davidjones.com.

au
David Jones American Express Card
Customer Service
1300 36 89 89
David Jones
Page 1 of 5 Statement of Account GPO Box 3798
Sydney NSW 2001
Cardmember Name Account Number Date
MIAO CHEN xxxx-xxxxxx-22007 December 25, 2022
Opening Balance New Credits New Debits Closing Balance Total Minimum Payment Due

Standard 2,535.85 - 1,569.91 + 1,574.02 = 2,539.96 63.49

Plan

If you have active credit plans, please see the credit plan summaries later in your statement for full details of any credit plan previous and closing balances.

Minimum Payment Due

January 8, 2023

Please pay a minimum of $63.49 by your payment due date to avoid a late payment fee.
To minimize further interest charges, pay off the full standard plan closing balance of $2,539.96 by the due date.
For a guide on how to read your statement visit davidjones.com.au/mystatement or to learn more about the minimum
repayment warning visit davidjones.com.au/cardsmart

Minimum Repayment Warning: If you make only the Standard Plan Total Minimum Payment each month, you will pay more
interest and it will take you longer to pay off your balance. For example:

If you make no additional charges using You will pay off the Closing Balance shown on this And you will end up paying an estimated total of
this card and each month you pay... statement in about... interest charges of...

Only the minimum payment 15 year(s), 0 month(s) 4,431.10

131.76* 2 years 622.28

a saving of 3,808.82

Having trouble making repayments? If you are having difficulty making credit card repayments, please contact us on 1300 368 419.
We may be able to assist you.
If you have exceeded your credit limit and/or your account is overdue, these amounts are included in this month's minimum repayment only.
* The estimated monthly payment to pay off your balance in 2 years assumes all balances are subject to the highest rate on your account.

The above table relates to the Standard Plan Closing Balance only and does not include any active credit plans. In addition you must also pay any Credit
Plan instalments as set out in the Instalment Credit Plan Summary section of this statement. These Credit Plans are interest free provided you pay your
total minimum payment due each month. Any deferred payment promotions will be moved to your Standard Plan Closing Balance on the date they expire.

Statement Period From November 26 to December 25, 2022 Request a change to your Credit Limit at davidjones.com.au/manageyourlimit

Credit Summary Credit Limit $ Available Credit $ Overall Total Closing Balance $
At December 25, 2022 3,800.00 1,260.04 2,539.96
Please note, your available credit will take into consideration the balance of any active credit plans.

Current Rate
Rates of Interest Annual Rate Purchases 21.99 %
Annual Rate Cash Advances 20.99 %

Credit Provided by American Express Australia Limited ABN 92 108 952 085. Australian Credit Licence No. 291313.
® Registered Trademark of American Express Company.

..........
Account Number
Payment Advice xxxx-xxxxxx-22007
Minimum Payment $ 63.49
Due by January 8, 2023

Payment to minimise interest $ 2,539.96

Due by January 8, 2023

MIAO CHEN
3B Glen Ave
Hawthorndene SA 5051
 David Jones American Express Card

Page 2 of 5 Statement of Account

Cardmember Name Account Number Date
MIAO CHEN xxxx-xxxxxx-22007 December 25, 2022
Details Foreign Spending Amount Aus $

Payments Section
December 9 BPAY PAYMENT-THANK YOU REC # 0149161 1,500.00
CR
Total of Payments received 1,500.00
CR

