Statistics

Monthly authorised deposit-taking institution statistics

March 2024
(released 30 April 2024)

AUSTRALIAN PRUDENTIAL REGULATION AUTHORITY | APRA.GOV.AU

Notes
© Australian Prudential Regulation Authority (APRA) 2024

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Disclaimer
While APRA endeavours to ensure the quality of this publication, APRA does not accept any responsibility
for the accuracy, completeness or currency of the material included in this publication, and will not be liable
for any loss or damage arising out of any use of, or reliance on, this publication.

Forthcoming issues
This publication will be released on the APRA website by close of business on the last business day (within
NSW) of every month. The data to be released will be for the previous calendar month.

Notation
Amounts are expressed in millions of Australian dollars. Both the Australian-dollar denominated transactions
and the Australian-dollar equivalent of foreign-currency denominated transactions are included.

"Blank" indicates that APRA did not collect this item.

Explanatory notes
A set of explanatory notes is provided at the end of the publication to assist the reader in understanding the
source and definitions of the data. In particular, these notes help explain differences between the data
presented and information publicly released by ADIs in their financial statements and profit announcements.

Enquiries
For more information about the statistics in this publication:
DataAnalytics@apra.gov.au

Manager, External Data Reporting

GPO Box 9836
Sydney NSW 2001

Australian Prudential Regulation Authority 2

Contents

Table 1
Selected assets on Australian books of selected individual ADIs …..............................................................

Loans and advances on Australian books of selected individual ADIs ….........................................................

Table 2

Selected liabilities on Australian books of selected individual ADIs …...........................................................

Table 3

Table 4
Deposits on Australian books of selected individual ADIs ….......................................................................

Explanatory notes …........................................................................................................................... Explanatory notes

Australian Prudential Regulation Authority 3

lanatory notes

Australian Prudential Regulation Authority 4

Table 1 Selected assets on Australian books of selected individual ADIs ($ million)

