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From your Digest

Sudipto Zephyr Ghosh · Follow


Knows English · Jul 14

What is it like to earn 50-60 LPA in India?


Earning anything above 20 LPA will put you in the
top 3% of all earning class in India. Now, 50 lacs is
a really solid number to chase in a career. Good
thing today is that many organizations (Indian as
well as MNCs) are hiring executives and associates
for strategic and product management roles in the
technology industries hire for high packages. Even
gaming and blockchain companies sort of pay this
salary.
what it feels like? You will be paying anywhere
between 10–12 lacs every year to income tax
(which is good overall). More income means you
will spend lavishly on things you probably don’t
need like cars, gadgets, holidays, house, events,
and others. You pay additional tax on things you
buy.

The only worthy thing you probably could do with


this much money is buy land for farming or put into
higher education and upskilling certification.

Honestly, 50 lacs will feel like pennnies if you have s


shitty lifestyle, zero financial literacy, bad monetary
decisions, and above all, uneducated and
irresponsible social circle. I have seen folks earning
80 lacs slipping into debts and bankruptcy due to
bad decisions and family circle.

the first thing you should do with your income is put


it into a flexible savings account that lets you invest
in the market. No lock-ins or fixed deposits
obligations.

invest in your health insurance and life cover of up


to 5 CRORE so that your family doesn’t suffer.
constantly look to scale your earning capacity and
start a side gig that you can put to good use
commercially if you lose your earning job.

Best, contribute to nation building and pay taxes on


time.
36.2K views · View 43 upvotes 1 of 15 answers

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Promoted by Motilal Oswal

Motilal Oswal Financial Services Ltd · Follow


Corporate Communication (2016–present) · Jul 13

What are the things a beginner should keep in


mind while trading?
Here are the key things to keep in mind when you
start trading for the first time: 1. Get basics right:
Invest time to understand essential concepts,…
Read more
Upvote · 211 7 7

More from your Digest

GrowwAsset · Follow
Answered by Mithilesh Kale · Mon

Should I buy 1,000 shares of Jio Financial


Services (JSF)?
The stock started trading on July 20, 2023, at a
price of ₹273 per share in Grey market.

JSF (Jio Financial Services) is not a publicly traded


company, so it does not have a market
capitalization or a PE ratio.

Here are the key points in a bulleted list:

1. Strong growth prospects

2. Well-funded

3. Focus on digital technology

4. Management team with a proven track


record

5. Some risks to consider

Jio Financial Services is a financial services


company that offers a range of digital products and
services, including lending, insurance, and wealth
management. The company is well-funded and has
a strong focus on technology. It is expected to grow
rapidly in the coming years.

Here are some key facts about Jio Financial


Services:

Founded in 2016

Spun off from Reliance Industries


Limited in July 2023

CEO and Managing Director: Hitesh


Sethia

Market capitalization: ₹1 trillion

Products and services: Digital lending,


insurance, wealth management

Focus on digital technology

Target market: Wide range of customers

Growth prospects: Strong

Follow GrowwAsset Mithilesh Kale for more such


videos.

Please do UPVOTE it helps me to make such


content.

This is not a investment advised. I am not SEBI


registered.
3.9K views · View 14 upvotes · View 4 shares 1 of 1 answer

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4 comments from CMA K S Narayanan and more

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Upvote · 99

One place-1 · Follow


Answered by Gaurav · Jul 20

What shocking habits destroyed an actor's


health?
Sophie Turner didn't get her period for a year
because of a habit Sansa Stark, who is played by
Sophie Turner in Game of Thrones, has had Read
to…more

Upvote · 219 10 3

Rambabu Bhandaram · Follow


10h

He is not a vegetrian this clearly shows that he is


not a Brahmin ( Kashmiri Brahmin)

Baba Vickram Aditya Bedi · Follow


Top Writer 2018 Badge, Published in Yugmarg &
Punjab Times. · Jun 13

Was Jawaharlal Nehru a drunkard?

Prime Minister Nehru (above), with daughter


Indira Gandhi (below), 1956, hearing their voices
recorded and played back.

There are many who believe that Jawaharlal


Nehru had given up drinking all together after
gaining prominence in the Congress Party, but
this very clearly was not the case. Prime Minister
Nehru did drink alcohol and was not vegetarian,
this was also the case with his daughter Prime
Minister Indira Gandhi. However, neither was a
drunkard. It was well known in many circles that
Prime Minister Indira Gandhi liked smoked Salmon
sandwiches which Air India knew all too well and
they were often kept on board. In those days the
Prime Minister would fly first class often sharing
the First Class Seats with other passengers. There
were eight seats in that configuration in the 1960s
and 1970s. Prime Minister Nehru and his daughter
Indira did not receive the same lectures from
Mahatma Gandhi that other Congress leaders did
about vegetarianism and its absolute need to
create a mind over matter effect. While these are
the facts many wish to over exaggerate them. The
truth is that Prime Minister Nehru drank when he
wished, and at the time the press even if it did
know about this this, never cared much about it.
The idea of intruding on personal matters had not
yet gained ground and ability. At the time images
were managed and alcohol, meat and other
dietary choices which could offend many in the
Indian public were simply not shown.
321.5K views · 400 upvotes · 19 shares · 169 comments

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6 comments from Jagannath C R and more

Promoted by ARUN SINGH TANWAR

Arun Singh Tanwar · Follow


Founder of "GTF - A Stock Market Institute" · 8mo

What is the best way to earn money in the


stock market?
There are lots of ways to make money in the stock
market, but it depends upon whether you are a
beginner or have already been trading forRead
a long…
more
Upvote · 593 15 28

