Corporate Social Responsibility: (Jamuna Bank Foundation)

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Corporate Social

Responsibility
(Jamuna Bank Foundation)

ANNUAL REPORT 2016 141


Al-Haj Nur Mohammed
Founder Chairman
Jamuna Bank Foundation

142 ANNUAL REPORT 2016


A few words from the Chairman of 8-storied) is being constructed on this land. After
Jamuna Bank Foundation completion of the construction works the activities
of Jamuna Bank Foundation i.e. Free Primary School,
Jamuna Bank Foundation has been playing pioneer Sewing machine training center, Vocational Training
role in the CSR activities since its inception in the Center and Free Medical Center etc. will be operated
year-2007. CSR activities done by Jamuna Bank in this building.
Foundation, included among others scholarship Jamuna Bank Institute of Information, Communication
is given to the poor and meritorious students for & Technology” (JBIICT) an initiative of Jamuna Bank
higher study, voluntary blood donation by the Foundation was inaugurated at National Plaza, 109, Bir
bank’s executive, Officer and Staff every year, Qirat Uttam CR Datta Road, Sonargaon Road, Dhaka. JBIICT
Competition, Free medical camp(free Eye Camp, will give free ICT training to poor but meritorious
Diabetes, Gynae and General treatment services students.
with free medicine), Providing relief to the affected
and distressed people caused by natural calamity, Besides, established a solar village at char Tertakia,
Distribution of Blanket to the poor people to protect P.S. Pakundia under Kishoregonj district by Jamuna
from cold in winter, Seminar on Anti-drug and drug Bank Foundation. Char Tertakia is the remote char
free society (June 26), arrangement of seminar every area where no electricity is available, many poor &
year campaigning for establishment of drug-free meritorious students of the village could not study
society by the participation of Executive, Officer well due to cost of kerosene oil etc. We have arranged
& Staff of the bank, establishment of cure center Solar light for every family in this village. Henceforth,
in Mirpur area of Dhaka City for the drug addicted the students of that village can study at night by using
people, distribution of grant to the Hon’ble Prime solar light, the villagers can perform evening chores
Minister’s Relief fund to help in Peel khana BDR killing/ continuously and without any interruption, A land is
carnage tragedy, grant to the Hon’ble Prime Minister’s purchased and laid down the foundation Stone for
Relief fund for the burnt people at Nimtoly, Grant establishment of world standard Medical College at
for the establishment of Liberation War Museum, Rupshi, Rupgonj near Dhaka, where medical services
establishment of Jamuna Bank free primary School & will be provided at free of cost/low cost to the poor
Madarsa, Providing medical services through medical patient and also with have arrangement of medical
team to the musallis of religious minded in the Biswa study for the poor meritorious students, Many items
Iztema at Tongi, establishment of Sewing machine like sewing machine, Van, Riskshaw will be provided
training centers, organizing Art Competition on the for the rehabilitation of disabled & freedom fighters.
occasion of Victory Day, providing financial assistance We have many more elaborate planning. Inshaallah!
to Sk. Jamal Dhanmondi Club Ltd. for development these would be implemented gradually with increasing
of sports, Financial assistance to 11th SA Games, of financial position of Jamuna Bank Foundation. We
etc. Besides, arrangement of plastic surgery by the think the functionalities taken up by Jamuna Bank
foreign (Netherland) expert specialist medical team Foundation are exceptional & exemplary, which is a
to the poor patient having cleft Lip and cleft Palate matter to follow by others.
in different districts of the country. Establishment
If these examples of us are followed by different
of model village at Sena Para remote area under
Corporate bodies of the country then under-
Thakugaon district by Jamuna Bank Foundation as a
privileged people would be highly benefited and it
part of Corporate Social Responsibilities.
will add great value to the national economy of us.
Jamuna Bank Foundation has started the construction
works of Old home at Mekail Nagar, Keranigonj. A
local business man AL-Haj Zulhash donated 10 bigha
land for establishing this Old home. In this regard a
master plan was also approved by the Foundation to
establish a 10(ten) storied building to accommodate Al-Haj Nur Mohammed
people having no place on the earth to stay. Here old Founder Chairman
aged people but poor will be able to stay free of cost, Jamuna Bank Foundation
however, option is there for middle income and high
income class to stay at minimum cost.
Construction of Jamuna Bank Complex at Chand
Uddayan, Mohammadpur in 10.00 katha land is
going on. At present, a 6-storied (having foundation

ANNUAL REPORT 2016 143


Corporate Social Responsibility

Why Corporate Social Responsibility? zz is transparent to customers and stakeholders


about its operational management and the
People are increasingly concerned about how products offered;
business operates. This is certainly true for banks
also. The role of business world-wide and specifically zz pays attention to its basic function as engine of
in the developed economies has evolved from the economy, by e.g. lending to private persons
classical ‘profit maximizing’ approach to a ‘socially and companies.
responsible’ approach, where businesses are not Characteristic of the activities of the financial sector
only responsible to its stockholders but also to all of is that it also has an indirect impact on a sustainable
its stakeholders in a broader inclusive sense. With society. Via the integration of CSR criteria in the
increased globalization, local businesses are being policy regarding the funding of governmental bodies,
integrated with the global economy than ever hence companies and private persons, borrowers are
pressure is mounting on local businesses to converge motivated to take sustainability into account in their
on international standards of socially responsible projects.
business.
Also via the offering of sustainable products (e.g.
To fully meet their corporate social responsibility, sustainable saving products, ethical funds, green
enterprises must have in place a process to integrate loans) a sustainable economy is indirectly stimulated.
social, environmental, ethical, human rights and
consumer concerns into their business operations In addition, the financial sector, as a large-scale
and core strategy in close collaboration with their employer, also has social responsibility. We are
stakeholders, with the aim of: thinking here of attractive and challenging long-
term employment, as well as a fair and balanced
zz maximising the creation of shared value for remuneration policy.
their owners/shareholders and for their other
stakeholders and society at large; Finally, the sector also has direct ecological impact
due to, e.g., power and paper consumption in the
zz identifying, preventing and mitigating their many branches and the mobility of the employees.
possible adverse impacts.
Bangladesh Bank has taken initiatives in respect of
The practical content of CSR will depend on the size formalizing CSR in the banking sector of Bangladesh
of the enterprise and the sector in which it is active. and issued directives to the banks and, financial
An adequate CSR policy is a full part of the core institutions in this regard. It defined the strategic
activities of a company. It results from the conviction objective for CSR engagement, provided some
that the integration of CSR aspects is a necessary priority areas with a suggestion to foster CSR in their
pillar for the long-term profitability and the stability of client businesses. CSR initiatives of banks and NBFIs
the company. CSR is therefore not just important for mainly focus on
society, but also for the shareholders. It covers more i) financial inclusion of less privileged population
than just PR or communication. segments and underserved economic sectors,
ii) promotion of health, education and cultural/
recreational activities for advancement and well
CSR in Banking Sector
being of underprivileged population segments,
A socially responsible and sustainable banking sector
iii) promotion of environment friendly projects,
accepts to take on responsibility for the impact
of its activities on society and is prepared to be iv) humanitarian & disaster relief
accountable for this.
v) adoption of energy efficient, carbon footprint
The impact of the banking sector on the stability reducing internal processes and practices in
of the economy requires a sector managed with own offices and establishments
integrity and due diligence that:
zz handles the risks inherent to its activity in a
realistic and responsible manner;

