April 2

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INDEX
National & States Affairs …..…………………………………………………………………………………… 5
Banking, Finance, Insurance & Economic Affairs …….………………………………………………. 6
Defence Affairs ……….……..……………………………………………………………………………………. 8
Science & Technology ……..………………………………………………………………………………….…. 8
Appointments & Resignations ……………………………………………………………………………..… 9
Schemes & Initiatives ………………………………………..………………………………….……………... 9
Ranks, Reports & Surveys …………………………………..………………………………….……………... 9
MoUs, Collaborations & Partnerships …………………………………………………………………… 10
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National & States Affairs
1. Adani Green Energy Limited (AGEL) has become India’s first company to have above 10,000
megawatt (MW) or 10 gigawatt (GW) of renewable energy capacity. AGEL, the renewable energy
arm Adani Group, aims at a 45 GW renewable energy capacity by 2030. The company now has an
operating portfolio of 10,934 MW, the largest in India. It has brought 2,848 MW renewables
capacity on stream in FY24. AGEL’s operational portfolio comprises 7,393 MW solar, 1,401 MW
wind and 2,140 MW wind-solar hybrid capacity. AGEL is building the world’s largest Renewable Energy plant, a 30 GW
project, in Khavda, Gujarat. {Read more}
Smart Points:
 AGEL – became India’s first company to have above 10,000 MW or 10 GW of Renewable Energy capacity
 It has an operating portfolio of 10,934 MW, largest in India & it aims at a 45 GW RE capacity by 2030
 It has brought 2,848 MW renewables capacity on stream in FY24
 AGEL is also building world’s largest Renewable Energy plant (a 30 GW project) – in Khavda, Gujarat
 HQs of AGEL – Ahmedabad, Gujarat | CEO – Amit Singh
2. Indian government has raised Rs 16,500 crore ($1.98 billion) in 2023-24 by selling its stakes in about 10 state-run
companies, about 9% lower than its internal target of Rs 18,000 crore. In 2023-24, the government received about Rs
63,000 crore as dividends, above its target of Rs 50,000 crore. {Read more}
Smart Points:
 Indian Govt raised Rs 16,500 Cr in 2023-24 by selling its stakes in about 10 state-run companies
 It is 9% lower than its internal target of Rs 18,000 Cr
 In 2023-24, Govt received about Rs 63,000 Cr as dividends, above its target of Rs 50,000 Cr
3. Ministry of Health & Family Welfare has launched the “myCGHS” app on the iOS platform to
enhance access to electronic health records, information, and resources for beneficiaries of
the Central Government Health Scheme (CGHS). The app was developed by the National
Informatics Centre (NIC) in collaboration with the NIC Health Team. It is available for free on
both iOS and Android platforms. It is an integral part of the government’s efforts to leverage
technology to improve the quality and accessibility of healthcare services. The myCGHS app
allows beneficiaries to book and cancel online appointments, download CGHS cards and index
cards, access lab reports from CGHS labs, check medicine history, and more. {Read more}
Smart Points:
 MoH&FW launched ‘myCGHS’ app on iOS platform to enhance access to electronic health records, info. & resources
 Developed by – National Informatics Centre (NIC) + NIC Health Team
 It will allows beneficiaries to book & cancel online appointments, download CGHS cards & index cards & more
 Minister of Health & Family Welfare: Mansukh L. Mandaviya | Constituency – Palitana, Gujarat
MoS in Ministry of Health & Family Welfare: Bharati Pravin Pawar & S. P. Singh Baghel
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4. Biscuit brand, Britannia NutriChoice, has launched the health-tech app “NutriPlus” to
deepen engagement with consumers. The app has been designed in partnership with
Aktivo Labs, and enables monitoring of health and wellness metrics. The NutriPlus app
harnesses evidence-based technology and has been built with an aim to democratise
health monitoring in the country. The app provides NutriScore, which is a one-score
indicator, which is based on various parameters and provides users with an overview of their health status. {Read more}
Smart Points:
 Britannia NutriChoice – launched health-tech app “NutriPlus” to deepen engagement with consumers
