© Eira es) Malmmnatics, Le Penk Wuteones) — Weruie, of Some aioe sane @ mmol SE lls Senay —Urdesttenbing os Annuity Grept ~— Fibre Veubae of— Feo pao.” Wee st ‘& re it it les)” : De-tay COepreci tins) Straph tine malleed > #=PC(— Ce) Reducing tdane mefced ~>A~PC1~Cy" Qo wht CEnPrabin) es ical Cie e ow ewe ee Aha. ns a a veto cal ad {gab tee = Co ee ep eae oa, thous much ee “ae =e - ee of fime, eek ge hove Se 7 ally i we + Nom phen , oe a a Lave fer Sey retirement le teat Byes , a leonp a ol UW “" mat happens, «Ss toot Pesple wll pet mon tte » lates “ie a tee oe Syow Con Powmal-e ol < Te . a | le ported of tame. 2-foia J eo ‘ ii Wek a Paymect Macle af 24.0] percele Rie is on Panuiry.® P Meu -C i i Ve nn ce met 16 Parynet pert ra - celled a Blom o tte Gnu fi he tie fom the fick Caymet be tke fat Parent calle Tae ine of the rma tty - @®DTS acermulote. fimols ‘ 5 Resuls, epost Wolo, =) Zeina Seow DT © Payout fmas’ 9. Reoulerc mere ae pot : oan a a a 7 vt @)Te fe ee loang . ~y “ae repagmest | Forte llores ts Settle SY Ppinsey Aww’ tm anmtty ushere resyelay Ado SWE: lan cnn chy, vetrere req alors of At be BEGINING of x. ay"apy TOPS OF Vaiyges of ANVUTTES We Gusice, 1 options af pacchanny a Ge | CPTV ONE? Bovrewing (Loan) Lo purchote Wow ai i Creme T me Te ae ( Jee bb he Ph Ae pee RD tansvertiUcttie. eral ae OPTION 2 ! Saving, to Purchase x sBeich! pee A, i oe ale Oa ea Boy he NR Se Ns, Zleok. Present Velie eee ae PRESET Value ae Waive ti ome he eqeucd facta cmnuidy poyrents ak he BeEGun De af teaiceee of fee Smut AIwee VBLUE! (Sevngs Eombing Sane), The Vole ire mn freee Bea of fs omy ak ah a 3 Tried! fir! oeslicri amills ee value. f-[cvo"~ 1] LE B= Rule Velie M~egun| pe eaicelat & t= Ghapeued hear seh art W= Numbe, ef 2G oo Poy mente ‘he Pomda fo FORE verte Fee Annuity De er _- ogo x ((+0) Formula fue Prmuity Preset VAtue FR =PreS ent Value x= eed requler Payment amount c= Gmpoun of \ieyesL role N= Number of Puc! Bam emp : Bpplictio, of preset & fitine Vobe Gimui fice Exomple: Freda cleposits ASSO at the cro of Qi ene on iG fh eae colt on mtwert rete os o, ait SAA, ieee U ea | enol of lee pat : ee ahefrewe Cle tre Fucks Ut kes — Ts keis an omnby | Yay, Deelin ay ec eiiigeiortmer pudlayrs, Value] me cae Gud) ¢ ay es mofo p egy NaS*R= 6s i ye© Srample ei F Rade tL clepswits ase alfiz, Begiann of crea Spomter wa Savings ace t ute a taut rete ame tece Gnpaunded Suobedly fir c periee! HS Sy eong Cofetate lhe Uetig wf Cas v-eShanent ( enol ef bo Perce E ae re Ts bats So comunity 1 Ponuit Clue Cheginaing) Presech (Cte Vee tee CEavirp} encly, . ae e renee, 65 N= Sxy= 25 adj ag- lam Bemks, = Gis ae ie Oe Ges) & ee 4 st ol x iret) 4 =t(30 a eee@® Sranple 3° Tenet tse <= bon bean al