New Standard Transactions for MRS MIAO CHEN

Card Number xxxx-xxxxxx-22007

November 26 FIRST CHOICE LIQUOR MA HAWTHORN EAST 50.00

November 27 KMART RUNDLE MALL 1211 ADELAIDE 16.50
November 27 AFTERPAY MELBOURNE 36.96
November 27 AFTERPAY MELBOURNE 2.98
November 27 THE REJECT SHOP (AUST) ADELAIDE 17.35
November 28 KMART RUNDLE MALL 1211 ADELAIDE 16.50
CR
November 29 COLES EXPRESS BLACKWOOD BLACKWOOD 48.09
November 29 COLES BLACKWOOD 447 BLACKWOOD 72.30
November 29 FREWVILLE FOODLAND IGA FREWVILLE 35.89
November 29 DAVID JONES ONLINE - GP ARTARMON 12.80
November 30 WOOLWORTHS 5317 RUNDLE ADELAIDE 3.90
December 1 HIGHWARD PTY LTD MALVERN 14.60
December 2 WOOLWORTHS 5616 MARRYAT MARRYATVILLE 58.90
December 2 COLES EXPRESS ROSE PARK ROSE PARK 43.27
December 4 EG FUELCO 5548 NAILSWOR NAILSWORTH 38.85
December 4 MCDONALD'S ALICE SPRINGS 5.45
December 5 COLES BURNSIDE VILLAGE GLENSIDE 24.85
December 5 COLES BLACKWOOD 447 BLACKWOOD 107.95

Please check all transactions carefully and immediately advise us of any unauthorised use of the Card.
Your Account Payment Options
Pay your bill via Amex App
You will first need to download the App onto your mobile
device. You will then need to register your bank details
via Mobile Messaging within the App or by calling the
number on the back of your Card. To learn more,
visit: americanexpress.com/au/content/mobile-app/
Biller Code: 88013
Ref: Please use your 15 digit card account number
Please allow up to 3 business days for payment
to be processed to your account
BPAY® this payment via internet or phone banking.
BPAY View® - View and pay this bill using internet banking.
BPAY View® Registration No. - 15 digit Card account number.
The Automatic Payment Plan (Direct Debit)
To enrol, visit davidjones.com.au or call the Cardmember
Telephone Service Centre.
If you do not wish to be contacted for promotional or marketing
offers, or wish to change the address, name or phone number
on your Account, please call on 1300 36 89 89.
Paying in person
You can pay your Card Account in person at either:
- At David Jones Stores, in Australia EFTPOS
- Australia Post Offices EFTPOS or Cheque
Please keep in mind that if you are enrolled in Online Statements you cannot make
payments in person at Australia Post Offices.
You must present your Card and current account statement when paying your Card
Account.
A $3 processing fee will apply to payments made in person at Australia Post.
Note: All foreign currency Charges have been converted into Australian dollars on the
date we processed the Charge. Non-U.S. dollar Charges have been converted
through U.S. dollars, by converting the Charge amount into U.S. dollars and
then by converting that U.S. dollar amount into Australian dollars. U.S. dollar
Charges have been converted directly into Australian dollars. As agreed, unless a
specific rate was required by law, the American Express treasury system has used
conversion rates based on interbank rates (selected from customary industry sources)
from the business day prior to the processing date, increased by a single
conversion commission of 3.00%. Any Charges converted by third parties prior to being
submitted to us have been at rates selected by them.
 David Jones American Express Card

Page 3 of 5 Statement of Account

Cardmember Name Account Number Date
MIAO CHEN xxxx-xxxxxx-22007 December 25, 2022
Details Foreign Spending Amount Aus $

December 6 ROMEO FOODLAND RUNDLE M ADELAIDE 22.93

December 6 KMART RUNDLE MALL 1211 ADELAIDE 36.00
December 6 COLES EXPRESS ROSE PARK ROSE PARK 60.68
December 6 TARGET CENTREPOINT 09 ADELAIDE 6.00
December 7 WOOLWORTHS 5630 MITCHAM TORRENS PARK 9.25
December 8 WOOLWORTHS 5682 MOUNT B MOUNT BARKER 17.73
December 8 AFTERPAY MELBOURNE 9.00
December 8 AFTERPAY MELBOURNE 42.50
December 9 CHEMIST WAREHOUSE NORWO NORWOOD 25.00
December 9 CHEMIST WAREHOUSE NORWO NORWOOD 22.98
December 9 CHEMIST WAREHOUSE NORWO NORWOOD 29.98
December 10 AFTERPAY MELBOURNE 36.96
December 10 MCDONALD'S ADELAIDE 10.17
December 11 WOOLWORTHS 5616 MARRYAT MARRYATVILLE 22.80
December 11 AFTERPAY MELBOURNE 2.96
December 13 AFTERPAY MELBOURNE 65.39
December 13 WOOLWORTHS 5630 MITCHAM TORRENS PARK 6.35
December 13 DAVID JONES RUNDLE MALL ADELAIDE 24.71
CR
510100195563 Toys 24.71CR