144 ANNUAL REPORT 2016


CSR ACTIVITIES OF JAMUNA BANK LTD
Over the past years we have taken forward our society is commendably undertaken by Jamuna Bank
commitment to a structured and integrated approach Foundation since inception in the year 2007. The
to sustainability by developing group-wide CSR Bank made provision for Jamuna Bank Foundation
focus areas at the core of our business. Jamuna Bank at 3.00% on pretax profit of Jamuna Bank Limited.
earned mentionable applause in playing important As Jamuna Bank’s non-profit subsidiary, Jamuna
role in the field of Corporate Social Responsibilities Bank Foundation has a unique role to play, providing
with the object to contributing for the cause of leadership and making a difference for CSR in the
destitute/underprivileged segment of the society Country. We have always focused on providing and
and for socio-economic development of the country. /or making need based services available for our
The onerous task of fulfilling commitment to the priority target population.

“On behalf of Jamuna Bank Foundation a cheque valuing Tk.50.00 lac was handed over to the
hon’ble Prime Minister, Sheikh Hasina. Al-Haj Nur Mohammed, Chairman, Jamuna Bank Foundation and Mr. Golam Dastagir Gazi,
Bir Protik, MP, Director, Jamuna Bank Ltd. were present at the ceremony.”

With a view to extend its services as a part of


corporate social responsibilities, Jamuna Bank
Foundation undertook various CSR activities. Some
of the activities are depicted below with snapshots:

(1) Scholarship for the unprivileged


& disabled but meritorious students

At its initiative and finance Jamuna Bank Foundation


organizes “Scholarship giving ceremony to
unprivileged and autistic but meritorious students & Scholarship giving ceremony 2016 to unprivileged student
the children of employees of the Jamuna Bank who and Anti-Drug program by JB Foundation
have got GPA-5 in SSC and Dakhil in each year. About
Al-Haj Nur Mohammed, Chairman, Jamuna Bank
390 nos. students got the scholarship from Jamuna
Foundation & Ex-Chairman of the Executive
Bank Foundation upto 2016 from the inception.

ANNUAL REPORT 2016 145


committee of the board graced the occasion as Chief Pakutia, Nagarpur, Tangail
Guest and presented scholarships to 93 students
Jamuna Bank Foundation organized free Eye Camp,
during the year 2016. Shafiqul Alam, Managing
Diabetes, Gynae, General treatment services and
Director & CEO, Jamuna Bank Limited presided over
distributed Free Blanket at B.C.R.G. Degree College,
the ceremony, Additional Managing Director of the
Pakutia, Nagarpur, Tangail. Al-Haj Nur Mohammed,
Bank Mirza Elias Uddin Ahmed and Deputy Managing
Chairman, Jamuna Bank Foundation was present
Director of the bank A.K.M. Saifuddin Ahamed were
as the chief guest on the occasion. Shafiqul Alam,
also present in the program as special guests.
Managing Director & CEO, Jamuna Bank Limited
presided over the ceremony. Mirza Elias Uddin
Ahmed, Additional Managing Director, Jamuna Bank
(2) Free Medical camps Limited and Freedom Fighter Md. Siddikur Rahman,
Chairman, Pakutia Union Parishad were present as
The Foundation is always beside all walks of people the guest of honor. 1867 people were given treatment
of the society, who have no such ability to get with medicine in the camp and 270 people were
medication/ treatment. To bring those people under selected for eye operation. 700 blankets were also
the light of the earth, Jamuna Bank Foundation distributed in the program.
organized free Eye Camp, Diabetes, Gynae and
General treatment services with providing medicine
at different areas of the country each year. During the
year Jamuna Bank Foundation organized various free
medical camps throughout the country and provided
free medical services to the 12,470 nos. people of the
country.

Rayer Bazar, Dhaka.


Jamuna Bank Foundation organized free Eye Camp,
Diabetes, Gynae, General treatment services and Jamuna Bank Foundation organized Free Medical Camp and
Blanket distribution
distributed Free Blanket at Rayer Bazar, Dhaka.
Alhaj Md. Sirajul Islam Varosha, Chairman, Jamuna
Bank Limited was present as the chief guest on the
occasion. Al-Haj Nur Mohammed, Chairman, Jamuna
Bank Foundation presided over the ceremony.
Satok Barat Government Primary School
Director of the Bank Kanutosh Majumder, Md. Rafiqul ground, Kashinathpur, Sathia, Pabna.
Islam, Chairman Audit committee and Shafiqul Alam, Jamuna Bank Foundation organized Free Eye
Managing Director & CEO, Jamuna Bank Limited were Camp, Gynae, Diabetes and General Treatment
present as the special guests. 1850 people were given with providing medicine at Satok Barat Government
treatment in the camp and 190 people were selected Primary School ground, Kashinathpur, Sathia, Pabna.
for eye operation. 600 blankets were also distributed Besides, 600 Blankets were distributed among the
in the program. winter distressed people.

Jamuna Bank Foundation organized Free Medical Camp and Jamuna Bank Foundation organized Free Medical Camp and
Blanket distribution Blankets distribution in Pabna

146 ANNUAL REPORT 2016


Al-Haj Md. Sirajul Islam Varosha, Chairman, Jamuna
Bank Limited was present as the chief guest wherein
Al-Haj Nur Mohammed, Chairman, Jamuna Bank
Foundation presided over the ceremony. Shafiqul
Alam, Managing Director, Jamuna Bank Limited was
special guest. Mirza Elias Uddin Ahmed, AMD and
A. K. M. Saifuddin Ahamed, DMD of Jamuna Bank
were present as guests of honour. 2368 people
received treatment and 434 people were selected for
operation at the Medical Camp.

