Finosophy - Financial Literacy program

Course Components/Deliverables

Summary
✓ Level: 6 (Std - 5th to 10th) (Age Group - 10 to 15)
✓ Chapters: 122
✓ Guided Teaching Resources: 122
✓ Flashcards: 122
✓ Games: 68
✓ Videos: 71

TOC Level-1 Level-2 Level-3 Level-4 Level-5 Level-6 Total

Chapters 14 20 22 24 21 21 122
Guided
Teaching 14 20 22 24 21 21 122
Resources

Flashcards 14 20 22 24 21 21 122

Games 14 10 11 12 12 9 68

Videos 8 10 12 14 15 12 71
 FINANCIAL LITERACY LEVEL 1

➢ (Book-1, Age Group: 10-11 Years, Grade: 5th/6th)

➢ Chapters in Book 1: 14
➢ Number of Lesson Plans: 14
➢ Flashcards: 14, Games: 14, Videos: 8

Chapter
Sr.
Topics Subtopics and Lesson Flashcards Games Videos
No.
plans No’s
1 Money Importance and Concept of 1
1 1
Money
1
2 Money History of Money 2
2 2
3 Household Need and wants 3
Economics 3 3
2
4 Household Earnings & Nature of 4
Economics Earnings 4 4
5 Banking Introduction to Banking 5
5 5
3
6 Banking Types of banks 6
6 6
7 Banking Banking products and 7
7 7
services
4
8 Banking Deposits and Loans 8
8 8
9 Investment Basics of Investment 9
9 9
5
10 Investment Types of Investment 10
10 10
11 Financial Planning Introduction to financial 11
planning 11 11
6
12 Financial Planning Important life stages 12
12 12
13 Insurance Meaning & Benefits of 13
Insurance 13 13 7
14 Taxes Meaning & need of taxes 14
14 14 8
 FINANCIAL LITERACY LEVEL 2

➢ (Book-2, Age Group: 11-12 Years, Grade: 6th/7th)

➢ Chapters in Book 2: 20
➢ Number of Lesson Plans: 20
➢ Flashcards: 20, Games: 10, Videos: 10

Chapter and
Sr.
Topics Subtopics Lesson Flashcards Games Videos
No.
plans No’s
1 Money Plastic Money 15 15
15 9
2 Money E-Money 16 16
3 Household Common Types of Expenses
17 17
Economics
16 10
4 Household Find simple ways to save money
18 18
Economics
5 Household Borrowings and Interest - An
19 19
Economics Introduction
17 11
6 Household Investments - An Introduction
20 20
Economics
7 Banking Opening a Bank Account 21 21
8 Banking How to Transact with banks 22 22 18 12
9 Banking Reading a Bank Statement 23 23
10 Investment Investment Options - Part 1 (Banks
24 24
and Post Office)
19 13
11 Investment Investment Options - Part 2 (NSC, PPF,
25 25
NPS)
12 Financial Financial planning - Goal setting and
26 26
Planning Budgeting
20 14
13 Financial Financial planning for early life stage
27 27
Planning
14 Insurance Insurance - Loss protection 28 28
15 Insurance Types of Insurance 29 29 21 15
16 Insurance Insurance vs. Investment 30 30
17 Borrowings Borrowings - Sources, Merits and
and Need Demerits
31 31 22 16
for
Borrowings
18 Taxes Types of taxes 32 32 23 17
19 Importance Importance of maintaining financial
of records
maintaining 33 33
financial
records
24 18
20 Importance Importance of Bank Statements and
of Passbooks
maintaining 34 34
financial
records
 FINANCIAL LITERACY LEVEL 3

➢ (Book-3, Age Group: 12-13 Years, Grade: 7th/8th)

➢ Chapters in Book 3: 22
➢ Number of Lesson Plans: 22
➢ Flashcards: 22, Games: 11, Videos: 12

