NIR/KW/18/5491

Bachelor of Commerce (B.Com.) Semester–IV Examination

PRINCIPLES AND PRACTICE OF INSURANCE (General Insurance)–IV
Paper—I
Vocational Group–II
Time : Three Hours] [Maximum Marks : 80
N.B. :— (1) Solve all the five questions.
(2) All questions carry equal marks.
1. (a) State the nature of marine insurance and marine insurance contract. 8
(b) Describe various kinds of marine insurance policies. 8
OR
(c) Highlight the marine losses and payment of claims. 8
(d) Write an essay on progress of marine insurance business in India. 8
2. (a) Explain the contents of policy contract of marine insurance. 8
(b) Describe the procedure for taking out a marine policy. 8
OR
(c) Discuss the process of settlement of claims for marine loss. 8
(d) Highlight the present position of Marine Insurance Business in India. 8
3. (a) Discuss the nature of insurance benefits and liability of insurer. 8
(b) Compare the nature of temporary assurance and pure endowment in the insurance business.
8
OR
(c) Explain the resources to life and general insurance for payment of claims. 8
(d) Assess the value of benefits available from the insurance. 8
4. (a) What do you understand from fidelity guarantee insurance ? State its uses and limitations.
8
(b) Discuss on the facilities of Health Insurance and accident insurance. 8
OR
(c) Write on the growth of miscellaneous insurance business in India. 8
(d) Analyse the growth of general insurance business in India. 8
5. Answer in brief :
(a) State proximity clause of marine insurance. 4
(b) Enumerate probable losses of marine business. 4
(c) Comment on basic plan of assurance. 4
(d) What is the public liability of insurance business ? 4

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 NIR/KW/18/5491
Bachelor of Commerce (B.Com.) Semester–IV Examination
PRINCIPLES AND PRACTICE OF INSURANCE (General Insurance)–IV
Paper—I
Vocational Group–II
Time : Three Hours] [Maximum Marks : 80
N.B. :— (1) Solve all the five questions.
(2) All questions carry equal marks.
¼ejkBh ekè;e½
1. (v ) lkeqfnzd foek vkf.k lkeqfnzd foek djkj ;kaps Lo:i fo'kn djk- 8
(c ) fofo/k izdkjP;k lkeqfnzd foE;kps izdkj o.kZu djk- 8
fdaok
(d ) lkeqfnzd {kfr vkf.k nkO;kaP;k 'kks/kukoj izdk'k |k- 8
(M) Hkkjrkrhy lkeqfnzd foek O;olk;kP;k izxrhoj ,d fuca/k fygk- 8
2. (v ) lkeqfnzd foek xksiys[k djkjkrhy ckch Li"V djk- 8
(c ) lkeqfnzd foek dk<.;kph izfØ;k o.kZu djk- 8
fdaok
(d ) lkeqfnzd gkuhP;k nkO;kph rMtksM dj.;kP;k izfØ;soj ppkZ djk- 8
(M) Hkkjrkrhy lkeqfnzd O;olk;kP;k l|fLFkrhoj izdk'k |k- 8
3. (v ) foek Lohdkjk.kkÚ;kps ykHk vkf.k tckcnkÚ;kaph ppkZ djk- 8
(c ) foek O;olk;krhy vLFkk;h geh vkf.k 'kq) eqnÙkh ykHkkps Lo:ikaph rqyuk djk- 8
fdaok
(d ) nkO;kaps 'kks/ku dj.;kdjhrk thou vkf.k lkeU; foek ;kaps laiÙkhps Li"Vhdj.k djk- 8
(M) foE;kiklwu izkIr gks.kkÚ;k ykHkkaP;k ewY;kaph ekst.kh djk- 8
4. (v ) vekurh (Fidelity) geh foE;kiklwu vki.kkl dk; vFkZcks/k gksrks \ R;kaps mi;ksx vkf.k e;kZnk fo'kn djk-
8
(c ) vkjksX; foek vkf.k vi?kkr foek ;kaP;k lks;hoj ppkZ djk- 8
fdaok
(d ) Hkkjrkrhy fdjdksG foek O;olk;kP;k o`)hoj fygk- 8
(M) Hkkjrkrhy lkekU; foek O;olk;kP;k o`)hps fo'ys"k.k djk- 8
5. laf{kIr mÙkjs fygk %
(v ) lkeqfnzd foE;krhy fudVrk vuqPNsn (Proximity clause) fo'kn djk- 4
(c ) lkeqfnzd O;olk;krhy laHkkO; gkuhaps x.ku djk- 4
(d ) gehP;k eqyHkwr ;kstusoj (Basic Plan of Assurance) Hkk"; djk- 4
(M) foek O;olk;kph lkoZtfud tckcnkjh dks.krh vkgs \ 4

