NAME:

TEACHER:

1
DATE:

High School (Year)

AS 91945
1.2 Use mathematical methods to explore problems that relate to life in
Aotearoa or the Pacific region

Learning supplements AS 91946

1.3 Interpret and apply mathematical and statistical information in context

My first car
Credits: 5 + 5

Show ALL working for ALL questions.

Use refill to show working for all questions. Name each page and clearly identify each question.

YOU MUST HAND THIS BOOKLET and all material TO THE SUPERVISOR AT THE END OF THE
ASSESSMENT.

Achievement Achievement with Merit Achievement with

Excellence

Apply numeric reasoning and
linear algebra in solving
problems.
Apply numeric reasoning and
linear algebra, using
relational thinking, in solving
problems.
Apply numeric reasoning and
linear algebra, using
extended abstract thinking,
in solving problems.
.

Overall level of performance

I confirm that I accept the grade awarded ___________________

 Student instructions

Introduction
Buying a first car is an exciting time for everyone. Choosing the right car for you requires due
diligence and lots of support from whānau.

This assessment activity requires you to investigate buying your first car by a) saving, and b)
borrowing.

You will be assessed on your understanding and application of numeric reasoning, and linear
graphs and equations, as well as your ability to communicate your solutions clearly and
accurately.

Helpful Information
There are two parts to this investigation.
● Part 1: Explore how long it would take you to purchase your chosen car if you saved
● Part 2: Explore the consequences of borrowing to purchase the car you have chosen

Information
For Part 1: Explore how long it would take you to save for your chosen car.
● choose a vehicle you would like to own and use as your ‘first car’. You may use
online car traders to explore vehicles, or explore local sales in the newspaper or with
whānau and record its cost to purchase
● You are working part-time at _______student to add own job info_______ and are paid _student to add own job info_ for
_______student to add own job info_______ hours per week. (Kaiako can supplement info here if needed).

● You pay 17.5% income tax

● Deduct your outgoings such as savings, board/rent, subscriptions. Compare your
outgoings with the finance advice that 50% goes on needs, 30% goes on wants, and
⅕ goes on savings. Show your mathematical reasoning.
● The GDC (Gisborne District Council) wants to support its youth to purchase safe
vehicles so it’s offering a subsidy. For every star in your car’s safety rating they will
give $280 subsidy. https://rightcar.govt.nz/ has information about safety ratings.
*If you cannot find your star-rating online, assume your car has a 1 star rating,
unless you are purchasing a motorbike, of which the rating is zero.

Use the above information to explore how long it will take you to save for your car.
For Part 2: Explore the consequences of borrowing to purchase the car you have chosen

Using the purchase price of your chosen vehicle, here are three borrowing options:

● Whānau Whunders will purchase your car for you. You have 6 years to pay back the
money.
● Personal loan from Bank of Life: 10% deposit, 5 year repayment schedule with an interest
rate of 13.9%*.
● Car Right Car Sales: no deposit or set-up fees, repayments are set at $92.50/week, with a
28% interest rate*.
*All interest rates are charged initially and only once (they are added to the amount borrowed).

Information is shown in the table below:

Whānau Funders Bank of Life Car Right Car Sales

● No deposit ● $250 establishment fee

● 10% deposit
● No interest ● set repayments of $92.5/week
● No establishment
● Must pay off in 6 ● 28% interest
● 5 year
years repayment
schedule
● 13.9% interest

Use the above information to answer the following questions:

1. Represent the three borrowing options using the same representation, for example, three
equations or three graphs with the same variables and scale.

2. How much do you owe for each loan option after 6 months?

3. For which times is the amount owing to Whānau Funders less than the other loan institutions
and discuss the reason this could be.

4. Using the amount of savings you have available from Part 1, create a linear model that allows
you to borrow the money to purchase your car now. You may use the interest, deposit,
establishment fee details to assist your model.

Assessment conditions: one week, open book, assignment.

