THE IMPACT OF FINANCIAL LITERACY ON ABM STUDENT’S SAVINGS BEHAVIOR

SURVEY QUESTIONNAIRES

INFORMED CONSENT

We, the grade 12-ABM students are conducting a research entitled “The Impact of Financial Literacy
Among ABM Student’s Saving Behavior”. You are randomly selected as a possible respondent in this study
because you are under grade 12-ABM strand and suitable for answering the question provided. If you agree to
participate in this research, the researcher will give you a questionnaire and you are going to answer it in your
own. Your decision whether or not to participate in this study is highly respected.

Respectfully yours,

12-ABM Researchers

PART 1: DEMOGRAPHIC PROFILE

NAME: (optional)

SECTION:

1.1 Age Group

( ) 19 years old and above

( ) 17- 18 years old

( ) 15-16 years old

1.2 Gender

( ) female

( ) male

1.3 Daily allowance weekly

( ) PHP 300 and above
( ) PHP 200-300
( ) PHP 100-200
( ) PHP 50-100
( ) PHP 50 AND BELOW
Direction: Please select accordingly of your level of agreement or disagreement with each of the
statement below. Use the Likert-Scale below:

4--Strongly Agree (SA)

3- Agree (A)

2- Disagree (D)

1- Strongly Disagree (SD)

PART II: BARRIES THAT PRACTISING SAVING BEHAVIOR

A.ALLOWANCE SA A D SDA

(4) (3) (2) (1)

1. I BRING PACK UP LUNCH TO SAVE MY ALLOWANCE

2. I SPEND 40%- 50% OF MY ALLOWANCE ON FOOD

3. HAVING PROJECT OF

RESEARCH INCREASES MY ALLOWANCE FOR PROJECTS.

4 MY ALLOWANCE IS ENOUGH TO COVER MY DAILY EXPENSES
5. I LEND PART OF MY ALLOWANCE RATHER THAN SPENDING IT
B. IMPULSE DECISION SA A D SDA

(5) (4) (2) (1)

1. I AM NOT EASILY BUYING EVEN THOUGH IT IS A TREND
2. I AM NOT ABLE TO SAVE MONEY BECAUSE OF MY IMPULSIVE DECISION
3. I SPEND QUICKLY WHENEVER I'M CRAVING OR WANT SOMETHING
4. I SPEND TO MUCH WHEN I SHOP ONLINE
5. I ALWAYS THINK ABOUT BUYING NEW THIGS
C. FINANCIAL KNOWLEDGE SA A D SDA

(5) (4) (2) (1)

1.I UNDESRATND THE PURPOSE AND USES OF MONEY
2. I KNOW THE DIFFERENCE BETWEEN NEED AND WANT
3. I AM CAREFUL IN USING MY MONEY SPECIALLY IN MY DAILY EXPENSES
4. I KNOW HO TO SAVE MONEY FOR IMPORTANT THINGS
5. I LIMIT MYSELF IN SPENDING ESPECIALLY ON UNNECESSARY THINGS
D.HIGH COST OF LIVING SA A D SDA

(5) (4) (2) (1)

1. I CAN NOT SAVE ENOUGH MONEY BECAUSE OF INFLATION
2. I AM CHANGING MY SPENDING BEHAVIOR TO AFFORD EDUCATION COST
3. MY PUBLIC TRANSPORTATION COSTS CAN CAUSE WHY I CAN NOT SAVE
MONEY
4. I CAN NOT T AFFORD MY DAILY NECESSITIES AS A STUDENT
 5. I ALWAYS BUY EXPENSIVE THING EVEN IT IS NOT NEEDED

Direction: Please select accordingly of your level of agreement or disagreement with each of the statement
below. Use the Likert-Scale below:

5-Strongly Agree (SA)

4- Agree (A)

2- Disagree (D)

1- Strongly Disagree (SD)

PART III: RESPONDENTS ASSESSING THEIR FINANCIAL SAVINGS AND BEHAVIOR

A. BUDGETTING SA A D SDA

(5) (4) (2) (1)

1.I TRACK MY SAVINGS
2. I PU MY SAVINGS IN BANK ACCOUNT
3. I NEVER MY SAVINGS IF NOT NECESSARY
4. I DO PREPARATION OF MY MONEY IN TERMS OF OBLIGATION (FOOD,
PROJECT, TRANSPORTATION)
5. I DO LIST OF THE ITEM I AM GOING TO BUY TO PREVENT BUYING
UNECESSARY THINGS
B. EXPENSES SA A DA SDA

(5) (4) (2) (1)

1.BEFORE I BUY SOMETHING I CAREFULLY CONSIDER WHETHER IT IS
IMPORTANT OR NOT
2.I WAIT UNTIL THE PRODUCT GET CHEAPER BEFORE BUYING IT
3. I COMPARE THE PRODUCT PRICES BEFORE BUYING IT
4. I BUY MORE PRODUCT WITH SALES DISCOUNT
5.I ALWAYS RECORD MY EXPENSES
C. INVESTMENT SA A D SDA

(5) (4) (2) (1)

1.I AM INTERESTED IN INVESTING MY MONEY
2. I WOULD ENJOY EXPLORING INVESTMENT OPPORTUNITIES FOR MY
MONEY
3.I WANT MY INVESTMENT MONEY TO BE SAFE EVEN IF IT MEANS LOWER
RETURNS
4. MY FAMILY, FRIENDS, AND TEACHERS INFLUENCED ME TO INVEST
MONEY
5. I PUT MY MONEY ON THE BANK THAT HAS INTEREST