Real Estate Debt Investment Opportunity – Blue Moon

Invest in NCDs secured by Real Estate.

Invest in Secured Non-Convertible Debentures (NCDs) secured against cashflows from a premium
plotted Project and Collateral Land in West Bangalore. Borrower owns the project land and has tied
Current Opportunity up with a Tier 1 developer to develop the project under a revenue share Joint Development agreement
(JDA). Salient features -

High Returns High Security Cover Real Estate Mortgage Escrow & Hypothecation Trustee Plotted with Good Sales
16.1% IRR 2.9x Collateral land & Borrower’s
share in Project land
Borrower’s share
of Project sales revenue
Representing the rights
of NCD holders
Tier 1 Developer; Excellent
sales of 30% in 3 months

Premium Plotted Residential Project Investment Details

➢ Plotted Project on 22 acres land having 401 units with all modern Opportunity Status
amenities including clubhouse; Located in West Bangalore. Total Issue Size 25 Crores in tranches
➢ No Approval Risk:- Project is launched with all approvals in place. Returns & Tenor
➢ Minimal Development Risk:- as Plotted projects have low construction Coupon rate 15% p.a. payable monthly
costs & short construction cycles. IRR ~16.1%
Tier 1 Project developer:- Project developed by a leading Bangalore Tenor 27 months
developer on a revenue share JDA (Developer share 48%). 5 equal quarterly instalments post
Repayment
principal moratorium of 12 months
➢ Robust Sales with 30% units sold in just 3 months.
Security
➢ Location Highlights:- Located on Sondekoppa – Nelamangala road; Off
Mortgage ➢ First and exclusive mortgage on 4
Tumkur main road. Close to Nelamangala industrial hub acres of land adjoining the Project
(‘Collateral’). To be developed as
Project Developer next phase of Project development.
➢ First & exclusive mortgage on
➢ Project is being developed by a Tier 1 developer under a revenue Borrower’s share of undivided
share Joint development with the Borrower. interest in Project Land
➢ Established in 2012; Excellent track record of more than a decade. First and exclusive charge on
Escrow &
➢ Delivered 50 lac SF over 9 projects; 20 lac SF is under development Hypothecation
Borrower’s share of cashflows from
➢ Project Developer is not a party to the transaction. the Project
➢ Corporate guarantee of Borrower
Borrower Other Security ➢ Personal Guarantee of Promoter
➢ Post-dated cheques
➢ Setup in 1996 and operating only in Bangalore Security Cover High security Cover of 2.9x
➢ Delivered over 15 lac SF through development & contracting.
➢ Borrower owns project land and has a revenue share in the project.
Multiple 1.26x

Project Entrance Schematic For an Investment Size of INR 10 Lacs

Month Interest Principal Month Interest Principal
Month 1 12,500 - Month 19 7,500 -
Month 2 12,500 - Month 20 7,500 -
Month 3 12,500 - Month 21 7,500 2,00,000
Month 4 12,500 - Month 22 5,000 -
Month 5 12,500 - Month 23 5,000 -
Month 6 12,500 - Month 24 5,000 2,00,000
Month 7 12,500 - Month 25 2,500 -
Month 8 12,500 - Month 26 2,500 -
Month 9 12,500 - Month 27 2,500 2,00,000
Project Layout Month 10 12,500 -
Month 11 12,500 -
Month 12 12,500 -
Month 13 12,500 -
Month 14 12,500 -
Month 15 12,500 2,00,000
Month 16 10,000 -
Month 17 10,000 -
Month 18 10,000 2,00,000
TOTAL 2,62,500 10,00,000

Strictly Private and Confidential. Not for Circulation.

Real Estate Debt Investment Opportunity – Blue Moon
Invest in NCDs secured by Real Estate.