Satya Ranjan Nayak · Follow


Former 10 Years Experience in Mf Investment ·
Jul 22

What are the best 10 stocks from 10


industries?
My top picks

1- Finance — Bajaj finance

2- Cement — Ultratech cement

3- Private bank — HDFC Bank

4- PSU bank — state bank of india

5- Auto — Tata motors

6- FMEG — polycab

7- FMCG — Varun beverages

8- Chemical — srf

9- Infrastructure — Larsen & turbo

10- Information technology — LTImindtree

11- Bearing — schaeffler india

12- Defence — Hindustan aeronautics

13- Sugar — Dalmia sugar

14- Energy — Reliance industries

15- Paint — Asian paints

16- Real estate — godrej properties

17- Entertainment — Zee entertainment

18- Gold & watches — Titan

19- Liquor — United Spirits

20- Electric appliances — voltas

21- Oil — Oil india

22- Fertilizer — Coromandel international

23- Flight — indigo

24- Drone manufacturer — zenser technology

25- Artificial intelligence — info edge

26- Stock exchange — cdsl

27- Stock trading broker — angel one

28- wood — green panel

29- Textile — kpr Mills

30- Retail shop — Dmart

31- multiplex — pvr

32- Auto ancillary— Auto axles

32- Auto ev — olectra greentech

34- Gold finance — muthoot finance

35- Commercial vehicle finance — icici Lombard

36- Life insurance — sbi life insurance

37- Adhesive — pidilite industries

38- Pharma — mankind Pharma

39- Advertisement — Affle india

40- Mobile accessories — Dixon technology

Here, I covered almost all sectors. These are my top


picks from all sectors.
1.7K views · View 17 upvotes · View 1 share 1 of 3 answers

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Promoted by Rajat

Rajat · Follow
Investor and Trader · Updated Apr 30

What is the best Telegram channel for stock


market learning?
I started trading since last 2 years. I came across
many telegram channels, and each channel is
different with their own strategy. But I found
Read
one…
more

Upvote · 1.5K 63

Indian Women Hijaab Fashion · Follow


Posted by M Kumar · Mon

HOW MEN EXPRESS THEIR LOVE:


1. Men show love by being very protective. If you
are traveling alone or going out with friends, your
man asks you to call him after you have reached…
Read more

Upvote · 51 6

Promoted by ARUN SINGH TANWAR

Arun Singh Tanwar · Follow


Founder of "GTF - A Stock Market Institute" · 8mo

What is the best way to earn money in the


stock market?
There are lots of ways to make money in the stock
market, but it depends upon whether you are a
beginner or have already been trading for a long
time.

Lots of traders are making money by options selling


while some are making money by options buying
too. Some people are making money by scalping,
while some are making money through swing
trading.

Every trader adopts a style that suits them most


or according to the time they give to the market.

But if you have already tried everything and still


struggling, then let’s reconstruct yourself first.

RECONSTRUCT YOURSELF

Trading in the stock market is a marathon.

Protecting your capital is key. (Learn to


protect first)

Making 0 on the day is better than losing


50k

Losses happen; they are part of this


business.

It’s not you vs. the market. It’s you VS you.

You are your biggest enemy; learn to be


mentally disciplined.

Don’t follow the majority; follow the correct


path.

Traders without a stop loss end up not


being traders for long.

There is always another trade.

The big money is made waiting for the


right set-ups.

Waiting for the right trade is the most


powerful strategy.

It is better to cut a loss than to wait to be


proven right.

Position sizing can make or break you.

Worry about the downside before you even


think about the upside.

Don’t listen to headlines

Bonus: Learn from someone who has


accomplished what you wish to.

A good mentor could be the missing piece you


need for trading to click.

When we created the GTF community, we had one


goal in mind: Use our experience to provide an
edge to all struggling traders with consistent profit.

If you are a beginner=>

Always start with investing in good


companies.

Avoid Intraday trading.

Avoid FNO trading.

Avoid any type of margin trading.

And this can only happen with solid psychology and


control over emotions which is essential if you want
to make money in the stock market.

I would advise you to learn it before jumping into


the stock market.

Wait, no need to pay anything; you can learn


absolutely free through GTF App.

1.5 lakh + students are already got


benefited from this.

Start your profitable journey through these


simple steps=>

Best Free Stock Market


Certification Course
Trading In The Zone -…
Elementary is one of the best
https://www.gettogetherfinan…
share market learning courses,
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and it's absolutely FREE.
Happy learning !!

Please Upvote the answer if you like it.


Upvote · 593 15 28

15 comments from Ayub Khan and more

Fahrenheit 451 · Follow


Knows French · 18h

Why am I not attracted to anyone anymore?


30 year old woman here. In my case, I used to have
a high sex drive from my 21-26 years old. I found
men of that age (my age at that time or slightly
younger) very attractive. I would find everyone
attractive in their own way.

I am 30 now and find that men ageing like fine wine


are a myth. I mean some do, as some women do.
But it's definitely not a norm. Men i may find
attractive typically have a girlfriend already or may
not be interested in me.

You may be like me and find that men your age


aren't attractive anymore. Not that I am interested
in young men, who look too young.
34.4K views · View 17 upvotes · View 1 share 1 of 18 answers

Upvote · 17 8 1

8 comments from Mary C Smitreski and more

Sagar Yadav · Follow


CEO at GoldBucks InfraTech Private Limited · Apr …

Why do so many Indian couples struggle


financially even after earning in lakhs per
month?
Mr. X and Ms. Y, are couple & planning to get
married in 2 years.

Mr. X earns 30 LPA and Ms. Y earns 20 LPA (for


example).

I have been working as a wealth management


consultant for many years now.

I come across at least 5–10 new faces every


day, as I have to mostly give a final verdict in
all deals that happen under our roof.

I am also called a very good observer by my


close people, and I try to understand certain
human behaviour & psychology.

Taking this ideal couple (50 LPA income at such


young stage), here are the reasons I think why
many Indian couples struggle financially even after
earning in lakhs per month:

Buying Houses too Early: Mr. X has lived


away from his native place mostly and
have a feeling of buying his own house as
soon as he starts earning.

Mr. X is the most common example


who come to us at GoldBucks
Realty for their 1st house
purchase. He is a first time buyer,
who have a feeling of showing the
world around him that he is doing
good in life, and what can be better
than buying a house to prove it?
Also, he has to ask the hands of
Ms. Y from his father, and how
could he even be in the
competition if he doesn’t have a
house of his own. But Mr. X
forgets these basic factors about
money management:

i. When you buy a house on a


home loan, you tend to buy
something which is beyond
your capabilities. Most of
times, couples put close to
40–50% of their income
(whatever their banks and
credit scores allow) into
Home Loan EMI and start
struggling the moment they
are introduced to new kind
of other expenses in life
they have not factored
earlier.

ii. For example, for a good 2


BHK house in Noida
Extension, you need to
spend roughly 65–70
Lakhs, whereas for a 3 BHK,
the cost would be a
minimum of 1 crore in a
good society, not luxury (as
of 2023). You need 10-20%
of the value upfront as DP
to apply a home loan for the
rest 80% of the cost.

iii. Which again shows that to


buy a house worth 1 crore,
you need a saving of 20
Lakh. Now the 1st 20 Lakh
you managed somehow
living in hostels and saving
everywhere you could.

iv. But when it comes to


paying the loan amount
for the remaining 80
Lakh, the EMI would be
80k a month, at 10.5%
rate of interest (current
ROI of SBI), paying 1.11
crore as interest over the
top of the loan in 20
years, making the house
cost you 2.1 crore in total.

v. Now understand the


scenario, you bought the
house for your comfort &
utilisation, but now the
house is consuming you
more than you’re
consuming it.

