Analyst - Core Services

Gurugram, Haryana
2. Mortgage Operations – Underwriting /
Regular /
Remote

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Better is reimagining home finance and making it faster, cheaper, and easier for everyone to
become a homeowner. We leverage creative technology and innovation to make the home
buying journey more approachable and understandable and home finance more affordable
and accessible. Here are some interesting facts to help you get to know Better:

- We’ve funded over $100 billion in loans for our customers, more than any other fintech
- We ranked #1 in the U.S. on LinkedIn's Top Startups 2020 and 2021
- We are Forbes’ Best Online Mortgage Lender for 2023
- We are USA Today’s Best Mortgage Lenders of 2023, Best for FHA Loans
- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the
largest financial asset class in the world
- And we’re just getting started!

We are a place where smart, hungry, ambitious people who want to recognize their full
potential thrive.

About the role:

The Core Services analyst will be responsible for efficiently ordering and processing credit
reports, along with managing associated activities related to credit assessment like
supplements, payoff statements, Income and employment Verification etc. This role requires
meticulous attention to detail, strong organization and communication skills, and the ability
to analyze and interpret credit data accurately.

Responsibilities:

1. Primary contact point regarding concerns related to the requirement for a new or updated
Credit Report.
2. Ordering and processing of Credit Supplements from third party vendors.
3. Ordering and processing payoff documents from different lenders in a timely and efficient
manner.
4. Conduct thorough verification of borrower’s income and employment by contacting
employers directly or obtaining documents from the third-party vendors.
5. Perform detailed due diligence to ensure that verification is obtained from the correct party
and the information provided is accurate.
6. Obtain personal, business and student transcripts which assist in verifying income and
employment summary.
7. End to end processing of Subordination of a line by reaching out to different lenders,
preparing the checklist as per their requirements, coordinating with payments and getting the
lien subordinated.
8. Collaborate with Coordinators, Underwriters, Loan Consultants, Collateral and Closing
teams to ensure smooth processing of mortgage applications.
9. Support Underwriter by processing Credit, Income and Assets activities, which are crucial
to be cleared before Final approval.
10. Calling the vendors, employers and third parties to obtain documentation for loan
qualification.

Requirements:

1. 0-2 yrs. of relevant work experience.

2. Excellent attention to detail and organizational skills.
3. Demonstrated skills in problem solving and attention to detail.
4. Ability to work independently and as a part of a team in a fast-paced environment.
5. Effective communication skills, with the ability to connect with internal and external
parties.
6. Flexibility to work in different time zones to accommodate US-based calls.