JBF organized Free Medical Camp in Barura, Comilla


Paotanahat Girls High School ground,
Pirgacha, Rangpur Professor Nurul Islam Milon, MP (Comilla-8) was
special guest wherein Mirza Elias Uddin Ahmed, AMD
Jamuna Bank Foundation organized Free Eye Camp,
of JBL was guest of honour on the occasion. 1414
Gynae, Diabetes and General Treatment Services
people received treatment and 325 people were
with providing medicine at Paotanahat Girls High
selected for operation at the Medical Camp.
School ground, Pirgacha, Rangpur. Al-Haj Md. Sirajul
Islam Varosha, Chairman, Jamuna Bank Limited
was present as the chief guest wherein Al-Haj Nur
Matlab, Chandpur
Mohammed, Chairman, Jamuna Bank Foundation
presided over the ceremony. Mirza Elias Uddin Al-Haj Nur Mohammed, Chairman, Jamuna Bank
Ahmed, AMD, Jamuna Bank and CEO, Jamuna Bank Foundation and Ex-Chairman, Executive Committee
Foundation was present as special guest. 2481 people of Jamuna Bank inaugurated the Medical Camp and
received treatment and 360 people were selected for donated deep tube-well as the chief guest wherein
operation at the Medical Camp. Shafiqul Alam, Managing Director and CEO, Jamuna
Bank Limited presided over the ceremony. Child
litterateur Humayun Kabir Dhali, Ruhul Amin Molla,
Panel Mayor, Changarchar Pourashava, social activist
Ataur Rahman Dhali were special guests wherein
Mirza Elias Uddin Ahmed, AMD and A. K. M. Saifuddin
Ahamed, DMD of JBL were guests of honour on the
occasion. 2330 people received treatment and 335
people were selected for operation at the Medical
Camp.

Jamuna Bank Foundation organized Free Medical Camp in


Pirgacha, Rangpur

Barura, Comilla
At its initiative and finance Jamuna Bank Foundation
organized Free Eye Camp, Gynae, Diabetes and
General Treatment Services with providing medicine
at Barura Hajee Nowab Ali Pilot High School, Barura Jamuna Bank Foundation Free Medical Camp and donated
Bazar, Comilla. Engr. Md. Atiqur Rahman, Director, Deep Tubewell in Matlab, Chandpur
Jamuna Bank Limited inaugurated the Medical Camp
as the chief guest wherein Al-Haj Nur Mohammed,
Chairman, Jamuna Bank Foundation and Ex- Ghoragacha Bahumukhi High School, Sirajgonj
Chairman, Executive Committee of Jamuna Bank Jamuna Bank Foundation organized Free Eye Camp,
Limited presided over the ceremony. Gynae, Diabetes and General Treatment Services with
providing medicine at Ghoragacha Bahumukhi High

ANNUAL REPORT 2016 147


School, Sirajgonj. Engr. A. K. M. Mosharraf Hussain, Gouripur, Comilla
Director and Ex-Chairman, Risk management
Jamuna Bank Foundation organized Free Eye Camp,
Committee, inaugurated the Medical Camp as the
Gynae, Diabetes and General Treatment Services
chief guest. Al-Haj Nur Mohammed, Chairman,
with providing medicine at Wasuddin Foundation
Jamuna Bank Foundation and Ex-Chairman, Executive
Trust Islamia Dakhil Madrasha and Hafjkhana,
Committee of Jamuna Bank presided over the
Goliarchar, Gouripur, Comilla. Engineer Md. Atiqur
ceremony. Shafiqul Alam, Managing Director & CEO,
Rahman, Director, Jamuna Bank Limited inaugurated
Jamuna Bank was special guest wherein Mirza Elias
the Medical Camp as the chief guest. Al-Haj Nur
Uddin Ahmed, AMD of the Bank was guest of honour
Mohammed, Chairman, Jamuna Bank Foundation
on the occasion. 2232 people received treatment
and Ex-Chairman, Executive Committee of Jamuna
and 406 people were selected for operation at the
Bank presided over the ceremony. Nuclear scientist
Medical Camp.
Dr. Jasim Uddin Ahmed and Shafiqul Alam, Managing
Director, Jamuna Bank were special guests on the
occasion. 1667 people received treatment and 33
people were selected for operation at the Medical
Camp.

Jamuna Bank Foundation organized Free Medical Camp in


Sirajgonj

Gongachora, Rangpur
Jamuna Bank Foundation organized Free Medical Camp in
Jamuna Bank Foundation organized Free Eye Camp, Gouripur, Comilla
Gynae, Diabetes and General Treatment Services
with providing medicine at Mornea High School,
Rangpur. Alhaj Md. Sirajul Islam Varosha, Chairman, At Tekani Union Parishad, Kazipur Sirajgonj
Jamuna Bank Limited inaugurated the Medical Camp A Free Eye Camp & a Free Medical Team were
as the chief guest. Al-Haj Nur Mohammed, Chairman, inaugurated at Tekani Union Parishad, Kazipur,
Jamuna Bank Foundation and Ex-Chairman, Executive Sirajgonj. Engr. A. K. M. Mosharraf Hussain graced
Committee of Jamuna Bank presided over the the occasion as the Chief Guest & inaugurated Free
ceremony. Shafiqul Alam, Managing Director, Jamuna Eye Camp, Medical Team. Managing Director &
Bank was special guest on the occasion. 2270 people CEO Shafiqul Alam was present on the occasion as
the Special Guest. The Chairman of Jamuna Bank
received treatment and 408 people were selected for
Foundation Al-Haj Nur Mohammed presided over the
operation at the Medical Camp.
program.

JBF organized Free Medical Camp at Gongachora, Rangpur


Free Eye Camp, Medical Team of Jamuna Bank Foundation
in Sirajgonj

148 ANNUAL REPORT 2016


Besides, Deputy Managing Director of the Bank A. K.
M. Saifuddin Ahamed along with the distinguished
elites of Sirajgonj were present on the occasion as the
Honorable Guests. On the occasion, free treatments
were provided to 3000 patients, 376 among them
were selected for the eye operation.