Total
Cash and
Net residents Total securitised
deposits with Trading Investment Total residents
acceptances of loans and assets on balance
financial securities securities assets
customers finance sheet
institutions
leases
April 2024
Agricultural Bank of China Limited 34 0 4,702 0 3,740 8,192 0
Alex Bank Pty Ltd 10 0 6 0 58 75 0
AMP Bank Limited 270 0 4,279 0 23,459 32,566 8,179
Arab Bank Australia Limited 84 0 231 0 856 1,316 123
Australia and New Zealand Banking Group Limited 59,299 22,136 60,008 57 467,324 725,211 91,697
Australian Military Bank Ltd 63 0 263 0 1,585 2,242 313
Australian Mutual Bank Ltd 159 0 363 0 1,242 2,122 329
Australian Settlements Limited 320 0 63 0 0 394 0
Australian Unity Bank Limited 46 0 230 0 1,328 1,755 225
Auswide Bank Ltd 280 0 362 0 4,298 5,984 1,303
Avenue Bank Ltd 23 0 0 0 0 23 0
B&E Ltd 87 0 170 0 1,399 2,184 251
Bank Australia Limited 334 0 1,939 0 9,243 13,866 2,724
Bank of America, National Association 708 -284 2,395 0 18,906 25,876 0
Bank of Baroda 193 0 0 0 911 1,138 0
Bank of China (Australia) Limited 94 96 928 0 5,906 7,704 580
Bank of China Limited 2,107 1,339 5,750 0 19,788 28,833 0
Bank of Communications Co., Ltd. 7 0 9,806 0 6,629 12,652 0
Bank of Queensland Limited 3,138 111 14,774 0 73,947 117,716 23,276
Bank of Sydney Ltd 192 0 465 0 2,442 4,190 993
Bank of Taiwan 3 0 140 0 438 584 0
Barclays Bank PLC 7 0 0 0 627 650 0
Bendigo and Adelaide Bank Limited 1,281 422 13,695 0 76,463 112,666 14,808
Beyond Bank Australia Limited 317 0 1,117 0 8,467 13,266 3,150
BNK Banking Corporation Limited 169 0 190 0 1,488 1,884 300
BNP Paribas 3,104 34 5,530 0 6,702 16,721 0
Canadian Imperial Bank of Commerce 384 0 647 0 3,428 4,471 0
Central West Credit Union Limited 44 0 74 0 145 266 0
Challenger Bank Limited 65 0 814 0 94 979 0
China Construction Bank Corporation 333 0 5,456 0 5,198 9,330 0
China Everbright Bank Co., Ltd 50 0 3,470 0 2,446 5,796 0
China Merchants Bank Co., Ltd 30 0 283 0 453 792 0
Citibank, N.A. 6,962 1 1,710 0 7,851 22,546 0
Coastline Credit Union Limited 48 0 116 0 692 863 0
Commonwealth Bank of Australia 49,062 13,510 90,095 0 793,443 1,129,049 154,477
Community First Credit Union Limited 54 0 208 0 1,130 1,869 215
Cooperatieve Rabobank U.A. 792 0 226 0 7,355 21,430 0
Credit Agricole Corporate and Investment Bank 1 0 566 0 5,802 6,439 0
Credit Suisse AG 39 0 746 0 3,265 3,855 0
Credit Union Australia Ltd 637 0 2,209 0 16,355 22,118 4,619
Credit Union SA Ltd 98 0 176 0 1,490 2,052 269
Cuscal Limited 2,669 0 1,095 0 0 3,972 0
