CONSUMER CIR

CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

CONSUMER INFORMATION:
NAME: SUKHDEVSING DALJITSING BHA LLA

DATE OF BIRTH: 13-05-1966 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
654 1:
2:
PRESENCE OF DELINQUENCY
PRESENCE OF DELINQUENCY IN THE RECENT PAST
3: PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
4: LOW CREDIT AGE

PERSONAL LOAN SCORE

521 1:
2:
ONE OR MORE TRADES WITH SUIT FILED STATUS IN THE PAST 24 MONTHS.
ONE OR MORE TRADES WRITTEN OFF IN THE PAST 24 MONTHS.
3: ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
4: ONE OR MORE TRADES WITH SETTLED DEBT IN THE PAST 24 MONTHS.
5: OVER DUE AMOUNT TOO HIGH.
6: PRESENCE OF DELINQUENCY.
7: PRESENCE OF A MINOR DELINQUENCY ON PERSONAL LOAN.
8: PRESENCE OF A HIGH NUMBER OF ENQUIRIES.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) AOEPB6947B

VOTER ID NUMBER MT/12/71/126017

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 9595933399

MOBILE PHONE 7020182779

MOBILE PHONE 7020182779

MOBILE PHONE(e) 9604171947

EMAIL CONTACT(S):

ADDRESS(ES):

ADDRESS :SARVE NO 93,, LASALGAON, LASALGAON, MAHARASHTRA, INDIA422306 MAHARASHTRA 422306

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023

(e)
ADDRESS :BANGALORE NORTH,KARNATAKA APO ADDRESS 999998

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:07-02-2022

(e)
ADDRESS :NASHIK ,422306 NASHIK MAHARASHTRA 422303

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:26-03-2020

ADDRESS :SARVE NO 93 LASALGAON TAL NIPHAD DIST NASHIK SARVE NO 93 - BEHIND BUS STAND - LASALGAON LASALGAON
MAHARASHTRA 422306 MAHARASHTRA 422306

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:26-03-2020

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

PROPERTY LOAN 30-11-2023 SELF EMPLOYED 300000 Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 29 HIGH CR/SANC. AMT: 74,76,923 CURRENT: 43,30,774 RECENT: 31-03-2023

OVERDUE: 4 OVERDUE: 2,18,637 OLDEST: 30-03-2013

ZERO-BALANCE: 15

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 29 3 17 8 03-03-2024

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-01-2019 SANCTIONED: 1,54,850 SUIT FILED /WILFUL DEFAULT: SUIT
ACCOUNT NUMBER: NOT CLOSED: 08-03-2021 CURRENT BALANCE: 0 FILED
DISCLOSED REPORTED AND CERTIFIED: EMI: 1,54,850 CREDIT FACILITY STATUS: SETTLED
TYPE: AUTO LOAN 31-08-2023 PMT FREQ: MONTHLY WRITTEN OFF (TOTAL): 2,03,162
OWNERSHIP: GUARANTOR PMT HIST START: 01-08-2023 INTEREST RATE: 1.00 WRITTEN OFF (PRINCIPAL): 1,45,454
COLLATERAL TYPE: NO COLLATERAL PMT HIST END: 01-02-2022 SETTLEMENT: 1,51,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22

STD
02-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-09-2015 SANCTIONED: 182

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-03-2018 CURRENT BALANCE: 183
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 182
TYPE: OVERDRAFT 31-01-2024 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2024
PMT HIST END: 01-02-2021

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

COLLATERAL TYPE: NO COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS XXX XXX XXX XXX XXX XXX XXX XXX
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-11-2014 SANCTIONED: 3,84,000 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 06-10-2023 CURRENT BALANCE: 0 WRITTEN-OFF
DISCLOSED CLOSED: 07-10-2023 EMI: 6,400 WRITTEN OFF (TOTAL): 2,11,619
TYPE: EDUCATION LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 60 WRITTEN OFF (PRINCIPAL): 2,11,619
OWNERSHIP: JOINT 31-10-2023 INTEREST RATE: 11.90
COLLATERAL TYPE: NO COLLATERAL PMT HIST START: 01-10-2023 ACTUAL PAYMENT: 2,11,619
PMT HIST END: 01-01-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS LSS
10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22

LSS LSS LSS LSS

04-22 03-22 02-22 01-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-05-2017 SANCTIONED: 1,50,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 29-02-2020 CURRENT BALANCE: -2,38,912
DISCLOSED REPORTED AND CERTIFIED: EMI: 4,200
TYPE: OTHER 31-10-2020 REPAYMENT TENURE: 48
OWNERSHIP: GUARANTOR PMT HIST START: 01-10-2020
COLLATERAL VALUE: 300000 PMT HIST END: 01-06-2020
COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

