To: Dhananjoy Kumar Bhowmik & Akhe Rani Roy

Company: ERFS
Email: barura_3500@yahoo.com; bethi_roy@yahoo.com Date: 26/4/2024
Pages: 1

Indicative approval

Thank you for your loan application in the name of Dhananjoy Kumar Bhowmik & Akhe Rani Roy with La
Trobe

A credit check has been completed and we are pleased to advise the application has been approved in
principle. Please note the approval in principal is a preliminary advice and is not intended to create any
legal liability for a credit facility to be provided. This indicative approval is valid for only 90 days from the
date of issue.

Loan details:

Account Customer Loan Loan increase Repayment Loan

number name(s) type amount type purpose

TBA Dhananjoy Kumar $370,000 Investment P&I

Bhowmik & Akhe Rani Roy

Conditions:
Please note the following condition(s) must be satisfied before we can proceed further:

Please provide last month statement of all personal loans, car loans and credit cards
Please provide last month statement for all current mortgage loans
Please provide Executed Contract of Sale
Please provide latest rental statements for investment properties
Subject to Full assessment

Next steps:
Please ensure you forward the above information to: credit@erfs.com.au
We look forward to the loan application proceeding to formal approval.
Should you need any further assistance, please contact me on 0407 322 552
Regards

ER Financial Services Pty Ltd

Phone: 1300 381 244
Email: credit@erfs.com.au