Asumsi RR Gia Ardje Tahun Pertama Tinggal di Jakarta Apartment Sedayu City

Suite, Sekolah di Al-Azhar Kelapa Gading, RR bawa bekal ke kantor

Monthly income Amount

After-tax salaryincome
Any additional or wages
(rental, financial aid, self- Rp 50,000,000.00
employment, child support, pension, etc.)
Total Rp 50,000,000.00

Expenses
Needs (monthly) Amount
Rent/mortgage Rp 6,000,000.00 Sewa Apartment/Rumah
Electricity and natural gas bill Rp 1,000,000.00
Water bill Rp 500,000.00
Skin Care and Make Up Rp 1,500,000.00
Groceries, toiletries and other essentials Rp 3,000,000.00
Coffee Rp 500,000.00 Kopi/Jajan Gia
Car payment Rp 5,000,000.00 Cicilan Mobil
Parking and registration fees Rp 1,000,000.00 E-Money & Cash Parkir
Gasoline Rp 3,000,000.00
Public transportation Rp 1,500,000.00 OVO/Gopay RR
Phone bill Rp 500,000.00 Pulsa RR,Gia,Ardje
Internet bill Rp 500,000.00
Education Rp 3,000,000.00 Sekolah Ardje
Allowance Rp 1,000,000.00 Jajan Ardje
Mamie Rp 3,000,000.00
Pakde Rp 1,500,000.00
Total spent on necessities Rp 32,500,000.00
Wants (monthly) Amount
Clothing, jewelry, etc. Rp 1,000,000.00
Dining out Rp 4,000,000.00 Budget 1jt per minggu
Special meals at home Rp 1,000,000.00 Steak/Seafood
Alcohol Rp -
Movie, concert and event tickets Rp 500,000.00 Playground, Bioskop
Gym or club memberships Rp -
Travel expenses (airline tickets, hotels, rental
cars, etc.) Rp 2,000,000.00 Tabungan Liburan
Cable or streaming packages Rp -
Home decor items Rp -
Other
Total spent on wants Rp 8,500,000.00
Savings and debt repayment (monthly) Amount
Emergency fund contributions Rp 2,500,000.00
Tabungan di Gia
Savings account contributions Rp 2,500,000.00
Other investments Your totals
Credit card payments Rp 2,500,000.00 CC Gia Needs Rp 32,500,000.00
Excess payments on student loans Wants Rp 8,500,000.00
Excess payments on mortgage Savings and debt repayment Rp 7,500,000.00
Other
Total spent on savings and paying off debt Rp 7,500,000.00 65/20/15 comparison
65% for necessities Rp 32,500,000.00

Total expenses Rp 48,500,000.00 20% for wants Rp 10,000,000.00

Income remaining Rp 1,500,000.00 15% for savings and debt repayment Rp 7,500,000.00
 Fill in your income and expenses in the relevant boxes. Use the "amount"
column to record your monthly spending or set goal amounts. Scroll down to
how your totals compare to the 50/30/20 budget guidelines.

Monthly income Amount

After-tax salaryincome
Any additional or wages
(rental, financial aid, self-
employment, child support, pension, etc.)
Total $0

Expenses
Needs (monthly) Amount
Rent/mortgage
Homeowners
Property tax (ifornot
renters insurance
already includedpremiums
in the
mortgage payment
Auto insurance premiums
Health insurance premiums
Out-of-pocket medical costs
Life insurance premiums
Electricity and natural gas bill
Water bill
Sanitation/garbage bill
Groceries, toiletries and other essentials
Car payment
Parking and registration fees
Car maintenance and repairs
Gasoline
Public transportation
Phone bill
Internet bill
Minimum student loan payments
Other minimum loan payments
Child support or alimony payments
Tuition/education fees
School supplies and electronics
Tutoring, test/college prep courses
College application fees
Laundry
Room and board
Books
Other
Total spent on necessities $0
Wants (monthly) Amount
Clothing, jewelry, etc.
Dining out
Special meals at home
Alcohol
Movie, concert and event tickets
Gym or club memberships
Travel expenses (airline tickets, hotels, rental
cars, etc.)
Cable or streaming packages
Home decor items
Sports, Greek life, etc.
Other
Total spent on wants $0
Savings and debt repayment (monthly) Amount
Emergency fund contributions
Savings account contributions
401(k) contributions
Individual retirement account contributions
Other investments Your totals
Credit card payments Needs
Excess payments on student loans Wants
Excess payments on mortgage Savings and debt repayment
Other
Total spent on savings and paying off debt $0 50/30/20 comparison
50% for necessities
Total expenses $0 30% for
20% for wants
savings and debt
Income remaining $0 repayment
xes. Use the "amount"
amounts. Scroll down to see
delines.
 $0
$0
gs and debt repayment $0

/20 comparison
or necessities $0
or wants
or savings and debt $0
ment $0
 Fill in your income and expenses in the relevant boxes. Use the "amount"
column to record your monthly spending or set goal amounts. Scroll down to
how your totals compare to the 50/30/20 budget guidelines.