BKR—5245 2
 NIR/KW/18/5491
Bachelor of Commerce (B.Com.) Semester–IV Examination
PRINCIPLES AND PRACTICE OF INSURANCE (General Insurance)–IV
Paper—I
Vocational Group–II
Time : Three Hours] [Maximum Marks : 80
N.B. :— (1) Solve all the five questions.
(2) All questions carry equal marks.
¼fgUnh ekè;e½
1. (v ) lkeqfnzd chek ,oa lkeqfnzd chek vuqca/k dk Lo:i crkb,A 8
(c ) fofo/k izdkj ds lkeqfnzd chesa ds izdkj dk o.kZu dhft,A 8
vFkok
(d ) lkeqfnzd gkfu ,oa nkoksa ds 'kks/ku ij izdk'k nhft,A 8
(M) Hkkjr esa lkeqfnzd chek O;olk; ds izxfr ij ,d fuca/k fyf[k,A 8
2. (v ) lkeqfnzd chek xksiys[k vuqca/k dh enksa dks Li"V dhft,A 8
(c ) lkeqfnzd chek izkIr djus dh izfØ;k dk o.kZu dhft,A 8
vFkok
(d ) lkeqfnzd gkfu ds nkos dk le>kSrk djus dh izfØ;k ij ppkZ dhft,A 8
(M) Hkkjr ds lkeqfnzd chek O;olk; ds orZeku fLFkfr ij izdk'k nhft,A 8
3. (v ) chek Lohdkjus okys ds ykHk ,oa ft+Eesnkfj;ksa dh ppkZ dhft,A 8
(c ) chek O;olk; dh vLFkk;h ft+Eesnkj ,oa 'kq) eqnriw.kZ (Endoment Benefits) ykHkksa ds Lo:i dh rqyuk
dhft,A 8
vFkok
(d ) nkoksa dk 'kks/ku djus ds fy, thou ,oa lkeU; chek budh laifÙk;ksa dk Li"Vhdj.k dhft,A 8
(M) ches ls izkIr ykHkksa ds ewY; dk ekiu dhft,A 8
4. (v ) vekurh chek (Fidelity Guarantee) ls vkidks D;k vFkZcks/k gksrk gS \ mlds mi;ksx ,oa e;kZnk,a crkb,A
8
(c ) LokLF; chek ,oa nq?kZVuk chek bu lqfo/kkvksa ij ppkZ dhft,A 8
vFkok
(d ) Hkkjr esa [kqnjk chek O;olk; ds o`f) ij fyf[k,A 8
(M) Hkkjr esa lkekU; chek O;olk; ds o`f) dk fo'ys"k.k dhft,A 8
5. la{ksi esa mÙkj fyf[k, %
(v ) lkeqfnzd chek ds fudVrk vuqPNsn (Proximity clause) dks crkb,A 4
(c ) lkeqfnzd O;olk; ds laHkkO; gkfu;ksa dk x.ku dhft,A 4
(d ) ft+Eesnkj ds ewyHkwr ;kstuk (Basic Plan of Assurance) ij Hkk"; dhft,A 4
(M) chek O;olk; dh lkoZtfud ft+Eesnkjh dkSulh gS \ 4

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