 It was designed in partnership with – Aktivo Labs | It enables monitoring of health & wellness metrics
 It provides ‘NutriScore’, a one-score indicator, providing users with an overview of their health status
 HQs of Britannia Industries – Kolkata, WB | CEO – Rajneet Singh Kohli | Founded in – 1892
Banking, Finance, Insurance & Economic Affairs

5. India’s leading consumer payments app, PhonePe, has announced a strategic partnership with Star Health and Allied
Insurance Company Ltd (Star Health Insurance), India’s largest retail health insurance company. Through this partnership,
PhonePe users gain access to Star Health Insurance’s Comprehensive Health Insurance policy, with coverage extending up
to Rs 1 crore. The collaboration aims to provide customers with health insurance options with monthly and annual
payment choices for the first time, enhancing flexibility and convenience for users. {Read more}
Smart Points:
 PhonePe + Star Health Insurance = a strategic partnership
 PhonePe users gain access to Star Health Insurance’s Comprehensive Health Insurance policy, with coverage
extending up to Rs 1 crore
 Aim: To provide customers with health insurance options with monthly & annual payment choices (for first time)
 HQs of PhonePe – Bangalore, Karnataka | MD & CEO – Sameer Nigam | Founded in – 2015
 HQs of Star Health Insurance – Chennai, Tamil Nadu | Chairman & CEO – Venkatasamy Jagannathan
6. Punjab & Sind Bank has been appointed Arnab Goswami as Chief Financial Officer (CFO) of the Bank for a period of 3
years with effect from 3 April 2024. He succeeds Mahima Agarwal for this post. Prior to joining Punjab & Sind Bank, he was
associated with Bandhan Bank as Vice President. {Read more}
Smart Points:
 Arnab Goswami – appointed as CFO of Punjab & Sind Bank for 3 years (succeeding - Mahima Agarwal)
 HQs of Punjab & Sind Bank – New Delhi | MD & CEO – Swarup Kumar Saha
7. On April 2, Veefin Solutions Ltd has partnered with Central Bank of India to launch its supply chain financing (SCF)
operations. Veefin Solutions will serve as the sole technology vendor for the bank, providing an end-to-end SCF stack to
support the bank’s SCF offerings. This collaboration will enable the bank to offer fully digital onboarding, sanctioning, and
24x7 disbursement processes to their corporate and SME customers through Veefin’s Loan Origination System (LOS) and
SCF Loan Management System. {Read more}
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Smart Points:
 Veefin Solutions Ltd + Central Bank of India = to launch its supply chain financing (SCF) operations
 Veefin Solutions Ltd – will serve as sole technology vendor for bank, providing end-to-end SCF stack
 HQs of Veefin Solutions – Mumbai, Maharashtra | MD – Raja Debnath
 HQs of Central Bank of India – Mumbai | MD & CEO – Matam Venkata Rao
8. HDFC Bank and Canada-based Toronto Dominion (TD) Bank Group have announced an expanded pact supporting Indian
students planning to study in Canada. With this agreement, TD and HDFC Bank have announced a new referral programme
where in HDFC Bank will refer students planning to study in Canada to TD’s International Student GIC Program. In 2023,
there were over 4,25,000 Indian international students with active study permits in Canada, making the country the top
source for international students in Canada. {Read more}
Smart Points:
 HDFC Bank + TD Bank Group = an expanded pact supporting Indian students planning to study in Canada
 HDFC Bank – will refer students planning to study in Canada to TD’s ‘International Student GIC Program’
 India – is top source for international students in Canada in 2023 with 4,25,000 Indian international students
 HQs of HDFC Bank – Mumbai, MH | MD & CEO – Sashidhar Jagdishan | Tagline – “We understand your World”
 HQs of TD Bank Group – Toronto, Canada | CEO – Bharat Masrani
9. Canara Bank has unveiled a series of new products and services aimed at enhancing
customer experience and streamlining banking operations. The bank has launched a
healthcare focused loan product, “Canara Heal”, to meet the shortfall of hospitalization
expenditure while settling through Third Party Administrator (TPA) healthcare insurance
