S.No.

Challenges

Challenge 1: Know your relationship with money.

Aaj aapko notebook pen lena hai and ye 10 questions ke answers likhne hai.
1
( Try to write long answers- apni feelings sab notebook m likhdo )

Mai kal bataugi apni feelings. Aaj aap sab jaan lo ki aap kaise ,kyu ,kya sochte ho Money ke baare m ?
Challenge 2: Yesterday was about writing, Today is about Reading.

Pls start reading this book - can’t complete in 2 days but atleast we can start building this habit and read 4 chapters at-least in 2 days.

2 Pls🥺

( Web series ek din m khatam kar sakte ho to ye book kyu nahi ? )

Book : Psychology of Money

Challenge 3:

So now we know what's our money personality and what psychology we should have towards money.
3
Let's set SMART financial goals now by using this sheet.

https://docs.google.com/spreadsheets/d/10XmVJy0BOIFu3SuwgGvDoxBxNwIjW_93AOcQiTvXHw4/edit?usp=sharing
Challenge 4: Mera sabse bada Financial Goal hai World Tour.
Aur Aapka jo bhi hai uski preparation kaise kar rhe ho?

So, Once you have a budget, you can start to make choices about how to spend your money in a way that aligns with your goals.
4
Use this sheet : https://docs.google.com/spreadsheets/d/1Wf1etHExmsX99ZzmMNjWSgpRIBUJL6ID2lpzf3bBu-s/edit?usp=sharing

Remember , budget follow karna sabse important step rahata ha financial goals ko achive karne ke liye.
Challenge 5: Add Nominee

Well task 5 to kuch aur socha tha but ye task bhi bahut important ha
- Nominate a beneficiary for your mutual funds and demat account by September 30.
5
Your investments will be locked if you don't do that.

well agar ap nominee add kar hi rahe ho to,

Pls add the nominee to all other financial accounts as well, such as insurance policies, bank accounts, and provident funds etc.
Challenge 6: Track Track Track

Sabne financial goals decide kar liye honge and budget bhi ban gaya hoga but budget banane ke baad bhi problems mai aa sakte ho.
6
So 6th challenge rahega track your expenses becauses this will help you make sure that you're saving enough money and that you're not overspending on unnecessary things.

Tracking your expenses can be a bit of a hassle so use this excel sheet ( if you aren’t using any app https://docs.google.com/spreadsheets/d/1QIHfWBO5hYX057dnm8erCu15Tgj0Uf8xGWHMUkS_D1s/edit?usp=sharing )
Challenge 7: Binge Watch

Well sunday ha tu maine socha kuch interesting challenge diya jaaye.

So in 7th challenge, I encourage all of you to watch a Netflix TV Series called Money, Explained
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Once you've watched the series, take some time to reflect on what you learned.
What new insights do you have about money?

I'll share my review about the series tomorrow

Are you going to watch this tonight 👍

Challenge 8: Talk
8
Just start talking about money with any of your friend or family member.
Try it :)
Challenge 9 : Make a list of items you actually need during this sale season.
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And remove everything else from your cart 😂😅
Challenge 10: Think

Firstly, one has to change his mindset from CTC approach to SAVING approach. Because what you SAVE is your real income

NOW here comes the challange for you.

10
Calculate the amount of money you are going to need in coming 10 years.
Now calculate the amount of money you are saving right now and your estimated saving in 10 years. Calculate future value of your saving with your estimated ROI.

Do the above figures matched?

THINK OVER IT
Challenge 11: Write
Pen down the things you got in your life.
Pen down the things you want to get into your life.
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Now bifurcate those things into DESIRE and NEED.

CAUTION : NEED OF A ONE MAY BE DESIRE FOR ANOTHER.

Challenge 12: Calculate

Download your bank statament for last 1 year.

12
Calculate how much you guys spent through UPI.

CAUTION : YOU WILL BE SURPRISED.