Anyways, Mr. X ignores it and in order to prove


himself, he purchases something which would
eat all his income in the coming years.

Buying Luxury Cars on Loan: Mr. X


travelled thru auto and metro all his college
life, but now he’s placed into a well paying
MNC. His standard of living has improved
and now he feels an urge of buying a car,
because Mr. X is planning his marriage and
a car is now a basic necessity.
Cool. That’s not the problem. The
problem is all the friends of Mr. X
bought cars worth 15 Lakh. Now to
prove that Mr. X has arrived in life,
he would forget the basic necessity
of having a car, and would now look
for a luxury segment SUV with
open roof and loaded of features
(that are not even required).

Now the budget goes to 25


Lakh, but no problem,
banks are giving 100%
loans on ex-showroom
prices and even including
insurances into it and bang,
Mr. X bought the car worth
25 Lakh by just paying 3
Lakh as DP. Now Mr. X
would pay an EMI close to
35k a month, for 7 years,
with 7 lakh in interests over
the top of 22 Lakh, making
the whole purchase worth
3+22+9 = 32 Lakh
(approx.).

Fuel and Maintenance


consumes another 15k a
month.

But again, it was also necessary because


earning 30 LPA in late 20s in itself gives a
sense of pride, and what’s wrong buying a car
worth less than the annual CTC of Mr. X?
Nothing.

Now, Mr. X has to get married, but he has put up all


the savings into buying the house and car. A lot of
money every month is being eaten by these 2
products only which he thought would add value to
his lifestyle and make him happy.

Ms. Y has fought for her love and got her family
agreed. They’re ready for marriage and would incur
all the expenses which the girl’s side is expected to
incur.

Now Mr. X has to arrange funds for his side


expenses, which at minimum would cost the
following items:

1. Reception venue, catering, decoration, DJ,


etc.

2. Jewellery for his bride

3. Dresses for his bride, her family and close


relatives

4. Dresses for himself, his family and close


relatives

5. Gifts for everyone necessary

6. Vehicles, Rath, Band etc. for his Barat

7. All other miscellaneous expenses, which


he has not factored even

Now, considering Mr. X comes from a middle class


background, 15 Lakh is the minimum amount he
needs for all of these things (bare minimum I say).

But he has no funds, so he would go for a personal


loan from some NBFC if they find him eligible to
sponsor.

15 Lakh, for 5 Years, 15% rate of interest translates


to 35k a month EMI.

But yes, he has to do that, mandatorily.


Because if he doesn’t, the social respect his
family has earned would go in vain and he
would loose his social acceptance.

Mr. X and Ms. Y are married. Mr. X has to pay


80+22+15 = 1.17 crore of principal debt and 1.25
crore as interest for house, car & marriage
(mandatory things for social acceptance) i.e.
around 2.5 crores in the coming 20 years. He is
paying a total of 80+35+35 = 1.5 Lakh per month
into EMIs apart from other expenses like ration,
fuel, taking care of parents, etc. which comes
around to be a minimum of 50k a month. 55k a
month is also being deducted as Tax on a fixed
income of 30 LPA by the employer, making Mr. X
poor by 5k every month. This is how Mr. X
screws his life.

Ms. Y is now Mrs. Y and her 20 LPA income is being


added to the family. She has also realized by now
that both of them has to pay back the entire loan
amount of 2.5 crores (inclusive of interest).

But she has also dreams which she thought of


completing after marriage. She has to take care of
all remaining expenses like clothes, shoes, kitchen,
utensils, home décor, CA fees, health insurance,
travelling to home town, trips, attending other’s
weddings, buying gifts and many other things
which I can not think of now. She also pays 30k as
TDS on her 20 LPA fixed salary.

Now both of them are under pressure of having a


baby, and all set to pay their 3–4 Lakh tuition fees,
as they’re earning 50 LPA and why should his
children not attend best of the schools in town?
122K views · View 705 upvotes · 1 of 340 answers
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63 comments from Santosh Kadam and more

Promoted by Northstar Academy

NorthStar Academy · Follow


Studied at Cost and Management… · Updated 11mo
Accountants
What is the scope of CMA (USA) offered by
IMA in India?
There is a huge scope of CMA (USA) offered in
India. After successfully passing the CMA exam in
India, the average salary of a CMA is almost
Read
30%…
more

Upvote · 35 2

Chandni Singh's movise space · Follow


Posted by Chandni Singh · Wed

When Madhuri got 1 crore rupees for getting


intimate with Vinod Khanna, there was a lot of
ruckus in the industry about the scene..

Madhuri Dixit used to rule Hindi cinema in the 80-


90s. Every director and biggest superstar was
eager to work with him. But today we will talk about
that film of the actress in which she herself created
a ruckus by kissing a very big actor.

We are talking about the superhit film


'Dayavan'. In which Vinod Khanna and
Feroze Khan were seen with the actress.
Many bold scenes were shown between
Madhuri and Vinod Khanna in this film. You
will be surprised to know that Madhuri was
paid a huge fee of Rs 1 crore for this film at
that time.The reason behind this is that the
film's director and veteran actor Feroze
Khan did not want Madhuri to do anything
about any scene in the film. Because
through this film, Vinod Khanna also
wanted to re-establish himself in the
industry.

On the other hand, when the film was


released on the big screen, Vinod and
Madhuri's kissing scene created a ruckus
in it. After seeing so many bold scenes in
the film, everyone started criticizing
Madhuri.The ruckus about the film had
increased so much that a notice was also
sent to direct Feroze Khan to remove those
scenes from the film. But Feroze Khan did
not listen to anyone and did not cut a
single scene from the film.

Now Madhuri is very less active in the


acting line. The actress was last seen in
the web series 'Fame Game'. Apart from
this, she is also seen as a judge of reality
shows.

