N° Serie 112457/CADF145/MP78/MDFT/ORD-DP

58 r France-BENIN, NSIA-FMI PAYMENT-CREDIT at 38110 TOUR DU PIN

N° Serie 112457/CADF145/MP78/MDFT/ORD-DP
SECURITY CERTIFICATE - CREDIT
Credit INSURANCE AGENCY AG-INSURANCEGelegen in 12 rue 3 Bewertungen •
Versicherung BRIAN Horace

CREDIT CERTIFICATE

Registration date: 16/03/2022 Registration office / agency: NSIA AGENCE RACHFORD

MOELLE
N ° 2074/2022 / 003.122

Policy number: approval 1213AK0277 N0: 2008/0051 Effect: 200/04/25. : 2022/03/16

INSURERS:

Name: BAYER

First names : RALF

COUNTRY: German

Telephone number: +49 15163133739

EMAIL: bayerassurance@gmail.com

KREDIT
Total Loan Amount 33.000 NIS
REDEMPTION PERIOD 13 MONATE
interest rate 3%
Monthly payment 2348.28 NIS
Total amount payable as interest 30527.62 NIS

Borrower's bank details!

name of the bank bankhadoar
Kontoinhaber YETAYEW NEGASH
IBAN IL 3000 9001 0000 0287 33821
 BIC ********
Kontowährung NIS (SHEKEL)
SECURITY INFORMATION ON YOUR BANK'S SITE

‫הבנק המלווה נושא‬. ‫ שקל וחייבת לכסות את שני הצדדים‬3300 ‫ חודשים היא‬13-‫ אירו ל‬33,000 ‫העלות של ביטוח אשראי זה בסך‬: ‫ב‬.‫נ‬
‫על המלווה והלווה להפקיד כל אחד את‬, ‫לשם כך‬. ‫ אירו‬2310-‫ מהעלות שווה ערך ל‬70% ‫ועבור הלווה‬, ‫ אירו‬990, ‫ מהעלויות‬30%-‫ב‬
‫סכום הקטגוריה שלו‬.

GARANTIE📩

We do not collect management fees as the MURCEF law states article 321-2 of the Consumer Code, n
2001-1168 law of December 11, 2001, Official Journal of December 12, 2001

It's forbidden, we had the principle that if we help our customers, it exists and it's ours.

NB: Why pay for insurance?

With a certain amount of money to borrow, you'll feel more protected when the going gets tough. That
is why we offer you a range of insurance policies and support you in your project. In fact, if things get
tough, your insurance company will credit your insurance account to reimburse you.

⃣ - In the event of a long-term illness, insurance may cover your monthly payments while you recover.
In case of illness, the insurance company takes care of the payment and notifies the client until full
recovery. However, the client is unable to pay their monthly payments until full recovery and insurance
company benefits.

⃣ - And in case of permanent disability, the remaining amount will be charged to the credit card and is
non-refundable.

⃣ nd your relatives? Insurance also protects your environment: In the event of death, you do not have
A
to pay your loan.

In the event of death, the insurance company bears the costs of the borrower.

-⃣ In order not to worry about your solvency, you can use our audience and carry out your projects, but
that's for sure!

For this we require a deposit at our level before the lending bank transfers the money to the
beneficiary's account. However, this insurance is offered by both parties

After paying these fees, we will issue a bank insurance that will allow you to exercise your right to this
loan. After receipt of payment by the insurance bank, your account will be correctly credited within 4
hours.
 MOTTO NIS (SHEKEL) Total

loan amount 33.000 33.000

Monthly loan interest 2348.28 NIS 2348.28 NIS

I the undersigned THOMAS MARCOS

Request a subscription to the PERINEUM insurance contract.

Please confirm that you have received and read the PERENIM Information Notice (Ref.
NIEMP_PERENIM_1113) which defines the guarantees of this contract, their terms of effect and the formalities
to be completed in the event of a disaster.

If the subscription guarantees unemployment, I declare myself to be covered by the guarantee according to
the conditions of the subscription indicated in the information notice GUARANTEE PERENIM
UNEMPLOYMENT (Ref. NICHO_PERENIM_1113). I confirm that I have received a copy.

The attestor knows that any reluctance or misrepresentation in my answers may distort the idea of the risk to
be covered and may therefore subject me to the penalties provided for in Articles L 113-8 and L 113-9 of the
Insurance Code.

I confirm that I have been informed that I can request and correct information about myself contained in a file
for the insurer, its representatives, interested professional bodies and reinsurers. This right is exercised by AFI
ESCA Customer Service, 4 Square Dutilleul 59042 Lille Cedex (Privacy Code 78.17 of 06/01/1978).

GENERAL MANAGER OF THE AGENCY The lender BORROWER

Dr. THOMAS MARCOS GISELE EMIE JULIE YETAYEW NEGASH

Made in FRANCE 16 03 20 22