DISCLAIMER
THIS PRESENTATION IS INTENDED ONLY FOR THE PERSON TO WHOM THE PRESENTATION IS MADE OR DELIVERED AND IS NOT FOR FURTHER CIRCULATION. THE CONTENT OF
THIS PRESENTATION IS CONFIDENTIAL. THE INFORMATION IN RESPECT OF EVERY INVESTMENT OPPORTUNITY IS PROVIDED TO YOU SOLELY FOR YOUR INFORMATION AND UNDER
NO CIRCUMSTANCES SHOULD THE INFORMATION BE USED OR CONSIDERED OR DEEMED AS AN OFFER TO SELL OR THE INVITATION OR SOLICITATION OF AN OFFER TO BUY ANY
PRODUCT OR SERVICE OFFERED BY US. NO SUCH OFFER OR INVITATION OR SOLICITATION WILL BE MADE PRIOR TO THE DELIVERY OF DEFINITIVE DOCUMENTATION RELATING
TO THE SECURITIES BEING OFFERED. ITS USE FOR ANY OTHER PURPOSE IS NOT AUTHORIZED. ANY REPRODUCTION IN WHOLE OR IN PART, OR THE DISCLOSURE OF ITS CONTENTS,
WITHOUT THE PRIOR WRITTEN CONSENT OF REALTYSTACK PVT LTD (‘RESTACK’, ‘COMPANY’), IS PROHIBITED. THE CONTENTS OF THE PRESENTATION ARE PROVISIONAL AND MAY
BE SUBJECT TO CHANGE WITHOUT NOTICE AND THE INFORMATION CONTAINED HEREIN IS NOT EXHAUSTIVE. THE COMPANY DOES NOT GIVE ANY INVESTMENT ADVICE OR
RECOMMENDATION IN RESPECT OF THE OPPORTUNITIES MENTIONED IN THIS PRESENTATION AND ACCORDINGLY, NOTHING IN THIS PRESENTATION SHOULD BE CONSIDERED
AS AN INVESTMENT ADVICE OR RECOMMENDATION.

RESTACK IS ONLY AN ONLINE REAL ESTATE INVESTMENT PLATFORM TO SHOWCASE OPPORTUNITIES TO REGISTERED USERS AND IS NOT LIABLE TO ANY RISKS OR LOSSES OR FOR
NOT REALIZING EXPECTED RETURNS OR PERFORMANCE FROM THESE INVESTMENTS WHICH COULD BE DUE TO MULTIPLE EXTERNAL FACTORS.

THE INFORMATION IN THIS PRESENTATION HAS NOT BEEN INDEPENDENTLY VERIFIED. NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, IS MADE AS TO THE FAIRNESS,
ACCURACY OR COMPLETENESS OF THE PRESENTATION AND THE INFORMATION CONTAINED HEREIN AND NO RELIANCE SHOULD BE PLACED ON IT. INFORMATION HEREIN HAS
BEEN EXTRACTED FROM VARIOUS SOURCES AND THE COMPANY DOES NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF SUCH INFORMATION. ALL PROJECTIONS AND
VALUATIONS ARE PROVIDED FOR INFORMATION PURPOSES ONLY. THEY MAY BE BASED ON SUBJECTIVE ASSESSMENTS AND ASSUMPTIONS AND MAY PRODUCE DIFFERENT RESULTS
ON A CHANGE IN METHODOLOGY. WHILE CONSIDERING INFORMATION, PLEASE NOTE THAT HISTORICAL INFORMATION OR PROJECTED INFORMATION SHOULD NOT BE RELIED
UPON AS AN ACCURATE PREDICTION OF FUTURE PERFORMANCE.

RISK FACTORS
INVESTMENT IN REAL ESTATE INVOLVES A SUBSTANTIAL DEGREE OF RISKS AND UNCERTAINTIES, WHICH CAN INVOLVE EROSION OF RETURNS AND PARTIAL OR COMPLETE LOSS
OF CAPITAL. NO GUARANTEE OR REPRESENTATION IS MADE THAT THE INVESTMENT WILL BE SUCCESSFUL OR WILL REALISE THE TARGETED RETURNS. PROSPECTIVE INVESTORS
SHOULD CAREFULLY CONSIDER AND EVALUATE ALL RISK FACTORS INVOLVED BEFORE MAKING ANY INVESTMENT. PLEASE ALSO CAREFULLY GO THROUGH THE TERMS AND
CONDITIONS AND OTHER RISK FACTORS MENTIONED IN THE USER AGREEMENT ON OUR WEBSITE.