Challenge 13: SABKA SATH SABKA VIKAS
Whenever we grow, we feel so happy and proud. But the feeling when others grow with us is something different.
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Challange 13 : Ask
Ask your friends, whether they have started their investment journey or not. If not, guide them to GROW with you.
JAISI SANGAT VAISI RANGAT
The most common hobby in all of us is watching Reels.
But most of the content we are consuming relates to entertainment only.
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Challenge 14 : CHANGE

Go to your instagram, follow more finance and education related content creators today.
( atleast 5 )
Do you know your savings account can earn more interest ( Fd wala ) without doing anything.
Autosweep is a facility which automatically creates and redeem the deposit once the account balance exceeds specific amount.
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CHALLANGE 15 : RESEARCH

Ask your bank, whether Autosweep facility is available in your saving bank account or not.
Kash dadaji ne property m invest kiya hota. We all come across to this feeling in our life once.
I have something for you.

16 There is a scheme called Real Estate Investment Trust (REITs), which gives you the opportunity to invest in real estate with lesser funds. You will be allotted unit of REITs and REITs invest in real estate. By this you will get the return of Real Estate without directly investment in Real Estate.

CHALLENGE 16 : EXPLORE
Read more about REITs and add some REIT units to diversify your portfolio.
Challenge 17 : Drink
17
Drink Water pls
I am India’s richest woman.

Will be someday, let’s see.

We all keep reading about richest man in India.

How they are ranked?

This ranking depends upon the Net worth of that Individual. Have you ever calculated your NET WORTH?
18

CHALLENGE 18: KNOW YOUR WORTH

Step 1 : Calulcate the Value of Assets you have as on 30.09.2023 (A)
Step 2 : Calculate the Value of your Liabilities as on 30.09.2023 (B)
Step 3 : Calculate the difference (A-B)
Amount calculated in Step 3 is your actual Net Worth as on 30.09.2023
Re calculate the figure at the end of each month to know how much your worth increased over this period.
Cash-only diet

19 For 2 days , try to only spend cash instead of using credit cards, debit cards or UPI

This can help you become more mindful of your spending and avoid impulse purchases.
Imagine that you are planning to buy a new house.
You need to get a loan, but you are not sure how much you can borrow or what interest rate you will be offered.

And agar apka CIBIL score acha to apko loan mil jayga wo bhi low interest rate mai and agar CIBIL score kharab ha tu apko difficulty hogi loan milne mai
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Challenge 20 - Check your CIBIL score

The ideal CIBIL score in India is 750 or above

Challenge 22 : Save Yourself
21
Check AQI of your area and pls get a air purifier for your family.
( Delhi NCR - Must )
Read "The Total Money Makeover" by Dave Ramsey.
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This book is a great resource for getting out of debt and building a solid financial foundation.
Pls read a chapter today - atleast :)
Challenge 23 : You

"The best investment you can make is in yourself." - Warren Buffet

23 Identify 1-3 new skills that are in high demand in your field and that would make you more valuable to potential employers.

Research courses or workshops that can teach you these skills.

Commit to taking at least one course or workshop within the next 2 months.
Challenge 24 : Let’s do it

Almost 2 months mai 2023 complete hone wala ha but pata ha 2-month bhi kafi hote ha ek short term goal ko complete karne ke liya

24 Challenge - Write a short-term goal and try to complete it before the year ends

And it's not like you have to come up with a big goal; instead, think of a goal you can finish in two months, write it down, and try to finish it before 2023 is over.

Remember Smart goals we set in previous challenge. Use that approach and complete a short term goal 🤓
Challenge 25
25
Find one financial concept you've always been curious about, but never gotten around to learning. Maybe it's options trading, Unit Linked Insurance Plans (ULIPs), or even cryptocurrency. Spend 20 minutes researching it online using reliable sources
Challenge 26: Let’s plant a tree today.
26
Can we 🙏
Challenge 27- Debt Payoff Challenge

Choose one small debt and pay it off by the end of 2023.
27 By paying off one small debt, you can gain momentum and motivation to pay off more debt.
Can we do it ?

