E.

Financial Projections Year 1

Amount (in Rs.)
Revenue
a. Output Trading 501,000.00
b. Input Trading 385,000.00
E1.Total Revenue 886,000.00
Procurement
a. Output Trading 501,000.00
b. Input Trading 385,000.00
E2. Total Procurement 886,000.00
E3. Operating Profit (E1-E2) -

Operating Expenses
Rent of VLAC -
Office Rent 6,000.00
Electricity Charges -
Interest Charges on Loan -
….......
….......
E4. Total Operating Expenses 6,000.00
E5. Net Profit (E3-E4) (6,000.00)

F. Fund Requirement
Head Amount (in Rs.) Source
1. Working Capital 421,000.00
2. Infrastructure 180,000.00
Total 601,000.00
Proposed duration of fund requirement (in months) from the CLF/GPLF:

Disclaimer by the Producer Group:

It is to inform to the CLF/GPLF that the Producer Group is agreed to the rate of interest fixed per annum for
repayment of the working capital which will be refunded to the CLF/GPLF alongwith the capital as per the
agreed terms and condition.

Signature of President Signature of the Secretary Signature of the Treasure.

Profile of Village

S No. Particulars Details Fill information

1 Name of the Village Chausha

2 Name of the Gram Panchayat Chausha

3 Name of the District Solan

4 Name of the Block Kandaghat

5 Names of Nearest Towns/Cities with 30

distance in Km
Solan

6 How is the road connectivity to the Village All Weather All weather Road
Road/Kutcha Road
7 Transportation facilities: Public Transport/Bus Private Transport
Public Transport/Train Private Transport/Bus
Private Transport/Others

8 Communication facilities (functional): Mobile & Internet

Telephone/Landline: Telephone/Mobile: Internet Service
services:

9 Electricity supply Uninterrupted/ Intermittent

Intermittent

10 Total population of Village (Number) 565

11 Number of Households 130

12 Number of Female Farmers 95

13 Number landholding Female Farmers 2

14 Number of landless/tenant Farmers nil

15 Number of SHG 6

16 Number of SHG's Member 55

17 Number landholding held by SHG's Farmers (in 110

Acres)

18 Number of SHG's landless/tenant Farmers nil

19 VLAC Center distance (in KM) ..

20 Office on Rent per month (in INR) 500

21 Warehouse Rent per Month (in INR) 2000

22 Utility Charges per month (in INR) 500

23 Grading Price Per Quintal (in INR) 25

24 Local Transportation Charges in INR per KM per 20

Round
25 Transportation Charges in INR per KM per 30
Round
26 Best 3 Commodity Produce by Farmers Peas,Capisum,Tomato
Agri Output to be sold by PG

Particulars Year 1

Name of the crop Peas Capsicum Tomato

Total no. of PG members 25 25 25

Average Land Holding per members

1 1 1
cropwise(Bigha)

Total cropping area of PG members

25 25 25
(acre)

Seeds Requirement on Average (KG) 350 8500 50000

Fertilizers Requirement (KG) 1250 1250 1250

Pesticides Requirement ( Liters) 25 40 65

Productivity (Quintal per bigha) 8 6 3

Total harvest by PG members

200 150 75
(quintals)

19.98 14.85 67.5

Marketable surplus to be bought by PG

Income & Expenditure Statement

Particulars Year-1

Income of PG

Weight loss/Wastage 1%

19.98
Quantity available for sale (Quintal)

Unit selling price (Rs/quintal) ₹ 3,000.00

Total selling price/income (Rs)

₹ 59,940.00
Weight loss/Wastage 1%

19.98
Quantity available for sale (Quintal)

Unit selling price (Rs/quintal) ₹ 1,650.00

Total selling price/income (Rs)

₹ 32,967.00

Weight loss/Wastage 5%

Quantity available for sale (Quintal) 18.981

Unit selling price (Rs/quintal) ₹ 4,000.00

Total selling price/income (Rs)

₹ 75,924.00

Total Income of PG

Expenditure of PG

Variable cost

Purchase price (Rs)

Peas
₹ 30.00

Capsicum
₹ 40.00

Tomato
₹ 40.00

Transaction cost

Input Seed, Fertilizers &

Pesticides ₹ 315,000.00
Grading/assying, weigning,
packing/bagging at collection
point ₹ 70,000.00
Local transport (Include loading &
unloading)- collection point to
warehouse
Transport to market (Include
loading & unloading) ₹ 0.00
Total Variable cost
₹ 385,080.00

