BUSINESS PLAN

Title:
Goals:

Location:

The Entrepreneur/s
Name/s:

Experience & Qualificaion

Market
Product/Services Description

Competition
Competitor's Name Opportunities Threats

Target Market/Main Customers

Demand - Supply Analysis

Demand Supply Gap
Product/
 Product/ Quantity Amount Quantity Amount Quantity

Marketing Mix
Product/s: Price Promotion Place/Distribution strategy

Sales Forecast
Year 1
Product
Unit Quantity Price Total

Annual Projections [2nd & 3rd Year]:

Year 2 Year 3
Price 10% 10%
Quantity 20% 20%

Marketing Expenses
Particulars Amount

Annual Projections [2nd & 3rd Year]:

Year 2 Year 3

Production
Production Process
Step 1. Step 7.
Step 2. Step 8.
Step 3. Step 9.
Step 4. Step 10.
Step 5. Step 11.
Step 6. Step 12.

Raw Materials
Particulars Quantity Cost/Unit Total
-
-
-
-
-
-
-
-
-
-
Total -

Annual Projections [2nd & 3rd Year];

Year 2 Year 3
Cost 15% 15%
Quantity 40% 40%

Labor
Position Quantity Rate/day Total

-
-
Total -

Annual Projections [2nd & 3rd Year];

Year 2 Year 3
Rate/day
Quantity

Tools, Machineries, Equipment

Particulars Quantity Cost/Unit Total Cost Estimated Life Y.Depreciation
-
-
-

-
-
-
Total - -

Overhead Expenses
Particulars Amount
 Total -

Annual Projections [2nd & 3rd Year]:

Year 2 Year 3

Amount 10% 10%

Total Production Cost

Particulars Amount
Raw Materials -
Labor
Prod'n Overhead -
Total Prod'n Cost -

Product Cost/Unit
Total Production Cost
[divide by] Production Volume
Product Cost/Unit

Organization and Management

Organizational Structure

Management and Employees Positions and Functions

Position Function

General and Administrative Expenses

Particulars Amount
 Total -

Annual Projections [2nd & 3rd Year]:

Year 2 Year 3

Amount 10% 10%

Pre-Operating/Expansion Expenses:
Particulars Amount

Total -

Finance
Financial Assumptions:
Projected Sales

Products Year 1 Year 2 Year 3

Qty. Price Total Sales Qty. Price Total Sales Qty. Price Total Sales
0 - - - - - - - - -
0 - - - - - - - - -
0 - - - - - - - - -
0 - - - - - - - - -
0 - - - - - - - - -
0 - - - - - - - - -
Total Sales - - -

Marketing Expenses

Expense Items Year 1 Year 2 Year 3

- - -
- - -
- - -
- - -
- - -
- - -
- - -
Total Mktg Expenses - - -
Materials

Particulars Year 1 Year 2 Year 3

Quantity Cost/Unit Total Cost Quantity Cost/Unit Total Cost Quantity Cost/Unit Total Cost
Direct/Raw Materials
- - - 0 - - 0
- - - 0 - - 0
- - - 0 - - 0
- - - 0 - - 0
- - - 0 - - 0
- - - 0 - - 0
- - - 0 - - 0
- - - 0 - - 0
- - - 0 - - 0
- - - - - - -
- - -
Total Direct Materials - - -

Indirect Materials
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
Total - Indirect Materials - - -
Direct and Indirect Labor

Year 1 Year 2 Year 3

Position No. Rate Total Costs No Rate Total Costs No Rate Total Costs
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
-
Total - Direct Labor - - -

Machineries, Tools and Equipment

Fixed Assets Qty. Cost/Unit Total Costs Est. Life Annual Dep'n

-
-
-
-
-
-
-
Total - -
Production Overhead

Particulars Year 1 Year 2 Year 3

- -
- -
- -
- -
- -
- -
- -
- - -
- - -
Total cash OH - - -
Depreciation - - -
Total Overhead Costs - - -

Total Production Cost

Particulars Year 1 Year 2 Year 3

Direct Materials - - -
Direct Labor - - -
Production Overhead - - -
Total Production Costs - - -
Divide by: Prod'n Volume
Production Cost per Unit
Pre-Operating Expenses