claims of self and/or dependents. The bank also launched a customized savings account
for women, called “Canara Angel”, with features like Cancer Care policy, pre-approved
personal loan ‘Canara ReadyCash’ and online loan against term deposit product ‘Canara
MyMoney’. The bank has also unveiled ‘Canara UPI 123PAY ASI’, a user-friendly payment interface, and ‘Canara HRMS
Mobile App for Staff’, an HR management solution for the bank’s employees. Moreover, Rajesh Bansal, CEO of Reserve
Bank Innovation Hub (RBIH), launched Digital SHG initiative named “Canara SHG e-MONEY” and exchanged White paper
on Digital SHG with K Satyanarayana Raju, MD & CEO Canara bank. Canara Bank is the first Bank to offer seamless
doorstep Digital services to SHGs in collaboration with RBIH. {Read more}
Smart Points:
 Canara Bank – unveiled a series of new products & services, including:
- “Canara Heal” – healthcare focused loan product, to meet shortfall of hospitalization expenditure through TPA
- “Canara Angel” – a customized savings account for women
- “Canara UPI 123PAY ASI” – a user-friendly payment interface
- “Canara HRMS Mobile App for Staff” – an HR management solution for bank’s employees
- “Canara SHG e-MONEY” – a Digital SHG initiative launched by RBIH
 Canara Bank (in collaboration with RBIH) – first Bank to offer seamless doorstep Digital services to SHGs
 HQs of Canara Bank – Bengaluru | MD & CEO – K. Satyanarayana Raju | Non-Ex Chairman – Vijay Srirangam
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Defence Affairs
10. India’s defence exports touched a record Rs 21,083 crore (approximately $2.63
billion) in FY 2023-24, amounting to a growth of 32.5% over the previous financial
year’s figure of Rs 15,920 crore. The Private sector and Defence Public Sector
Undertakings (DPSUs) contributed about 60% and 40% of the defence exports,
respectively. From 1,414 export authorisations in FY23, the number jumped to 1,507
in FY24. In February 2024, Defence Minister Rajnath Singh said that India’s annual
defence production was expected to reach Rs 3 trillion by 2028-29, while exports of military hardware could reach Rs
50,000 crore. With a 42% share, the United States is the top global arms exporter. France and Russia are at the second
spot with an 11% share each, followed by China at 5.8%. India supplies arms to over 85 countries, including Italy, the
Maldives, Russia, Sri Lanka, the UAE, the Philippines, Saudi Arabia, Poland, Egypt, Israel, Spain, Chile, and others. {Read
more}
Smart Points:
 India’s defence exports touched record Rs 21,083 Cr in FY 2023-24, a growth of 32.5%
 Contribution: 60% by Private sector & 40% by Public sector | Export authorisations: 1,507 in FY24
 India’s annual defence production – expected to reach Rs 3 trillion by 2028-29 & exports of military hardware could
reach Rs 50,000 Cr
 Top global arms exporter: 1st – US (42%) | 2nd – France & Russia (11% each) | 3rd – China (5.8%)
Science & Technology

11. President Droupadi Murmu dedicated “CAR-T Cell Therapy” to the nation at IIT
Bombay. The CAR-T Cell Therapy, which is used to treat cancer patients, has been
developed in India by IIT Bombay-incubated Company Immunoadoptive Cell
Therapy (ImmunoACT), and Tata Memorial Hospital. In ‘Chimeric Antigen Receptor T
cell (CAR-T cell)’ therapy, T cells are taken from the patient and modified in the
laboratory to express a special protein called a chimeric antigen receptor (CAR). It is
then reinfused in the patient as this CAR protein helps the T cells recognise and fight
the cancer cells. {Read more}
Smart Points:
 President Droupadi Murmu – dedicated “CAR-T Cell Therapy” to nation at IIT Bombay (to treat cancer patients)
 Developed by = ImmunoACT (incubated at IIT Bombay) + Tata Memorial Hospital
 CAR-T cell – Chimeric Antigen Receptor T cell
 Director of IIT Bombay – Prof. Subhasis Chaudhuri
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Appointments & Resignations
12. Axis Capital has appointed Atul Mehra as the Managing Director (MD) and Chief Executive Officer
(CEO). Mr Atul succeeds Salil Pitale. Mehra is a veteran dealmaker with over 3 decades of experience
