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CIBIL

CREDIT INFORMATION REPORT

Consumer CIR
Consumer : UNDRU SRINIVASA RAO S/O KRISHNA MURTHY Date : 07-05-2024
Member Id : NB71118888_C2C2 Time : 21:27:46
Member Reference Number : NB7111 Control Number : 007530542378

Consumer Score Details


Score Name Score Score Date Scoring Factors

1: PRESENCE OF DELINQUENCY IN THE RECENT PAST


2: PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
CreditVision© Score
646 07-05-2024 3: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
4: PRESENCE OF DELINQUENCY
5: LOW CREDIT AGE

Possible Range For CreditVision© Score

Consumers with more than 36 months credit history* : 300 (high risk) to 900 (low risk)
Consumers with less than 36 months credit history* : 0
Consumers not in CIBIL database or with insufficient information for scoring* : -1
* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

Personal Information
Name Date Of Birth Gender
UNDRU SRINIVASA RAO S/O KRISHNA MURTHY 05-11-1969 Male

Identification(s)
Identification Type Number Issue Date Expiration Date
Income Tax ID Number AESPU6958D
Passport Number K4637354 24112022
Driving License Number AP70520160003428
Ration Card Number WAP045601800306
Universal ID Number (UID) XXXXXXXXXXXX

Telephone(s)
Telephone Type Telephone Number Telephone Extension
Mobile Phone 8977295788
Not Classified 7801096159
Mobile Phone 9849720191
Mobile Phone 8121231432

Email Contact(s)
Email Id
NOEMAIL@PNB.CO.IN
NOEMAIL@GMAIL.COM

Address(es)
Address : BANGALORE NORTH,KARNATAKA APO Address 999998
Category : Residence Residence Code : Date Reported : 22-05-2022
Address : S/O: KRISHNA MURTHY,9-522 BADAVA, MAMIDIKUDURU MANDAL PASARLAPUDI,MAMIDIKUDURU PASARLAPUDI,MAMIDIKUDURU ANDHRA PRADESH
Andhra Pradesh 533247
Category : Permanent Residence Code : Owned Date Reported : 30-09-2017
Address : D.NO:9-46, AMBETHKAR NAGAR PASARLAPUDI, MAMIDIKUDURU MANDALAM EAST GODAVARI Andhra Pradesh 533247
Category : Residence Residence Code : Date Reported : 26-04-2017
Address : ALGHALIA CO W L L P.O BOX 54123ADLIYAKIN GDOM OF BAHRAIN SAMALKOT EAST GODAVARI Andhra Pradesh 533247
Category : Office Residence Code : Date Reported : 24-02-2015

Employment Information

Account Info Dates Amounts Status

Account Type : Business Loan - Priority


Reported : 30-09-2018 Income : 0 Error Code :
Sector - Agriculture
Occupation : Others Error : Net/Gross : Not Available Cibil Remarks Code :
Cibil Remarks : Monthly/Annual : Not Available Remark 1 :
Error/Dispute Remarks : Remark 2 :

Account Summary

You Now have access to Cibil Market place

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CIBIL
CREDIT INFORMATION REPORT

Consumer CIR
Consumer : UNDRU SRINIVASA RAO S/O KRISHNA MURTHY Date : 07-05-2024
Member Id : NB71118888_C2C2 Time : 21:27:46
Member Reference Number : NB7111 Control Number : 007530542378

Accounts Balances Amounts Dates


Total : 11 Current : 20,074 High Cr/Sanc. : 4,19,068 Recent Opened : 15-02-2023
Overdue : 1 Overdue : 19,672 Oldest Opened : 18-05-2006
Zero-Balance : 10
Suit Filed/Wilful : 0
Written-off & settled : 1

Summary For All Enquiries


Enquiry Purpose Total Past 30 Days Past 90 Days Past 12 Months Past 24 Months Recent
All Enquiries 14 0 1 5 8 08-02-2024
Credit Card 1 0 0 1 1 15-07-2023
Consumer Loan 8 0 0 1 6 05-07-2023
Auto Loan (Personal) 1 0 0 0 1 10-03-2023
Property Loan 1 0 1 1 1 08-02-2024
Gold Loan 1 0 0 1 1 02-06-2023
Personal Loan 1 0 0 0 1 22-05-2022
Two-wheeler Loan 1 0 0 1 1 02-01-2024

