F-22

PRE SANCTION VERIFICATION REPORT (PSVR) FOR SELF EMPLOYED & NON
PROFESSIONAL (SE&NP) - BUSINESS
Name: kopncS\ To
Staff No: 6Q! The Manager/Sr.Manager/Chief Manager

Designation: Branch

Date of Visit: .Place

Time of Visit:

Sub: Pre Sanction Verification Report (PSVR) in respect of loan to be sanctioned to

Mr./Mrs._______________ Tl.^ ktfr, HUSIoC/ \6l&frG .

1. I have conducted the pre sanction verification of the employementin respect of Housing/Mortgage/ othe
loan £k>C to be sanctioned to Mr. /Mrs. 0»UU WQa submit the following details

SI. Parameters
No. Details

i. Name and residential address of the applicant/s

(give the full description like house no., street,
C|M//Q -6oC, ,
road, locality, landmark and pin code,)

2. Name and business address of the applicant/s. ClfTfOCA (^OftrOgg Cnd

If the business is carried on in more than one place,
inform the address of the main office and give the (6u$f<c cpnbc.u'O^pacc^
details of branches.
3. Office Phone Nos.
Mobile no. 9qqo<NcOt3
4. Distance of the office from the branch
Nl<^H
5. Type and nature of the business.
(trading/ manufacturing etc.)
6. 1. How long the applicant is doing the business in the
present premises.
2. Whether the business premises is owned or rented.
Verify the rent receipt in case it is rented.
7. Standing of the business - No. of years.
In case, the business is hereditary, give the brief details,
since, how long the business is being carried out.
8. Total No. of employees in the organization/ office.
9. Average monthly turn over/ gross income from the
business, (as evidenced from the VAT/ IT returns/ Mo
Balance sheet)
1C. Approximate value of Stock in the business on the
date of verification.
Who are the major suppliers and buyers of the stock.
11. Amount receivable from the debtors
Amount payable to the Creditors
(estimation on the basis of inquiry)

12. Whether registered under shops and establishments

Act, VAT, etc.
(verify the registration certificate)
13. Name/s of the banker/s with whom the applicant
is banking.
(verify with the respective bankers and confirm the
level of transactions/ dealings) obtain separate OPL.
14. Borrowings from other Banks/ FI's for carrying out the
business. Names of such banker/s. Verify the original
statement of accounts of the Banks
 2

SI. Parameters Details

No.
15. Whether required licence permission etc. for carrying
out business is obtained. If so, verify and record such
licenses by permission.
16. Whether KYC documents are obtained.
Furnish the details. 3^
17. Whether necessary enquiries are made with the
traders/ business men engaged in the same line of
business, in the same locality. Give the brief report
of such inquiries in the credit investigation report

2. Credit investigation report:

I have made suitable inquiries about the applicant and his business from the following persons who are doing
the same business in the same locality:
SI No Name of the informant Full Address with Tel no. Date of inquiry

l furred
Q

3. Confidential information gathered from the above informants is furnished here under:

SI
Particulars Informant -1 Informant-2 Informant -3
No
1. What is the opinion in the
market about this party?
Whether he was in any
financial difficulties.
2. Are his trade obligations met
promptly? U

3. Whether he is troublesome in
u
settlement of his dues?
A. What is your estimate of the
*3 u
stock held by him?
5. What is your estimate of
borrowings against him?
6. What is your estimate of
borrowing from Bank/Others/
Private parties
7. What is your estimate of his
investment in business?
8. What is your estimate of
his net worth outside his
business?
a. Landed properties:
b.ln other investments:

The information’s furnished above are true and correct to the best of my knowledge.

SIGNATURE OF THEf OFFIC G