THE FINANCIAL INFORMATION SET OUT IN THIS INVESTMENT OPPORTUNITY IS BASED ON CERTAIN ASSUMPTIONS AND ADJUSTMENTS AND DOES NOT PURPORT TO REPRESENT
RESULTS ON AN AUDITED BASIS OR PREDICT ACTUAL RESULTS IN ANY FUTURE PERIODS AND NO ASSURANCES ARE GIVEN WITH RESPECT TO THE SAME. FURTHERMORE, NO
REPRESENTATION IS MADE BY US OR OUR AFFILIATES, ASSOCIATES, EMPLOYEES, OFFICERS, DIRECTORS, ADVISORS, LICENSORS OR ANY OTHER PERSON ACTING ON OUR BEHALF
(ASSOCIATES) AS TO THE REASONABLENESS OF THE ASSUMPTIONS USED IN THE ANALYSIS OR THE ACCURACY OR COMPLETENESS OF ANY OF THE AFOREMENTIONED INFORMATION,
MODELLING OR SCENARIO ANALYSIS. THEY ARE FOR REFERENCE PURPOSES ONLY AND ARE BASED ON ASSUMPTIONS THAT ARE SUBJECT TO CHANGE BASIS CHANGE IN MACRO-
ECONOMIC PARAMETERS, REAL ESTATE MARKET, COMPETITION AND OTHER FACTORS. INVESTORS MUST MAKE THEIR OWN INDEPENDENT ASSESSMENT OF THE MERITS AND THE
RISKS, BE AWARE OF THE LAWS AND REGULATIONS APPLICABLE TO THEM FOR SUCH INVESTMENTS, CONDUCT THEIR OWN DILIGENCE AND CONSULT WITH THEIR OWN ADVISORS
ON THE LEGAL, BUSINESS AND TAX MATTERS BEFORE MAKING THE INVESTMENT.

THE RISK FACTORS MENTIONED HEREIN IS NOT AN EXHAUSTIVE LIST OF ALL POTENTIAL RISKS ASSOCIATED WITH THE INVESTMENT AND OTHER RISKS MIGHT EXIST THAT ARE
NOT FORESEEN. PLEASE NOTE THAT WE HAVE ALSO EXPLAINED CERTAIN MITIGANTS AGAINST EACH OF THE RISK FACTORS MENTIONED EARLIER IN THE NOTE. HOWEVER, THESE
MITIGANTS ARE ONLY PROVIDED FOR YOUR UNDERSTANDING AND DOES NOT ELIMINATE THE RISK FACTOR AS SUCH.

MARKET RISK
THE INVESTMENT RETURNS MAY BE MATERIALLY AFFECTED BY GENERAL ECONOMIC AND MARKET CONDITIONS, INCLUDING INTEREST RATES, INFLATION RATES, ECONOMIC
UNCERTAINTY, AVAILABILITY OF CREDIT, FINANCIAL MARKET VOLATILITY, CHANGES IN LAWS AND NATIONAL AND INTERNATIONAL POLITICAL CIRCUMSTANCES. THERE CAN BE
NO ASSURANCE THAT SUCH MARKETS AND ECONOMIC CONDITIONS WILL BE AVAILABLE AS ANTICIPATED OR NEEDED FOR THE INVESTMENT TO GENERATE RETURN
SUCCESSFULLY. FURTHER, WE MAYBE IMPACTED BY ANY CHANGE IN THE APPLICABLE LEGAL REGIME TO OUR SERVICES AND INVESTMENT OPPORTUNITIES WHICH IN TURN MAY
ADVERSELY IMPACT THE VALUE OF INVESTMENTS AND / OR THE PROPERTY.

APPROVAL RISK
EVERY REAL ESTATE PROJECT REQUIRES APPROVALS FROM THE REGULATORY AUTHORITIES OF THE CENTRE/STATE BEFORE COMMENCING ANY KIND OF DEVELOPMENT ON THE
PROJECT. THERE COULD BE DELAY IN RECEIPT OF THESE APPROVALS WHICH COULD IMPACT THE CASHFLOW PROJECTIONS.

DEVELOPMENT RISK
DEVELOPMENT RISK REFERS TO THE REAL ESTATE PROJECT NOT BEING CONSTRUCTED/DEVELOPED AS PER THE BUDGETED/EXPECTED TIMELINES. EVERY REAL-ESTATE PROJECT
INVOLVES A CERTAIN DEGREE OF DEVELOPMENT RISK WHICH MIGHT BE DUE TO VARIOUS REASONS SUCH AS INFLATION RATES, UNEXPECTED DISPUTES, TITLE DEFECTS, CHANGE
IN LAW, INCREASE IN BUDGETED COSTS ETC. WHICH MAY MATERIALLY AFFECT THE INVESTMENT RETURNS.