I have closed my education Loan 🥹

Challenge 28

1. Make a list of your loan accounts

28 2. Sort the loan accounts in decreasing interest rates
3. Plan to pay off the loans with higher interest rates first

Amount of saving in interest cost may blow your mind 🫨

Today, 31st Dec 2023 is a new year eve. But do you know today is also the last date to file income tax return for Assessment Year (AY) 2023-24?

Challenge 29
29
Check whether you have filed your income tax return for AY 2023-24 or not.
If you have filed your return, chexk the processing status of your return and status of refund if any.
Happy New Year guys. Today is the most important day for the year ahead. I have a perfect and must do task for all of you.
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Challenge 30
Prepare a monthwise budget considering your estimated earnings and estimated expenses. Once done, compare your prepared budget on a monthly basis with your actual figures.
Challenge 31

31 In your prepared budget, incorporate these two important things -

1. Saving for emergency fund
2. Saving for your retirement
We all are working 24*7 to earn money. BUT why? Till when? Lifetime?

Challenge 32
32
Set a financial goal for yourself today. Break the goal into smaller goals and achieve them step by step.
Finance is fun.
Yesterday's task was to set a financial goal for yourself. I know you all tried very well. I have a lesson as well as challange to teach you how to achieve your financial goal.

Challenge 33
33
1. Start tracking your expenses on a daily basis. Make notes.
2. When you keep a track on yourself, you will start saving more money.
3. More saving means more investing
4. More investment will help you to achieve your financial goal.
You never know, what future holds for you and when you are going to need funds. You may require loan to complete your fund requirement. Your loan amount and Rate of Interest depends upon your CIBIL score.

34 Challenge 34

Check your CIBIL score today and analyse it. Your CIBIL Score defines your creditworthiness.
We all are enthusiastic about the stock market. But most of us trade without having basic knowledge of stock market.

Challenge 35
35
Sunday fun with knowledge
There is a movie on youtube GAFLA.
Watch the movie
We all invest in stock market, Mutual Funds, Debt funds to secure our future but forget to invest in our health. Even Rakesh Jhunjhunwala sir had told to invest in health. Jaan h to jahan hai.
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Challenge 36
Check do you have proper cover of health insurance for you and your family. There is a famous quote that You are only one hospital bill away from poverty.
Sensex has already touched hostorical mark of 72,000. Time for India has come. INVEST IN INDIA.
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Challenge 37
Start one SIP of Rs 500 per month in any Index Fund.
From a luxury to a necessity, Car travelled a long way. Are you also planning to buy a Car?

Challenge 38 Read and Analyse Rule 20/4/10

By following this rule, you can have your dream car with a proper financial planning.
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1. Determine the amount you can comfortably spend on a car
2. Start saving for down payment of car. Down payment of your car should be 20% or more. Down payment reduces your loan amount and also helps to increase your credit worthiness with bank.
3. Estimate your monthly car expenses including loan payments and insurance. Amount should not exceed 10% of your gross monthly income.
4. Term of your Car Loan should not exceed 4 years.
Challenge 39 : The most Difficult one.
39
Ask your friends and Family to return back your money 😅
Are you the taking responsibility of your family? Sorry for this but have you ever thought how they will survive if something happens to you?

40 Challenge 40

Take a term insurance for the main earning member of your family so that your family gets secured in future. Remember that the amount of term insurance shall be minimum of 20X of your annual income.
Challenge 41 : Buy a Black Board

Remember you wrote down your biggest financial goals in one of the previous challenges.
Someone biggest financial goal might be a world tour or a Bungalow.
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Now write it on that board and keep it in your bedroom.
See it every morning and start your day by planning it well.

👍 Done
Shri Ram has alot of attributes which we can follow in our lives.

Challenge 42
Inspire your financial life with the attributes of Ram. Invest with discipline.

42 For example-
1. If you have decided to start SIP, make sure it will not break until your goal completes.
2. Book losses whenever your stop loss hits. Do not show greed.
And complete all challenges. Don’t quit.

