Consider a family-owned bakery in financial problems, which exemplifies Peter

Drucker's ethical business approach. The couple that owns the bakery, along with their teenage
children, seeks a loan to keep it running. They agree to an unlimited liability clause and pledge
personal assets, such as their home, as collateral. Despite their efforts, the bakery fails, resulting
in bankruptcy and the possible loss of their home.

This example emphasizes the ethical difficulties for limitless liability clauses, as Drucker
felt that firms should prioritize social responsibility over profit maximization. He would most
likely suggest financial institutions should take a more balanced approach, considering the
broader impact on individuals and communities. This case exemplifies Drucker's emphasis on
ethical decision-making and social responsibility in corporate operations, while also advocating
for a more humanitarian approach to dealing with financial difficulty.