Semi-Fixed Cost

Office Rent ₹ 6,000.00

Utilities (electricity, internet,
telephone etc.) ₹ 6,000.00

Collection centre rent (1 centers) ₹ 24,000.00

Interest on Loan

Total Semi-Fixed cost

₹ 36,000.00

Total Expenditure of PG (pre tax) ₹ 421,080.00

Investment Required
Particulars Year-1

Fixed capital

Hardware & software-

Weighing scale & moisture

₹ 20,000.00
meter

Gunny Bags,CARET ₹ 55,000.00

Tarpaulin ₹ 5,000.00

Total fixed capital ₹ 80,000.00

Working capital

Cycle of Trading (in Month) 1

Current Asset

Inventory ₹ 0.00

Cash in Hand:

Input (seeds, Fertilizers and

₹ 315,000.00
Pesticizers)

Transaction cost ₹ 70,000.00

Fixed cost for 1 week (salary,

₹ 36,000.00
travel, rent, utilities, misc.)

Debtors ₹ 0.00

Total current Asset ₹ 421,000.00

₹ 0.00
Current Liability
Total working capital ₹ 421,000.00

Total Investment ₹ 501,000.00

Year 2 Year 3
#VALUE!
3
Agri Input to be sold by PG

Particulars Year 1

Name of the crop Peas Capsicum Tomato

Total no. of PG Members 25 25 25

Average Land Holding per members

1 1 1
cropwise
Total cropping area of PG members
25 25 25
(acre)

Total input uses

Seeds per Kg (in INR) 350 8500 50000

Fertilizer per KG (in INR) 30 30 30

Pesticides per KG (in INR) 1000 1000 1000

Seed 52500 42500 62500

Fertilizer 15000 15000 15000

Pesticides 25000 25000 62500

Total
₹ 92,500.00 ₹ 82,500.00 ₹ 140,000.00

25 Bigha

Year-1

Particular
1 2 3

Name of the crop Peas Bean Tomato

% input to be sold by PG
100% 100% 100%

Seed*
₹ 53,025.00 ₹ 42,925.00 ₹ 63,125.00

Fertilizer*
₹ 15,150.00 ₹ 15,150.00 ₹ 15,150.00
 Pesticides*
₹ 25,250.00 ₹ 25,250.00 ₹ 63,125.00

* Sale has been done with margin of 1%

Income & Expenditure Statement

Particulars
Year-1

Income of PG

Peas

Seed
₹ 53,025.00

Fertilizer
₹ 15,150.00

Pesticides
₹ 25,250.00

Total selling price/income (Rs)

₹ 93,425.00

Capsicum

Seed
₹ 42,925.00

Fertilizer
₹ 15,150.00

Pesticides
₹ 25,250.00

Total selling price/income (Rs)

₹ 83,325.00

Tomato

Seed
₹ 63,125.00

Fertilizer
₹ 15,150.00

Pesticides
₹ 63,125.00

Total selling price/income (Rs)

₹ 141,400.00

Total Income of PG ₹ 318,150.00

Expenditure of PG

Variable cost

Purchase price (including

delivery cost)

Seed
₹ 157,500.00

Fertilizer
₹ 45,000.00

Pesticides
₹ 112,500.00

Transaction cost
₹ 70,000.00

Warehouse management
₹ 0.00

Total Variable cost

₹ 385,000.00

Fixed Cost

Staff salary
0

Store keeper
₹ 0.00

Store Rent ₹ 0.00

Utilities (electricity, internet,
telephone etc.) ₹ 0.00

Interest on Loan ₹ 0.00

Total fixed cost

₹ 0.00 -

Total Expenditure of PG (pre tax) ₹ 385,000.00

Investment Required
Particulars Year-1
Fixed capital

Hardware & software-

Weighing Machine/Gunny
₹ 80,000.00
Bags,Crates

Total fixed capital ₹ 100,000.00

Working capital

Current Asset

Inventory ₹ 0.00

Cash in Hand:

Transaction cost ₹ 0.00

Fixed cost for 1 week (salary,

₹ 0.00
travel, rent, utilities, misc.)

Debtors ₹ 0.00

Total current Asset ₹ 0.00

₹ 0.00
Current Liability
Total working capital ₹ 0.00

Total Investment ₹ 100,000.00

Year 2 Year 3
r3