At Mir Kadim Pouroshova in Munshigonj


At its initiative and finance Jamuna Bank Foundation
organized Free Eye Camp, Gynae, Diabetes and
General Treatment Services and Blanket Distribution Free Medical Camp at Dormesshshor Mohesha Di-Mukhi
at Dorgahbari Govt. Technical School & College, High School, Kawnia, Rangpur
Mir Kadim Pouroshova in Munshigonj on 12-11-2016.
Deputy Commissioner Shaila Farzana was present Al-Haj Nur Mohammed, Chairman, Jamuna Bank
at the Medical Camp as the chief guest. Al-Haj Nur Foundation was present as the chief guest on the
Mohammed, Chairman, Jamuna Bank Foundation occasion. Alhaj Sirajul Islam Varosha, Chairman Risk
and Ex-Chairman, Executive Committee of Jamuna Management Committee, Jamuna Bank Limited
Bank Limited presided over the ceremony. Shafiqul inaugurates the program. Shafiqul Alam, Managing
Alam, Managing Director and CEO, Jamuna Bank Director & CEO, Jamuna Bank Limited presided over
Limited was special guest on the occasion. Besides, the ceremony. A. K. M. Saifuddin Ahamed, Deputy
Mirza Elias Uddin Ahmed, Additional Managing Managing Director, Jamuna Bank Limited was present
Director, A. K. M. Saifuddin Ahamed, Deputy as the guest of honor. 3000 people were given
Managing Director of the Bank, Principal of Glare treatment with medicine in the camp and 430 people
International School Zahir Uddin Ahmed and the were selected for eye operation.
distinguished elites of Munshigonj were present
there. 2500 people received treatment and 3000
winter distressed people received blankets. Later, Dhumerkuti Haidaria Di-Mukhi High School,
under the “Self-Employment Project”, Al-Haj Nur Kaunia, Rangpur
Mohammed, Chairman, Jamuna Bank Foundation
and Ex-Chairman, Executive Committee of Jamuna Jamuna Bank Foundation organized free Eye Camp,
Bank Limited, by his own finance donated 25 sewing Diabetes, Gynae, and General treatment services
machines and 5 computers at Rampal, Bojrojogini, at Dhumerkuti Haidaria Di-Mukhi High School,
Abdullahpur and Betka regions of Munshigonj. Dhumerkuti, Kaunia, Rangpur. Al-Haj Nur Mohammed,
Chairman, Jamuna Bank Foundation was present as
the chief guest on the occasion.

Jamuna Bank Foundation organized Free Medical Camp &


Blanket Distribution in Munshigonj
Free Medical Camp at Dhumerkuti Haidaria Di-Mukhi High
School, Kaunia, Rangpur
Dormesshshor Mohesha Di-Mukhi High
School, Kawnia, Rangpur Alhaj Sirajul Islam Varosha, Chairman Risk
Jamuna Bank Foundation organized free Eye Camp, Management Committee, Jamuna Bank Limited
Diabetes, Gynae and General treatment services inaugurates the program. Shafiqul Alam, Managing
at Dormesshshor Mohesha Di-Mukhi High School, Director & CEO, Jamuna Bank Limited presided over
Kaunia, Rangpur. the ceremony. Mirza Elias Uddin Ahmed, Additional

ANNUAL REPORT 2016 149


Managing Director and A. K. M. Saifuddin Ahamed, Ahmed, Additional Managing Director of Jamuna
Deputy Managing Director were present as the Bank Limited were also present in the program.
guests of honor. 2286 people were given treatment
with medicine in the camp and 468 people were
selected for eye operation.

Imamgonj School & College ground,


Rangpur
Jamuna Bank Foundation organized Free Eye Camp,
Gynae, Diabetes and General Treatment Services with
providing medicine at Imamgonj School & College
ground, Rangpur. Al-Haj Md. Sirajul Islam Varosha, Jamuna Bank Foundation’s Free Medical Service Centre at
Chairman, Jamuna Bank Limited was present as Bishwa Ijtema 2016
the chief guest wherein Al-Haj Nur Mohammed,
Chairman, Jamuna Bank Foundation presided over
the ceremony. 2758 people received treatment
(4) Countrywide distribution of
and 337 people were selected for operation at the
Medical Camp.
blankets among winter distressed
people

Jamuna Bank Foundation every year distributes free


blankets countrywide among withers distressed
people as a part of its social responsibility. As a
continuing process, JBF organized blanket distribution
at different areas of the country among the cold
prone destitute during the year 2016. Besides Jamuna
Bank Foundation organized whole night free blanket
distribution in Dhaka city recently to the cold stricken,
homeless & street people of Dhaka North & South
Jamuna Bank Foundation organized Free Medical Camp in City Corporation. During the year 2016, Jamuna Bank
Imamgonj School & College, Rangpur
Foundation distributed 37,500 piece blanket to the
cold prone destitute.

(3) Jamuna Bank Foundation


organized a Free Medical Service
Centre at Bishwa Ijtema

Jamuna Bank Foundation organized a Free Medical


Service Centre at Bishwa Ijtema to serve the Muslims
like every year. About 25,084 no. muslims get free
service at Bishwa Ijtema during the year 2016.

Jamuna Bank Foundation organized a Free Medical


Service Centre at Bishwa Ijtema to serve the
Muslims like every year. Al-Haj Md. Sirajul Islam Jamuna Bank Foundation organized Free Medical Camp and
Varosha, Chairman, Jamuna Bank Limited, Al-Haj Nur Blanket distribution
Mohammed, Chairman, Jamuna Bank Foundation
Jamuna Bank Foundation organized free Eye Camp,
visited the premises and distributed medicines
Diabetes, Gynae, General treatment services and
among attendees. Shafiqul Alam, Managing Director
distributed Free Blanket at Rayer Bazar, Dhaka.
& CEO, Jamuna Bank Limited and Mirza Elias Uddin
Alhaj Md. Sirajul Islam Varosha, Chairman, Jamuna

150 ANNUAL REPORT 2016


Bank Limited was present as the chief guest on the to the cold stricken, homeless & street people of
occasion. Al-Haj Nur Mohammed, Chairman, Jamuna Dhaka North & South City Corporation. Additional
Bank Foundation presided over the ceremony. Managing Director of the Bank & CEO of the Jamuna
Bank Foundation Mirza Elias Uddin Ahmed and A. K.
Director of the Bank Kanutosh Majumder, Md. Rafiqul
M. Saifuddin Ahamed, DMD along with Managers of
Islam, Chairman Audit committee, Shafiqul Alam, Mohakhali, Dilkusha & Uttara Branch with other high
Managing Director & CEO and Mirza Elias Uddin officials were also present in the blanket distribution
Ahmed, Additional Managing Director, Jamuna Bank program.
Limited were present as the special guests. 600
blankets were distributed in the program.