and was the joint MD at JM Financial. Axis Capital has also appointed Parag Gude as the Chief Operating
Officer (COO) of Institutional Equities and Dhaval Desai as Head - Cash Equities. {Read more}
Smart Points:
 Axis Capital made some appointments:
- Atul Mehra – as MD & CEO (succeeding - Salil Pitale)
- Parag Gude – as COO of Institutional Equities
- Dhaval Desai – as Head of Cash Equities
 HQs of Axis Capital – Mumbai, Maharashtra | MD & CEO – Atul Mehra
13. Tata Group’s global trading and distribution arm, Tata International Limited (TIL),
announced the appointment of Rajeev Singhal as its Managing Director (MD). Singhal
succeeds Anand Sen, who superannuated on March 31, 2024. Prior to this, Singhal was
Executive Director and Chief Operating Officer (COO) at Tata International. {Read more}
Smart Points:
 Rajeev Singhal – appointed as MD of Tata International Limited TIL (succeeding - Anand Sen)
 HQs of Tata Group – Mumbai, Maharashtra | Chairman – Natarajan Chandrasekaran
14. On April 2, Egypt’s President Abdel Fattah al-Sisi was sworn for his 3rd 6-year term in office as
leader of the Arab world’s most populous country. Sisi is set to remain President until 2030, after
winning a December 2023 election with 89.6% of the vote against three relative unknowns. The
oath also marked the inauguration of Egypt’s New Administrative Capital (NAC), a new city being
built by Egypt, located at 30 miles east of Cairo. {Read more}
Smart Points:
 Abdel Fattah al-Sisi – sworn for his 3rd 6-year term in office as President of Egypt
 He won Dec 2023 elections with 89.6% of the vote & now set to remain President until 2030
 Egypt – Cairo – Egyptian Pound | President – Abdel Fattah el-Sisi
15. On April 2, President Felix Tshisekedi of the Democratic Republic of Congo appointed Judith
Suminwa Tuluka as the African nation’s first woman Prime Minister. She succeeds ex-PM Jean-
Michel Sama Lukonde. The new Prime Minister will be tasked with pushing the president’s declared
priorities of employment, youth, women and national cohesion for the nation of about 100 million
people. {Read more}
Smart Points:
 Judith Suminwa Tuluka – appointed as first woman PM of Democratic Republic of Congo
 She succeeds - Jean-Michel Sama Lukonde
 Democratic Republic of the Congo – Kinshasa – Congolese Franc | President – Felix Tshisekedi | PM – Judith
Suminwa Tuluka
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Schemes & Initiatives
16. On April 2, the government of India has launched a new scheme, named as “Electric Mobility Promotion Scheme 2024
(EMPS 2024)”, to promote electric vehicles in India. Implemented by the Ministry of Heavy Industries (MoHI), the new
scheme has come into effect from April 1, 2024, after the end of the Faster Adoption and Manufacturing of Electric
Vehicles in India (FAME) scheme on March 31, 2024. The EMPS 2024, a limited fund scheme of Rs 500 crore for 4 months,
aims to boost the adoption of electric two-wheelers and three-wheelers from April 1 to July 31, 2024. The new scheme will
offer support of up to Rs 10,000 per two-wheeler for about 3.33 lakh two-wheelers. For small three-wheelers (e-rickshaw
and e-carts), the new scheme has provision for up to Rs 25,000 subsidy for over 41,000 such vehicles. The financial support
will be up to Rs 50,000 in case of a large three-wheeler. {Read more}
Smart Points:
 Govt lanched “Electric Mobility Promotion Scheme 2024” to promote EVs in India | Implemented by – MoHI
 Financial outlay – Rs 500 Cr | It came into effect from April 1, 2024, after end of FAME scheme on March 31, 2024
 Aim: To boost adoption of electric two-wheelers & three-wheelers from April 1 to July 31, 2024
 It will offer support of up to:
- Rs 10,000 per two-wheeler
- Rs 25,000 subsidy per small three-wheeler
- Rs 50,000 per large three-wheeler
 Minister of Heavy Industries: Mahendra Nath Pandey | Constituency – Chandauli, Uttar Pradesh
MoS in Ministry of Heavy Industries: Krishan Pal
Ranks, Reports & Surveys

17. Paradip Port in Odisha has emerged as India’s largest major port in terms of cargo
volumes by clocking 145.38 MMT (million metric ton) throughput in FY 2023-24. For the first