Chapter and
Sr.
Topics Subtopics Lesson plans Flashcards Games Videos
No.
No’s
1 Household Expenditure, Cost and
35 35
Economics Prices, Inflation
25 19
2 Household Savings and Thrift
36 36
Economics
3 Banking Simple and Compound
37 37
Interest
26 20
4 Banking Definition and Calculation
38 38
of EMI
5 Investment Investment in a company -
39 39
Debentures
21
6 Investment Investment in a company - 27
40 40
Shares
7 Investment Mutual funds and SIP 41 41 22
8 Behavior Planned vs Impulsive
42 42
Aspects Spending
28 23
9 behavior Conspicuous consumption
43 43
Aspects
10 Financial Financial planning for the
44 44
Planning mid-career stage
11 Financial Financial planning for 29 24
Planning emergencies and 45 45
retirement
12 Insurance Insurance agents and
46 46
Insurance brokers
30 25
13 Insurance Taking a new policy and
47 47
reviving an old policy
14 Securities Forms of Business
48 48
market Enterprises
15 Securities Securities Market and Stock
49 49 31 26
market Exchange - An Introduction
16 Securities Basic terms and Processes
50 50
market in the Securities market
17 Use of Safeguarding your digital
Technology - world
51 51
Do's and
Don'ts
32 27
18 Use of Safeguarding banking
Technology - transactions
52 52
Do's and
Don'ts
19 Borrowings Factors to consider while
and Need for borrowing 53 53
Borrowings
33 28
20 Borrowings Comparing interest rates
and Need for on loan offerings 54 54
Borrowings
21 Taxes GST and Customs Duty 55 55 34 29
22 Importance of Importance of PAN card
maintaining and Aadhaar card
56 56 35 30
financial
records
 FINANCIAL LITERACY LEVEL 4

➢ (Book-4, Age Group: 13-14 Years, Grade: 8th/9th)

➢ Chapters in Book 4: 24
➢ Number of Lesson Plans: 24
➢ Flashcards: 24, Games: 12, Videos: 14

Chapter
Sr.
Topics Subtopics and Lesson Flashcards Games Videos
No.
plans No’s
1 Banking Net Banking 57 57
2 Banking Difference between banks and
58 58 36 31
money lenders
3 Banking Micro Finance 59 59
4 Investment Investment in Precious Metals, Real
60 60 37 32
Estate and Arts
5 Behavior Avoiding cash payments and insisting
61 61 38 33
Aspects on bills
6 Financial Price of procrastination
62 62 39 34
Planning
7 Insurance Transaction cycle 63 63
8 Insurance Claims settlement and Exclusions 64 64 40 35
9 Insurance Nomination and Assignment 65 65
10 Securities Primary market and Secondary
66 66
market market
36
11 Securities Issuers, Investors and Intermediaries
67 67
market
12 Securities Demat account and depository
68 68 41 37
market
13 Securities Role of SEBI
69 69
market
38
14 Securities Grievance and Redressal
70 70
market
15 Use of 3-in-1 Account - banking, trading and
Technology Demat
71 71 42 39
- Do's and
Don'ts
16 Scams, Phishing mails
Frauds and
72 72
Ponzi
Schemes
17 Scams, Multi-Level Marketing Scam
Frauds and
73 73 43 40
Ponzi
Schemes
18 Scams, Unregulated schemes
Frauds and
74 74
Ponzi
Schemes
19 Borrowings Importance of timely repayment of
75 75 44 41
and Need borrowings to avoid default
 for
Borrowings
20 Consumer Rights of a Consumer and Filing a
protection Complaint
and 76 76
redressal
mechanism
45 42
21 Consumer Regulator, Consumer Courts and
protection Government Website
and 77 77
redressal
mechanism
22 Taxes Income Tax: Basics and Tax Rates 78 78 46 43
23 Importance Importance of maintaining insurance
of policy documents
maintaining 79 79
financial
records
47 44
24 Importance Importance of maintaining
of documents related to Demat Account
maintaining 80 80
financial
records
 FINANCIAL LITERACY LEVEL 5

➢ (Book-5, Age Group: 14-15 Years, Grade: 9th/10th)