Monthly income Amount

After-tax salaryincome
Any additional or wages
(rental, financial aid, self-
employment, child support, pension, etc.)
Total $0

Expenses
Needs (monthly) Amount
Rent/mortgage
Homeowners
Property tax (ifornot
renters insurance
already includedpremiums
in the
mortgage payment
Auto insurance premiums
Health insurance premiums
Out-of-pocket medical costs
Life insurance premiums
Electricity and natural gas bill
Water bill
Sanitation/garbage bill
Groceries, toiletries and other essentials
Car payment
Parking and registration fees
Car maintenance and repairs
Gasoline
Public transportation
Phone bill
Internet bill
Minimum student loan payments
Other minimum loan payments
Child support or alimony payments
Babysitter, nanny, day care
Diapers
Bottles and other supplies
Tuition/education fees
School supplies and electronics
Tutoring, test/college prep courses
Other
Total spent on necessities $0
Wants (monthly) Amount
Clothing, jewelry, etc.
Dining out
Special meals at home
Alcohol
Movie, concert and event tickets
Gym or club memberships
Travel expenses (airline tickets, hotels, rental
cars, etc.)
Cable or streaming packages
Home decor items
Toys
Birthday party gifts, decorations, etc.
Sports, music lessons, etc.
Other
Total spent on wants $0
Savings and debt repayment (monthly) Amount
Emergency fund contributions
Savings account contributions
401(k) contributions
Individual retirement account contributions
Other investments
Credit card payments Your totals
Excess payments on student loans Needs
Excess payments on mortgage Wants
College savings Savings and debt repayment
Other
Total spent on savings and paying off debt $0 50/30/20 comparison
50% for necessities
Total expenses $0 30%
20% for
for wants
savings and debt
Income remaining $0 repayment
xes. Use the "amount"
amounts. Scroll down to see
delines.
 $0
$0
gs and debt repayment $0

/20 comparison
or necessities $0
or wants
or savings and debt $0
ment $0
 Fill in your income and expenses in the relevant boxes. Use the "amount"
column to record your monthly spending or set goal amounts. Scroll down to
how your totals compare to the 50/30/20 budget guidelines.

Monthly income Amount

After-tax salaryincome
Any additional or wages
(rental, financial aid, self-
employment, child support, pension, etc.)
Total $0

Expenses
Needs (monthly) Amount
Rent/mortgage
Homeowners
Property tax (ifornot
renters insurance
already includedpremiums
in the
mortgage payment
Auto insurance premiums
Health insurance premiums
Out-of-pocket medical costs
Life insurance premiums
Electricity and natural gas bill
Water bill
Sanitation/garbage bill
Groceries, toiletries and other essentials
Car payment
Parking and registration fees
Car maintenance and repairs
Gasoline
Public transportation
Phone bill
Internet bill
Minimum student loan payments
Other minimum loan payments
Child support or alimony payments
Home maintenance and repairs
Homeowners association fees
Other
Total spent on necessities $0
Wants (monthly) Amount
Clothing, jewelry, etc.
Dining out
Special meals at home
Alcohol
Movie, concert and event tickets
Gym or club memberships
Travel expenses (airline tickets, hotels, rental
cars, etc.)
Cable or streaming packages
Home decor items
Furniture
Gardener/pool/alarm service
Other
Total spent on wants $0
Savings and debt repayment (monthly) Amount
Emergency fund contributions
Savings account contributions
401(k) contributions
Individual retirement account contributions Your totals
Other investments Needs
Credit card payments Wants
Excess payments on student loans Savings and debt repayment
Excess payments on mortgage
Other
Total spent on savings and paying off debt $0 50/30/20 comparison
50% for necessities
Total expenses $0 30%
20% for
for wants
savings and debt
Income remaining $0 repayment
xes. Use the "amount"
amounts. Scroll down to see
delines.
 $0
$0
gs and debt repayment $0

/20 comparison
or necessities $0
or wants
or savings and debt $0
ment $0
 Fill in your income and expenses in the relevant boxes. Use the "amount"
column to record your monthly spending or set goal amounts. Scroll down to see
how your totals compare to the 50/30/20 budget guidelines.

Monthly income Amount

After-tax salaryincome
Any additional or wages
(rental, financial aid, self-
employment, child support, pension, etc.)
Total $0

Expenses
Needs (monthly) Amount
Rent/mortgage
Homeowners
Property tax (ifornot
renters insurance
already includedpremiums
in the
mortgage payment
Auto insurance premiums
Health insurance premiums
Out-of-pocket medical costs
Life insurance premiums
Electricity and natural gas bill
Water bill
Sanitation/garbage bill
Groceries, toiletries and other essentials
Car payment
Parking and registration fees
Car maintenance and repairs
Gasoline
Public transportation
Phone bill
Internet bill
Minimum student loan payments
Other minimum loan payments
Child support or alimony payments
Other
Total spent on necessities $0
Wants (monthly) Amount
Clothing, jewelry, etc.
Dining out
Special meals at home
Alcohol
Movie, concert and event tickets
Gym or club memberships
Travel expenses (airline tickets, hotels, rental
cars, etc.)
Cable or streaming packages
Home decor items
Other
Total spent on wants $0
Savings and debt repayment (monthly) Amount
Emergency fund contributions
Savings account contributions
401(k) contributions
Individual retirement account contributions
Other investments Your totals
Credit card payments Needs $0
Excess payments on student loans Wants $0
Excess payments on mortgage Savings and debt repayment $0
Other
Total spent on savings and paying off debt $0 50/30/20 comparison
50% for necessities $0
Total expenses $0 30% for
20% for savings
wants and debt $0
Income remaining $0 repayment $0