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    Simulasi KPR KPA Zero - ACP (November)

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    Adinda Putri

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    Simulasi KPR KPA Zero - ACP (November)

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    Adinda Putri
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    2 views2 pages

    Simulasi KPR KPA Zero - ACP (November)

    Uploaded by

    Adinda Putri

    Copyright:

    © All Rights Reserved
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    of 2

    SIMULASI ANGSURAN (KPA ZERO) BUNGA BERJALAN

    POKOK PINJAMAN : Rp 500,000,000 JML HARI BULAN

    JANGKA WAKTU (Bulan) : 240 ###

    SUKU BUNGA : 4.47% TOTAL


    ANGSURAN : Rp 1,862,500 BUNGA
    *Simulasi ini tidak dapat menjadi patokan pasti, akan tidak sesuai jika presentase suku bunga dan atau bulan perubahan berbeda ###
    SUKU
    BULAN BUNGA POKOK ANGSURAN SISA POKOK
    BUNGA
    1 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    2 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    3 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    4 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    5 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    6 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    7 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    8 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    9 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    10 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    11 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    12 Rp 1,862,500 Rp - Rp 1,862,500 Rp 500,000,000 4.47%
    13 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    14 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    15 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    16 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    17 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    18 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    19 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    20 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    21 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    22 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    23 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    24 Rp 2,487,500 Rp - Rp 3,725,500 Rp 500,000,000 5.97%
    25 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 498,828,700 7.47%
    26 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 497,657,400 7.47%
    27 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 496,486,100 7.47%
    28 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 495,314,800 7.47%
    29 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 494,143,500 7.47%
    30 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 492,972,200 7.47%
    31 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 491,800,900 7.47%
    32 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 490,629,600 7.47%
    33 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 489,458,300 7.47%
    34 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 488,287,000 7.47%
    35 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 487,115,700 7.47%
    36 Rp 3,112,500 Rp 1,171,300.00 Rp 4,283,800 Rp 485,944,400 7.47%
    37 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 484,846,134 8.97%
    38 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 483,747,869 8.97%
    39 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 482,649,603 8.97%
    40 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 481,551,338 8.97%
    41 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 480,453,072 8.97%
    42 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 479,354,806 8.97%
    43 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 478,256,541 8.97%
    44 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 477,158,275 8.97%
    45 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 476,060,010 8.97%
    46 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 474,961,744 8.97%
    47 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 473,863,478 8.97%
    48 Rp 3,632,434 Rp 1,098,265.61 Rp 4,730,700 Rp 472,765,213 8.97%
    49 Rp 4,124,876 Rp 1,052,523.52 Rp 5,177,400 Rp 471,712,689 10.47%
    Plafond Kredit
    Jenis Biaya
    500,000,000 750,000,000 1,000,000,000
    Biaya Proses Bank 20,645,000 30,692,500 40,340,000
    1 Biaya Notaris 250,000 250,000 250,000
    2 Biaya pemasangan HT 3,000,000 4,500,000 6,000,000
    3 Biaya Admnistrasi 500,000 750,000 750,000
    4 Biaya Provisi 3,750,000 5,625,000 7,500,000
    5 Biaya Proses 1,250,000 1,875,000 2,500,000
    6 Biaya Appraisal 850,000 1,000,000 1,000,000
    7 Premi Asuransi Kebakaran 2,500,000 3,750,000 5,000,000
    8 Premi Asuransi Jiwa 11,795,000 17,692,500 23,590,000
    % Biaya dari plafond 4.13% 4.09% 4.03%

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