JBF organized Free Medical Camp and Blankets distribution

Jamuna Bank Foundation organized Free Medical Camp and At its initiative and finance, Jamuna Bank Foundation
Blanket distribution organized Free Eye Camp, Gynae, Diabetes and
General Treatment with providing medicine at
Jamuna Bank Foundation organized free Eye Camp,
Munshigonj Technical School & College ground,
Diabetes, Gynae, General treatment services and
Dargabari, Munshigonj. Besides, 2500 Blankets
distributed Free Blanket at B.C.R.G. Degree College, were distributed among the winter distressed
Pakutia, Nagarpur, Tangail. Al-Haj Nur Mohammed, people at Munshigonj Technical School & College
Chairman, Jamuna Bank Foundation was present ground, Mirkadim Pourashava, Rampal, Bajrajugine,
as the chief guest on the occasion. Shafiqul Alam, Abdullahpur and Betka Union Parishad. Al-Haj Md.
Managing Director & CEO, Jamuna Bank Limited Sirajul Islam Varosha, Chairman, Jamuna Bank
presided over the ceremony. Mirza Elias Uddin Limited was present as the chief guest wherein
Ahmed, Additional Managing Director, Jamuna Bank Al-Haj Nur Mohammed, Chairman, Jamuna Bank
Limited and Freedom Fighter Md. Siddikur Rahman, Foundation presided over the ceremony. Shafiqul
Chairman, Pakutia Union Parishad were present as Alam, Managing Director, Jamuna Bank Limited was
the guest of honor. 700 blankets were distributed in special guest and Mansur Ahamad Kalam, ex-Vice
the program. Chairman of Munshigonj Sadar Upazila Parishad was
present as guest of honour.

Jamuna Bank Foundation organized whole night free Blanket


Distribution in Dhaka City Jamuna Bank Foundation organized Free Medical Camp &
Blanket Distribution in Munshigonj
Al-Haj Nur Mohammed, Chairman of Jamuna Bank At its initiative and finance Jamuna Bank Foundation
Foundation distributed huge number of Blankets organized Free Eye Camp, Gynae, Diabetes and

ANNUAL REPORT 2016 151


General Treatment Services and Blanket Distribution
at Dorgahbari Govt. Technical School & College,
Mir Kadim Pouroshova in Munshigonj on 12-11-2016.
Deputy Commissioner Shaila Farzana was present
at the Medical Camp as the chief guest. Al-Haj Nur
Mohammed, Chairman, Jamuna Bank Foundation and
Ex-Chairman, Executive Committee of Jamuna Bank
Limited presided over the ceremony. Shafiqul Alam,
Managing Director and CEO, Jamuna Bank Limited
was special guest on the occasion. Besides, Mirza
Elias Uddin Ahmed, Additional Managing Director, A.
K. M. Saifuddin Ahamed, Deputy Managing Director
JB Foundation organized Art Competition on the occasion of
of the Bank, Principal of Glare International School Victory Day 2016
Zahir Uddin Ahmed and the distinguished elites
of Munshigonj were present there. 3000 winter
The Chairman of Jamuna Bank Foundation Al-Haj Nur
distressed people received blankets.
Mohammed graced the occasion as the Chief Guest
& distributed prizes among the winners. Managing
Director & CEO of Jamuna Bank Limited Shafiqul
Alam presided over the program. Besides, Mirza Elias
Uddin Ahmed, Additional Managing Director and A.
K. M. Saifuddin Ahamed, Deputy Managing Director
of the Bank were present as special guests. 700
Students from different schools participated in the
competition.

Jamuna Bank Foundation distributes blankets at midnight

At the initiative and finance by Jamuna Bank


Foundation (JBF) Al-Haj Nur Mohammed, Chairman
of the Foundation, distributed huge number of
blankets to the winter stricken refugees of the Dhaka
city footpath at Dhanmondi, Greenroad, Farmgate,
Karwan Bazar, Nilkhet, Polashi, Jatiya Shahid Minar,
Dhaka Medical College, High Court area, Sohrawardhi JB Foundation organized Art Competition on the occasion of
Uddan and Gulistan in Dhaka on 29.01.2016 from Victory Day 2016
1.00 am to 5.00 am. Mirza Elias Uddin Ahmed, CEO
of JBF and AMD of JBL was present including officers
of Jamuna Bank Limited. After completion of blankets
(6) Jamuna Bank Foundation
distribution Al-Haj Nur Mohammed offered a munajat
to the almighty Allah for safe, sound and expected life
organized significance of Ramadan
of the winter distressed people. It is also mentionable and Qirat Competition
that Al-Haj Nur Mohammed distributed huge number
Jamuna Bank always gives priority and emphasizes on
of blankets at Mohammadpur slum area few days ago.
religious spirit and belief of the Muslim Community.
To discharge the responsibility towards religion
organized seminar each year on “Importance of Holy
(5) JB Foundation organized Art Ramadan & Qirat Competition Program”. With the
Competition on the occasion of initiative and finance by Jamuna Bank Foundation
Victory Day 2016 a discussion meeting on “Significance of the Holy
Ramadan, Holy lives of the Prophets and Qirat
An Art Competition for the children was held with the Competition among the offspring of the Employees
endeavor & finance of Jamuna Bank Foundation at of Jamuna Bank Limited” was held at IDEB Bhaban,
IDEB Bhaban, Dhaka. Dhaka recently.

152 ANNUAL REPORT 2016


Jamuna Bank Foundation distributed the Relief. Md.
Sirajul Islam Varosha, Director, Jamuna Bank, Shafiqul
Alam, Managing Director & CEO of Jamuna Bank
Limited and Mirza Elias Uddin Ahmed, Additional
Managing Director of the Bank were also present on
relief distribution.

