges, or any other factors, you may be
required to pay additional premiums so that the policy, including the supplements if any, will remain in-force.
14. The regular premiums illustrated above exclude the supplement premiums of Protector, Bright Rider, Critical Conditions Rider, Care,
and Waiver of Premium Riders for Protector and Bright Rider.
MYLIFECHOICE 7
SUPPLEMENTARY ILLUSTRATION OF BENEFITS
You may choose to further customize your Policy through placement of Lump-Sum Top-Ups any time and/or scheduled
withdrawals.
Highlighted in the table is the assumed withdrawable Account Value on Policy Year 10 that can be used for your dream
EDUCATION FUND. If you wish to fully withdraw, the Policy will automatically be terminated together with the insurance
coverage and supplementary benefits.
Total
Lump Sum SUPPLEMENTARY ILLUSTRATION OF BENEFITS (in PHP)
cumulative
Top-Up
regular
End of premiums or Current
premiums and 4% rate of return 10% rate of return
Policy Year withdrawals 9.25% rate of return
regular Top-
at Given
Ups, if any Living Benefit Death Benefit Living Benefit Death Benefit Living Benefit Death Benefit
Years
1 36,000.00 17,842 540,000 18,851 540,000 18,995 540,000
2 72,000.00 38,203 540,000 41,350 540,000 41,809 540,000
3 108,000.00 59,317 540,000 65,879 540,000 66,853 540,000
4 144,000.00 94,382 540,000 106,464 540,000 108,288 540,000
5 180,000.00 130,870 540,000 150,858 540,000 153,926 540,000
10 252,000.00 232,342 540,000 334,529 540,000 352,056 540,000
14 252,000.00 (50,000) 200,668 477,500 406,506 477,500 445,840 477,500
15 252,000.00 (50,000) 151,955 415,000 386,879 415,000 433,215 433,215
16 252,000.00 (50,000) 101,215 352,500 365,845 365,845 419,391 419,391
17 252,000.00 (50,000) 48,345 290,000 342,923 342,923 404,184 404,184
18 252,000.00 (50,000) *** *** 317,881 317,881 387,457 387,457
20 252,000.00 *** *** 374,935 374,935 464,317 464,317
23 252,000.00 *** *** 481,876 481,876 610,903 610,903
30 252,000.00 *** *** 879,341 879,341 1,174,212 1,174,212
40 252,000.00 *** *** 2,110,600 2,110,600 3,025,458 3,025,458
Age 60 252,000.00 101,215 352,500 365,845 365,845 419,391 419,391
Age 70 252,000.00 *** *** 621,323 621,323 806,010 806,010
Age 80 252,000.00 *** *** 1,485,621 1,485,621 2,070,435 2,070,435
Age 90 252,000.00 *** *** 3,579,145 3,579,145 5,350,030 5,350,030
The rates of return shown above, which are approved by the Insurance Commission, are for illustration purposes
only and they do not guarantee future performance. The actual returns may differ. You may refer to the Historical
Fund Performance to check the past performance of AXA Funds.
Notes found in the NOTES ON ILLUSTRATION OF BENEFITS page shall also apply to this Supplementary Illustration of
Benefits.
Notes:
1. Lump Sum Top-Up premiums can be paid by the Policy Owner anytime through a duly accomplished form subject
to the approval of AXA Philippines. The minimum amount to be invested is PHP 5,000. The illustration above
includes all the Top-Up premiums applicable in the policy including Regular Top-Up and Lump Sum Top-Up
premiums.
2. Withdrawals from the Account Value will be requested by the Policy Owner through a duly accomplished form
submitted to AXA Philippines. Any withdrawal from the Account Value will correspondingly reduce the Death Benefit
payable and will be subject to corresponding Surrender Charges.
MYLIFECHOICE 7
Attached Supplements
Summary of the Riders Attached to this Proposal
1. SECURE is an additional coverage for Accidents on top of the life insurance benefit. If the insured, because of
an accident, dies or sustains bodily injury in ways describing below, a percentage of the amount insured by
SECURE will be given based on the following:
TYPE OF INJURY % of SECURE

Sum Insured
· Permanent loss of:

- Life 100%
- Two or more limbs 100%
- Sight of both eyes 100%
- Sight of one eye and one limb 100%
- Hearing of both ears 75%
- Hearing of one ear 15%
- Speech 50%
- Sight of one eye 50%
- One limb 50%
- All joints of four fingers and thumb of right hand 40%
- All joints of four fingers and thumb of left hand 35%
- All joints of four fingers of right hand 35%
- All joints of four fingers of left hand 30%
- Two joints of right thumb 25%
- One joint of right thumb 15%
- Two joints of left thumb 20%
- One joint of left thumb 10%
- Three joints of one finger of right hand 10%
- Two joints of one finger of right hand 7.5%
- One joint of one finger of right hand 5%
- Three joints of one finger of left hand 7.5%
- Two joints of one finger of left hand 5%
- One joint of one finger of left hand 2%
- All joints of all toes of one foot 15%
- All joints of big toe 5%
- One joint of big toe 3%
· Fractured leg or patella 10%

· Shortening of leg by at least 5 cms. 7.5%
· Major burns as percent of total body surface
- Head
- 2% but less than 4% 25%
- 8% or more 100%
- Body
- 10% but less than 12.5% 25%
- 12.5% but less than 15% 50%
- 20% or more 100%
SECURE Premiums are payable up to age 70.
MYLIFECHOICE 7
We will not pay You any benefit under this Supplement if Your Death, Dismemberment or Loss of Use shall result, directly or indirectly,
wholly or partly, from any of the following causes:
(1) self-inflicted injury, suicide or any attempt thereat; or

(2) disease or infection (except infection which occurs through an accidental cut or wound), including infection with any Human
Immunodeficiency Virus (HIV) and/or any HIV-related illness including Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations,
derivations or variations thereof; or
(3) strike, riot, civil commotion, Acts of Terrorism, revolution, insurrection, declared or undeclared war, or any warlike operation; or
(4) murder, provoked assault or participation in any brawl; or
(5) any violation or attempted violation of the law or resistance to arrest; or
(6) while the Insured is affected by alcohol or unprescribed drug; or
(7) bodily or mental infirmity, hernia, ptomaines or infection other than infection occurring at the same time with or because of an accidental
cut or wound, disease or sickness of any kind; or
(8) poison, gas or fumes voluntarily or involuntarily taken, atomic explosion, nuclear fission, or radioactive gas; or
(9) while entering, operating, servicing, or ascending from or with any aerial or marine device or conveyance except while traveling as a
passenger in an aircraft or marine transportation operated by a commercial passenger airline or shipping line on a scheduled air or sea
service over an established passenger route; or
(10) service in the military, naval or air force in time of declared or undeclared war or while under the orders for warlike operations or
restoration of public order; or
(11) while undergoing medical or surgical treatment except as a result of accidental injury; or
(12) when occasioned by or happening through pregnancy or childbirth; or
(13) while engaged in hunting, racing of any kind, martial arts, scuba diving, hang-gliding, yachting beyond five (5) kilometer of coast-line,
bungee-jumping, parachuting, sky-diving, mountaineering, and other forms of extreme sports; or
(14) nuclear, biological or chemical (NBC) contamination; or
(15) Pre-Existing Conditions as defined in this Supplement.
“Pre-existing condition” means a condition (1) for which the Insured received medical advice, consultation or treatment, or (2) whose signs
or symptoms are evident, or should have been evident to the Insured, even if the Insured did not seek medical advice, consultation or
treatment for it, prior to the Effective date of this Supplement or date of effectivity of its last reinstatement, if any. “Condition” means any type
of Bodily Injury as defined in this Supplement.
MYLIFECHOICE 7
2. WAIVER OF PREMIUM waives premium payments in the event you are suddenly unable to work and pay for the premiums
because of a disability. In effect, with a Waiver of Premium supplement, your policy will be allowed to continue as if premiums
are regularly and continuously paid.
The premium term of the supplement for waiver of premium is the same as the premium term of the plan to which the
supplement for waiver of premium is attached.
3. BRIGHT RIDER PLUS is a Decreasing Term Life Insurance supplement that gives out yearly payouts, equal to the Bright
Rider Plus Sum Insured, from the time of death of the Insured and every Policy Anniversary thereafter until the Policy
Anniversary prior to the Bright Rider Plus Expiry Date. This supplement can also be converted to a permanent Whole Life or
Investment Linked policy without another medical check-up or proof of insurability.
BRIGHT RIDER PLUS Premiums are payable up to age 49.
NOTES:
1. The rates shown, if any, are those currently in effect. The rates may change subject to the approval of the Insurance Commission.
2. For a detailed description of the Supplements, including exclusions and other provisions, please refer to the policy contract.
MYLIFECHOICE 7
HISTORICAL FUND PERFORMANCE (Valuation Date: December 31,