December 14 WOOLWORTHS 5630 MITCHAM TORRENS PARK 26.77

December 16 CHEMIST WAREHOUSE CLOVE CLOVELLY PARK 12.99
December 16 COLES EDWARDSTOWN 452 EDWARDSTOWN 71.27
December 19 APPLE.COM/BILL SYDNEY 4.49
December 20 MCDONALD'S ADELAIDE 2.00
December 22 MYER ADELAIDE CITY ADELAIDE 12.13
December 22 AFTERPAY MELBOURNE 9.00
December 22 AFTERPAY MELBOURNE 42.50
December 23 WOOLWORTHS 5003 CUMBERL CUMBERLAND PARK 40.75
December 23 AMPOL EDWARDSTOWN EDWARDSTOWN 34.10
December 23 BBQ SA PTY LTD ADELAIDE 36.00
December 23 MCDONALD'S ADELAIDE 4.75
December 24 COLES BURNSIDE VILLAGE GLENSIDE 35.25
December 24 WOOLWORTHS 5626 HILTON HILTON 65.01
December 24 WOOLWORTHS 5626 HILTON HILTON 13.75
CR
December 24 AFTERPAY MELBOURNE 36.96
 David Jones American Express Card

Page 4 of 5 Statement of Account

Cardmember Name Account Number Date
MIAO CHEN xxxx-xxxxxx-22007 December 25, 2022
Details Foreign Spending Amount Aus $

November 25 NETREGISTRY ULTIMO 14.95

CR
November 29 AUTO & GENERAL SERVICE TOOWONG 77.13
Total of Standard Transactions for MRS MIAO CHEN 1,458.51

Account Charges
December 25 INTEREST CHARGE 45.60
Total of Account Charges 45.60
 David Jones American Express Card

Page 5 of 5
Cardmember Name Account Number Date
MIAO CHEN xxxx-xxxxxx-22007 December 25, 2022

Your Account Reward Points Summary

Points Summary for period November 19 - December 18 , 2022

Opening Points Balance 1,139

Total Base Points earned this month 5,564

Bonus Points earned this month -

Points redeemed this month 4,354

Closing Points Balance 2,349

Base Points Earned No. of Points

Points Earned 2 points/$1 4
Points Earned 1 point/$1 553
Total Base Points Earned 5,564

Points Redeemed Date Program Name Partner Account Number No. of Points
21/11/2022 David Jones PayWithPoints
000000073ADBE51 -1,474
29/11/2022 David Jones PayWithPoints
000000073B2E14A -2,880
Total Points Redeemed - 4,354

Cardmember information
Explainingthe Join Now, Pay Later Option

The Join Now, Pay Later option may have been made available to you when you applied instore at David Jones and
were Approved or Conditionally Approved. Join Now, Pay Later means you will have nothing to pay for three months on
eligible purchases made instore on the day you were Approved or Conditionally Approved. Information on how to pay
your Join Now, Pay Later option is detailed within your statement. For full terms and conditions visit
www.amex.com.au/joinnowpaylater

Conditionally Approved Card Members are required to complete their application by providing relevant supporting
documentation. If you haven0t provided these documents already, please check your email for more information or
contact us on 1300 368 633. We're available Monday through Friday, from 8:00am to 8:00pm Sydney time. Please have
your reference number ready when you call us.