Particulars Amount (Php)

Business Permit and Licensing -
Trial Production
Business Planning and Organizing
Canvassing
Building construction

Total -

Administrative Expenses

Particulars Year 1 Year 2 Year 3

(Php) (Php) (Php)
- -
- -
- -
- -
- -
- -
- -
Total Administrative Expenses - - -
Financial Assumptions:
Schedule of Amortization

Loan Amount: -
Term: 5 years
Interest Rate: 18% p.a. 0.045
Mode of Payment: Quarterly
Principal Payment: -

Date Total Amount Due Interest Principal Loan Balance

Year 1
Loan Release -
1st Qtr. - - - -
2nd Qtr. - - - -
3rd Qtr. - - - -
4th Qr. - - - -
Year 2 - -
1st Qtr. - - - -
2nd Qtr. - - - -
3rd Qtr. - - - -
4th Qr. - - - -
Year 3 - - -
1st Qtr. - - - -
2nd Qtr. - - - -
3rd Qtr. - - - -
4th Qr. - - - -
- -
 TOTAL PROJECT COST

EQUITY LOAN TOTAL COSTS

1. FIXED ASSETS
1.1 Land - -
1.2 Building - - -
1.3 Machineries and Equipment - - -
1.4 Office Equipment and Fixtures - -
1.5 Vehicle - -
Sub-total Fixed Assets - - -

2. WORKING CAPITAL [3months]

2.1 Direct Costs
2.1.1 Direct Materials - - -
2.1.2 Direct Labor - - -
2.2 Manufacturing Overhead - - -
2.3 Operating Expenses - -
2.3.1 Marketing Expenses - - -
2.3.2 Gen. & Admin. Exps. - - -
Sub-total Working Capital - - -

3. PRE-OPERATING EXPENSES
3.1 Business Permit and Licensing - -
3.2 Trial Production - - -
3.3 Business Planning and Organizing - - -
3.4 Canvassing - - -
3.5 Building construction - - -
Sub-total Pre-Operating Expenses - - -

TOTAL PROJECT COSTS - - -

RATIO TO TPC
 PROJECTED INCOME STATEMENT

Year 1 Year 2 Year 3

1.0 GROSS SALES - - -

1.1 Less:
1.1.1 Sales Discounts - - -
1.1.2 Sales Returns and Allowances - - -
1.1.3 Total
NET SALES - - -

2.0 Less: Cost of Goods Sold

2.1 Direct Material Used
2.1.1 Raw Materials Inventory, Beg. - - -
2.1.2 Add: Purchases - - -
2.1.3 Total RM Available for Use - - -
2.1.4 Less: RM Inventory, End - - -
2.1.5 Raw Materials Used - - -
2.2 Direct Labor - - -
2.3 Manufacturing Overhead - - -
2.4 Total Manufacturing Costs - - -
2.5 Add: Work-in-Process beg. - - -
2.6 Less: Work-in-Process end - - -
2.7 Total Costs of Goods Manufactured - - -
2.8 Add: Finished Goods Inventory beg. - - -
2.9 Total Goods Available for Sale - - -
2.10 Less: Finished Goods Inventory end - - -
COST OF GOODS SOLD - - -

3.0 GROSS PROFIT - - -

4.0 LESS: OPERATING EXPENSES

4.1 Marketing Expenses - - -
4.2 Gen. and Admin. Expenses - - -
Total Operating Expenses - - -

5.0 NET OPERATING PROFIT - - -

6.0 Add: Other Income - - -

7.0 Less: Other Expenses
Pre-Operating Expenses - - -
Interest/Other Unforeseen Exps. - - -

8.0 NET PROFIT BEFORE TAX - - -

9.0 Less: Taxes - - -

10. NET PROFIT AFTER TAX - - -

 PROJECTED CASH FLOW STATEMENT

Pre-Op Year 1 Year 2 Year 3

1.0 OPENING BALANCE - - - -

2.0 CASH INFLOW

2.1 Cash Sales - - -
2.2 Collections of Rec'bles - -
2.3 Cash Equity -
2.4 Short-Term Borrowings
2.5 Long-Term Borrowings -
Total Cash Inflow - - - -

