6

9
Simulador de plan de pagos 12
15
FLEXI PLAN DEPENDIENTE 18
Valor Moto 24,000.00 Ejemplo 4 24
Enganche/Prima 2,400.00 - 1,752.00 28
a Saldo Financiar 22,248.00 648.00 27 2951.458133 2865.493333 -73 30 10200
b Plazo 36 - 1,752.00 -48.66666667 36 7500
c Tasa Flat Mensual 3.29% 3.72% 2.84821 48 2700
d Interés total del plazo 26,350.53
e IVA total de plazo 3,162.06
f Total pago del Cliente 51,760.59 Con iva Sin iva Cuota FlexiPlan AVANTA Diferencia 30 325 0
g Cuota Con IVA 1,437.79 Consumo 4.27% 3.78% $ 65.86 $ 73.65 $ 7.79
Cuota Sin IVA 1,349.96 Micro 4.83% 4.27%
Tasa Efectiva con IVA Anual 66.39% 5.53% Ley de usura Diferencia
Tasa Efectiva sin IVA Anual 59.28% 4.94% 82.74% 16.35% 18.00
Tasa Efectiva sin IVA Mensual 4.94% 30 200

Base 30 / 360
Cuota FechaPago Dias Cuota Interés IVA Capital Saldo Capital Tasa Efectiva
0 1/06/2021 0 22,248.00 4.94%
1 1/07/2021 30 1,438.00 1,099.00 131.88 207.12 22,040.88 4.94%
2 2/08/2021 30 1,438.00 1,088.77 130.65 218.58 21,822.31 4.94%
3 1/09/2021 30 1,438.00 1,077.97 129.36 230.67 21,591.64 4.94%
4 1/10/2021 30 1,438.00 1,066.58 127.99 243.43 21,348.21 4.94%
5 2/11/2021 30 1,438.00 1,054.55 126.55 256.90 21,091.31 4.94%
6 1/12/2021 30 1,438.00 1,041.86 125.02 271.11 20,820.20 4.94%
7 1/01/2022 30 1,438.00 1,028.47 123.42 286.11 20,534.09 4.94%
8 1/02/2022 30 1,438.00 1,014.34 121.72 301.94 20,232.15 4.94%
9 1/03/2022 30 1,438.00 999.42 119.93 318.65 19,913.50 4.94%
10 1/04/2022 30 1,438.00 983.68 118.04 336.27 19,577.23 4.94%
11 2/05/2022 30 1,438.00 967.07 116.05 354.88 19,222.35 4.94%
12 1/06/2022 30 1,438.00 949.54 113.95 374.51 18,847.83 4.94%
13 1/07/2022 30 1,438.00 931.04 111.73 395.23 18,452.60 4.94%
14 1/08/2022 30 1,438.00 911.52 109.38 417.10 18,035.50 4.94%
15 1/09/2022 30 1,438.00 890.91 106.91 440.18 17,595.32 4.94%
16 1/10/2022 30 1,438.00 869.17 104.30 464.53 17,130.80 4.94%
17 2/11/2022 30 1,438.00 846.22 101.55 490.23 16,640.57 4.94%
18 1/12/2022 30 1,438.00 822.01 98.64 517.35 16,123.22 4.94%
19 2/01/2023 30 1,438.00 796.45 95.57 545.97 15,577.24 4.94%
20 1/02/2023 30 1,438.00 769.48 92.34 576.18 15,001.06 4.94%
21 1/03/2023 30 1,438.00 741.02 88.92 608.06 14,393.00 4.94%
22 1/04/2023 30 1,438.00 710.98 85.32 641.70 13,751.30 4.94%
23 2/05/2023 30 1,438.00 679.28 81.51 677.20 13,074.10 4.94%
24 1/06/2023 30 1,438.00 645.83 77.50 714.67 12,359.43 4.94%
25 1/07/2023 30 1,438.00 610.53 73.26 754.21 11,605.23 4.94%
26 1/08/2023 30 1,438.00 573.27 68.79 795.93 10,809.29 4.94%
27 1/09/2023 30 1,438.00 533.96 64.07 839.97 9,969.32 4.94%
28 2/10/2023 30 1,438.00 492.46 59.10 886.44 9,082.88 4.94%
29 2/11/2023 30 1,438.00 448.67 53.84 935.48 8,147.40 4.94%
30 1/12/2023 30 1,438.00 402.46 48.30 987.24 7,160.15 4.94%
31 1/01/2024 30 1,438.00 353.70 42.44 1,041.86 6,118.29 4.94%
32 1/02/2024 30 1,438.00 302.23 36.27 1,099.50 5,018.79 4.94%
33 1/03/2024 30 1,438.00 247.92 29.75 1,160.33 3,858.46 4.94%
34 1/04/2024 30 1,438.00 190.60 22.87 1,224.53 2,633.93 4.94%
35 2/05/2024 30 1,438.00 130.11 15.61 1,292.28 1,341.65 4.94%
36 1/06/2024 30 1,438.00 66.27 7.95 1,363.77 -22.12 0.00%
0 1/07/2024 30 - - - - 0.00 0.00%
0 1/08/2024 30 - - - - 0.00 0.00%
0 2/09/2024 30 - - - - 0.00 0.00%
0 1/10/2024 30 - - - - 0.00 0.00%
0 2/11/2024 30 - - - - 0.00 0.00%
0 2/12/2024 30 - - - - 0.00 0.00%
0 1/01/2025 30 - - - - 0.00 0.00%
0 1/02/2025 30 - - - - 0.00 0.00%
0 1/03/2025 30 - - - - 0.00 0.00%
0 1/04/2025 30 - - - - 0.00 0.00%
0 2/05/2025 30 - - - - 0.00 0.00%
0 2/06/2025 30 - - - - 0.00