Lending Business

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Vision

Empowering Dreams, Enabling Growth – Striving to be the


leading force in financial empowerment, we envision a
future where individuals and businesses achieve their
aspirations through accessible and responsible lending
solutions.

Mission
Empowering Financial Futures: Through responsible and
individualized loan solutions, we hope to be a catalyst for
good change in the lives of people and businesses. Our
dedication is to

Our Company Values in the


Quicky Loan
Fostering a collaborative environment, we value teamwork
and partnerships. By working together internally and
externally, we leverage diverse perspectives to drive
innovation, growth, and positive outcomes for all
stakeholders.

Beyond financial transactions, we actively engage in


initiatives that contribute to the betterment of
communities. Our commitment to social responsibility
extends to philanthropy, community development, and
environmental sustainability.

Terms and Conditions


Loan Approval and Amount: Loan approval is subject to
our assessment of the applicant's eligibility and
creditworthiness. The approved loan amount will be
determined based on various factors, including income,
credit history, and loan purpose.

Interest Rates and Fees: The interest rates and fees


associated with the loan will be clearly communicated to
the borrower before finalizing the agreement. Any
changes to these terms will be communicated in
advance.

Late Payments and Penalties: Late payments may result


in penalties or additional charges. Borrowers are
responsible for making payments on time, and any
difficulties should be communicated to our customer
service in advance.
Loan is worth 10% compounded quarterly. What
are the present and future values of
an ordinary annuity
paying P10,000 quarterly for 2
years?

rate n
P= 10,000 A = P( 1 + m )
N= 2 years
r= 10% (0.10) A = 10,000( 1 + 0.10%) 2
m= 1 A = 10,000(1.1449)
A = P11,449.00
PENALTY FOR LATE PAYMENT

First week late: P1117


Second week late: P1675
Third week late: P2234
Fourth week late: P2792
After one month late: P5585 + 10% of the total amount
owed.

GOAL
Our goal is to become a dependable financial partner
and a driving force behind economic empowerment by
offering responsible, creative, and easily accessible
financing solutions that improve the lives of both
individuals and companies. Our goals are to promote
financial stability, stimulate economic expansion, and
enhance the general well-being of the communities we
work with. We work to establish new benchmarks for
excellence in the loan lending sector by being
transparent, customer-focused, and committed to
continual development. We also place a high priority on
social responsibility and moral corporate conduct.

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