DBS Bank Ltd 99 0 3,797 0 10,710 14,693 0
Defence Bank Limited 129 0 470 0 3,095 4,228 977
Deutsche Bank Aktiengesellschaft 886 502 2,510 0 3,939 13,519 0
Dnister Ukrainian Credit Co-operative Limited 8 0 42 0 190 256 0
E.SUN Commercial Bank, Ltd. 23 0 778 0 2,390 3,174 0
Family First Credit Union Limited 13 0 37 0 179 230 0
First Commercial Bank 13 0 479 0 2,392 2,919 0
First Option Bank Ltd 25 0 38 0 228 292 0
G&C Mutual Bank Limited 93 0 342 0 1,310 2,080 326
Gateway Bank Ltd 52 0 224 0 1,272 1,780 333
Goulburn Murray Credit Union Co-operative Limited 46 0 138 0 362 557 0
Heritage and People's Choice Limited 231 0 3,774 0 19,662 26,765 4,683
Horizon Credit Union Ltd 51 0 121 0 527 708 0
HSBC Bank Australia Limited 4,027 0 12,438 19 34,286 61,019 9,256
Hua Nan Commercial Bank, Ltd. 9 0 591 0 1,253 1,879 0
Hume Bank Limited 106 0 289 0 1,576 2,322 330
Illawarra Credit Union Limited 36 0 107 0 771 928 47
IMB Ltd 152 0 1,316 0 6,533 9,893 2,208
IN1Bank Ltd 15 0 7 0 1 24 0
Indue Ltd 648 0 90 0 2 805 0
Industrial and Commercial Bank of China Limited 201 3,075 3,592 0 11,462 16,175 0
ING Bank (Australia) Limited 3,316 0 8,424 0 72,717 105,009 20,679
ING Bank N.V. 1 0 519 0 0 14,914 0
Intesa Sanpaolo SPA 3 0 413 0 1,755 2,095 0
JPMorgan Chase Bank, National Association 9,685 0 2,346 7 3,967 23,755 0
Judo Bank Pty Ltd 1,290 0 2,465 0 9,847 17,223 3,573
KEB HANA Bank 51 0 119 0 774 949 0
Laboratories Credit Union Limited 30 0 33 0 199 263 0
Lutheran Laypeople's League of Australia Limited 707 0 386 0 266 1,362 0
Macarthur Credit Union Ltd 34 0 70 0 245 360 0
Macquarie Bank Limited 19,233 14,887 17,779 0 141,396 256,893 67,208
Maitland Mutual Limited 46 0 142 0 891 1,314 203
Mega International Commercial Bank Co., Ltd. 105 1,096 245 0 2,915 4,339 0
Members Banking Group Limited 60 0 388 0 2,429 3,511 592
Mizuho Bank, Ltd. 2,428 0 1,322 353 19,214 23,678 0
MUFG Bank, Ltd. 701 317 2,107 514 23,312 27,312 0
MyState Bank Limited 230 0 1,031 0 5,963 8,414 1,045
National Australia Bank Limited 98,369 32,005 36,491 280 595,721 884,771 161,572
Newcastle Greater Mutual Group Ltd 389 0 4,068 0 16,250 24,510 3,707
NongHyup Bank 10 0 40 0 65 118 0
Northern Inland Credit Union Limited 68 0 60 0 291 426 0
Orange Credit Union Limited 38 0 44 0 214 295 0
Oversea-Chinese Banking Corporation Limited 6 0 4,315 0 12,588 17,280 0
Australian Prudential Regulation Authority
Table 2 Loans and finance leases on Australian books of selected individual ADIs ($ million)
Households