(7.2) Jamuna Bank Foundation distributed


Relief in Jamalpur
Jamuna Bank Foundation organized significance of
With its initiative and finance Jamuna Bank Foundation
Ramadan and Qirat Competition distributed relief among the people affected by
flood and river-erosion at 03 Union of Islampur
Al-Haj Nur Mohammed, Chairman, Jamuna Bank Thana of Jamalpur District. A total of 2000 Relief-
Foundation & Chairman of the Executive committee packages, which is worth of more than BDT 12 lac,
of the board graced the occasion as Chief Guest and were distributed among 2000 afflicted families. Each
distributed prizes among the winners. Shafiqul Alam, package includes Rice, Dal, Salt, Oil, Cheera, Candles,
Managing Director & CEO, Jamuna Bank Limited Match-box, Water-purifier, Orsaline.
presided over the ceremony. Besides, Mirza Elias
Uddin Ahmed, Additional Managing Director and A. K.
M. Saifuddin Ahamed, Deputy Managing Director of
the Bank were also present in the program as special
guests.

(7) Relief distribution for Disaster


affected people
(7.1) Jamuna Bank Foundation distributed
Relief in Kurigram
Jamuna Bank Foundation distributed Relief in Jamalpur
With its initiative and finance Jamuna Bank Foundation
distributed relief among the people affected by flood The Chairman of Jamuna Bank Foundation Al-Haj Nur
and river-erosion at Chilmarir Char, Nayarhat Char and
Mohammed distributed the Relief. Mirza Elias Uddin
Jor Gasaghat of Chilmari Upazila of Kurigram District.
Ahmed, Additional Managing Director of Jamuna
A total of 3000 Relief-packages, which is worth of
Bank Limited, was also present on relief distribution.
more than BDT 17 lac, were distributed among 3000
afflicted families. Each package includes Rice, Dal,
Salt, Oil, Cheera, Candles, Match-box, Water-purifier,
Orsaline. (7.3) Aid After Natural Disaster
Jamuna Bank Foundation always feels sympathy for
the disaster-hit people.

Jamuna Bank Foundation distributed Relief in Kurigram

Al-Haj Nur Mohammed, Chairman, Executive Aid After Natural Disaster for the disaster-hit people on
Committee, Jamuna Bank Limited and Chairman, behalf of Jamuna Bank Foundation

ANNUAL REPORT 2016 153


Each year the bank foundation donates a remarkable
amount to the government fund for the disaster- (9) Inauguration of “Jamuna
affected people. By the initiative of the bank Bank Institute of Information,
foundation, the executives provide relief and Communication & Technology”
other assistance during various natural disasters
and volatility in the country. After the terrible Aila- Jamuna Bank Institute of Information, Communication
hit southern belt of the country in 2009, the bank & Technology” (JBIICT) an initiative of Jamuna Bank
contributed 5 million BDT to Prime Minister Relief Foundation was inaugurated with a simple ceremony
Fund as well as 2.5 million BDT to Bangladesh Army at National Plaza, 109, Bir Uttam CR Datta Road,
Relief Fund. Moreover, all employees sacrifices one Sonargaon Road, Dhaka. JBIICT will give free ICT
day salary for the relief fund. training to poor but meritorious students.
Chief Guest Al-Haj Nur Mohammed, Chairman of
Jamuna Bank Foundation inaugurated the Institute.
(8) Old Home for the neglected old Managing Director & CEO of the Bank Shafiqul Alam
aged persons presided over the ceremony. Besides, Mirza Elias
Uddin Ahmed, Additional Managing Director, A. K.
Jamuna Bank Foundation has started the construction M. Saifuddin Ahamed, Deputy Managing Director
works of Old home at Mekail Nagar, Keranigonj. A and Mamun Mahmud, Head of HRD of the Bank were
local business man AL-Haj Zulhash donated 10 bigha present as special Guest in the program. 120 students
land for establishing this Old home. were primarily selected for training.

Inauguration of “Jamuna Bank Institute of Information,


Al-Haj Nur Mohammed, Chairman, Jamuna Bank Foundation
Communication & Technology
alongwith Mr. Kanutosh Majumder, Chairman, Jamuna Bank
Limited visited the construction site recently to monitor the
construction works of the “Old home”.

(10) Jamuna Bank Complex (Under


In this regard a master plan was also approved by the Construction)
Foundation to establish a 10(ten) storied building to
accommodate people having no place in the earth Jamuna Bank Foundation has purchased 10.00 katha
to stay. Here old aged people but poor will be able land at Chand Uddayan, Mohammadpur, Dhaka in
the year 2013.
to stay free of cost, option is there for middle income
and high income class may stay with minimum cost.

Al-Haj Nur Mohammed, Chairman, Jamuna Bank Foundation


alongwith the Top Management of the Bank inaugurating the
construction works of Jamuna Bank Complex.

154 ANNUAL REPORT 2016


At present, a 6-storied Jamuna Bank Complex Building
(having foundation of 8-storied) is being constructed
in this land as part of CSR activities. After completion of
the construction works, following activities of Jamuna
Bank Foundation will be operated in this building:
zz Free Primary School.
zz Sewing machine training center
zz Vocational Training Center
zz Free Medical Center etc.

JBF organized Seminar on the Independence Day

(11) Jamuna Bank Medical College


and Hospital (Under Construction) Al-haj Md. Sirajul Islam Varosha, Chairman, Jamuna
Bank Limited was present as the chief guest wherein
With the initiative and finance of Jamuna Bank Al-Haj Nur Mohammed, chairman, Executive
Foundation, the construction works of Jamuna Bank Committee of Jamuna Bank and Jamuna Bank
Medical College and Hospital has been started at Foundation presided over the Seminar. Kanutosh
Khadon, Rupshi, Narayangonj, where medical services Majumder, Director, Md. Rafiqul Islam, Chairman,
will be provided at free of cost/less cost for the poor Audit Committee and Shafiqul Alam, Managing
patient and also arrangement of medical study for Director & CEO of Jamuna Bank were present as
the poor meritorious students. 19 katha land has been special guests. Mirza Elias Uddin, AMD & A. K. M.
purchased for establishing the medical college. Saifuddin Ahamed, DMD were guests of honour at
the seminar.
Mr. Golam Dastagir Gazi, Bir Protik, MP, Director,
Jamuna Bank Ltd. was present in the inauguration
of construction works as the Chief Guest. Al-Haj Nur
Mohammed, Chairman, Jamuna Bank Foundation (13) Seminar on “Momentous
presided over the ceremony and Mr. Shafiqul Alam,
and Importance of International
Managing Director of Jamuna Bank Ltd. was present
as special guest. Mr. Mirza Elias Uddin Ahmed, AMD
Mother Language Day” by JBF
of Jamuna Bank Ltd. and elite of Narayangonj were
At its initiative and finance Jamuna Bank Foundation
also present at the program.
organized a seminar on “Momentous and Importance
of International Mother Language Day” at IDEB,
Kakarial, Dhaka. Al-Haj Md. Sirajul Islam Varosha,
Chairman, Jamuna Bank Limited was present as
the chief guest wherein Al-Haj Nur Mohammed,
Chairman, Jamuna Bank Foundation presided over
the Seminar.