2022)
Year-to-Date Returns Average Annualized
Annualized Annualized
PHP Fund Name Return for Return Returns
(Launch Date) 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- the last 3 (since fund
years inception) 1 yr. 3 yr. 5 yr.
2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Philippine Wealth Bond
Fund - PHP 2.95% 1.71% -2.27% 0.10% -1.49% -4.76% 16.55% 7.77% -5.39% -5.44% -1.21% 3.22% -5.44% -1.21% 1.37%
(09/09/2004)
Philippine Wealth
Balanced Fund - PHP 3.84% 7.55% -3.51% -2.19% 9.66% -9.18% 10.23% -0.25% -3.11% -6.48% -3.31% 5.17% -6.48% -3.31% -1.98%
(09/09/2004)
Philippine Wealth Equity
Fund - PHP 2.91% 22.68% -3.85% -3.42% 24.47% -13.68% 4.14% -10.21% 0.12% -7.43% -5.94% 7.75% -7.43% -5.94% -5.64%
(04/06/2006)
Opportunity Fund - PHP
2.34% 25.74% -4.23% -4.40% 23.58% -13.50% 3.73% -10.97% -1.17% -8.82% -7.08% 6.74% -8.82% -7.08% -6.36%
(08/27/2009)
Chinese Tycoon Fund -
PHP 4.93% 24.64% 0.50% -1.31% 25.37% -13.21% 6.03% -12.94% -9.06% -5.30% -9.15% 4.08% -5.30% -9.15% -7.15%
(12/01/2011)
Spanish American
Legacy Fund - PHP -4.61% 16.54% -6.35% -5.62% 22.09% -9.75% -0.91% -7.18% 13.97% -11.64% -2.22% 1.66% -11.64% -2.22% -3.52%
(12/01/2011)
Philippine Peso Liquidity
Fund - PHP 1.05% 0.33% 0.61% 1.11% 1.07% 2.47% 3.67% 1.39% 0.43% 1.03% 0.95% 1.77% 1.03% 0.95% 1.79%
(05/08/2008)
2030 - PHP N/A N/A N/A N/A 1.20% -10.28% 6.07% -3.54% -1.74% -7.18% -4.18% -2.93% -7.18% -4.18% -3.49%
(06/05/2017)
2035 - PHP N/A N/A N/A N/A 2.23% -11.51% 5.61% -4.43% -1.51% -7.39% -4.47% -3.23% -7.39% -4.47% -4.02%
(06/05/2017)
2040 - PHP N/A N/A N/A N/A N/A -11.74% 5.33% -4.92% -1.38% -7.50% -5.08% -3.42% -7.50% -5.08% -4.21%
(06/05/2017)
2045 - PHP N/A N/A N/A N/A N/A -11.95% 5.14% -5.23% -1.29% -7.59% -4.74% -3.52% -7.59% -4.74% -4.36%
(06/05/2017)
Global Advantage Fund
PHP - PHP N/A N/A N/A N/A N/A N/A N/A 3.67% 30.14% -27.90% N/A -1.27% -27.90% N/A N/A
(11/09/2020)
Global Dynamic
Allocation Fund PHP –
N/A N/A N/A N/A N/A N/A N/A -0.31% 0.95% -7.42% N/A -3.25% -7.42% N/A N/A
Stable - PHP
(11/09/2020)
Global Dynamic
N/A N/A N/A N/A N/A N/A N/A 0.63% 10.57% -9.32% N/A 0.48% -9.32% N/A N/A
Multi Asset - PHP
(11/09/2020)
Global Dynamic
N/A N/A N/A N/A N/A N/A N/A 3.13% 18.77% -13.85% N/A 2.65% -13.85% N/A N/A
Growth - PHP
(11/09/2020)
MYLIFECHOICE 7
Notes:
1. The fund figures reflected above are not indicative of future performance. Please be aware that the price of units
per share and the potential income from them may go up or down depending on market conditions and thus, are
not guaranteed.
2. Average annualized performance are based on the last 1-yr, 3-yr, 5-yr performance from valuation date.
3. The figures are exclusive of charges which will vary depending on the AXA Product where this fund will be used.
4. For Global Dynamic Allocation Fund – Stable Peso, Global Dynamic Allocation Fund - Multi Asset Peso, Global
Dynamic Allocation Fund – Growth Peso, and Global Advantage Fund – Peso, returns are dependent on both
the performance of the fund and the currency exchange rate. There's a possibility for an investor to experience
gains or losses due to fluctuations in the underlying fund prices and fluctuations in foreign exchange rates.
5. Philippine Peso Liquidity Fund is available for fund switching only.