DBT XXX XXX XXX DBT

10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-03-2018 SANCTIONED: 2,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-10-2020 CURRENT BALANCE: -2,55,882
DISCLOSED REPORTED AND CERTIFIED: EMI: 5,600
TYPE: OTHER 31-10-2020 REPAYMENT TENURE: 48
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2020
COLLATERAL VALUE: 400000 PMT HIST END: 01-06-2020

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

SUB XXX XXX XXX SUB

10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-03-2022 SANCTIONED: 4,85,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-03-2023 CURRENT BALANCE: 4,11,667
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 43,237
TYPE: PROPERTY LOAN 31-05-2023 EMI: 13,012
OWNERSHIP: GUARANTOR PMT HIST START: 01-05-2023 PMT FREQ: MONTHLY
COLLATERAL VALUE: 732144 PMT HIST END: 01-03-2022 REPAYMENT TENURE: 48
COLLATERAL TYPE: PROPERTY INTEREST RATE: 13.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

117 086 056 XXX 303 272 241 211 180 150 119 088 058 027 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-10-2022 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 18-07-2023 CURRENT BALANCE: 2,538
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 2,538
TYPE: PERSONAL LOAN 31-01-2024 REPAYMENT TENURE: 12
OWNERSHIP: GUARANTOR PMT HIST START: 01-01-2024 INTEREST RATE: 12.00
PMT HIST END: 01-10-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

092 061 030 000 000 000 000 000 000 000 000 XXX 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-02-2014 SANCTIONED: 1,50,000

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 6,79,714
DISCLOSED 31-01-2024 OVERDUE: 1,72,680
TYPE: BUSINESS LOAN - PMT HIST START: 01-01-2024 EMI: 6,680
UNSECURED PMT HIST END: 01-11-2023 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL REPAYMENT TENURE: 36

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

030 030 900

01-24 12-23 11-23

ACCOUNT DATES AMOUNTS STATUS

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

MEMBER NAME: NOT DISCLOSED OPENED: 31-03-2023 SANCTIONED: 5,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 14-12-2023 CURRENT BALANCE: 5,00,000
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 11
TYPE: PROPERTY LOAN 31-01-2024 INTEREST RATE: 13.00
OWNERSHIP: GUARANTOR PMT HIST START: 01-01-2024
PMT HIST END: 01-03-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 04-03-2023 SANCTIONED: 2,60,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 29-01-2024 CURRENT BALANCE: 2,60,000
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
TYPE: PROPERTY LOAN 31-01-2024 INTEREST RATE: 13.00
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2024
COLLATERAL VALUE: 559000 PMT HIST END: 01-03-2023
COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-01-2023 SANCTIONED: 3,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 13-02-2023 CURRENT BALANCE: 2,74,628
DISCLOSED REPORTED AND CERTIFIED: EMI: 8,049
TYPE: PROPERTY LOAN 31-05-2023 PMT FREQ: MONTHLY
OWNERSHIP: GUARANTOR PMT HIST START: 01-05-2023 REPAYMENT TENURE: 48
COLLATERAL VALUE: 783000 PMT HIST END: 01-01-2023 INTEREST RATE: 13.00
COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 XXX 000

05-23 04-23 03-23 02-23 01-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-06-2022 SANCTIONED: 20,93,617

ACCOUNT NUMBER: NOT LAST PAYMENT: 10-01-2024 CURRENT BALANCE: 15,55,289
DISCLOSED REPORTED AND CERTIFIED:
TYPE: EDUCATION LOAN 31-01-2024
OWNERSHIP: JOINT PMT HIST START: 01-01-2024

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

PMT HIST END: 01-06-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22

000 000
07-22 06-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-04-2021 SANCTIONED: 2,40,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-03-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 31-03-2023 REPAYMENT TENURE: 12
TYPE: PROPERTY LOAN REPORTED AND CERTIFIED: INTEREST RATE: 13.00
OWNERSHIP: INDIVIDUAL 31-03-2023
COLLATERAL VALUE: 559000 PMT HIST START: 01-03-2023
COLLATERAL TYPE: PROPERTY PMT HIST END: 01-04-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX 000 000 000 000 000 000 000 000 000 000 000 000 XXX XXX 000 XXX
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