17.8K views · View 4 upvotes

Upvote · 4 1

1 comment from Nandan Joshi

Promoted by Narayana Health

Narayana Health · Follow


Health for all. All for health. · Apr 5

What are the symptoms of stomach cancer?


Stomach or gastric cancer is the uncontrollable
growth of the stomach cells. Gastric cancer is the
fifth most common and the third most deadly…
Read more
Upvote · 275 5 5

Snehil Sharma · Follow


If even you don't love urself, who's gonna love
you?! · 23h

What are the biggest mistakes people make


in romantic relationships?
I have a friend named Vishal. He was chatting with a
girl on instagram and both of them liked each other.
They met a few times and finally came in a
relationship. Both of them were kinda perfect for
each other. I can't say about her but Vishal used to
take care of even minute details about their
relationship. He would send a very sweet good
morning text everyday, followed by frequent
updates of his day through whatsApp and then they
would talk on call at night.

Vishal never forgot to make her feel special. He


used to treat her like a pampered princess.

5 months later, Vishal's father passed away due to


a cardiac arrest. The family was financially well
because her mother is a working woman as well
,beside his sister being a lawyer. Vishal himself was
in 3rd year of his college and was earning some
bucks from his part time job. But Vishal was
emotionally hurt. For a few months, he was not the
same guy after his father's death. And that is
understandable to most, but his girlfriend.

First she felt sorry for his father but her princess
like treatment vanished for a few months and she
couldn't digest that. After 2 months, on her
birthday, she cheated on Vishal with a guy who
gifted her some expensive gift. Vishal didn't even
remember her birthday as he was not in a very
good state of mind.

The biggest mistake people make in romantic


relationships is that they don't realise the
timing. Every relationship is meant to go
through thick and thin. Most people give up on
each other in hard times. They don't realise
that this is just a phase and it will pass. Maybe
you fight a lot these days, but trying to solve
the issue together would make your bond
stronger. A break up is something that should
come into equation only when the situation is
so bad that it isn't worth it working on.

िहम्मती प्रेिमकाएं पित्नयाँ बन जाती हैं

और बाकी सब किवताएँ बन जाती हैं।


42.3K views · View 275 upvotes · 1 of 98 answers
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48 comments from Ishwarya Saravanan and more

Promoted by Motilal Oswal

Motilal Oswal Financial Services Ltd · Follow


Corporate Communication (2016–present) · Jul 13

What are the things a beginner should keep in


mind while trading?
Here are the key things to keep in mind when you
start trading for the first time: 1. Get basics right:
Invest time to understand essential concepts,…
Read more
Upvote · 211 7 7

The anonymously writes · Follow


Posted by Kalki · Sun

Tushar Chavan · Follow


Lives in India · Updated 3y

What irritates you?

For the last 23 years, Priyanka Vadra was living in


35-Lodhi Estate in Delhi, Without any official
government position.

Do you know how much rent she paid for that


2765 sq metre bungalow? I will explain to you in
detail.

In 1997 Priyanka Vadra was allotted luxury


Lutyens Type VI Bungalow, Between 2001-2003,
she was paying ₹28,451, but the Government
Fixed-rate was ₹53,421, approx 50% discount
was given, In 2002 she wrote a letter to the then
government (Vajpayee Ji) and told them that she
got the bungalow not because she wants it but
because she comes under SPG protectee, means,
She cited SPG PROTECTION status to seek
concession.

After 2003, the ₹28,451 rent went into a 'SWEET


RENT DEAL' of ₹8,888, approx 69% concession.

And then between 2003-2020, She paid ₹8,888


(2003) to ₹37,400 (June 2020), measly ₹1700
(₹150 per month) per year Increase.

An ordinary citizen has to pay Rs 20 lakh/ month


for a Type VI bungalow in Delhi and she literally
bargained to pay 'PEANUTS'.

A woman with a wealth of billions can do this kind


of act, a bit SHOCKING for me.

PS: I am a small Quoran. If you liked my answers.


Do follow me! It would motivate me to write.

Thanks,

Tushar
167.3K views · 12.5K upvotes · 74 shares · 161 comments

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90 comments from Ashok Batra and more

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Upvote · 123

@Bollywood trends · Follow


Posted by RAJ · Jul 20

Great MILE · May 10


Who paid for the entire wedding of Aishwarya
Rai and Abhishek Bachchan?
Usually both the families of groom & bride bear
the expenditure of any wedding. Aishwarya and
Abhishek wedding's total expenditure wasRead
6–7…
more

Upvote · 1

Girish Sai · Follow


Mechanical engineering from Maulana Azad
National Institute of Technology, Bhopal
(Graduated 2020) · 19h

Is it a good time to buy ITC shares?


ITC business is a very curious case . Warren
buffet’s classification of three kinds of business can
be seen in ITC.

1. High ROIC Businesses with Low Capital


Requirements :

This business is none other than cigarette business


, company holds monopoly over branded (formal
sector ) cigarette business with a market share of
around 80–85%. with a revenue of around 30144
crore and a profit margin of around 61.1%.. It’s
ROCE is around 40–45%.

2. Businesses that Require Capital to Grow;


Produce Adequate Returns on that Capital :

This business is the FMCG business of ITC. It has


various brands like sunfeast, yippee, aashriwaad,
savlon, classmate etc., It’s revenue is around
20,000 crore and profit margin of around 10%. It’s
ROCE is around 10–13%.

3. Businesses that Require Capital but


Generates Low Returns:

This business is nothing but the hotel business of


ITC which is a very capital intensive business which
requires a capital to run it. It’s revenue is around
2800 crore and ebidta margin is quite less worst of
all is it’s ROCE is around 3–4%. You need to keep
on pumping of cash in order to run it’s business.

ITC situation can be very well summed up using the


below graph:

So you can see cigarettes business is contributing


for it’s growth. Whatever cash is generated in
cigarettes business is being pumped into FMCG &
hotels to fuel it’s growth. It’s like taking cash from
very intelligent person and giving it to dumb person
to spend.

1. cigarette business is expected to grow


around 10–15% and keep providing a
sustainable margin for ITC as a company ,
you can’t bet on cigarette business for
multibagger because it has no room to
grow faster than this.