Non-financial Financial General Housing:

Housing:
businesses institutions government Owner-
Investment
occupied
April 2024
Agricultural Bank of China Limited 2,948 792 0 0 0
Alex Bank Pty Ltd 0 0 0 0 0
AMP Bank Limited 553 486 0 14,321 7,722
Arab Bank Australia Limited 316 0 0 257 241
Australia and New Zealand Banking Group Limited 139,505 15,899 875 197,429 97,799
Australian Military Bank Ltd 0 0 0 1,356 178
Australian Mutual Bank Ltd 25 0 0 899 281
Australian Settlements Limited 0 0 0 0 0
Australian Unity Bank Limited 39 31 0 908 341
Auswide Bank Ltd 95 0 0 3,206 968
Avenue Bank Ltd 0 0 0 0 0
B&E Ltd 30 0 0 1,127 224
Bank Australia Limited 320 75 0 6,801 1,795
Bank of America, National Association 3,043 15,863 0 0 0
Bank of Baroda 911 0 0 0 0
Bank of China (Australia) Limited 6 98 0 4,465 1,335
Bank of China Limited 18,088 1,570 130 0 0
Bank of Communications Co., Ltd. 4,853 1,776 0 0 0
Bank of Queensland Limited 12,421 1,486 0 41,318 18,103
Bank of Sydney Ltd 731 17 0 1,206 402
Bank of Taiwan 388 50 0 0 0
Barclays Bank PLC 592 35 0 0 0
Bendigo and Adelaide Bank Limited 13,834 2,242 81 43,702 15,065
Beyond Bank Australia Limited 247 30 0 6,114 1,489
BNK Banking Corporation Limited 44 50 0 900 494
BNP Paribas 5,857 845 0 0 0
Canadian Imperial Bank of Commerce 3,393 0 35 0 0
Central West Credit Union Limited 5 0 0 103 29
Challenger Bank Limited 20 0 0 52 9
China Construction Bank Corporation 4,858 340 0 0 0
China Everbright Bank Co., Ltd 2,302 112 0 0 0
China Merchants Bank Co., Ltd 357 96 0 0 0
Citibank, N.A. 4,000 3,732 119 0 0
Coastline Credit Union Limited 73 1 0 458 135
Commonwealth Bank of Australia 187,381 20,053 12,014 366,635 182,978
Community First Credit Union Limited 11 0 0 728 250
Cooperatieve Rabobank U.A. 7,222 0 0 0 0
Credit Agricole Corporate and Investment Bank 5,802 0 0 0 0
Credit Suisse AG 2,341 60 0 120 167
Credit Union Australia Ltd 116 0 0 13,100 2,718
Credit Union SA Ltd 31 0 0 1,090 324
Cuscal Limited 0 0 0 0 0
DBS Bank Ltd 10,049 661 0 0 0
Defence Bank Limited 0 0 0 2,405 498
Deutsche Bank Aktiengesellschaft 2,207 1,732 0 0 0
Dnister Ukrainian Credit Co-operative Limited 19 0 0 108 59
E.SUN Commercial Bank, Ltd. 2,237 153 0 0 0
Family First Credit Union Limited 0 0 0 144 32
First Commercial Bank 2,202 190 0 0 0
First Option Bank Ltd 2 0 0 167 56
G&C Mutual Bank Limited 190 0 0 863 229
Gateway Bank Ltd 36 23 0 834 157
Goulburn Murray Credit Union Co-operative Limited 45 0 0 243 69
Heritage and People's Choice Limited 321 49 0 14,835 3,899
Horizon Credit Union Ltd 29 0 0 351 127
HSBC Bank Australia Limited 3,109 91 0 20,947 9,155
Hua Nan Commercial Bank, Ltd. 1,079 174 0 0 0
Hume Bank Limited 67 11 0 1,183 298
Illawarra Credit Union Limited 15 0 0 545 208
IMB Ltd 363 18 0 4,503 1,273
IN1Bank Ltd 0 0 0 0 1
Indue Ltd 1 0 0 0 0
Industrial and Commercial Bank of China Limited 10,810 652 0 0 0
ING Bank (Australia) Limited 13,586 236 0 49,086 9,314
ING Bank N.V. 0 0 0 0 0
Intesa Sanpaolo SPA 1,620 135 0 0 0
JPMorgan Chase Bank, National Association 1,328 2,640 0 0 0
Judo Bank Pty Ltd 8,785 0 0 788 275
KEB HANA Bank 768 0 0 4 1
Laboratories Credit Union Limited 1 0 0 154 40
Lutheran Laypeople's League of Australia Limited 266 0 0 0 0
Macarthur Credit Union Ltd 4 0 0 182 49
Macquarie Bank Limited 18,686 1,503 0 70,962 44,688
Maitland Mutual Limited 138 0 0 564 185
Mega International Commercial Bank Co., Ltd. 2,723 179 0 6 5
Members Banking Group Limited 2 0 0 1,847 456
Mizuho Bank, Ltd. 15,500 3,714 0 0 0
MUFG Bank, Ltd. 15,295 7,990 27 0 0
MyState Bank Limited 35 16 0 4,697 1,167
Australian Prudential Regulation Authority 8
 Households
Community Total residents Intra-group
service loans and loans and
Credit cards Other
organisations finance leases finance leases