Inauguration of Construction works of Jamuna Bank Medical


College and Hospital

(12) JBF organized Seminar on the


Independence Day
Seminar on “Momentous and Importance of International
At its initiative and finance Jamuna Bank Foundation Mother Language Day” by JBF
organized a seminar held on “Importance and
Md. Tazul Islam, MP, Chairman, Standing Committee
Momentous of Great Independence Day” at IDEB,
of Ministry of Power, Energy & Mineral Resources of
Kakrail, Dhaka.

ANNUAL REPORT 2016 155


Jatiya Sangsad of Bangladesh & Director, Jamuna was present as chief guest. Shafiqul Alam, Managing
Bank, Kanutosh Majumder, Director and Md. Rafiqul Director, Jamuna Bank Limited was also present at
Islam, Chairman, Audit Committee of Jamuna Bank the ceremony
were present as special guests. Shafiqul Alam,
Managing Director & CEO of the Bank was present as
guest of honour. (15) Jamuna Bank Foundation
organized tree plantation program
(14) Anti Drug Seminar Recently a tree plantation program was arranged
by at Jamuna Bank Foundation at Jamuna Bank old
Jamuna Bank foundation as a part of its anti-drug home premises. About 500 trees were planted under
movement, has organized series of seminars/ the program.
symposia in different areas of the country in each In the program Al-Haj Nur Mohammed, Chairman,
year with a view to make aware the people of the Jamuna Bank Foundation & Ex-Chairman, Executive
society/community and also employees of the Committee of the board of Jamuna Bank Limited was
Bank as regard to severe impact of drugs addiction. present as chief guest. Director of the Bank Kanutosh
Foundation organized Seminar on Anti Drug to the Majumder, Engr. Professor Dr. Shamim Z Bosunia and
following venue: Additional Managing Director of the Bank & CEO of
the Foundation, Mirza Elias Uddin Ahmed along with
Bank officials were also present in the program. 500
trees were planted in the program.

Anti Drug Seminar at The Place Resort & Spa

In the program Al-Haj Nur Mohammed, Chairman,


Jamuna Bank Foundation organized tree plantation program
Jamuna Bank Foundation & Ex-Chairman, Executive
Committee of the board of Jamuna Bank Limited
was present as chief guest. Engr. Md. Atiqur Rahman,
Director, Md. Sirajul Islam Varosha, Director were (16) Blood donation by the
present at the ceremony. Shafiqul Alam, Managing employees of Jamuna Bank Limited
Director, Jamuna Bank Limited was also present at
the ceremony Voluntary Blood Donation program by the employees
of Jamuna Bank Limited organizes by Jamuna Bank
Foundation each year.

Anti Drug Seminar at IDEB,Dhaka

In the program Al-Haj Nur Mohammed, Chairman, Voluntary Blood Donation program & Seminar on Role of
Jamuna Bank Foundation & Ex-Chairman, Executive CSR on Banking & Human service is indispensable” was
organized by Jamuna Bank Foundation
Committee of the board of Jamuna Bank Limited

156 ANNUAL REPORT 2016


Al-Haj Nur Mohammed, Chairman, Jamuna Bank
Foundation presided over the programs. Engr. Md. (18) Jamuna Bank After Care centre
Atiqur Rahman, Director, Md. Sirajul Islam Varosha,
Director were present at the ceremony. Shafiqul In view of helping the society, the Jamuna Bank
Alam, Managing Director, Jamuna Bank Limited was Foundation established an “After Care Centre” for
also present at the ceremony Drug addicted people at Mirpur having 3,400 sft
floor space. The After Care Centre is furnished with
10(ten) nos. beds along with modern equipments, 24
hours nursing facility and has doctors to support the
(17) Sewing machine training hospital round the clock.
centers for assisting unprivileged
women of the society
As a part of building healthy nation, Jamuna Bank
Foundation has established Free Sewing Training
Center for the underprivileged women in Rokeya
sarani (Dhaka), Badda, Rupgonj, Rayerbazar,
Laxmipur, Laksam, Rangpur, Sirajgonj, Gopalganj,
Munshiganj with a view to create skilled women
workforce for country’s garments industry. The
target people are poor & helpless women who get
the scope of being self-dependent by this training.
The main objective is to contribute in eradicating
unemployment of the country, create skilled work
force in the interest of uninterrupted production
(19) Model Village at Thakurgoan
process, eventually bring more foreign currency into
A model village (Adarsha Gram) has been established
the country and strengthen GDP and Scio-economic
at Singpara village under Thakurgaon district
condition. With this broad dream, the foundation has
sponsored by Jamuna Bank Foundation. The
a plan to establish Sewing Machine Training Centre
objective of the establishment of Model Village is to
Countrywide phase by phase.
promote the life-standard of remote village dwellers
& unprivileged people of the society as CSR activities
of Jamuna Bank Ltd.

(20) Financial Contribution for


Liberation War Museum
Jamuna Bank Foundation had given 5 million BDT for
the noble cause of construction of the Liberation War
Museum. In the meantime, Jamuna Bank Foundation
had given 1 million BDT to muktijoddha sangsad.

(21) Free Primary School for the


slum dwellers at Rayerbazar,
Dhaka
A free primary school under Bank’s CSR activities
program has been established at Rayerbazar Dhaka
under the auspices and finance by Jamuna Bank
Foundation with a view to come along side the
children of slum dwellers who are in darkness and yet
to be enlightened by formal education.