6. Additional fund management charges may be deducted from certain funds. Please refer to the individual Fund
Fact Sheets available at www.axa.com.ph for more details.
Certified true and correct:
Gael Lapie
Chief Financial Officer
MYLIFECHOICE 7
DECLARATION AND ACKNOWLEDGEMENTS

Declaration
1. It is in my understanding that the total premium I am going to pay when I purchase this plan shall consist of the
basic, supplementary, and top-up premiums shown above, if any. I was also made aware that only the regular
premium and Top-Up premium will be allocated to purchase units of the investment fund I will choose.
2. I confirm having read and understood the information presented in this proposal. I also confirm that I will fully
assume all investment gains and/or risks associated with the purchase of this plan. My Financial Advisor/Financial
Executive fully explained to me the features and charges that will be made on my plan, and that the actual variable
plan benefits will reflect the actual investment experience of the separate account into which my fund is invested.
3. I understand that the total annual premiums and the premium payment period are not guaranteed and may
change. In the future, if the Account Value becomes insufficient to pay for the applicable policy charges due to
market performance, increase in the policy charges, or any other factors, I may be required to pay additional
premiums so that the policy, including the supplements if any, will remain in-force.
4. I understand that the policy charges may change subject to prior approval of the Insurance Commission.
Acknowledgement of Variability: Variable Life Insurance Policy

I acknowledge that:
I have applied with AXA Philippines for a Variable Life Policy, and have reviewed the illustration/s that shows how a
variable life insurance Policy performs using AXA Philippines’ assumptions and based on Insurance Commission’s
guidelines on interest rates.
I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend on the
actual performance at that given period and that the value of my Policy could be less than the capital invested. The unit
values of my Variable Life Insurance are periodically published.
I understand that the investment risks under the Policy are to be borne solely by me, as the policyholder.
Data Privacy
☐ I understand and agree that by filling out my personal information above, I authorize AXA Philippines, including its
affiliates, subsidiaries, third parties contracted by AXA Philippines, to use said personal information to evaluate and assess
my request.
☐ I consent to receive notices and announcements for marketing purposes via Short Messaging Services (SMS), email,
other electronic platform, or telephone call from AXA Philippines, its affiliates, subsidiaries, including any person or entities
providing services on AXA’s behalf, consistent with the purpose for which the information was obtained.
MYLIFECHOICE 7
Product Transparency Declaration

By signing off on the items listed below, I acknowledge that the product has been discussed with and thoroughly explained
to me.
· I understand that I am buying a variable life insurance product.
· I understand that the principal and earnings are not guaranteed and the net asset value per unit (NAVPU) may go
up or down depending on the performance of the separate funds.
· I understand that the funds will be invested in equities and/or bonds or a combination thereof, and will be subject
to changes in market conditions.
· The details and risks of the available funds have been thoroughly discussed with me, and I have made my fund
allocation decision based on my own judgement of and tolerance for these risks.
· I understand that this product is appropriate for a long-term investment horizon.
· I understand that I will have zero withdrawal value during the first two years of the Policy because the amount
withdrawn will be subject to 100% surrender charge.
CONFORME:
These declarations and acknowledgements are made with the
knowledge of the AXA representative whose signature appears
below:
Applicant/Policyowner Date Financial Advisor/Financial Executive Date

Signature over Printed Name Signature over Printed Name
TO BE FILLED UP BY AXA PHILIPPINES

These declarations and acknowledgements are valid for the following Policy/Policies with Policy number/s:
Disclosure of Conflict of Interest

The Company adopts a Conflict of Interest Policy and undertakes to disclose any material information which gives rise to
actual or potential conflict of interest to our customers. Company likewise takes all reasonable steps to ensure fair
dealings with our customers.
General Disclaimer
· All information and opinions provided are of a general nature and for information purposes only. The information
and any options herein are based upon sources believed to be reliable. AXA Philippines, its officers and directors
make no representations or warranty, expressed or implied, with respect to the correctness, completeness of the
information and opinions in this document. Investment or participation in the Fund/s is subject to risk and possible
loss of principal. Please carefully read the Policy and endorsements and consider the investment objectives, risks,
charges and expenses before investing. You should seek professional advice from your financial, tax, accounting
or legal consultant before making an investment. Past performance is not indicative of future performance.
THIS FINANCIAL PRODUCT OF AXA PHILIPPINES IS NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE
CORPORATION (PDIC) AND IS NOT GUARANTEED BY METROBANK NOR PSBANK.
Reference No. : 57493-202401170948-6-02
INVESTMENT PORTFOLIO RISK ASSESSMENT

You prefer an aggressive investment portfolio
Aggressive Investment Portfolio : You like living on the edge. The sheer speed of driving a race car excites you like
nothing else.
· In most situtations, you are very comfortable with risk.