0 0 0 3,740 0
0 58 0 58 0
0 377 0 23,459 0
0 40 2 856 0
4,903 10,573 340 467,324 21,817
10 42 0 1,585 0
7 29 1 1,242 0
0 0 0 0
4 6 0 1,328 0
2 28 0 4,298 0
0 0 0 0 0
3 16 0 1,399 251
23 176 53 9,243 0
0 0 0 18,906 0
0 0 0 911 0
2 0 0 5,906 10
0 0 0 19,788 815
0 0 0 6,629 0
180 422 20 73,947 10,238
0 28 59 2,442 0
0 0 0 438 0
0 0 0 627 0
295 1,229 14 76,463 2,141
18 567 2 8,467 0
0 1 0 1,488
0 0 0 6,702 0
0 0 0 3,428 0
0 8 0 145
0 14 0 94
0 0 0 5,198 0
0 0 32 2,446 0
0 0 0 453 129
0 0 0 7,851 801
2 23 0 692
8,621 14,834 927 793,443 50,232
21 119 0 1,130
0 0 133 7,355 0
0 0 0 5,802 0
0 557 20 3,265 29
42 379 0 16,355
8 36 0 1,490
0 0 0 0
0 0 0 10,710 0
11 181 0 3,095 0
0 0 0 3,939 2,739
0 4 0 190
0 0 0 2,390 0
0 3 0 179
0 0 0 2,392 0
1 2 0 228
5 23 0 1,310 0
0 222 0 1,272 0
0 4 0 362
97 461 0 19,662 0
2 19 0 527
516 468 0 34,286 0
0 0 0 1,253 0
7 10 0 1,576 0
0 3 0 771
0 374 2 6,533 1
0 0 0 1 0
0 0 0 2
0 0 0 11,462 0
142 353 0 72,717 6,512
0 0 0 0 14,173
0 0 0 1,755 0
0 0 0 3,967 752
0 0 0 9,847 0
0 0 0 774 0
0 5 0 199
0 0 0 266 0
0 10 0 245
381 5,176 1 141,396 2,116
2 2 1 891 0
0 1 0 2,915 0
0 124 0 2,429 0
0 0 0 19,214 0
0 0 0 23,312 0
0 49 0 5,963 0
Australian Prudential Regulation Authority 9
National Australia Bank Limited 225,893 26,842 1,945 209,010 109,596
Newcastle Greater Mutual Group Ltd 123 0 0 11,867 3,641
NongHyup Bank 56 8 0 0 0
Northern Inland Credit Union Limited 6 0 0 218 53