mal ay repoun ek sf Ascou att, fae Bee) afte 40 iWerer ye ot ISL pa Gmpamded Head fr 8 pened of [Queens - os ede ef hes thon Pe omoank Arlga/ De Wie Om Orn Prelim neta Gu) et hae le Preset vetee (oan) Pr-O a ae ane ‘ Inet say = sos | a | ee wl (Soa a F R02 F8Y Gc oe Or Rementyey to hes Pic y he Sos ad worst Wes® Cut bores | —Oveckes fb fie als ancl (oom Cp f Deira ePactenl elias nuit « = Coblestcuting re_uloe Payyne uty — Colltedingy the mote, ole eee, J ~ GN eltiny oe = @® ChreursTng Ryo. Paymens. we be lath Pore SM WSE g fal) Pry nef: Ba: Titan teak @ boon for RY} ROO Grd aepenel TB make @ Windeol poyrey sp ZI f00 ad te. ~Grof sf nck med fe a pened fC yerp Ie Dtewet ras Ts BEL > 4 Compordes| TIN ° Ce ach eg} moatlly Peyerets ore ee * Remewhe, As pad moe tren tn ace Poymevks and teoefire Te frod paryrent Chovlel be beer base 19% +S we would bore & dotiumre fink poqrat Steps | Bik) - sla tee CB te) eae be WYP py Step 2 * Pete tine Te god Hl f &r ay Ire (opt eee a pate (2 Faal Pymect =(0g.,)e(I4)CH) ft (Semme ay tk Tetfy resin) Mei besk omer Rayeoo eel agieed te make mn PF RYeOD cote sad af seach mate, fie <@ercel of —Syeavs. I bret rots {s ony oA i cas Pat "lid GAlelats ‘i Brot Peyote Gln P = 44905 = LITO N= s¥naby (= 14 4 eee Se CE av Fier) Oa) Re 4 \bo->4 aN Pao us f00(| +1) a Coser -[g A Chay il = ee (4 ia a [ath a hy ga 20 ROGrauiaes ' ITH Gb= RN93 Sepa Fol, pagent a (OR, (Iti) = CHi22)a( 14128) = RAB 34 eee© Orton eg sdeferred frmuiby Gy cog x» De ferred Fruity pale. a ee Find GmGoph © Gnking aad| pdlens a ~~ eae Exif teen of Roc take, Seana tl seal ot tee Ge wh exch monte, IS whevedk rote js Lia p.a Gmpouncleol monthly. Ik Goreme nt pee The a ta ts be made af end of fh rie neni of usher te loan was Oramted t Peemenies pose Defense (elaged) by ho most. Ae Tn Ca se art lees Ta oe oe hi Ee ee Pa. at wprser} valor Tati, iE) His oe Cee RS L-ciCo) Defence enmity, (Graphically Pm plticpernt Value afte a metis A cleferrect payment 5 ened (caljed) Brmuity (of pase becuse we a fia Pomel Ma = ae ° fs 1) (nuwle, of Prone) COR CeRD cea e ear Sem Ex: & len fe is token cut ith Wleegual monthly payme rts atthe end ef each mob. Me intore ole SHC pps Gm our |_maet Die Gmc financial Pay ents ci Sn rere nS cae ag m—ents Were reSune cl ale oct Ee ete te with te Agree ment tree the yo © ate few tre Tem aining ie of payment pevieels. ote of OR SE Pa ea s yaa arse: is Ye te We Tans TayGD Grcept f omieced pageeicte | Go fanued——- | : om Joe, \x(es) = wa | lo. eS ee ee 4 Cong ite eee ae P=preset Veluwe 3 av? ‘ nas j oe” SS o ele of bre OR Ni ei PS are ake | at a y 1S pag eck | : a tin, & Ne N 1 X ars ye a &O oy 0 Crumboe oft Pryce) - Be deferree( omnuity i nefking more Tyan oH annwity