Bank as a financial intermediary

Deposits(liabilities)
- Demand deposits (CASA)
Current account
Savings account
- Term deposits
Fixed deposits
Recurring deposits
Loanns and advances (assets)
- Retail Assets
Personal loans
Home loans
Auto loans
Credit card
- Business credit
Term loans
Cash credit/overdraft
Business card
- Trade Finance
Bills purchase/discounting/negotiation
Foreign bills purchase/ discounting/ negotiation

Bank as a constituent of payment & settlement system

- Remittance (inland)
- Collection
- Remittance (foreign)

Bank as a financial service provider

- Distribution
Life insurance
General insurance
Mutual funds
Bonds
Bullion
- Collection
Taxes
Utility bills
Other
- Safe keeping
Safe custody
Safe deposit lockers
- Demat services
- Advisory services
Banker Customer relationship
debtor creditor liab
creditor debtor asstes
lessor lessee Locker
bailee bailor Safe custody
agent principal clearing
trustee beneficiary Demand draft
pledgee pledger Loan against
document
mortgagee mortgager Loan land house
hypothecate hypothecator Loan movable ass