Account(s) Detail Segment

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 13-02-2023 Current Balance : 0


Type : Gold Loan Last Payment : 18-11-2023 EMI : 3,00,118
Ownership : Individual Closed : 18-11-2023
Interest Rate : 12.00 Reported And Cerrtified : 30-11-2023
Payment History Start : 01-11-2023
Payment History End : 01-02-2023

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

SUB STD STD STD STD STD STD STD STD STD
11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 07-08-2015 Sanctioned : 20,074 Written-Off And Settled : Written-off
Type : Credit Card Last Payment : 19-03-2024 Current Balance : 20,074
Ownership : Individual Reported And Cerrtified : 18-04-2024 Overdue : 19,672
Payment History Start : 01-04-2024 Credit Limit : 10,000
Payment History End : 01-05-2021 Written-Off Principal : 20,074

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900
04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22
900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 895 865
10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 15-02-2023 Current Balance : 0


Type : Gold Loan Last Payment : 22-02-2023
Ownership : Individual Closed : 22-02-2023
Reported And Cerrtified : 28-02-2023
Payment History Start : 01-02-2023
Payment History End : 01-02-2023

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

STD
02-23

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 24-01-2023 Sanctioned : 60,000

You Now have access to Cibil Market place

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Page No : 2
CIBIL
CREDIT INFORMATION REPORT

Consumer CIR
Consumer : UNDRU SRINIVASA RAO S/O KRISHNA MURTHY Date : 07-05-2024
Member Id : NB71118888_C2C2 Time : 21:27:46
Member Reference Number : NB7111 Control Number : 007530542378

Type : Business Loan - Priority Sector - Closed : 27-01-2023 Current Balance : 0


Agriculture
Reported And Cerrtified : 31-01-2023
Ownership : Individual
Payment History Start : 01-01-2023
Interest Rate : 8.40
Payment History End : 01-01-2023
Payment Frequency : Monthly

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

STD
01-23

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 24-01-2023 Sanctioned : 11,000


Type : Business Loan - Priority Sector - Closed : 13-02-2023 Current Balance : 0
Agriculture
Reported And Cerrtified : 28-02-2023
Ownership : Individual
Payment History Start : 01-02-2023
Interest Rate : 8.40
Payment History End : 01-01-2023
Payment Frequency : Monthly

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

STD STD
02-23 01-23

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 29-09-2022 Sanctioned : 35,000


Type : Business Loan - Priority Sector - Closed : 13-02-2023 Current Balance : 0
Agriculture
Reported And Cerrtified : 28-02-2023
Ownership : Individual
Payment History Start : 01-02-2023
Interest Rate : 7.75
Payment History End : 01-09-2022
Payment Frequency : Monthly

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

STD STD STD STD STD STD


02-23 01-23 12-22 11-22 10-22 09-22

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 20-09-2022 Sanctioned : 76,000


Type : Other Closed : 13-02-2023 Current Balance : 0
Ownership : Individual Reported And Cerrtified : 28-02-2023
Interest Rate : 7.75 Payment History Start : 01-02-2023
Payment Frequency : Monthly Payment History End : 01-09-2022

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

STD STD STD STD STD STD


02-23 01-23 12-22 11-22 10-22 09-22

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 15-09-2022 Sanctioned : 1,09,000


Type : Business Loan - Priority Sector - Closed : 13-02-2023 Current Balance : 0
Agriculture
Reported And Cerrtified : 28-02-2023
Ownership : Individual
Payment History Start : 01-02-2023
Interest Rate : 7.75
Payment History End : 01-09-2022
Payment Frequency : Monthly

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

STD STD STD STD STD STD


02-23 01-23 12-22 11-22 10-22 09-22

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 23-01-2017 Sanctioned : 38,000

You Now have access to Cibil Market place

Now Apply for loan and Credit cards Offer.Now check your credit eligibility from participating bank and financial institution in just a click
Page No : 3
CIBIL
CREDIT INFORMATION REPORT