Australian Prudential Regulation Authority 10

 7,950 13,559 926 595,721 39,661
49 568 0 16,250 0
0 0 0 65 0
1 13 0 291

Australian Prudential Regulation Authority 11

Table 3 Selected liabilities on Australian books of selected individual ADIs

Total Negotiable Total short- Total long-

Intra-group
Acceptances residents Certificates term term
deposits
deposits of Deposit borrowings borrowings

April 2024
Agricultural Bank of China Limited 0 429 0 1,428 5,986 1,250
Alex Bank Pty Ltd 0 55 0 0 0 0
AMP Bank Limited 0 14,648 6,518 224 224 573
Arab Bank Australia Limited 0 978 0 0 0 0
Australia and New Zealand Banking Group Limited 57 382,662 761 30,573 76,394 96,391
Australian Military Bank Ltd 0 1,604 0 172 170 15
Australian Mutual Bank Ltd 0 1,489 0 55 55 17
Australian Settlements Limited 0 372 0 0
Australian Unity Bank Limited 0 1,424 6 48 48 0
Auswide Bank Ltd 0 3,562 0 395 395 300
Avenue Bank Ltd 0 1 0 0 0 0
B&E Ltd 0 1,334 0 199 199 5
Bank Australia Limited 0 8,254 0 390 1,081 1,073
Bank of America, National Association 0 4,545 1,718 0 2 1,845
Bank of Baroda 0 153 0 0 0 0
Bank of China (Australia) Limited 0 4,179 1 497 0 725
Bank of China Limited 0 13,937 25 2,952 6,076 3,196
Bank of Communications Co., Ltd. 0 17 0 0 13,302 2,894
Bank of Queensland Limited 0 69,637 406 4,913 5,163 9,915
Bank of Sydney Ltd 0 2,559 0 0 0 0
Bank of Taiwan 0 18 0 25 161 0
Barclays Bank PLC 0 90 0 0 0 0
Bendigo and Adelaide Bank Limited 0 70,678 108 6,986 6,969 7,329
Beyond Bank Australia Limited 0 7,497 0 88 936 733
BNK Banking Corporation Limited 0 1,399 0 24
BNP Paribas 0 20,803 56 0 36 0
Canadian Imperial Bank of Commerce 0 325 0 2,810 3,295 5,365
Central West Credit Union Limited 0 238 0 0
Challenger Bank Limited 0 911 0 0
China Construction Bank Corporation 0 320 0 0 6,244 2,313
China Everbright Bank Co., Ltd 0 587 0 1,285 1,464 2,021
China Merchants Bank Co., Ltd 0 117 0 0 1,345 612
Citibank, N.A. 0 16,289 2,337 0 0 450
Coastline Credit Union Limited 0 784 0 0
Commonwealth Bank of Australia 0 725,963 6,490 31,584 55,696 124,627
Community First Credit Union Limited 0 1,245 24 0
Cooperatieve Rabobank U.A. 0 175 202 2,326 7,029 8,177
Credit Agricole Corporate and Investment Bank 0 165 0 2,545 2,568 0
Credit Suisse AG 0 3,369 190 0 0 0
Credit Union Australia Ltd 0 14,068 409 980
Credit Union SA Ltd 0 1,484 123 18
Cuscal Limited 0 3,204 3 0
DBS Bank Ltd 0 1,799 0 2,895 3,114 5,352
Defence Bank Limited 0 2,721 0 175 175 15
Deutsche Bank Aktiengesellschaft 0 250 685 0 0 0
Dnister Ukrainian Credit Co-operative Limited 0 226 0 0
E.SUN Commercial Bank, Ltd. 0 74 0 281 812 0
Family First Credit Union Limited 0 199 4 8
First Commercial Bank 0 361 0 321 843 0
First Option Bank Ltd 0 255 10 4
G&C Mutual Bank Limited 0 1,353 16 190 190 0
Gateway Bank Ltd 0 1,102 0 183 182 0
Goulburn Murray Credit Union Co-operative Limited 0 489 0 0
Heritage and People's Choice Limited 0 19,050 0 449 445 943
Horizon Credit Union Ltd 0 640 0 7
HSBC Bank Australia Limited 19 34,880 286 0 0 200
Hua Nan Commercial Bank, Ltd. 0 1 0 138 167 0
Hume Bank Limited 0 1,805 0 17 17 15
Illawarra Credit Union Limited 0 722 90 0
IMB Ltd 0 6,561 5 223 221 170
IN1Bank Ltd 0 2 0 0 0 0
Indue Ltd 0 718 0 0
Industrial and Commercial Bank of China Limited 0 4,023 0 1,674 9,630 2,371
ING Bank (Australia) Limited 0 53,751 14,554 884 263 5,969
ING Bank N.V. 0 0 586 1,457 1,456 0
Intesa Sanpaolo SPA 0 200 0 122 122 0
JPMorgan Chase Bank, National Association 7 15,837 1,289 0 0 0
Judo Bank Pty Ltd 0 7,378 0 346 346 2,068
KEB HANA Bank 0 262 0 621 491 130
Laboratories Credit Union Limited 0 243 0 0
Lutheran Laypeople's League of Australia Limited 0 1,178 0 0 0 0
Macarthur Credit Union Ltd 0 324 0 0
Macquarie Bank Limited 0 151,079 8,804 431 25,161 32,501
Maitland Mutual Limited 0 953 0 55 55 4
Mega International Commercial Bank Co., Ltd. 0 289 0 594 846 0
Australian Prudential Regulation Authority 12
Members Banking Group Limited 0 2,221 24 177 182 219
Mizuho Bank, Ltd. 353 6,986 0 10,234 10,010 5,500
MUFG Bank, Ltd. 514 15,003 50 10,192 10,670 3,349
MyState Bank Limited 0 5,943 0 383 383 364
National Australia Bank Limited 0 507,459 3,745 34,672 65,829 134,254
Newcastle Greater Mutual Group Ltd 0 17,322 6 57 56 1,057
NongHyup Bank 0 0 0 29 57 0
Northern Inland Credit Union Limited 0 378 0 0