➢ Chapters in Book 5: 21
➢ Number of Lesson Plans: 21
➢ Flashcards: 21, Games: 12, Videos: 15

Chapter and
Sr.
Topics Subtopics Lesson plans Flashcards Games Videos
No.
No’s
1 Banking Banking Complaints 81 81 45
2 Banking Basics of Foreign Exchange 82 82 46
48
3 Banking Safeguarding Against
83 83 47
Counterfeit Currency
4 Investment Asset allocation 84 84
49 48
5 Investment Risk and Return 85 85
6 Behavior Taking care of your old
86 86 50 49
Aspects ones
7 Financial Household financial health
87 87 51 50
Planning checkup
8 Insurance Role of the Insurance
company and the 88 88 52 51
regulator - IRDA
9 Retirement Retirement Planning
and Estate 89 89
Planning
10 Retirement Estate Planning
and Estate 90 90 53 52
Planning
11 Retirement Financial Needs after
and Estate Retirement and Protection 91 91
Planning from Inflation
Securities Introduction to Indices
92 92
12 market (Sensex and Nifty)
13 Securities Dealing in securities
93 93 54 53
market market
14 Securities Rumours vs. Reliable
94 94
market Market Information
15 Use of Use of Technology in the
Technology Securities Market: Dos and
95 95 55 54
- Do's and Don'ts
Don'ts
16 Scams, Free Tips and Bogus
Frauds and Companies
96 96 55
Ponzi
Schemes
56
17 Scams, Real estate frauds
Frauds and
97 97 56
Ponzi
Schemes
18 Scams, Banking, Credit Card and
Frauds and ATM Frauds
98 98
Ponzi
Schemes
19 Consumer Arbitration
protection
and 99 99 57 57
redressal
mechanism
20 Taxes Income Tax 100 100 58 58
21 Importance Income Tax Return
of
59 59
maintaining 101 101
financial
records
 FINANCIAL LITERACY LEVEL 6

➢ (Book-6, Age Group: 15-16 Years, Grade: 10th/11th)

➢ Chapters in Book 6: 21
➢ Number of Lesson Plans: 21
➢ Flashcards: 21, Games: 9, Videos: 12

Chapter and
Sr.
Topics Subtopics Lesson Flashcards Games Videos
No.
plans No’s
1 Banking Understanding Credit Score 102 102 60
2 Banking Role of the RBI as a Regulator 103 103 60
61
3 Banking Role of Banks in Nation-Building 104 104
4 Investment Power of Compounding and Time
105 105
Value of Money 61 62
5 Investment Investment - Returns and Taxes 106 106
6 Behaviour Behavioural Aspects in Tax
107 107
Aspects Payments
62 63
7 Behaviour Informed Financial Decisions (Do It
108 108
Aspects Yourself)
8 Retirement Retirement Strategies:
and Estate Investments and Benefits 109 109
Planning
63 64
9 Retirement Reverse Mortgage
and Estate 110 110
Planning
10 Securities Investment vs Speculation
111 111 65
market
11 Securities ASBA
112 112 64
market
66
12 Securities Financial Advisors
113 113
market
13 Scams, Frauds Insider trading and Price rigging
and Ponzi 114 114 67
Schemes
14 Scams, Frauds Money laundering
and Ponzi 115 115 65
Schemes
68
15 Scams, Frauds Preventive measures from getting
and Ponzi duped 116 116
Schemes
16 Consumer Consumer Protection in Financial
protection Services
117 117
and redressal
mechanism
17 Consumer Investor Protection
66 69
protection
118 118
and redressal
mechanism
18 Consumer The Role of the Ombudsman
119 119
protection
 and redressal
mechanism
19 Taxes Tax-Saving Investments and Tax-
120 120
Free Bonds
67 70
20 Taxes Tax Planning, Tax Evasion and
121 121
Double Taxation
21 Importance of Maintaining Property Documents
maintaining and Helpline Numbers
122 122 68 71
financial
records