🚩Jai Shree Ram 🚩

Challenge 43
43
Find one hidden fee lurking in your monthly bills. It could be a bank charge, a mobile data add-on, or an unused subscription. Identify it, understand it, and then take action to eliminate it!
Challenge 44 : Invest for your Parents/kids

My daughter will have 1 Cr at the age of 18.

44 Education costs are skyrocketing! To secure Siya's future, I opened a 3-in-1 account for my daughter Siya, investing ₹13,000 monthly in Nifty ETFs. With a 12% historical return, it'll grow to ₹1 crore by her 18th birthday.
We'll increase investments yearly, giving Siya freedom for education, travel, and beyond.

Start investing for your parents or kids.

Challenge 45 : Read your 3rd Finance Book
45
Think and Grow Rich
Challenge 46

Listen to PM' speech of last 6 months.

46 List the stocks he is talking about. Research well.

Recommend some stocks to your finfluencer also 🙋

Invest in India
Challenge 47: Round up every spend to the nearest ₹10 and transfer the difference to a savings account!

Example: Your rikshaw fare is ₹65. Round up to ₹70 and transfer ₹5 to your savings.
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So, if you take three auto rickshaw rides per day and follow this practice, you might save around ₹15 daily. Over a month (assuming 30 days), you could accumulate ₹450. Over a year, that's ₹5,400!

Do this consistently, and watch your savings grow!

Challenge 48:

48 Opt for public transportation (buses, trains, metros) instead of personal vehicles whenever possible. You'll save on fuel, parking, and wear-and-tear.

Example: Imagine saving ₹200 per week on fuel by using public transport. That's ₹10,400 saved in a year! Invest it in your education or a future vacation.
Challenge 49:

Pick 3 diverse Indian companies (tech, FMCG, infrastructure). Deep dive into their business, plans, and industry trends. Track their journey, understanding how news, regulations, and economics impact them. Gain valuable insights into the Indian market!
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And, after a month, ponder your learnings and how they shape your understanding of the Indian market. This journey is not about specific investments, but about gaining knowledge and becoming a smarter investor.

Ready?
Challenge 50: Envelope Challenge!

Grab cash & envelopes: List your spending categories (groceries, bills, fun) and set realistic budgets. Label envelopes with categories & amounts.
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Withdraw cash: Ditch the cards and allocate it to each envelope.

Spend mindfully: Use only cash from each envelope. Track expenses – no dipping allow
 Challenge 51: The Expense Tracker

Objective: Track and analyse your expenses for one month. Identify areas where you can cut spending and reallocate those funds towards your financial goals.

Rules:

51 1. Use a budgeting app or spreadsheet to track all your expenses for 30 days.

2. Categorize your expenses (e.g., groceries, entertainment, transportation).

3. Compare your spending to your income and identify areas where you can cut back.

4. Set a realistic savings goal based on your findings and track your progress towards it.
Challenge 52: Protect yourself against aadhar card scams

How? Just follow these simple steps:

1. Head over to the UIDAI website: https://uidai.gov.in/.

52 2. Click on "My Aadhaar" and then "Download Aadhaar."
3. Enter your Aadhaar number and received OTP.
4. Check the box for "Do you want a masked Aadhaar?"
5. Click "Download Aadhaar"

And your Masked Aadhaar will be ready!

Challenge 53:

1.Pick 3 different types of mutual funds (equity, debt, hybrid).

2.Learn about their objectives, risks, returns, and portfolio composition.

53 3.Compare their performance over different time periods and market conditions.

4.Understand how fees, taxes, and exit loads affect your returns.

Note : This is not about picking the best fund, but about learning the basics of mutual fund investing.

Ready?
Challenge 54:

March 15th is approaching quickly, and that's the last date to settle your advance tax liability for the financial year 2023-2024. Remember, planning helps!
54
Here's a gentle reminder: if advance tax isn't paid according to the schedule, a 1% monthly interest will be levied on the unpaid amount.