Consumer CIR
Consumer : UNDRU SRINIVASA RAO S/O KRISHNA MURTHY Date : 07-05-2024
Member Id : NB71118888_C2C2 Time : 21:27:46
Member Reference Number : NB7111 Control Number : 007530542378

Type : Business Loan - Priority Sector - Closed : 24-09-2018 Current Balance : 0


Agriculture
Reported And Cerrtified : 30-09-2018 EMI : 38,000
Ownership : Individual
Payment History Start : 01-09-2018
Interest Rate : 9.75
Payment History End : 01-01-2017
Repayment Tenure : 12

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17
STD STD STD
03-17 02-17 01-17

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 08-02-2014 Sanctioned : 39,994


Type : Two-wheeler Loan Last Payment : 03-08-2016 Current Balance : 0
Ownership : Individual Closed : 03-08-2016 EMI : 3,335
Repayment Tenure : 12 Reported And Cerrtified : 28-02-2023
Payment Frequency : Monthly Payment History Start : 01-02-2023
Payment History End : 01-03-2020

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21
XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20

Account Dates Amounts Status

Member Name : NOT DISCLOSED Opened : 18-05-2006 Sanctioned : 30,000


Type : Two-wheeler Loan Last Payment : 04-09-2013 Current Balance : 0
Ownership : Individual Closed : 04-11-2013
Reported And Cerrtified : 30-11-2013
Payment History Start : 01-11-2013
Payment History End : 01-12-2010

Summary Of Payment History :: Days Past Due/Asset Classification (Up To 36 Months : Left To Right)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
11-13 10-13 09-13 08-13 07-13 06-13 05-13 04-13 03-13 02-13 01-13 12-12 11-12 10-12 09-12 08-12 07-12 06-12
000 000 000 000 000 XXX 000 000 000 000 000 000 000 000 000 000 000 000
05-12 04-12 03-12 02-12 01-12 12-11 11-11 10-11 09-11 08-11 07-11 06-11 05-11 04-11 03-11 02-11 01-11 12-10

STD = Standard SMA = Special Mention Account SUB = Substandard


DBT = Doubtful LSS = Loss XXX = Not Reported

Enquiry Information

Member Name Date Of Enquiry Enquiry Purpose Enquiry Amount

IREP Credit 08-02-2024 Property Loan 8,00,000


NOT DISCLOSED 02-01-2024 Two-wheeler Loan 1,50,000
NOT DISCLOSED 15-07-2023 Credit Card 10,000
NOT DISCLOSED 05-07-2023 Consumer Loan 20,000
NOT DISCLOSED 02-06-2023 Gold Loan 50,000
NOT DISCLOSED 10-03-2023 Auto Loan (Personal) 6,00,000
NOT DISCLOSED 14-02-2023 Consumer Loan 30,000
NOT DISCLOSED 14-02-2023 Consumer Loan 24,999
NOT DISCLOSED 12-09-2022 Consumer Loan 43,697
NOT DISCLOSED 12-09-2022 Consumer Loan 1,41,186
NOT DISCLOSED 25-08-2022 Consumer Loan 90,990
NOT DISCLOSED 22-05-2022 Personal Loan 5,000
NOT DISCLOSED 23-03-2022 Consumer Loan 61,990
NOT DISCLOSED 08-11-2021 Consumer Loan 19,990

You Now have access to Cibil Market place

Now Apply for loan and Credit cards Offer.Now check your credit eligibility from participating bank and financial institution in just a click
Page No : 4
CIBIL
CREDIT INFORMATION REPORT

Consumer CIR
Consumer : UNDRU SRINIVASA RAO S/O KRISHNA MURTHY Date : 07-05-2024
Member Id : NB71118888_C2C2 Time : 21:27:46
Member Reference Number : NB7111 Control Number : 007530542378

Consumer Dispute Remarks


Dispute Remarks Date Dispute Remarks

End Segment
Length Of Transmission
0003819

You Now have access to Cibil Market place

Now Apply for loan and Credit cards Offer.Now check your credit eligibility from participating bank and financial institution in just a click
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