Australian Prudential Regulation Authority 13

Table 4 Deposits on Australian books of selected individual ADIs ($ million)

Non-financial Financial General

Households
businesses institutions government
April 2024
Agricultural Bank of China Limited 429 1 0 0
Alex Bank Pty Ltd 0 0 0 55
AMP Bank Limited 2,447 1,501 177 10,459
Arab Bank Australia Limited 313 229 9 423
Australia and New Zealand Banking Group Limited 128,819 70,346 6,131 172,620
Australian Military Bank Ltd 76 341 80 994
Australian Mutual Bank Ltd 60 26 0 1,367
Australian Settlements Limited 7 365 0 0
Australian Unity Bank Limited 58 107 167 1,061
Auswide Bank Ltd 699 351 256 2,206
Avenue Bank Ltd 1 0 0 0
B&E Ltd 91 91 56 1,056
Bank Australia Limited 597 185 0 7,299
Bank of America, National Association 2,962 1,582 0 0
Bank of Baroda 5 143 0 5
Bank of China (Australia) Limited 9 17 0 4,153
Bank of China Limited 11,223 2,056 658 0
Bank of Communications Co., Ltd. 16 0 0 0
Bank of Queensland Limited 12,224 19,322 3,063 33,597
Bank of Sydney Ltd 538 325 14 1,601
Bank of Taiwan 18 0 0 0
Barclays Bank PLC 90 0 0 0
Bendigo and Adelaide Bank Limited 17,706 6,629 1,903 44,291
Beyond Bank Australia Limited 782 188 121 6,081
BNK Banking Corporation Limited 521 19 0 858
BNP Paribas 5,927 14,677 199 0
Canadian Imperial Bank of Commerce 50 235 40 0
Central West Credit Union Limited 14 0 0 213
Challenger Bank Limited 156 247 0 507
China Construction Bank Corporation 276 11 23 11
China Everbright Bank Co., Ltd 564 0 0 0
China Merchants Bank Co., Ltd 103 0 0 14
Citibank, N.A. 7,008 9,270 9 0
Coastline Credit Union Limited 2 40 27 690
Commonwealth Bank of Australia 175,847 119,913 32,543 390,118
Community First Credit Union Limited 100 65 0 1,072
Cooperatieve Rabobank U.A. 34 141 0 0
Credit Agricole Corporate and Investment Bank 165 0 0 0
Credit Suisse AG 3,066 141 0 162
Credit Union Australia Ltd 490 1,135 398 11,989
Credit Union SA Ltd 76 48 0 1,345
Cuscal Limited 996 2,209 0 0
DBS Bank Ltd 317 1,482 0 0
Defence Bank Limited 65 166 226 2,208
Deutsche Bank Aktiengesellschaft 107 144 0 0
Dnister Ukrainian Credit Co-operative Limited 1 18 0 207
E.SUN Commercial Bank, Ltd. 44 0 0 30
Family First Credit Union Limited 0 0 0 199
First Commercial Bank 353 0 0 9
First Option Bank Ltd 17 4 0 231
G&C Mutual Bank Limited 124 180 0 1,014
Gateway Bank Ltd 46 169 5 879
Goulburn Murray Credit Union Co-operative Limited 55 13 2 402
Heritage and People's Choice Limited 1,825 867 134 16,121
Horizon Credit Union Ltd 46 0 0 580
HSBC Bank Australia Limited 12,874 4,122 53 17,818
Hua Nan Commercial Bank, Ltd. 1 0 0 0
Hume Bank Limited 267 100 65 1,320
Illawarra Credit Union Limited 50 63 5 603
IMB Ltd 538 556 143 5,155
IN1Bank Ltd 1 0 0 1
Indue Ltd 197 503 4 0
Industrial and Commercial Bank of China Limited 2,025 1,671 298 28
ING Bank (Australia) Limited 1,156 963 1,969 49,655
ING Bank N.V. 0 0 0 0
Intesa Sanpaolo SPA 200 0 0 0
JPMorgan Chase Bank, National Association 3,816 12,020 0 0
Judo Bank Pty Ltd 642 1,435 300 4,928
KEB HANA Bank 241 21 0 0
Laboratories Credit Union Limited 34 0 0 209
Lutheran Laypeople's League of Australia Limited 520 30 0 482
Macarthur Credit Union Ltd 34 0 0 290
Macquarie Bank Limited 42,750 43,447 384 63,083
Maitland Mutual Limited 209 110 21 591
Mega International Commercial Bank Co., Ltd. 264 12 0 11
Members Banking Group Limited 40 77 0 2,099
Mizuho Bank, Ltd. 6,370 617 0 0
MUFG Bank, Ltd. 10,932 3,620 451 0
MyState Bank Limited 667 424 0 4,852
Australian Prudential Regulation Authority 14
 Community
Total residents
service
deposits
organisations

0 429
0 55
63 14,648
4 978
4,747 382,662
113 1,604
37 1,489
0 372
30 1,424
50 3,562
0 1
41 1,334
173 8,254
2 4,545
0 153
0 4,179
0 13,937
0 17
1,431 69,637
81 2,559
0 18
0 90
149 70,678
325 7,497
1 1,399
0 20,803
0 325
11 238
0 911
0 320
23 587
0 117
2 16,289
25 784
7,542 725,963
8 1,245
0 175
0 165
0 3,369
57 14,068
14 1,484
0 3,204
0 1,799
56 2,721
0 250
0 226
0 74
0 199
0 361
4 255
34 1,353
3 1,102
17 489
103 19,050
15 640
12 34,880
0 1
54 1,805
1 722
168 6,561
0 2
15 718
0 4,023
8 53,751
0 0
0 200
1 15,837
74 7,378
1 262
0 243
146 1,178
0 324
1,415 151,079
22 953
2 289
4 2,221
0 6,986
0 15,003
0 5,943
Australian Prudential Regulation Authority 15
National Australia Bank Limited 166,010 102,855 21,867 204,034
Newcastle Greater Mutual Group Ltd 1,176 643 37 15,264
NongHyup Bank 0 0 0 0
Northern Inland Credit Union Limited 57 0 0 318