2. FMCG business is something you can


expect to grow at rate of 15–20%, you can
expect it to be a turnaround business it
margins are improving. But room for
growth is also limited because FMCG
industry as a whole is not expected to
grow beyond 10–12% and with huge
competition from many small D2C brands
it would be a crowded market for sure and
margins can’t a expand beyond a certain
limit.

3. Hotel business is something which you can’t


expect to grow because it is highly capital intensive
and good news is that Hotel business is being
demerged which would unlock the potential for
share holders .

My final verdict is that , ITC as a company you can


expect a growth of around 10–15% CAGR with 2–
3% margin expansion in near future . So it is upto
you whether you wanna buy it or not.
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Malavika Nair · Follow


Worked at Morgan Stanley (company) · Jul 21

Which is the best Telegram channel for


options trading in 2023?
Hello, Ultimately, the best Telegram channel for
options trading depends on individual needs and
goals as a trader. Try different telegram channels
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Subhash Surendran · Follow


Managed to survive today as well !! · Updated 2h

What are some sad truths about life?


This is the picture of former Miss World Nepal
second Runners-Up Nisha Ghimire. The first photo
was taken and posted on Instagram on 14th…Read more

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Engineer · May 16

Which is better, an MBA at Parul University or


an MBA in MSU Baroda?
Parul University, a leading private university
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University of Baroda, a prestigious public Read
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Lawyer · Feb 16

Do Bollywood actors and actresses get paid


for their weddings? If yes, then how much do
they earn from it?
Oh Crores!!!!! Latest example is Hansika The
Actress is not Bollywood but closer to Kollywood
but rumours are she was paid ₹ 16 Crore for
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Steadfast single's relationship advice (plato… · 19h
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Options trading (Derivatives) to make money

Intraday Trading ideas.


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The space is all about Intraday trading ideas.

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A to z about technical analysis.

Satish Ramakrishna · Follow


MVW 2019-2020, Swing Trader And Investor · Tue

What will happen if I hold 1,000 ITC shares for


5 years?
It's Too Late Now.

ITC Had A Great Run In Last 02 Years.

Be Assured You Will Get A 01:01 Bonus In


Next 02 Years.

You Will Get 15/- Dividend Yearly.

My Investment In ITC From 2015 Is 110%


Positive.

ITC Mostly Acts Contrary To Index.

It's A Politically Sensitive Stock. Increase In


Cigarette Taxes Sends Tremors. And
Cigarettes Are Govts. 01st Goto, When It
Comes To Taxing.

ITC Will Start To Plateau After Bull Run.


Then It Goes To Downtrend For Years.

Plus Points.

ITC Hotels Are Demerging.

Even FMCG Will Be Demerged In Future.


FMCG Revenue Is On Upswing.

As An Investors, It's A Great Idea To Buy


ITC Over 20 Years.

05 Years Is Too Short For ITC!!!

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movies and 18+ content · Follow


Posted by Rishabh Singh · Jul 20

Know I · Follow
Studied at Colleges and Universities · Jul 17

What bold Bollywood scene shocked you?


What bold Bollywood scene shocked you?

This scene from “Jab Tak Hai Jaan” where SRK


is seeing getting candid with Vaibhavi
Merchant

This is scene from Sharukh Khan’s blockbuster


movies Devdas where he is seen with
Chandramukhi

shahrukh Khan is seen giving a brilliant


massage

All stars are simultaneously in the same


picture. Salman, Amir, Karisma Kapoor and
Sachin Tendulkar

Thank You !

Image Contnet : Google !


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INDmoney · Follow
#IndiaKaSuperMoneyApp Track,… · Updated Jun 13
Save & Invest your money
I am 23 years old, earning INR 30k per month
and saving about 15k. How should I invest my
money?
Firstly, congratulations on cultivating a great saving
habit at a young age. It's commendable that you're
saving half of your income, and you're already
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Mani · Follow
Former Amateur Writer · 18h

What makes you sad/angry?


1. The reason behind the formation of Sonagachi as
Asia's largest Red Light area is not entirely clear. 2.
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Investment Insight0 · Follow


Answered by Belal Ahemad · Jun 27

What is the best long-term stock market?

1. Infosys

2. State Bank of India

3. ITC

4. L&T

5. Axis Bank

6. Maruti Suzuki

7. Titan

8. UltraTech Cement

9. Tata Steel Ltd

10. Indian Oil Corporation Ltd

Fundamentals of some of the stocks are:

ITC Ltd

Current Price: ₹ 451

Dividend Yield: 2.83 %

ROCE: 39.1 %

ROE: 29.1 %

Company has been maintaining a healthy dividend


payout of 98.0%.

Axis Bank Ltd

Current Price: ₹ 967

Dividend Yield: 0.10 %

ROCE: 6.54 %

ROE: 19.5 %

Company has delivered good profit growth of 123%


CAGR over last 5 years.

Maruti Suzuki India Ltd

Current Price: ₹ 9,434

Dividend Yield: 0.95 %

ROCE: 17.7 %

ROE: 14.0 %

Company has been maintaining a healthy dividend


payout of 36.9%.

Tata Steel Ltd

Current Price: ₹ 114

Dividend Yield: 3.16 %

ROCE: 12.8 %

ROE: 7.28 %

Company has been maintaining a healthy dividend


payout of 35.2%.

Indian Oil Corporation Ltd

Current Price: ₹ 92.6

Dividend Yield: 9.08 %

ROCE: 8.15 %

ROE: 7.17 %

Company has been maintaining a healthy dividend


payout of 46.8%.

Always look for the stocks with consistent revenue


and profit growth, that have low debt to equity
ratio, and pay dividends regularly, as they are
fundamentally strong.

Disclaimer: Only for educational purposes. Trade on


your own risk.

A value investor is the one who looks at every


aspect of the stocks and for them knowledge is
wealth and R&A is its treasury.

Hope you make good money in stock market.

Good Buy!…. Happy Investing!


10.1K views · View 26 upvotes · View 1 share · 1 of 2 answers
Submission accepted by Parag Mehta · Answer
requested by Parag Mehta

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ICICIdirect · Follow
https://www.icicidirect.com/commodity-… · Jan 20
arket/products?utm_so
What is the best fundamental and debt-free
penny stock below Rs. 2 for the long term in
India?
Whether bull or bear market, investors often look
for affordable, debt-free penny stocks to invest in.
Thankfully, there are various options available
Readinmore
t…
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Life is Beautiful · Follow


Posted by Bhushan · Mar 6

Aarti Murthy · 1y
What is exhaustion in a married life?
My married life began in December 2013.
Everything was fine for the initial 2 years. In the
third year, we started planning for a family
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Health for all. All for health. · Apr 5

What are the symptoms of stomach cancer?