It's always better to avoid any additional charges. So, take some time this week to ensure you're on track and avoid any last-minute stress!
Challenge 55:

Choose the right tax saving instrument by keeping these factors in mind:

There are ways to save money on taxes, but the best option depends on you.

Here's the deal:

55 ✅Lock-in period: Think about how long you can keep the money invested. Some options like Fixed Deposits lock it away for a while, while others like PPF are longer.

✅Risk Tolerance: Imagine saving is like a ride. Banks are a calmer ride (slower growth), while stocks can be a thrill ride (faster growth, but riskier). How much of a thrill are you up for?

✅ Interest Rates: Shop around! Compare interest rates on different tax-saving options offered by banks. A small difference can add up!

✅Liquidity: Think if you might need the money soon. Some options like PPF lock it in, so you can't take it out easily. ✋

After thinking about this, pick your tax-saving weapon.

Challenge 56:

Level up your financial IQ by decoding deals!

1. Pick a category: Mobile plans, credit cards, streaming - choose a category with enticing offers.
56 2. Gather information: Find details on 3+ options (websites, brochures).
3. Go Beyond the Headline: Don't fall for intro rates, find hidden fees & limitations.
4. Calculate the real cost: Factor in all charges over a set time frame (e.g., 2 years).
5. Think like a pro: Consider long-term benefits (rewards programs) vs. upfront costs.

And, then explain your analysis and chosen option to someone to solidify your knowledge!
Challenge 57:

Become a Debt Detective!

This challenge focuses on understanding debt and making informed decisions about it. Here's what you'll do:

1. Analyse Your Debt Landscape

👉Gather all your loan statements (credit cards, student loans, etc.).
👉List each debt including: type (credit card, auto loan, etc.), interest rate, minimum payment, and current balance.
👍Calculate the total amount you owe in debt (excluding your mortgage, if applicable).

2. Understand Interest
57 👉Research the different types of interest rates (fixed vs variable, APR vs effective interest rate).
👉Use an online interest calculator to see how much interest you'll pay on your current debt balances over different timeframes (e.g., 1 year, 5 years).

3. Explore Repayment Strategies

👉Research common debt repayment methods like the avalanche and snowball methods.
👉Choose a method that suits your financial situation and risk tolerance.

👉Create a plan for accelerating your debt repayment using your chosen method.

How is your debt condition right now?

Great 💯
Average ♥
Mat pucho 😬
Challenge 58:

1⃣Pick a Category: Choose an everyday spending category you use frequently (e.g., coffee, gym
memberships, phone plans).

2⃣ Research Options: Dig into the various options available within your chosen category. Look at different brands, features, price points, and subscription models.
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3⃣Compare & Contrast: Analyze the options you found. Consider factors like cost, quality, hidden fees, long-term value, and potential savings. Create a comparison chart or table to visualize the differences.

4⃣Make a Choice (But Don't Buy): Based on your analysis, decide which option offers the best value for your needs and budget.

But, remember, the ‘cheapest’ option isn't always the best deal!
Challenge 59:

Update your FASTag KYC details by March 31! 🕰

Failure to comply could result in FASTag deactivation. 🚫

Here’s how to stay on track:

1⃣Visit your bank’s or issuing authority’s website.

59 2⃣Log in using your mobile number. Navigate to ‘My Profile’ > ‘KYC.’

3⃣Attach the necessary documents (vehicle registration, driver’s license, PAN card, and Aadhaar card).

4⃣Verify your KYC status through the same platform or the official FASTag website.

Got it?

Yes 👍
No 👎
Challenge 60:

Imagine you're interviewing your 65-year-old self. Write down 3 financial questions you'd ask them about your current financial habits, and what financial decisions would they advise their younger self to make?

60 Would your future self be happy?

Happy😊
Okay okay ✅
Don’t ask 🥲
Challenge 61: Last Chance to File Updated ITR for FY 2020-21!

Deadline: March 31st, 2024

If you suspect an error in your income tax return for FY 2020-21 (AY 2021-22), then the Income Tax Act allows you to file an updated return (Form ITR-U) to rectify any omissions or mistakes.