· You prioritize potential over comfort, knowing that risk is always part of the game.
· This trait is also visible when it comes to money -- you can tolerate potential loss in your investment as long
as there's a chance of gaining the highest possible returns in the future.
INVESTMENT PORTFOLIO RISK ACKNOWLEDGMENT
I acknowledge that the descriptions above match the risk profile of my intended investment portfolio. I also
acknowledge that the recommended fund allocation ranges resulting from my investment portfolio risk profile is only
intended as reference to help me assess my investment portfolio’s risk appetite and investment objectives.
WAIVER FOR RISK PORTFOLIO RE-CLASSIFICATION (For Clients Investing in Products with Different Risks)
I waive the results of my investment portfolio risk profile assessment and have decided to invest instead in another
investment fund or a combination investment funds which falls outside of the recommended fund allocation ranges
indicated by my investment portfolio risk profile.
INVESTMENT POLICY STATEMENT
I acknowledge that my fund allocation represents the Investment Policy of my portfolio. I have carefully read and
understood the investment objective(s) of my selected fund(s) as well as the risk(s) that it(they) bear(s).
Conforme:
Applicant/Policy Owner Date

Signature over Printed Name
Reference Number: 57493-202401170948-6-02
FINANCIAL UNDERSTANDING SUMMARY
Dear ASSET,
Thank you for providing us with relevant information with regards to your financial needs.
Based on your current financial situation, which includes, among others, your personal
monthly gross income of 37,500.00, and after taking into consideration your objectives, risk
profile and priorities, you have selected MyLifeChoice 7 for your Education need.
The details of your insurance coverage and your insurance premium are summarized in your
MyLifeChoice 7 sales illustration.
ALCASID, TIMOTHY GLENN CAPILI

548002
57493
639260512620
This document is not intended to be a part of your sales illustration of your application form. This is a
summary of the financial needs that you have provided during assessment by your distributor.

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Dear ASSET PROTECT,

At year 10 At year 15 At age 65

At 4.00% annual rate of return 232,342 270,673 306,344

At year 1 At year 10 At year 15

At 9.25% annual rate of return 540,000 540,000 540,000

Your plan also comes with the following benefits:

At Policy Year 15,

25,200 20% of your basic

Fund Allocation and Available Funds

Equities Balanced Bonds

Global Advantage Fund Philippine Wealth Philippine Wealth Bond

Spanish American AXA Target Date Fund

AXA Target Date Fund

Philippine Wealth Equity AXA Target Date Fund

Global Dynamic Global Dynamic

i. All premiums are paid in full when due and as scheduled.

Plan Summary (in PHP)

Your plan automatically comes with these additional benefits:

Accidental Death and Disability

You also enjoy these unique offerings:

The value of your Start-Up bonus will be vested accordingly:

ALCASID, TIMOTHY GLENN CAPILI

Maximum Sum Insured Total Annual

MyLifeChoice 7 90 540,000 36,000

Secure 70 540,000 0.00

Premium Paying Riders (PPR)

Waiver of Premium for Bright Rider 60 54,000 115.56

You may also pay your premium in the following modes:

Premiums are paid depending on your chosen premium payment schedule. In

These are the two Death Benefit options:

ILLUSTRATION OF BENEFITS (in PHP)

1 36,000.00 25,200 17,842 540,000 18,851 540,000 18,995 540,000

Current rates are derived as follows:

3. All payments and benefits shown are in Philippine Pesos.

5. The illustrated values are NET of the following policy charges:

TYPE OF INJURY % of SECURE

· Permanent loss of:

· Fractured leg or patella 10%

(1) self-inflicted injury, suicide or any attempt thereat; or

BRIGHT RIDER PLUS Premiums are payable up to age 49.

HISTORICAL FUND PERFORMANCE (Valuation Date: December 31,

5. Philippine Peso Liquidity Fund is available for fund switching only.

Certified true and correct:

Chief Financial Officer

DECLARATION AND ACKNOWLEDGEMENTS

Acknowledgement of Variability: Variable Life Insurance Policy

Product Transparency Declaration

· I understand that I am buying a variable life insurance product.

· I understand that this product is appropriate for a long-term investment horizon.

Applicant/Policyowner Date Financial Advisor/Financial Executive Date

TO BE FILLED UP BY AXA PHILIPPINES

Disclosure of Conflict of Interest

INVESTMENT PORTFOLIO RISK ASSESSMENT

· In most situtations, you are very comfortable with risk.

INVESTMENT PORTFOLIO RISK ACKNOWLEDGMENT

INVESTMENT POLICY STATEMENT

Applicant/Policy Owner Date

FINANCIAL UNDERSTANDING SUMMARY

ALCASID, TIMOTHY GLENN CAPILI

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