Stomach or gastric cancer is the uncontrollable
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Questions for you

What are some of the top amenities


offered at Hotel Riverview in Ahmedabad?
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Bhupendra Chand · Follow


Lives in India (1983–present) · 4h

When Shah Rukh Khan said he stopped


signing films with Juhi Chawla due to affair
rumours?
Shah Rukh discussed why he abruptly quit working
with some female co-stars. In the interview, SRK
said that he stopped signing projects withRead
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One place-1 · Follow


Answered by Gaurav · Jul 19

What was normal in ancient Greece and


absurd today? Why do you think this way?
In ancient Greece, masturbation was treated as
normal, being considered natural among all people.
They also believed that it could be a substitute
Read more
for…

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Stock Market/Share Market Vault · Follow


Answered by SERAZ AHMAD · Jul 13

What is the name of stock to buy for good


return in future?
Shyam metallic,wonderla,somany,oil India
Limited,TTK prestige, HDFC Bank Limited.Read
… more

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Rajat · Follow
Investor and Trader · Updated Apr 30

What is the best Telegram channel for stock


market learning?
I started trading since last 2 years. I came across
many telegram channels, and each channel is
different with their own strategy. But I found
Read
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Jagmohan Keshari · Follow


Marvel fan. · 18h

Which Indian actress sleeps with their


directors for film productions?
Popular pornstar Sunny Leone. But that wasn’t a
big deal for her. She’s already into the porn
industry. So such things were like a walk in the more
Read par…

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Kanthaswamy Balasubramaniam · Follow


Lawyer · Apr 23

How does a big fight end between a couple?


The BIG EIGHT EIGHT Scenarios of how a Big Fight
Ends :- Scenario One - SEX Normal Age :- Couple
are between 21–36 YO The Biggest FightsRead
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Posted by AxY · 21h

There are several short actresses in Bollywood, so


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GrowwAsset · Follow
Answered by Mithilesh Kale · Tue

What are the top 10 stocks to invite for high


returns in 2023?
1. SBI Card

2. Kotak Mahindra Bank

3. Star Health Insurance

4. Marico

5. Birlasoft

6. HDFC Life

7. V Guard Industries

8. Redington

9. HDFC Bank

You can see how much gain I have made and still I
am holding it because I know I can even make 30%
more on this portfolio

Continue Reading

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NorthStar Academy · Follow


Studied at Cost and Management… · Updated 11mo
Accountants
What is the scope of CMA (USA) offered by
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India. After successfully passing the CMA exam in
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To know which stocks to buy in the bull run or


which are the undervalued stocks visit
.

Do UPVOTE if you find this valuable.

This is not investment advice. I am not SEBI


registered.
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Jean-Marie Valheur · Follow


watched them for a while · Tue

What uncensored photo of a well known


person surprised you most?
I was quite surprised when I saw a recent
photograph of Amazon billionaire Jeff Bezos,
climbing onto his yacht. Because dude got Read
ripped,…
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Historical place India 999 · Follow


Posted by Sanjay ATQ 999 · 20h

"किवता मेरे कमरे का ए.सी.क्यों बंद िकया कल रात को? िकतनी


बैचेनी हो रही थी,हमारे घर में पूरी रात ए.सी.चले तो भी हम िबल की
िचं ता नहीं करते? तुम्हारे मायके की तरह नहीं िक 10 लोगों
Readके बीच…
more

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One place-1 · Follow


Answered by Gaurav · Jul 21

Have there ever been actors who requested


special conditions to shoot a scene?
The movie Star Troops features a naked shower
scene. All recruits, male and female, are in the
communal shower and completely naked.Read The…more
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STOCK MARKET - Learn/Expertise · Follow


Posted by Jancy Kevvu · Jul 22

Dev Rastogi · Follow


Experienced investor with a passion for the stock
market · Mar 10

Which stock can I buy for the next 7 years?


Important Note: I have given this answer as
per my knowledge. Everyone’s opinions differ
about investing and sectors. These are the
stocks in which I have invested my money. This
is not investment advice.

1. CESC

2. EXIDEIND

3. GAIL

4. TATAMOTORS

5. IEX

6. IRFC

7. TATASTEEL

8. TRIDENT

30.60INR NSE:TRIDENT
#Follow
+30.10(6.020.00%)+alltime
9Mar,3:30pmIST•Disclaimer

1D 5D 1M 6MYTD 1Y 5Y Max

80 31.10INR23Dec2022

60

40

20

2005 2008 2011 2014 2017 2020 2023

9. VEDL

10. ITC

11. POWERGRID

226.25INR +Follow

+150.80(199.87%)†alltime
9Mar,3:30pmIST•Disclaimer

1D 5D 1M6M YTD1Y5Y Max

250

200
150

100ho
2010 2012 2014 2016 2018 2020 2022

12. SAIL

13. TATAPOWER

14. WIPRO

390.30INR Following

+376.50(2,728.26%)+alltime
9Mar,3:30pmIST-Disclaimer

1D 5D yTD1Y Max

800 218.93INR13Oct2017

600

400

200

2002 2006 2010 2014 2017 2020 2023

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INDmoney · Follow
#IndiaKaSuperMoneyApp Track,… · Updated Jun 13
Save & Invest your money
I am 23 years old, earning INR 30k per month
and saving about 15k. How should I invest my
money?
Firstly, congratulations on cultivating a great saving
habit at a young age. It's commendable that you're
saving half of your income, and you're already
Read on…
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Quietbiker · Follow
Life-long nudist. · 20h

How can hikers stay safe in scorching


temperatures while enjoying outdoor
activities?
I did a lot of hiking in the Mojave Desert during
summers past and here’s my advice. 1. Take plenty
of water and Gatorade, always. Get well hydrated…
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Vitmor · Follow
That Hollywood Guy · Jul 21

How do actors & actresses do those smoking


scenes without them getting hooked on it in
the aftermath?
Hi. Cillian Murphy had to smoke over 3,000
cigarettes while shooting ‘Peaky Blinders’. Luckily
for him and the cast of the series who also
Read
had more
to…

Upvote · 6.6K 123 44

Ankit Gupta · Follow


Watching Netflix like drinking water regularly ·
Updated Tue

What is wrong with Bollywood?