The Challenge:

1. Review: Re-examine your FY 2020-21 return. Did you miss any income sources (interest, freelance work, capital gains)? Did you claim ineligible deductions?

2. Research: Understand ‘updated return’ under Section 139(8A) of the Income Tax Act.
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3. Recalculate: With the corrected income details, recalculate your FY 2020-21 tax liability.

4. File & Relax: File your updated return before the deadline.

This is your chance to rectify any errors and ensure your tax compliance.

Have you ever filed an updated ITR?

Yes ✅
No ❌
Challenge 62:

Let’s try an IPL challenge!

Test your financial skills by creating a mini IPL team with salary restrictions.

Here's the challenge:

62
1. Imagine you have a budget of ₹5 crore to build your IPL dream team.

2. Research the IPL player salaries (use websites or news articles).

3. Choose 11 players (including batsmen, bowlers, all-rounders, and a wicket-keeper) within your ₹5 crore budget.

4. Share your team and explain your strategy with me on Instagram! Did you go for experience or young talent? Did you prioritize big hitters or balanced bowling?
Challenge 63:

Decode Your Statements:

👉Grab your latest bank and credit card statements.

👉Identify and understand at least 3 fees you're being charged.
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👉Research if there are ways to avoid them (e.g., negotiating lower fees, using different accounts).

Have you ever found any hidden fees in your statements?

🥲Yes
😀No
Challenges 64:

Answer these questions together with your partner!

👉What are our biggest financial goals?

👉How much comfort are we okay with when it comes to saving?
👉What are our spending habits, and how can we find common ground?

64 By openly discussing these things, you can create a plan that works for both of you. But, are these questions enough?

No, these are not enough!

So, where will you get all the questions, and their solutions for your happily ever after kind of relationship.

You will get what you truly need through India’s first ever couple finance course, ‘Master your Money with Honey.’

So, if you don’t want to let your finances get messy, just need the waitlist by registering on this link: http://finshow.nehanagar.com/join-waitlist
Challenge 65:

Netflix is cheaper in Pakistan than India?

Shocking na?

The price of basic Netflix subscription in India is ₹199, whereas in Pakistan it is priced at only ₹135.
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Yes, our Netflix subscription is cheaper than a lot of countries like US, France, Japan, etc.

So, find out why it is expensive than the subscription in Pakistan? And, DM me the answer of this on Instagram.

Btw, do you have a Netflix subscription?

1. Yes 👍
2. Idhar zeher khaane ka paisa nahi hai 😂
Challenge 66:

Today’s challenge is to incorporate one small, actionable step towards a more strategic investment approach.

Here is how you can get started:

😊Research a specific Mutual Fund

66 ✅Automate your SIP

♥Review your portfolio allocation

🤩Talk to a financial advisor

Let's make these smart financial moves together!

Which step are you taking this week?

Challenge 67:

When considering luxury purchases, follow this simple rule:

Spend no more than 1% of your net worth on luxuries.

Here’s how it works:

👉 Know Your Net Worth: Calculate your total net worth (your assets minus liabilities).
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👉 Set a Budget: Allocate just 1% of your net worth for luxury spending. For example, if your net worth is ₹10 lakh, your luxury budget would be ₹10,000.

Use this budget for indulgences like designer items, fine dining, or travel.

BTW, is your net worth more than ₹10 lakhs?

Yes ♥
Acha joke tha 😂
Challenge 68:

Shift your money mindset in 2 easy steps

1⃣Discover your ‘Money Why’🤔

Take a moment to reflect, what drives you financially? Is it financial security, luxurious lifestyle or world tour

Whatever it is, jot it down!

Keep this ‘money why’ visible—maybe on your fridge or as a phone wallpaper.

2⃣Revamp you spending language 💬

68 Swap out the old ‘I can't afford it’ for a fresh perspective.

👉Try saying, ‘I'm choosing to invest in...’ instead. 🌱

Boom! You've just empowered yourself to make conscious spending decisions.

