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Loan Amortization Schedule

HELP © 2008 Vertex42 LLC

Loan Information Summary

Loan Amount 45,838.00 Rate (per period) 0.166%
Annual Interest Rate 1.99% Number of Payments 60
Term of Loan in Years 5 Total Payments 48,194.21
First Payment Date 10/1/2015 Total Interest 2,356.21
Payment Frequency Monthly Est. Interest Savings 0.01
Compound Period Monthly .
Payment Type End of Period .

Monthly Payment 803.24

[42]

Amortization Schedule ✘ Rounding On

TRUE

Additional
No. Due Date Payment Payment Interest Principal Balance
45,838.00
1 10/1/15 803.24 76.01 727.23 45,110.77
2 11/1/15 803.24 74.81 728.43 44,382.34
3 12/1/15 803.24 73.60 729.64 43,652.70
4 1/1/16 803.24 72.39 730.85 42,921.85
5 2/1/16 803.24 71.18 732.06 42,189.79
6 3/1/16 803.24 69.96 733.28 41,456.51
7 4/1/16 803.24 68.75 734.49 40,722.02
8 5/1/16 803.24 67.53 735.71 39,986.31
9 6/1/16 803.24 66.31 736.93 39,249.38
10 7/1/16 803.24 65.09 738.15 38,511.23
11 8/1/16 803.24 63.86 739.38 37,771.85
12 9/1/16 803.24 62.64 740.60 37,031.25
13 10/1/16 803.24 61.41 741.83 36,289.42
14 11/1/16 803.24 60.18 743.06 35,546.36
15 12/1/16 803.24 58.95 744.29 34,802.07
16 1/1/17 803.24 57.71 745.53 34,056.54
17 2/1/17 803.24 56.48 746.76 33,309.78
18 3/1/17 803.24 55.24 748.00 32,561.78
19 4/1/17 803.24 54.00 749.24 31,812.54
20 5/1/17 803.24 52.76 750.48 31,062.06
21 6/1/17 803.24 51.51 751.73 30,310.33
22 7/1/17 803.24 50.26 752.98 29,557.35
23 8/1/17 803.24 49.02 754.22 28,803.13
24 9/1/17 803.24 47.77 755.47 28,047.66
25 10/1/17 803.24 46.51 756.73 27,290.93
26 11/1/17 803.24 45.26 757.98 26,532.95
27 12/1/17 803.24 44.00 759.24 25,773.71
28 1/1/18 803.24 42.74 760.50 25,013.21
29 2/1/18 803.24 41.48 761.76 24,251.45
30 3/1/18 803.24 40.22 763.02 23,488.43
31 4/1/18 803.24 38.95 764.29 22,724.14
32 5/1/18 803.24 37.68 765.56 21,958.58
33 6/1/18 803.24 36.41 766.83 21,191.75
34 7/1/18 803.24 35.14 768.10 20,423.65
35 8/1/18 803.24 33.87 769.37 19,654.28
 Page 2 of 8

Additional
No. Due Date Payment Payment Interest Principal Balance
36 9/1/18 803.24 32.59 770.65 18,883.63
37 10/1/18 803.24 31.32 771.92 18,111.71
38 11/1/18 803.24 30.04 773.20 17,338.51
39 12/1/18 803.24 28.75 774.49 16,564.02
40 1/1/19 803.24 27.47 775.77 15,788.25
41 2/1/19 803.24 26.18 777.06 15,011.19
42 3/1/19 803.24 24.89 778.35 14,232.84
43 4/1/19 803.24 23.60 779.64 13,453.20
44 5/1/19 803.24 22.31 780.93 12,672.27
45 6/1/19 803.24 21.01 782.23 11,890.04
46 7/1/19 803.24 19.72 783.52 11,106.52
47 8/1/19 803.24 18.42 784.82 10,321.70
48 9/1/19 803.24 17.12 786.12 9,535.58
49 10/1/19 803.24 15.81 787.43 8,748.15
50 11/1/19 803.24 14.51 788.73 7,959.42
51 12/1/19 803.24 13.20 790.04 7,169.38
52 1/1/20 803.24 11.89 791.35 6,378.03
53 2/1/20 803.24 10.58 792.66 5,585.37
54 3/1/20 803.24 9.26 793.98 4,791.39
55 4/1/20 803.24 7.95 795.29 3,996.10
56 5/1/20 803.24 6.63 796.61 3,199.49
57 6/1/20 803.24 5.31 797.93 2,401.56
58 7/1/20 803.24 3.98 799.26 1,602.30
59 8/1/20 803.24 2.66 800.58 801.72
60 9/1/20 803.05 1.33 801.72 0.00
 Page 3 of 8

Additional
No. Due Date Payment Payment Interest Principal Balance
 Page 4 of 8

Additional
No. Due Date Payment Payment Interest Principal Balance
 Page 5 of 8

Loan Payment Schedule

HELP © 2008 Vertex42 LLC

Loan Amount $ 45,838 Recording

RecordingActual
ActualPayments
Payments
Annual Interest Rate 1.99% This
This spreadsheetprovides
spreadsheet providesan analternate
alternate
Compound Period Monthly way
way to record payments, assumingthe
to record payments, assuming the
same
sameloan
loaninformation
informationas asininthe
theSchedule
Schedule
Term of Loan in Years 5
First Payment Date 10/1/2015
worksheet.
worksheet.TheTheactual
actualpayment
paymentisis
recorded
recordedeach
eachpaypayperiod.
period.AnyAnyamount
amount
Payment Frequency Monthly above
abovethethepayment
paymentdue dueisisused
usedtotopay
payoff
off
Payment Type End of Period the
theprincipal.
principal.IfIfno
nopayment
paymentisismade,made,thethe
Number of Payments 60 interest
interestdue
dueisisadded
addedto tothe
thebalance
balance(i.e.
(i.e.
Rate (per period) 0.166% negative amortization). This assumes
negative amortization). This assumes
Payment (per period) 803.24 there
thereare
arenonopenalties
penaltiesforforlate
latepayments,
payments,
missing
missing payments, or prepayments,and
payments, or prepayments, and
that
thatprepayments
prepaymentsgo gointo
intoeffect
effecton
onthe
thedue
due
Total Payments $ 48,125.21
date.
date.
Total Interest $ 2,287.21
Est. Interest Savings $ 69.01
.
Payment Schedule [42]

