IMPORTANT QUESTIONS

MODULE 1

1. Differentiate: Retail Banking V/S Wholesale Banking .

2. Explicate the features of Merchant Banking.

3. “Plastic Money is essential for Indian Economy in this COVID Scenario” Elaborate.

4. Discuss the opportunities and challenges in retail banking after COVID 19 Pandemic?

5. Discuss stages of Money laundering and why Anti-Money Laundering is essential?

6. What is plastic Money? Explain the Benefits of Credit Cards.

7. Brief KYC. Why it is required to submit?

8. Explain Banking Product and Service with suitable example.

9. Explain the various growth drivers of retail banking business in India along with suitable
example.

10. Discuss the characteristics of a saving bank account offers by any nationalize bank in
India.

11. Define customer and explain in detail banker customer relationship

Module 2

1. What do you mean by charging Security? Explain its types.

2. How home loans differs from personal loan in documentations?
3. What is the Principles of Sound lending? Explain it
4. What is SHGs? Give Examples of successful SHGs in India
5. Suppose Mr. A is a salaried person earning Rs. 6 Lakh per year is in need of home
loan to buy its own home. Guide him regarding different home loan features and
documentations required for the same.
6. Differentiate between various secure loans/advances and unsecured loans/advances
by citing appropriate example.
7. Which are the products and services delivered under the umbrella of microfinance?
8. What are the different types of loans and advances provided by bank?
Module 3

1. How banks manage their NPA?

2. Short Note on Insolvency & Bankruptcy.
3. Briefly Explain the Benefit of Cheque Truncation?
4. What is Recovery of loans?
5. Explain Debt recovery tribunals.

Module 4

1. Do you adore New Age Clearing? How? Describe EFT to support your answer.

2. Analyse features of E-Wallets/ Digital Wallets for Consumers.

3. Elaborate the Concept of Unified Payments Interface (UPI) and discuss its Mechanism &
Services.

4. Define Non-Performing Assets and Describe its types and Classification.

5. Assume that you are user of online banking services, what is the different
safety/precautionary steps you would take to remain protected against any kind of fraud.

6. Explain the features and benefits of online fund transfer facilities like RTGS, NEFT, and
IMPS.

Terms
1. Cheque Truncation System
2. Export Bill Negotiation
3. Participatory Note
4. Digital Literacy
5. EMV Card
6. Operating Lease
7. Debt Recovery Tribunal
8. Mortgage.
9. LOC.
10. UPI with example.
11. Microfinance?
12. Dated Government Securities
13. Definition of banker’s Lien
14. Hypothecation.
15. Retail Banking
16. KYC
17. Merchant Banking
18. Remittance
19. Plastic money
20. SARFAESI
21. Lease finance
22. Clearing House