Look at this picture below

Comparison of the actress from the series Crown


on Netflix (left) and the original picture of Princess
Diana.

Photo source : Courtesy of Netflix (Left) and Getty


Images (Right)

Here is the Another one

Character of Margaret Brown in the Movie Titanic


(Left) to the real person (Right)

image source : Paramount and Getty.

And Now let’s see Bollywood casting

From Movie : Mary kom

Real (left) vs Movie (Right)

Image source : Google.

From Movie Mission Mangal

Image source : Google

From Movie Super 30 real Anand Kumar vs movie in


which they intentionally apply black texture on the
face.

image source : Google

Although sometimes the cast matches the real


character, that is the case if that actor is a big
actor.

such as movie 83 Casting of Ranveer Singh

It's not Director or Producer fault its the Indian


audience who are more obsessed for Stars then
more realistic content and prefect casting doesn’t
matter.

Edited : Thanks to Irshad Ahmed for reminding


about Mary Kom in comments.
47.9K views · View 318 upvotes 1 of 369 answers

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Kumar's Love · Follow


Posted by Kumar · 9h

एक गांव में सास और बहू अकेली रहती थी। सास का पित मर चुका
था और बहु का पित िवदेश गया हुआ था। बहू जवान थी और उसके
गांव के ही एक आदमी से सम्बन्ध थे। एक िदन बहू का Read
प्रेमी कहने
more

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A multibagger in a week · Follow


Posted by Satyanarayan · Jul 21

Stock Market/Share Market Vault · Jul 11


What is the name of some debt free penny
stock?
Penny stocks are those that trade at a very low
price, have very low market capitalisation, are
mostly illiquid, and are usually listed on Read
a smalle…
more

Upvote · 9 2

Love, Life, & Everything In Between Vibes" ·


Follow
Posted by Trading With Gs · Wed

𝙁𝙤𝙡𝙡𝙤𝙬 𝙎𝙥𝙖𝙘𝙚 𝙛𝙤𝙧 𝙏𝙊𝙋 𝙌𝙪𝙤𝙧𝙖 𝙖𝙣𝙨𝙬𝙚𝙧𝙨 𝙣𝙤𝙬!

Aryan Agarwal · Follow


Tech Analyst (2018–present) · 9mo

Why did both the brothers of Salman Khan


divorce their wives?
Both Arbaaz Khan and Sohail Khan - Salman
Khan’s brothers have ended their marriage.
Arbaaz Khan divorced his wife Malaika Arora Khan
a few years back due to personal reasons and
since then she has been dating Arjun Kapoor.

Sohail Khan and his wife Seema Khan have filed


for divorce in 2022. The duo was spotted outside
Mumbai's family court leaving separately. A
source from the family court told ETimes, "Sohail
Khan and Seema Sachdev were present in the
court today. They have filed for a divorce. Both
were friendly towards each other.' Sohail and
Seema got married in 1998 and have to two kids
Nirvaan and Yohan.
132.5K views · 42 upvotes · 4 shares · 7 comments

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Laugh Dots · Follow


Answered by Patricia Jolly · 20h

How do you look better in pictures?


Naked Pest Control: A Tale of Infidelity and Moths
Once upon a time, there was a woman who was
having a torrid affair with an inspector from
Read
a pest…
more

Upvote · 15 1

One place-1 · Follow


Answered by Gaurav · Jul 16

Which couples work together and earn a lot


from their relationship?
Vittoria, 24, and Matteo, 26, are the most famous
new Italian couple on OnlyF@ns. The two, known on
Reada more
the adult platform as Teo and Noemi, started fe…

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UltraTech Cement · Follow


India’s No 1 Cement. · Updated 1y

What documents should we check before


buying any land?
Once you decide to buy a plot, make sure you have
all documents in place. Without these, your
purchase will be delayed. Having all the proper…
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Rohit Virmani · Follow


I Love Arts · Jul 13

Which Indian actress is honest with her fans?


Recently, Suchitra Krishnamoorthi talked openly
about her horrifying time in the film industry and
about her marriage with Shekhar Kapur. Suchitra:…
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Kumar's Love · Follow


Posted by Ayesha · 3h

पित बीवी से: हमारा बच्चा यही से बाहर आयेगा, है ना? बीवी
मुस्कुराते हुवे: हां, लेिकन तुम झाको मत, अभी नजर नही आयेगा,
बहुत छोटा छे द है.” पित: “यार, िफर भी देखने दे ना”, पित ने छेmore
Read द मे…

Upvote · 2 1

GrowwAsset · Follow
Answered by Mithilesh · Jul 21

What are some multibagger stocks we can


buy at present?
3 Potential Multi-Bagger Stocks to Buy in 2023 I
have a plans to create a portfolio of potential multi-
bagger stocks. I have highlights three critical
Readpoin…
more

Upvote · 1 5

Latest Bollywood Update · Follow


Posted by Joy · Jul 21

Pragya Kashyap · Follow


Keen Observer of bollywood · 2y

What is Kareena Kapoor's darkest secret?


The actress is said to have a very colorful life,
which she is relishing to the fullest. So, today with
the post, we are going to reveal some interesting
yet unknown facts about Bebo. Let us take a look:

1. Kareena was apparently born as Siddhima (a


name given to her by grandfather, Raj Kapoor).
2. Kareena Kapoor was the first preference for
the female lead opposite Hrithik Roshan in his
super hit debut ‘Kaho Naa… Pyar Hai’.

3. You probably do not know, but Kareena’s


name is also in ‘Khan’ record. Kareena is the
only Bollywood heroine who has worked with
five miners. Among them, Salman and Aamir
have given Kareena the most hits.

4. She & Shahid Kapoor dated for quite some


time before she cheated on Shahid.

5. Kareena got close to Saif during the


shooting of Tashan. After the shooting for Jab
We Met was over they ended their three-year
relationship.

6. She had a fling with Saif Ali in Leh during the


shooting of Tashan. She kept this a secret from
Shahid, who came to know about this and
refused to take her back.

7. You must have heard about the relationship


between Kareena Kapoor and Shahid Kapoor. It
is said that in those days for Shahid’s love,
Kareena became a vegetarian. Kareena was
seen as very positive and alert about this affair
that started with the set of Fida. Most of the
people believed that Shahid and Kareena loved
each other. But few people know that Kareena
Kapoor had a secret affair with Fardeen Khan
too !!