Payment
No. Due Date Due Payment Interest Principal Balance
45,838.00
1 10/1/15 803.24 803.24 76.01 727.23 45,110.77
2 11/1/15 803.24 803.24 74.81 728.43 44,382.34
3 12/1/15 803.24 1,500.00 73.60 1,426.40 42,955.94
4 1/1/16 803.24 803.24 71.24 732.00 42,223.94
5 2/1/16 803.24 803.24 Enter 70.02 733.22 41,490.72
Enterthe
theamount
amount
6 3/1/16 803.24 803.24 paid in this
paid in this column
column
68.81 734.43 40,756.29
(principal+interest)
(principal+interest)
7 4/1/16 803.24 803.24 67.59 735.65 40,020.64
8 5/1/16 803.24 803.24 66.37 736.87 39,283.77
9 6/1/16 803.24 803.24 65.15 738.09 38,545.68
10 7/1/16 803.24 803.24 63.92 739.32 37,806.36
11 8/1/16 803.24 803.24 62.70 740.54 37,065.82
12 9/1/16 803.24 803.24 61.47 741.77 36,324.05
13 10/1/16 803.24 803.24 60.24 743.00 35,581.05
14 11/1/16 803.24 803.24 59.01 744.23 34,836.82
15 12/1/16 803.24 803.24 57.77 745.47 34,091.35
16 1/1/17 803.24 803.24 56.53 746.71 33,344.64
17 2/1/17 803.24 803.24 55.30 747.94 32,596.70
18 3/1/17 803.24 803.24 54.06 749.18 31,847.52
19 4/1/17 803.24 803.24 52.81 750.43 31,097.09
20 5/1/17 803.24 803.24 51.57 751.67 30,345.42
21 6/1/17 803.24 803.24 50.32 752.92 29,592.50
22 7/1/17 803.24 803.24 49.07 754.17 28,838.33
23 8/1/17 803.24 803.24 47.82 755.42 28,082.91
24 9/1/17 803.24 803.24 46.57 756.67 27,326.24
25 10/1/17 803.24 803.24 45.32 757.92 26,568.32
26 11/1/17 803.24 803.24 44.06 759.18 25,809.14
27 12/1/17 803.24 803.24 42.80 760.44 25,048.70
28 1/1/18 803.24 803.24 41.54 761.70 24,287.00
29 2/1/18 803.24 803.24 40.28 762.96 23,524.04
30 3/1/18 803.24 803.24 39.01 764.23 22,759.81
31 4/1/18 803.24 803.24 37.74 765.50 21,994.31
32 5/1/18 803.24 803.24 36.47 766.77 21,227.54
 Page 6 of 8

Payment
No. Due Date Due Payment Interest Principal Balance
33 6/1/18 803.24 803.24 35.20 768.04 20,459.50
34 7/1/18 803.24 803.24 33.93 769.31 19,690.19
35 8/1/18 803.24 803.24 32.65 770.59 18,919.60
36 9/1/18 803.24 803.24 31.38 771.86 18,147.74
37 10/1/18 803.24 803.24 30.10 773.14 17,374.60
38 11/1/18 803.24 803.24 28.81 774.43 16,600.17
39 12/1/18 803.24 803.24 27.53 775.71 15,824.46
40 1/1/19 803.24 803.24 26.24 777.00 15,047.46
41 2/1/19 803.24 803.24 24.95 778.29 14,269.17
42 3/1/19 803.24 803.24 23.66 779.58 13,489.59
43 4/1/19 803.24 803.24 22.37 780.87 12,708.72
44 5/1/19 803.24 803.24 21.08 782.16 11,926.56
45 6/1/19 803.24 803.24 19.78 783.46 11,143.10
46 7/1/19 803.24 803.24 18.48 784.76 10,358.34
47 8/1/19 803.24 803.24 17.18 786.06 9,572.28
48 9/1/19 803.24 803.24 15.87 787.37 8,784.91
49 10/1/19 803.24 803.24 14.57 788.67 7,996.24
50 11/1/19 803.24 803.24 13.26 789.98 7,206.26
51 12/1/19 803.24 803.24 11.95 791.29 6,414.97
52 1/1/20 803.24 803.24 10.64 792.60 5,622.37
53 2/1/20 803.24 803.24 9.32 793.92 4,828.45
54 3/1/20 803.24 803.24 8.01 795.23 4,033.22
55 4/1/20 803.24 803.24 6.69 796.55 3,236.67
56 5/1/20 803.24 803.24 5.37 797.87 2,438.80
57 6/1/20 803.24 803.24 4.04 799.20 1,639.60
58 7/1/20 803.24 803.24 2.72 800.52 839.08
59 8/1/20 803.24 803.24 1.39 801.85 37.23
60 9/1/20 37.29 37.29 0.06 37.23 0.00
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Payment
No. Due Date Due Payment Interest Principal Balance
 Page 8 of 8

Payment
No. Due Date Due Payment Interest Principal Balance