You may present your findings in any way suitable to the task.
Assessment Schedule for ākonga
Achieved
Ākonga use mathematical
methods to explore problems that
relate to life in Aotearoa New
Zealand or the Pacific region
Ākonga can do this by:
● showing a range of
methods in exploring the
problem. That is, three or
more numeric and
algebraic methods
consistent with the task
● and, must communicate
mathematical findings in
context
Methods include:
● %/fraction of an amount
● increase/decrease by a
percentage
● proportion/ratios
● rates
● write/graph linear
relationships
● use equations
(substitution)
● solve simultaneous
equations
Merit
Ākonga use mathematical
methods, applying relational
thinking, to explore problems that
relate to life in Aotearoa New
Zealand or the Pacific region
Ākonga can do this by:
● carry out a logical
sequence of steps
● make connections to
different concepts and
representations
● form and use a
mathematical model
● and, appropriate
mathematical statements
share information about
the problem
Excellence
Ākonga use mathematical
methods, applying extended
abstract thinking, to explore
problems that relate to life in
Aotearoa New Zealand or the
Pacific region
Ākonga can do this by:
● using findings to make
generalisations or
predictions
● defining assumptions and
limitations in the
exploration
● considering other factors
that may affect their
solution
● and, exploring the impact
it would have
Assessment Schedule for kaiako - with worked examples
Achieved
Ākonga use mathematical
methods to explore problems that
relate to life in Aotearoa New
Zealand or the Pacific region
Ākonga can do this by:
● showing a range of
methods in exploring the
problem. That is, three or
more numeric and
algebraic methods
consistent with the task
● and, must communicate
mathematical findings in
context
Examples:
Gross pay = $16x15hrs =$240
Net pay=$240x0.825=$198
Board=$198x0.12=$23.76
Extra=$198x2/3=$132
Savings = 198-23.76-132=$43.56
Rates: Whānau Funders =
15999/72
= $222.21/month
AND
Examples:
WF=222.21x-15999, or
B=273.34x-16400.47, or C=370x-
20728.72
Graphs of relationships
Answer Part 2, Q2.
WF(6)=$14665.75 or
B(6)=$14760.43 or
C(6)=$18508.72
Answer to Part 2, Q3.
Owe least for 7.852 months for
WF at the start, between 7.852
and 44.78 months for Bank of
Life, and between 44.78 and
56.024months for Car Right.
Merit
Ākonga use mathematical
methods, applying relational
thinking, to explore problems that
relate to life in Aotearoa New
Zealand or the Pacific region
Ākonga can do this by:
● carry out a logical
sequence of steps
● make connections to
different concepts and
representations
● form and use a
mathematical model
● and, appropriate
mathematical statements
share information about
the problem
Car costs$15999/43.56 = 367.29
weeks to save for the car.
Ākonga discusses reasons for
low amount for the initial period
of Whānau Funders as being
because of low initial amount
owing.
Excellence
Ākonga use mathematical
methods, applying extended
abstract thinking, to explore
problems that relate to life in
Aotearoa New Zealand or the
Pacific region
Ākonga can do this by:
● using findings to make
generalisations or
predictions
● defining assumptions and
limitations in the
exploration
● considering other factors
that may affect their
solution
● and, exploring the impact
it would have
A range of affects identified and
scenarios recalculated to
measure impact on time to save
for trip.
A new relationship created for
Car Right Car Sales accurately
and clearly communicated
through equations or graphs, with
clearly identified rates.
Example graphs and equations using a car value of $15,999.
Information about the standard taken from https://ncea.education.govt.nz/mathematics-
and-statistics/mathematics-and-statistics?view=assessment on 14/04/23.

1.2
Use mathematical methods to explore problems that relate to life in Aotearoa New Zealand
or the Pacific region

● Kaiako can provide feedback on a student's plan for their exploration.

● Problems that relate to Aotearoa New Zealand or the Pacific region may include the values,
beliefs, and customs of the people of Aotearoa New Zealand and the Pacific region, especially
Māori and diverse Pacific Islands people.

● Ākonga will have access to appropriate technology and resources.

Students need to be familiar with methods, ie, procedures and reasoning related to the following:

Number: ● properties of similar shapes

● more complex rates, ratio, and
proportion (including scale diagrams)
● negative and fractional powers
● percentage: increase, decrease, and
inverse
● standard form.
● Pythagoras’ theorem in 3D situations
● trigonometric ratios in right-angled
triangles
● transformations (reflection, rotation,
translation, and enlargement): their key
features and symmetry of patterns.

Measurement
Algebra:
● surface area of prisms, pyramids,
● formulae cones, and spheres
● graphing ● volume of composite prisms, pyramids,
● manipulating and simplifying cones, and spheres
expressions ● conversions between more complex
● inequations metric units such as area, volume, and
● quadratic and simple exponential derived measures, eg, km/h.
equations
● simultaneous linear equations with two
unknowns
● optimal solutions
● relating graphs, tables, equations, and
patterns
● relating rate of change to the gradient of
a graph
● forming, graphing, or manipulating
linear models.

Geometry