CONCEPTUAL PARADIGM

Financial literacy has a strong influence on financial well-being, and it is a

concept especially important for college students who start to develop their
financial habits. The focus is on the investigation of financial literacy and how
it might Impact micro business growth.

A financially literate business owner is more likely to be fully in control of their

business.

Knowing the meaning of balance sheets and profit and loss statements gives the
business owner a comprehensive picture of their company's financial situation, which
helps them make more informed decisions.
 By assessing the financial literacy level of the selected micro-businesses, the study
aims to establish a relationship between financial literacy and business growth. Based
on the findings, the study will propose recommendations to enhance financial literacy
among micro-businesses.

Based on the research's findings, recommendations will be made to improve

financial literacy among North Caloocan's microbusiness owners. Implementing
financial literacy initiatives could be one of these suggestions, since it would equip
microbusiness owners with the know-how and abilities needed for long-term,
sustainable growth.