re, vohere hee Pies Payment beam 5 at fitine clete on ab phere Petom ents dep.sits) Shert in mere Trem One penoc for ihe present . a hen uments Are mm $Se of | then tie OuStemdiag Balance (eR) (fle the last: Payment maole) Grows Gem Dumel| SE Guaimeneed 5 aan degcded DL Gea ol tA Yom mitted Obit mept be Computed Fre Y priv efe j(e) Fxomgle * BefPre omits Ey: Mus cc teok a seen RQ cro dieser cts wee! pe ee on 1 Jonuiony 2 ie erest rete i lb pa Gmpo am Ks inet a # ps Gopal mat Paymene on 4 Apel anno. se his first ® Colostote Fe volus Pitre tear mo Lililecetiae? Sen ; Pau jn-ay, (=i x=7 APs weygo0( | 4 12) — RESO YR Mn = nuwher © é F pevicds Cmentis) clebage f . ® Glatate the value of the pa n aon mente erie ain oar (2 Hea00,43 — % [I-A a] re aco 2 rs X= 4S to, i. ae a spew set 2 |S aea a aS MH=RUSLAB aeAlbert book a bean fa RISOCEO al aapeccf ts make & Gol monthly pee merits af RAROF at tie end ef each month tb pry The (rom. [Ke wikerest yate is IX‘. p-a Compounoled monthly - Hae ts Some nan ctal diffe cuties et tric. ol PEymets 31,22,22 emel BY, the seSimed his Pearendto at the enol of tre Ach date end coca oe his monthly P&ome nts fey are remaining Bi ser act Pagment posed s CA ctate- Oo the atetending belarce Ae 207 Peyrrect ® tho value of the New monthly Prymerte . Gin pulser 5 n= dj m= R3DG jn-4 oe ae @ A,= PC +O8= tsvere(| HSE)? past yeajoa hoe er k o Fo 7LeHDa] _ aco (eyih Al4> 64.84) L ic Fe eyed > van fe S ® pa egasty 5i= aad Ronis ote eS aes et Bac PURO V9, Loe sgt Besa, tiation Me op ;QD Beple of Gr, TS pe ee ee - Company bought G new Machine foe RIsvovd -on 9 adsl to replace tke machine mn byes fire the machine depredicted Ce omnes reset at ISL. ong tie reducing bclona metinel. Ke replatomeat Gst ef-« new machine tS expe cee +s InCrease by AL shp« Glatt © lke Aepretiated Vole of fie mache in Gyan & Ie expe cteel GsSt-f A new mochine ww ©uens © lhe amount fle me upulel need Pur choSe anew ne ne © Gens Colton @ # =PU-UO" = |soo00(|~ |S e)= 28S 57243 ® * =P(lt+°= (Soove(| + asi RQYCISI,\o_ © Skins funef = 34691871 2— 56 S42, 42 = R2G0 286,69Bus I 4 ComP ary bought anew truck yr RUS millions tho truck depre cotts at 12S L pvc mom a reclu cing ee Gsts ts replace five frock U ex ectec! mCrerfe ate rite Ri a, el as a Op Cpt ak om hoe) MS tru in eon 7 Clatate a ae @ Te velus of fi Sakiag fun el ® he Velue pte mor ve ee fy Pemacte to Le made Sahin . & ie) Spl: Prjected Ttbction Velie? Ha—pPUFO"= RAGCCS(| Fkfs) ~ 234E7 18658) Step FR ecb=| Be pre cited Vole : #=PC[~0)"= asvowe(|_[3,4,J=2 41693 Cy 3 Sthking find = R3467[8S,9] — RK |OYF216,92 EAA 2) a Sag ac py ee eee Ve arms e “7 oa aqiaque,ee = LCi e ish ee 10" m ett a] 5p = 05199 68, vex (sh) = Jat teb) |= RAAAG| BD Na