000 000 000 000 000 000

09-21 08-21 07-21 06-21 05-21 04-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-03-2021 SANCTIONED: 5,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-03-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 31-03-2023 REPAYMENT TENURE: 11
TYPE: PROPERTY LOAN REPORTED AND CERTIFIED: INTEREST RATE: 13.00
OWNERSHIP: GUARANTOR 31-03-2023
PMT HIST START: 01-03-2023
PMT HIST END: 01-04-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX 000 000 000 000 000 000 000 000 000 000 000 000 XXX XXX 000 XXX
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

000 000 000 000 000 000

09-21 08-21 07-21 06-21 05-21 04-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 13-03-2020 SANCTIONED: 75,000

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 64,837
DISCLOSED 30-09-2021 PMT FREQ: FORTNIGHTLY
PMT HIST START: 01-09-2021

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 7 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

TYPE: MICROFINANCE - BUSINESS PMT HIST END: 01-02-2021

LOAN
OWNERSHIP: INDIVIDUAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 XXX 000 XXX 000 000 000

09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-10-2019 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-10-2020 CURRENT BALANCE: 21,717
DISCLOSED REPORTED AND CERTIFIED:
TYPE: OTHER 31-10-2020
OWNERSHIP: GUARANTOR PMT HIST START: 01-10-2020
PMT HIST END: 01-06-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX STD

10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-10-2019 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-10-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 31-10-2022 REPAYMENT TENURE: 12
TYPE: BUSINESS LOAN - REPORTED AND CERTIFIED: INTEREST RATE: 12.00
UNSECURED 31-10-2022
OWNERSHIP: GUARANTOR PMT HIST START: 01-10-2022
PMT HIST END: 01-01-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 XXX XXX 000 XXX 000 000 000 000 000
10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21

000 XXX 000 000

04-21 03-21 02-21 01-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-05-2019 SANCTIONED: 1,50,000

ACCOUNT NUMBER: NOT CLOSED: 02-03-2023 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 30
TYPE: AUTO LOAN 31-07-2023 INTEREST RATE: 12.56
OWNERSHIP: GUARANTOR PMT HIST START: 01-07-2023
PMT HIST END: 01-08-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 8 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

000 000 000 000 000 000 000 000 000 000 000 000 210 180 150 120 089 089
07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

089 089 089 089 150 150 120 089 060 030 000 000 XXX 000 030 000 000 000
01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 14-03-2019 SANCTIONED: 4,70,000

ACCOUNT NUMBER: NOT
DISCLOSED
TYPE: BUSINESS LOAN - GENERAL
OWNERSHIP: GUARANTOR
COLLATERAL VALUE: 940000
COLLATERAL TYPE: PROPERTY
LAST PAYMENT: 31-10-2020 CURRENT BALANCE: 5,16,695
REPORTED AND CERTIFIED:
31-10-2020
PMT HIST START: 01-10-2020
PMT HIST END: 01-06-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX STD

10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 14-03-2019 SANCTIONED: 4,70,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 14-12-2020 CURRENT BALANCE: 5,38,300
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 23
TYPE: OTHER 28-02-2021 INTEREST RATE: 14.00
OWNERSHIP: GUARANTOR PMT HIST START: 01-02-2021
PMT HIST END: 01-01-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
02-21 01-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-03-2018 SANCTIONED: 2,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 03-04-2021 CURRENT BALANCE: 0
DISCLOSED CLOSED: 03-04-2021 EMI: 5,567
TYPE: OTHER REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-04-2021 REPAYMENT TENURE: 48
PMT HIST START: 01-04-2021 INTEREST RATE: 15.00
PMT HIST END: 01-01-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX 900 900

04-21 03-21 02-21 01-21

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 9 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-02-2018 SANCTIONED: 65,274

ACCOUNT NUMBER: NOT CLOSED: 31-01-2019 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 29
TYPE: GOLD LOAN 31-01-2019 REPAYMENT TENURE: 9
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2019
COLLATERAL TYPE: GOLD PMT HIST END: 01-02-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 081 035 010 054 028 000 081 050 023 000 000
01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 08-08-2017 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT CLOSED: 02-02-2018 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 22
TYPE: GOLD LOAN 28-02-2018 REPAYMENT TENURE: 6
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2018 INTEREST RATE: 1.00
COLLATERAL TYPE: GOLD PMT HIST END: 01-02-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000
02-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-05-2017 SANCTIONED: 1,50,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 15-12-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 15-12-2023 EMI: 4,025
TYPE: PROPERTY LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: GUARANTOR 31-12-2023 REPAYMENT TENURE: 48
PMT HIST START: 01-12-2023 INTEREST RATE: 13.00
PMT HIST END: 01-01-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 900 889 858 828 797 766 736 705 675 XXX 616 585 554 524 493 463 432
12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22