Now, just watch your finances flourish🌼

What's YOUR Money Why?

♥Security
👍Travel
😊Bachon ki shaadi
😂Pehle apni shaadi toh ho jaaye
Challenge 69: Feeling stressed about finances? Does ‘talking money’ lead to arguments with your partner?

If you said YES, then this challenge is for YOU!

Over 10,000 couples already said ‘Challenge Accepted!’ to mastering their finances together in less than 24 hours!

Here's the Challenge:

👉Can you communicate openly about money with your partner?

👉Do you have a clear roadmap to reach your financial goals together?
👉Are you prepared to secure your family's financial future?
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Think you need help? There's a solution...

Register to India’s first ever couple finance course, which will help you and your partner:

✅Decode money talk: Learn to communicate openly and honestly about finances.
✅Build your dream roadmap: Create a financial plan that considers your shared goals.
✅Future-proof your family: Learn to save, invest, and plan for your children's education.

Together, we can build a brighter financial future!

Checkout the India’s first course on couple finance: https://nehanagar.com/couplefinance

Challenge 70:

Rani just received a large work bonus and wants to invest it wisely for her future. She has a moderate risk tolerance.

Which of the following is the MOST suitable investment option for Rani?

70 👍Fixed Deposit (FD) with a short lock-in period (less than 1 year)

👏Equity Mutual Fund focusing on small-cap companies

♥Balanced Mutual Fund with a mix of stocks and bonds

😀Peer-to-Peer (P2P) lending platform

Challenge 71:

Analyse you money habits, and ask the following question:

We all know the importance of a well-stocked masala dabba in an Indian kitchen!

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But when it comes to your financial future, which money mindset box do you fit in?

♥Foodie Mindset: This mindset prioritizes enjoying delicious food experiences, like trying out new restaurants or indulging in high-quality experiences.

👍Investor Mindset: This mindset focuses on planning for the future, prioritizing saving and investing for long-term financial goals.
 Challenge 72:

Be a Green Investor!

Research 1 Indian company that prioritises sustainability (clean energy, waste reduction, etc.).

Look for:
72
👉How this company is making a positive impact.
👉Why this company might be an attractive investment for eco-conscious financiers.

Let's see who discovers the greenest gems in the Indian market.

BTW, Happy Earth Day!!!

Also, would you rather invest in a company known for eco-friendly practices or prioritise short-term gains?
Challenge 73:

This week, turn into a desi Sherlock Holmes!

73
Hunt for misleading financial claims in flyers, ads, or even conversations with relatives. Are there guarantees of get-rich-quick schemes? Unrealistic returns with no risks?

Spot these sugar-coated schemes and share your findings with your loved ones to keep the community financially informed!

Challenge 74 :

I have done my part!

Now make sure you don't miss voting in the upcoming elections.

74 Take a moment to find out when they're happening in your city, and then tweak your schedule a bit to make sure you have plenty of time to cast your vote. Your voice matters, so let's make sure it's heard!

Are you ready to make your mark?

👍Yes

Sorry, 'No' ka option nahi hai ismein!

This is it, our 75th challenge together!

To celebrate this milestone, forget budgets and spreadsheets for a moment. This challenge is about weaving a story with your finances!

Here's the challenge:

Imagine yourself 25 years from now. You've built a successful financial life and want to leave a lasting legacy for your loved ones. It can be a dream vacation for your family, funding your grandchild's education, or even starting a charitable foundation.
75 Your task:

1⃣Craft a vision board: Create a digital or physical vision board showcasing your financial legacy. Use pictures, quotes, or even sketches to depict your dream.
2⃣Plan your path: Outline 3-5 actionable steps you can take TODAY to achieve your financial legacy. This could involve exploring investment options, increasing your income, or even downsizing your future expenses.

Lastly, review past challenges & pick the ‘champions’ that helped your finances. Integrate these strategies into your plan to build a stronger foundation for your future.

Let’s continue empowering each other!!