ANNUAL REPORT 2016 157


who fought against British rule and who was a Co-
(22) Jamuna Bank Solar Village fighter of Shaheed Masterda Surja Sen. The financial
established at Kishoregonj District assistance will continue for rest of the time of his
life in recognition of contribution towards freedom
As a part of CSR activities, Jamuna Bank Foundation movement against the British rulers.
developed Char Terotakia, a remote char area where
no electricity is available, as ‘Solar Energized Village’
in Kishoregonj District which was inaugurated on
April 11, 2011. The Objective of the establishment of (26) Financial Assistance of two
Solar Village is to promote the life standard of far martyred Army Officers in BDR
flung village dwellers & unprivileged people of the Carnage at Peelkhana, Dhaka
country. Earlier many poor & meritorious students
and one Army Personnel killed
of the village cannot study due to want of kerosene
oil. We have arranged Solar light for every family in
in Helicopter crash at Ghatail,
this village. Henceforth, the students of that village Tangail,
can study at night by using solar light, the villagers
In the Year 2009, a tragic mutiny occurred in the BDR
can perform all works of the night continuously and
headquarter, Pilkhana. Some of unruly BDR mutineer
without any hindrance/barrier.
soldiers killed our 57 skilled army officers. Jamuna
Bank Foundation aided one-time 2.5 million BDT to
Prime minister relief fund. Moreover, the foundation
(23) Vocational Training Center at is giving BDT 40,000 to two martyred army officers
Rayerbazar, Dhaka victim families and one Army Personnel killed in
Helicopter crash at Ghatail, Tangail, throughout 10
Jamuna Bank Free Vocational Training Center has years.
been established at 76/8-A, Pabna House Lane,
Jafrabad, Mohammadpur, Dhaka with an intention to
come in aid of the unprivileged women & meritorious
slum dwellers. (27) Donation to the Prime
Minister’s fund for Nimtali Tragedy
Tk.2.50 million
(24) Contributed towards the In the year of 2010 Nimtoli Tragedy occurred in the
development of Bangladesh old Dhaka where at least 150 people died instantly.
sports Jamuna Bank Foundation donated 2.5 million BDT to
Honourable Prime Minister’s Relief and Welfare Fund
Jamuna Bank Foundation patronizes for the for the bereaved family members of the victims of
development of our sports. The foundation has the devastating blaze at Nimtoli and building collapse
donated 5 million BDT as a co-sponsor to Bangladesh in Begunbari in the city as a part of CSR activities.
Olympic Association that has organized 11th SA
Games in Dhaka. Moreover, the Foundation has
donated a new car worth of 1.5 million to Bangladesh (28) Tk.15.00 lac donated for
Cricket Board. The foundation has also issued
donation for Sheikh Jamal Dhanmondi Club. Jamuna
purchasing cars for the Cricketers
Bank Foundation is always ready to patronize total of Bangladesh National Cricket
well-being of our sports. Team
As one of the members of Bangladesh Association
of Banks, Jamuna Bank Limited donated Tk.15.00
(25) Financial assistance to Mr. lac for the cricketers of Bangladesh National Cricket
Binod Bihari Chowdhury, a valiant Team for wining against New Zealand in five one day
freedom fighter international series.

Jamuna Bank Foundation provides financial


assistance of Tk. 25000/- for every month to Mr.
Binod Bihari Chowdhury, a valiant freedom fighter

158 ANNUAL REPORT 2016


(29) Jamuna Bank Madrasa at
Rayerbazar, Dhaka
As a part of Bank’s CSR activities, Jamuna Bank
Madrasa has been established at Rayerbazar Dhaka
under the auspices and finance by Jamuna Bank
Foundation with an intention to come along side the
children of slum dwellers who are in darkness and yet
to be enlightened by formal religious education.

(30) Plastic Surgery Camp (Cleft


Lip/Cleft Palate Operation and
Burned patients) (Country-wide)
Jamuna Bank Foundation arranged surgical operation
program for Cleft Lip/Cleft Palate and burned patients
in different districts of the country by specialist
foreign medical team who came from Netherlands.
This program is supported by Dokters Van de Wereld
(MdM, Netherlands).

(31) Jamuna Bank BCS Nursing


Computer Lab established at
Bangabandhu Sheikh Mujib
Medical University
Jamuna Bank BSc Nursing Computer Laboratory was
established on 02-05-2011 at Bangabandhu Sk. Mujib
Medical University

(32) Jamuna Bank Badhir


Computer Training Center, Dhaka
Jamuna Bank Computer Training Center for the Deaf
was opened on 04-05-2011 at Bangladesh National
Federation of the Deaf, 174, Shahid Nazrul Islam
Avenue, Dhaka-1000.

(33) Jamuna Bank DP Primary


School
At its initiative and finance Jamuna Bank Foundation
established Jamuna Bank DP Primary School at
Atlapur, Rupgonj, where innocent students are
getting educational support for being ideal citizens
for the country.

ANNUAL REPORT 2016 159


(34) Cloth (Shari) distribution (40) Financial support to poor
among the poor people for Eid-ul- people for treatment, educational
Fitre at every year. purpose etc.
At the occasion of Eid-ul-Fitre, Jamuna Bank Besides, Jamuna Bank Foundation is also providing
Foundation distribute cloths every year among the financial support to the poor people for their
poor people. treatment and educational purpose.

Future projects to be implemented


(35) Holy Quarn Teaching Centre
through Jamuna Bank Foundation:
At its initiative and finance Jamuna Bank Foundation zz Sewing Machine, Van, Rickshaw etc. will be
established 22 Holy Quarn Teaching Centre country provided by the foundation to persons with
wide for the aged people. disabilities and liberation fighters so that they
can make income from these equipments. The
foundation has also more generous plans. It will
materialize these plans gradually by increasing
(36) Disable Marriage Scheme financial capabilities.
Jamuna Bank Foundation introduces “Disable zz A Vocational Training Institute will be established
Marriage Scheme” to support the disable poor people in no time for the employment of extremely poor
and slum-dwelling unemployed youth.
zz Jamuna Bank Foundation is going to start the
(37) Bidhoba Boyosko Bhata activities of “Autistic Assistance Scheme” very
soon.
Jamuna Bank Foundation is providing “Bidhoba
zz Jamuna Bank Dialysis center to be established at
Boyosko Bhata” to those old widow women who are
Shantinagar, Dhaka
not getting benefit from the Government.
zz Jeley (fishermen) Palli to be established at Amua,
Khathalia, Jalakathi.

(38) Disable Rehabilitates scheme


Jamuna Bank Foundation is providing support to the
disabled people for their treatment through “Disable
Rehabilitates scheme”.

(39) Financial support to


Government & Non-Government
organization
Jamuna Bank Foundation is providing financial
assistance to the various Government and Non-
Government organizations throughout the year.

160 ANNUAL REPORT 2016

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