The Islamia University of Bahawalpur, Pakistan.

Department of Economics
Name: Roll No. Signature:
Mid-Term Examination Spring-2024 Time Allowed 20 Min.
Paper: Banking Operations & Risk Management (Objective) Total Marks: 10
Code: Program: BS. Economics & Finance Semester: 6TH
Q. No. 1 (1x10=10)
1. A bank is generally a/an ________ institution:
A. Public.
B. Financial.
C. Investment.
D. Policy.
2. Scheduled bank means a bank registered with
A. Stock Exchange.
B. Central Bank.
C. World Bank.
D. All of the above.
3. When State Bank of Pakistan came into existence?
A. December 25, 1948.
B. July 01, 1955.
C. August 14, 1947.
D. July 01, 1948.
4. The usual number of parties to a Cheque are
A. Two
B. Three
C. Four
D. Five.
5. Function of a clearing house is to.
A. Control Credit
B. Rediscount Bills.
C. Monitor loans.
D. Clear cheques of member bank.
6. The most important function of a Commercial Bank is to
A. Serve customers.
B. Create credit money.
C. Give Loans.
D. Take Deposits.
7. The first Commercial Bank established in Pakistan
A. Habib Bank Ltd.
B. Muslim Commercial Bank Ltd.
C. State Bank of Pakistan
D. National Bank of Pakistan
8. The signature card is always signed by
A. Account holder
B. Bank Manager
C. Governor SBP
D. Cashier.
9. Commercial Bank can act as Underwriter for:
A. Shares.
B. Bonds
C. Debentures
D. All of the above.
10. Privatization of banks in Pakistan was started in
A. 1980.
B. 1985.
C. 1995.
D. 1991.
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The Islamia University of Bahawalpur, Pakistan.

Department of Economics
Mid-Term Examination SP-2024 Time Allowed 60 Min.
Paper: Banking Operations & Risk Management (Subjective) Total Marks: 20
Course Code: Program: BS. Economics & Finance Semester: 6TH
Q. No. 2 (5+5)
a) Define a cheque. b) Write a short note on SME c) Write a short note on PICIC
d) Define KYC. e) Define Foreign Exchange
Q. No. 3 (5+5)
a) State Bank of Pakistan plays an essential role in the economic development of the country. Discuss
b) Commercial Banks perform many important functions. Discuss in detail