Australian Prudential Regulation Authority 16

 12,693 507,459
201 17,322
0 0
2 378

Australian Prudential Regulation Authority 17

Explanatory notes

Introduction
Unless otherwise stated, the statistics within this publication relate to the operations/transactions conducted with
residents and non-residents that are recorded on the domestic books of licensed authorised deposit-taking
institutions (ADIs) that submit returns sourced from the Economic and Financial Statistics (EFS) data collection.
They are intended to provide information on the assets and liabilities of selected individual ADIs within the
domestic market. Credit unions and building societies with total assets below $200 million are not included in this
publication.

Monthly ADI Statistics replaced Monthly Banking Statistics from the July 2019 reference period. In most cases,
published data items in Monthly ADI Statistics will be conceptually similar to those that were published in
Monthly Banking Statistics. However, there will be some differences between the publications, related to the new
scope and improved definitions in the EFS data collection.

Note that the EFS data collection does not use the securitisation deconsolidation principle present in the Monthly
Banking Statistics.

In the EFS data collection, the domestic books of an ADI means an unconsolidated report of positions,
transactions and other information recorded on the Australian books of the body corporate authorised by APRA
to carry on banking business as per the Banking Act 1959. It includes transactions and positions with both
residents and non-residents that are recorded on the Australian books of these entities.

It does not consolidate positions, transactions and other information recorded on the books of:
· Extended Licensed Entities (ELEs);
· any other entity not consolidated at Level 1 (for example, related parties such as subsidiaries, special
purpose vehicles or parent entities); and
· overseas-based entities (for example, overseas-based branches and offshore banking units).

A resident means any institutional unit whose centre of predominant economic interest (principal place of
residence or principal place of production) is within Australia’s economic territory.
It includes:
· households whose principal place of residence is in Australia; and
· Australian branches and Australian subsidiaries of foreign enterprises.
It excludes:
· foreign branches and foreign subsidiaries of Australian enterprises.

A non-resident means any institutional unit whose centre of predominant economic interest (principal place of
residence or principal place of production) is outside Australia’s economic territory.
It includes:
· households whose principal place of residence is overseas; and
· foreign branches and foreign subsidiaries of Australian enterprises.
It excludes:
· Australian branches and Australian subsidiaries of foreign enterprises.

Because of this restricted scope, the statistics may not reconcile with the published accounts of licensed ADIs or
consolidated groups.

Note that parallel run data (which cover the March to June 2019 reference periods) may not be subject to audit.

Source of statistics
The data in this publication are sourced from the following EFS returns submitted to APRA under the Financial
Sector (Collection of Data) Act 2001 by ADIs:
· ARF 720.0 ABS/RBA Statement of Financial Position (Standard)/(Reduced)
· ARF 720.1 ABS/RBA Loans and Finance Leases (Standard)/(Reduced)
· ARF 720.2 ABS/RBA Deposits (Standard)/(Reduced)
· ARF 720.3 ABS/RBA Intra-group Assets and Liabilities (submitted by Standard reporting population only)
· ARF 720.6 ABS/RBA Securities on Issue (submitted by Standard reporting population only)

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Blank copies of returns and associated instructions are available from the APRA website.

Source of definitions and guidance

For more detailed information on definitions and guidance refer to the ADI reporting standards and guidance page on APRA’s websit

The Monthly Authorised Deposit-taking Institution Statistics Explanatory Notes and Glossary use:
· Reporting Standard ARS 701.0 ABS/RBA Definitions for the EFS Collection;
· Reporting Practice Guide RPG 701.0 ABS/RBA Reporting Concepts for the EFS Collection; and
· FAQs on APRA’s Modernised economics and financial statistics page.

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