Risk Acceptance

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 Risk Shifting

(Casterella et al. 2009; Maksymov

et al. 2020)

Self-Insurance

Maksymov et al. 2020

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 (Gomaa et al., 2008; DeFond and Zhang, 2014; Frank et al., 2021)

(DeFond and
Zhang, 2014; El Badlaoui et al., 2021; Gozali et al., 2022; Mali and
Lim, 2023)

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(Gomaa et al., 2008; Mali
(9 Points and Lim, 2023)
Likert Scale)

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 Sultana et al., 2020; Condie et al., 2023)

Sultana et al., 2020; Condie et al., 2023

(Gomaa et al., 2008; DeFond and

Zhang, 2014; Frank et al., 2021; Gong et al., 2021; Qi and Yuan, 2023

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(PRINT) :ISSN 2682-3446 (ONLINE): ISSN 2682-4817
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(PRINT) :ISSN 2682-3446 (ONLINE): ISSN 2682-4817
 Analysis of variance (ANOVA

Two-Way
Repeated Measures ANOVA
Within-Subject Design

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