Salary and 80C Investment survey

1. How satisfied are you with your current net salary, considering deductions? Please rate
your satisfaction on a scale of 1 to 5, with 1 indicating high dissatisfaction and 5
indicating high satisfaction

2. What factors influence your assessment of a tax-saving salary package? Select preferred
options:

3. How familiar are you with available tax-saving investment options? Indicate your
familiarity level with:
4. To what extent does your salary structure meet your financial needs while optimising
tax savings? Rate from 1 to 5, with 1 as strongly disagree and 5 as strongly agree.

5. What importance do you assign to tax-saving benefits in your job satisfaction and
financial planning?
6. Do you prefer a higher net salary with fewer tax-saving benefits or vice versa?

7. How satisfied are you with the current balance between net salary and tax saving
benefits?
8. How confident are you in your knowledge of tax-saving options available under Section
80C?

9. What factors influence your decision-making process when choosing tax-saving

investments or expenses under Section 80C?
10. How often do you review your tax-saving investments or expenses to ensure they align
with your financial goals and tax-saving objectives?
11. Have you ever sought professional advice or guidance regarding tax saving investments
or expenses under section 80C?

12. Do you believe there is room for improvement in your tax-saving strategies under
Section 80C? If yes, please elaborate on areas you think could be optimised.

13. Would you be interested in attending workshops or receiving training sessions to

 enhance your understanding of tax-saving opportunities and financial planning?

14. How would you prefer to receive information or guidance on tax-saving

investments and salary structuring options? (e.g., workshops, one-on-one
sessions, online resources, etc.)

15. Are there any specific challenges or concerns you face when it comes to managing
your taxes and optimising your salary structure for tax-saving purposes?
Are you familiar with the concept of tax-saving investments under Section 80C of the Income Tax Act? If
yes, please specify which investments you are aware of.

Providen Fund, Home Loan Principle

LIC
Yes, Mutual Fund, Home Loan
Yes. PF, LIC policy, Post office scheme such as SSY, Education Fees of Children etc.
Yes
Yes, NPS, medical insurance premiums, tax saving deposits, home loans.
Yes, I'm familier with the concept of tax-saving investments under Section 80C of the Income
Tax Act. We can claim deductions upto Rs 1,50,000 across various investment options. I have
investements in Public Provident Fund (PPF), LIC Policy and EPF.
yes
Just know that I can save tax money on home loan
YES

Which tax-saving investments or expenses do you currently utilize to avail deductions under Section 80C?
(e.g., Provident Fund, Public Provident Fund, Equity Linked Savings Scheme, Life Insurance ...
 PF and Home loan principle
LIC
PF, Mutual Fund
This time i have opeted for new regime so may be none.
PF, PPF, LIC
Life Insurance Policy, Tax saving deposit
Employee Provident Fund (EPF), Public Provident Fund (PPF), and LIC Policy.
provident fund
Not sure, maybe EPF
PF, LIC, ELSS

Are you aware of the maximum limit of deductions available under Section 80C? If Yes, please specify the
amount.

150000
no
150000
150000
Yes
1.5L + .5L (NPS)
Rs. 1,50,000 (One Lakh Fifty Thousand Rupees)
1.5 lakh
Don't know
Yes, 150000

How important is it for you to have tax-saving options integrated into your salary structure or employee
benefits package?

Very much
yes
Very Important
 not much
It is important because it might increase my net salary per month and I don't need to wait for
refund
I would like to get the option to have this added or removed fromthe salary structure rather
than making it compulsory
1) By making pre-tax contributions to retirement accounts, tax-saving options can help reduce
taxable income, which can result in a higher take-home pay. 2) By taking advantage of tax-saving
options, I can optimize my overall financial situation, reduce my tax burden, and increase my
financial security.
yes very important to be financially prudent
I think it depends on what are the options and how much of savings can be done
can be benefited

What additional support or resources do you believe would be beneficial to help you make informed
decisions regarding tax-saving investments and salary structuring?

Profession Knowledge
online resources
Don't know
Projected tax shown in keka should align with actual amount to be deducted.
Not sure at the moment
Would help if there were some calls with tax experts to understand NPs, SIP and other wealth
grow methods
Regularly have a discussion or review on the tax deductions from salary.
one to one guidance specifically discussing my scenario
I think just a little training session would be fine.
personal tax saving benefits workshops

Do you have any suggestions or recommendations for improving the tax-saving options and financial
planning support provided by the company?

Need professional advice

no
No
Not at the moment.
 We could have a financial advisor to help everyone
Would help if there were some calls with tax experts to understand NPs, SIP and other wealth
grow methods. I would like to get the option to have this added or removed from the salary
structure rather than making it compulsory
No
no
Won't be able to provide solution now as I believe I don't have much of understanding of it.
would be great if provide 1-1 session with expert can help.