TITLE/ LITIGATION RISK

REAL ESTATE CAN INVOLVE TITLE RISK DUE TO A DEFECTIVE OR IMPERFECT TITLE TO THE PROPERTY AND COULD HAVE POTENTIAL FUTURE LITIGATION RISK WHICH COULD GO
ON FOR EXTENDED PERIODS AND IMPACT THE ABILITY TO LIQUIDATE THE INVESTMENT AS WELL.

CASH FLOW RISK

THE IN-PLACE AND PROJECTED SALES MIGHT GET IMPACTED IN THE FUTURE DUE TO MICRO & MACRO ECONOMIC FACTORS. THIS MAY OCCUR DUE TO GENERAL ECONOMIC AND
MARKET CONDITIONS, ECONOMIC UNCERTAINTY, CHANGES IN LAWS AND ANY OTHER MACRO – ECONOMIC FACTORS INCLUDING THE COVID PANDEMIC ETC. FURTHER AN
ADVERSE REAL ESTATE MARKET COULD ALSO RESULT IN THE ABOVE, INCLUDING THE PROPERTY REMAINING UNSOLD FOR A LONGER PERIOD OF TIME AND MAY ALSO INVOLVE
A SIGNIFICANT MARKDOWN IN PRICE FROM THE EXISTING PRICE.

TAXATION
INVESTORS SHOULD BE AWARE THAT THEY ARE LIABLE TO PAY TAXES ON INTEREST INCOME, CAPITAL GAINS AND OTHER INCOME GENERATED ON ACCOUNT OF THEIR
INVESTMENTS IN ACCORDANCE WITH THE APPLICABLE TAX LAWS. FURTHER, PAYMENTS BY US TO THE INVESTOR IS ALSO SUBJECT TO ANY TAXES, DUTIES, DEDUCTIONS ETC. THAT
IS APPLICABLE IN ACCORDANCE WITH THE RELEVANT LAWS.

INVESTORS SHOULD CONSULT THEIR INDEPENDENT TAX ADVISORS FOR THE APPLICABLE TAX REGULATIONS. ALSO, TAX TREATMENT AND REGULATIONS CHANGE WITH TIME AND
PRECISE TAX TREATMENT CANNOT BE PREDICTED.

LIQUIDITY RISK
REAL ESTATE INVESTMENTS ARE RELATIVELY ILLIQUID DUE TO ITS LARGE TICKET SIZE. AS SUCH, THERE WILL BE NO PUBLIC MARKETS FOR SUCH INVESTMENTS AND NO READILY
AVAILABLE LIQUIDITY MECHANISM AT ANY PARTICULAR TIME FOR ANY OF THE INVESTMENTS. LIQUIDITY FOR SUCH INVESTMENTS IS DEPENDENT UPON PREVALENT MARKET
CONDITIONS, VALUE OF THE REAL ESTATE ASSETS, MACROECONOMIC FACTORS ETC. AND HENCE LIQUIDITY OR RETURN ON YOUR INVESTMENT CANNOT BE GUARANTEED.

DEFAULT RISK
DEFAULT RISK IS THE POSSIBILITY THAT THE DEVELOPER/ISSUER WILL GO INTO INSOLVENCY OR LIQUIDATION AND WILL BE UNABLE TO PAY ITS OBLIGATIONS IN A TIMELY
MANNER. IF THE DEVELOPER/ISSUER DEFAULTS, THE INVESTOR CAN LOSE PART OR ALL OF THE ORIGINAL INVESTMENT AND ANY INTEREST THAT WAS OWED.

FINANCIAL PROJECTIONS
ALL PROJECTIONS INCLUDING PROJECTED AND TARGETED RETURNS ARE PROVIDED FOR INFORMATION PURPOSES ONLY. THEY MAY BE BASED ON SUBJECTIVE ASSESSMENTS AND
ASSUMPTIONS AND MAY PRODUCE DIFFERENT RESULTS ON A CHANGE IN METHODOLOGY OR CHANGE IN MARKET CONDITIONS. WHILE CONSIDERING INFORMATION, PLEASE
NOTE THAT HISTORICAL INFORMATION OR PROJECTED INFORMATION SHOULD NOT BE RELIED UPON AS AN ACCURATE PREDICTION OF FUTURE PERFORMANCE.

THE COMPANY OR ITS ASSOCIATES DOES NOT GUARANTEE ACCURACY OR COMPLETENESS OF INFORMATION OR ASSURANCE OF TARGETED RETURNS.

Strictly Private and Confidential. Not for Circulation.