401 371 340 310 279 XXX XXX 189 XXX 128 098 067 036 006 900 XXX 900 900
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21

INFORMATION UNDER DISPUTE:

DISPUTE REMARKS:
DISPUTE REMARKS #2:

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 10 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

CIBIL REMARKS:

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-09-2015 SANCTIONED: 90,000 CREDIT FACILITY STATUS: SETTLED
ACCOUNT NUMBER: NOT LAST PAYMENT: 02-10-2018 CURRENT BALANCE: 0 SETTLEMENT: 27,000
DISCLOSED CLOSED: 27-09-2022 PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2023
PMT HIST START: 01-03-2023
PMT HIST END: 01-04-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 XXX XXX XXX 000 000 900 900 900 900 900 900 900 900 900 900 900
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900
09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 28-04-2015 SANCTIONED: 19,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-01-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 20-05-2021
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-06-2021
PMT HIST START: 01-06-2021
PMT HIST END: 01-07-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-03-2015 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 10-09-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 19-09-2016
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-11-2016
PMT HIST START: 01-11-2016
PMT HIST END: 01-04-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 11 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15

XXX 000
05-15 04-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 21-02-2014 SANCTIONED: 60,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 10-03-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 19-03-2015
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-04-2015
PMT HIST START: 01-03-2015
PMT HIST END: 01-03-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000
03-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-03-2013 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 01-12-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 01-12-2022 EMI: 2,784
TYPE: PROPERTY LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: GUARANTOR 31-12-2022 REPAYMENT TENURE: 48
PMT HIST START: 01-12-2022 INTEREST RATE: 15.00
PMT HIST END: 01-01-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 900 900 900 900 900 900 900 900 900 900 XXX XXX 900 XXX 900 900 900
12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21

900 900 900 XXX 900 900

06-21 05-21 04-21 03-21 02-21 01-21

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 03-03-2024 CONSUMER LOAN 10,000

NOT DISCLOSED 28-02-2024 PERSONAL LOAN 1

NOT DISCLOSED 26-02-2024 BUSINESS LOAN - 1

GENERAL

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 12 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 06-02-2024 CREDIT CARD 10,000

NOT DISCLOSED 19-01-2024 PERSONAL LOAN 50,000

NOT DISCLOSED 17-01-2024 CREDIT CARD 1,000

NOT DISCLOSED 17-01-2024 PERSONAL LOAN 5,000

NOT DISCLOSED 16-01-2024 BUSINESS LOAN - 1,00,000

UNSECURED

NOT DISCLOSED 02-01-2024 PERSONAL LOAN 5,000

NOT DISCLOSED 02-01-2024 PERSONAL LOAN 5,000

NOT DISCLOSED 25-12-2023 OTHER 1,50,000

NOT DISCLOSED 24-12-2023 PERSONAL LOAN 30,000

NOT DISCLOSED 08-12-2023 HOUSING LOAN 8,00,000

NOT DISCLOSED 19-11-2023 CREDIT CARD 10,000

NOT DISCLOSED 18-11-2023 PERSONAL LOAN 5,000

NOT DISCLOSED 16-11-2023 CREDIT CARD 10,000

NOT DISCLOSED 09-11-2023 BUSINESS LOAN - 100

GENERAL

NOT DISCLOSED 08-11-2023 BUSINESS LOAN - 10,00,000

GENERAL

NOT DISCLOSED 02-11-2023 PERSONAL LOAN 9,00,000

NOT DISCLOSED 17-09-2023 CREDIT CARD 10,000

NOT DISCLOSED 26-02-2023 CONSUMER LOAN 1,10,000

NOT DISCLOSED 18-01-2023 CREDIT CARD 50,000

NOT DISCLOSED 14-01-2023 MICROFINANCE - OTHERS 70,000

NOT DISCLOSED 19-11-2022 CREDIT CARD 100

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 13 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SUKHDEVSING D BHALLA DATE:07-03-2024

MEMBER ID: BN01119082_CIR39727 TIME: 16:38:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,27,02,28,120

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 26-09-2022 BUSINESS LOAN - 1,00,000

GENERAL

NOT DISCLOSED 01-09-2022 OTHER 1

NOT DISCLOSED 31-08-2022 PERSONAL LOAN 10

NOT DISCLOSED 10-05-2022 EDUCATION LOAN 20,00,000

NOT DISCLOSED 07-02-2022 PERSONAL LOAN 5,000

END OF REPORT ON SUKHDEVSING D BHALLA

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 14 OF 14

TransUnion CIBIL CIN : U72300MH2000PLC128359