time in the 56-year history of operation, Paradip Port has surpassed previous records set by
Deendayal Port in Gujarat. During FY24, the port achieved the highest-ever coastal shipping
traffic of 59.19 MMT. The thermal coal shipping has reached 43.97 MMT. The berth
productivity of 33,014 MT achieved by Paradip Port is the highest among all the ports of the
country. Paradip Port, with 289 million tonnes capacity, is poised to cross the 300 million tonnes capacity mark in another
3 years with the commissioning of the Western Dock project. {Read more}
Smart Points:
 Paradip Port (Odisha) – emerged as India’s largest major port in terms of cargo volumes by clocking 145.38 MMT
throughput in FY 2023-24
 For first time in 56-year history, Paradip Port surpassed previous records set by – Deendayal Port (Gujarat)
 During FY24, it achieved highest-ever coastal shipping traffic of 59.19 MMT & thermal coal shipping of 43.97 MMT
 Berth productivity of 33,014 MT achieved by Paradip Port is highest among all ports of India
 Odisha: Capital – Bhubaneswar | CM – Naveen Patnaik | Governor – Raghubar Das
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MoUs, Collaborations & Partnerships
18. SJVN Ltd has signed an MoU with IIT Patna to use advanced geological models in its
tunneling projects. One of the key outcomes of this partnership will be the development of
predictive analytics algorithms. These algorithms, leveraging integrated geotechnical data,
will forecast potential risks and provide early warning systems specifically tailored for
tunnelling projects. Such proactive measures are expected to substantially mitigate time
and cost overruns during project execution. {Read more}
Smart Points:
 SJVN Ltd + IIT Patna = an MoU to use advanced geological models in tunneling projects
 It will include development of predictive analytics algorithms, leveraging integrated geotechnical data
 HQs of SJVN Ltd – Shimla, Himachal Pradesh | CMD – Nand Lal Sharma
 Director of IIT Patna – T.N. Singh
19. On April 2, Mahindra Aerostructures Pvt Ltd (MASPL) has signed a multi-year contract worth around $100 million with
Airbus Atlantic for the manufacturing and delivery of metallic components for the entire Airbus commercial aircraft family,
including the A320 family planes. Under the contract, MASPL will supply close to 2,300 varieties of metallic components to
Airbus Atlantic in France from its manufacturing base in India. MASPL has been a direct supplier to Airbus Group since
2015. {Read more}
Smart Points:
 MASPL + Airbus Atlantic = a multi-year contract for manufacturing & delivery of metallic components for entire
Airbus commercial aircraft family
 Financial outlay – $100 million
 MASPL will supply 2,300 varieties of metallic components in France from its manufacturing base in India
 HQs of Airbus Atlantic – Colomiers, France | CEO – Cédric Gautier
 HQs of Mahindra Aerostructures Pvt Ltd – Mumbai | CEO – Arvind Mehra | Founded in – 2008
20. Japan’s Panasonic Energy Co. Ltd. announced to form a Joint Venture (JV) with Indian Oil
Corporation Ltd (IOCL), the nation’s biggest oil firm, to manufacture cylindrical lithium-ion
batteries in India for 2-and 3-wheel vehicles and energy storage systems. Cylindrical lithium-
ion batteries are commonly used in consumer electronics, power tools, and electric vehicles.
IOCL is aiming to achieve net-zero carbon emissions by 2046, aligning with the Indian
government’s plan to achieve net-zero for the country as a whole by 2070. {Read more}
Smart Points:
 Panasonic Energy Co. Ltd + IOCL = a JV to manufacture cylindrical lithium-ion batteries in India for 2-&3-wheel
vehicles & energy storage systems
 IOCL’s Aim: To achieve net-zero carbon emissions by 2046 (against India’s aim to achieve the same by 2070)
 HQs of IOCL – New Delhi | Chairperson – Shrikant Madhav Vaidya | Founded in – 1959
 HQs of Panasonic – Osaka, Japan | CEO – Kazuo Tadanobu | Founded in – 1972
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A GLIMPSE OF SOME GENUINE TESTIMONIALS
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ippines – Manila – Peso | President – Ferdinand Marcos Jr
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