8. When Shahid & Kareena were in love, a video


of couple leaked on the internet where they
two were seen smooching passionately.

9. Her name was derived from the book Anna


Karenina, which her mother read while she was
pregnant with her. But her family and close
friends call her Bebo.

10. She has an endless boots collection and


she loves to show it off to everyone.

11. There is one bad habit that Kareena has and


that is biting her nails. She has even admitted
it in an interview.

12. Despite being a talented actress herself


Kareena doesn’t spend her own money and is
bleeding her husband’s Saif dry due to her
high maintenance methods. Saif couldn’t foot
her bill for her jewelry shopping recently & had
to request the store owner for time to pay his
dues off.

13. While shooting for the movie Ajnabee in


2001, the two of them had a major fight over
their costumes. When Kareena’s designer
helped Bipasha without her consent, Kareena
had called Bipasha a ‘Black Cat’ & slapped her.
By 2008 they had patched up.

14. Kareena wore 138 designer sarees during


the movie ‘Heroine’. This unique record of
wearing designer sarees for a film is also in the
name of Kareena.

15. As you know, nowadays every hero and


heroine are singing in their voice in the movie.
But this trend was also started by Kareena
itself. In the film ‘Dev’, Kareena sang for the
first time in her voice.

Source Dark secrets of Kareena Kapoor

Thanks….
35.2K views · 18 upvotes · 2 shares · 1 comment

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Upvote · 5 1

1 comment from Rahulr Pillai

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Rekha Subramanian · Follow


Finance Enthusiast · Jun 2

What is the best way to prepare for FRM?


I have seen a lot of answers here that have paid
emphasis on different aspects and parameters. I am
going to address something which no oneReadhas: more
Th…
Upvote · 66 1 2

Kumar's Love · Follow


Posted by Kumar · 7h

2 साल पहले की एक गिमर् यों भरी िदनचयार् थी। समीर, िजसने एक


कॉलेज से इं जीिनयिरं ग की पढ़ाई की थी, उस िदन कॉलेज की
क्लास में बैठा था। उसके िदल में एक छु पी हुई चाहत थी, िजसका…
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Usha Nigam · Feb 11


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SV · Follow
Financial Consultant (2010–present) · Jul 22

Is it true that Ranbir Kapoor left Katrina Kaif


because she cheated on him with Arvind
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political ideology. Finally, she managed toRead
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MBA in MBA in Marketing and Finance,… · Feb 5
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Which is the best Telegram channel and
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which provides trading ideas in Nifty and Banknifty
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Who cares let the man live yall !! Wandadouglas239


I love him no matter what he looks
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Answered by Gaurav · Mon

What is the cinematic effect that most people


mistakenly believe is done in CGI?
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GrowwAsset · Follow
Answered by Mithilesh Kale · Tue

Should I buy Reliance stock after demerger?


1. Profits growth: 23.9%

2. Revenue growth: 18.3%

3. ROE: 18.5%

4. Debt: 2.3x EBITDA

5. PE: 10.8x

6. Market cap: ₹16.8 trillion

These figures are as of March 31, 2023.

1. Profits growth: Reliance's profits have


grown by 23.9% in the trailing 12 months
(TTM). This growth has been driven by
strong performance in the company's
retail, telecom, and energy businesses.

2. Revenue growth: Reliance's revenue has


grown by 18.3% in the TTM. This growth
has been driven by the same factors as
profits growth.

3. ROE: Reliance's ROE is 18.5%, which is


above the industry average. This indicates
that the company is using its assets
efficiently to generate profits.

4. Debt: Reliance's debt is 2.3x EBITDA,


which is considered to be a moderate level
of debt. The company has a strong track
record of paying down its debt, so this is
not a cause for concern.

5. PE: Reliance's PE ratio is 10.8x, which is


considered to be a reasonable valuation.
The company's growth prospects justify
this valuation.

6. Market cap: Reliance's market cap is


₹16.8 trillion, which makes it the largest
company in India by market capitalization.

7. The demerger has already happened, so


the value of the two companies
(Reliance and Jio Financial Services) is
now reflected in their respective stock
prices.

8. Jio Financial Services is a new company,


so there is some uncertainty about its
future performance.

9. Reliance is still a large and diversified


company with a strong track record.

If you are looking for a long-term investment in a


stable company, then Reliance may still be a good
option. However, if you are looking for a more
speculative investment in a company with the
potential for high growth, then Jio Financial
Services may be a better choice.

Ultimately, the decision of whether or not to


buy Reliance stock after demerger is up to
you. Do your own research and decide what is
the best investment for your individual
circumstances.

1. The price of Reliance stock has fallen since


the demerger, but it is still trading above
its pre-demerger price.

2. Analysts are generally positive about the


future of Jio Financial Services, but they
have different views on the valuation of the
company.

3. The demerger has created two separate


investment opportunities, so you can now
choose to invest in either Reliance or Jio
Financial Services, or both.

1 reliance has given a bit rally


and the demerged is happened,
this indicates that it not
good buy at this point.
2 it is slow moving stock, so it
is good for 5to10 years but
not to build wealth.
3 consider these point and build
position according to it.
4 i am building position on
JSF.

Follow GrowwAsset Mithilesh Kale for more such


videos.

Please do UPVOTE it helps me to make such


content.

This is not a investment advised. I am not SEBI


registered.
1.7K views 1 of 5 answers

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Posted by Kumar · 9h

लड़का - मैं तुझे िकश करना


चाहता हूँ

लड़की - ऊपर वाले होठों पर या


नीचे वालों पर..?

लड़का - क्या ...?

लड़की - अरे भोसडी के ...


ऊपर िकस लेगा या नीचे ...?

लड़का - मैं समझ नहीं पा रहा हूँ ...


तू क्या कह रही है...?

लड़की - अबे ..! एक्सट्रा चूितये


हैलमेट उतारूँ या पेंटी!!

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Posted by Aakansha · Jul 21

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It was not easy for Aishwarya Rai to become a


mother, the actress had endured labor pain
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had said this..
Aishwarya Rai Bachchan, one of the most beautiful
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Answered by Gaurav · Mon

What is no one telling you, but wish you had


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How have we never seen many celebrities?


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