3.0 CASH OUTFLOW

3.1 Payments for Raw Materials - - -
3.2 Payments for Labor - - -
3.3 Manufacturing Overhead - - -
3.4 Marketing Expenses - - -
3.5 Gen. & Admin. Expenses - - -
3.6 Payment of Fixed Assets - - -
3.7 Payments for Interest - - -
3.8 Payments for Loan - - -
3.9 Payments for Taxes - - -
3.10 Pre-Operating Expenses - - - -
Total Cash Outflow - - - -

4.0 NET CASH FLOW - - - -

5.0 CASH ENDING BALANCE - - - -

 PROJECTED BALANCE SHEET

Pre-Op. Year 1 Year 2 Year 3

1.0 ASSETS
1.1 Current Assets
1.1.1 Cash - - - -
1.1.2 Accounts Receivables - - - -
1.1.3 Raw Mat. Inventory - - - -
1.1.4 WP Inventory - - - -
1.1.5 FG Inventory - - - -
1.1.6 Notes Receivbles - - - -
Total Current Assets - - - -

1.2 Fixed Assets

1.2.1 Land - - - -
1.2.2 Building - - - -
Less: Accum. Dep'n - - 0 0
Net Book Value - - - -
1.2.3 Vehicle - - - -
Less: Accum. Dep'n - - -
Net Book Value - - - -
1.2.4 Machinery/Equipment - - - -
Less: Accum. Dep'n - - -
Net Book Value - - - -
1.2.5 Off. Fur. & Fixtures - - - -
Less: Accum. Dep'n - - -
Net Book Value - - - -
Total Fixed Assets - - - -

1.3 Intangible Assets

1.3.1 Pre-Op. Expenses - - - -
Allow. For other exps.
Total Intagible Assets - - - -

TOTAL ASSETS - - - -

2.0 LIABILITIES & OWNER'S EQUITY

2.1 Current Liabilities
2.1.1 Accounts Payable -
2.1.2 Loans Payable - - - -
2.1.3 Income Taxes Pay'ble - - - -
Total Current Liabilities - - - -

2.2 Long-Term Liabilities

2.2.1 Notes Payable
2.2.2 Long-Term Loans Pay. - - - -
Total Long-Term Liabilities - - - -
Sub-Total Liabilities - - - -

3.0 Owner's Equity

3.1 Capital beg. - - - -
3.2 Add: Net Income - - - -
3.3 Less: Withdrawals - - - -
Net Equity - - - -

TOTAL LIABILITIES AND

OWNER'S EQUITY - - - -

- - - -
 FINANCIAL ANALYSIS

Year 1 Year 2 Year 3

A. PROFITABILITY RATIOS
a.1 Gross Profit Gross Profit - - -
Margin Net Sales - - -

#DIV/0! #DIV/0! #DIV/0!

a.2 Net Profit Net Income After Tax - - -

Margin Net Sales - - -

#DIV/0! #DIV/0! #DIV/0!

a.3 Return on Net Income After Tax - - -

Equity Average Equity 0 - -

#DIV/0! #DIV/0! #DIV/0!

a.4 Payback Period

Total Investment -
Ave. Net Income -

#DIV/0! or 4 months

a.5 Breakeven Sales Total Fixed Cost 0.00

Sales-Total Var. Cost -
Sales 0.00

0.00
#DIV/0!

#DIV/0!
B. TURNOVER RATIOS
Ratio
b.1 Total Asset Gross Sales - - -
Turnover Ave. Total Assets - - -

#DIV/0! #DIV/0! #DIV/0!

times times times

b.2 Fixed Asset Gross Sales - - -

Turnover Ave. Fixed Assets - - -

#DIV/0! #DIV/0! #DIV/0!

times times times

C. LIQUIDITY RATIO

c.1 Current Ratio Current Assets - - -

Current Liabilities - - -

#DIV/0! #DIV/0! #DIV/0!

D. LEVERAGE RATIOS

d.1 Equity to Total Equity - - -

Asset Ratio Total Assets - - -

#DIV/0! #DIV/0! #DIV/0!

d.2 Debt to Equity Total Debt - - -

Ratio Total Equity - - -

#DIV/0! #DIV/0! #DIV/0!

d.3 Debt to Asset Total Debt - - -

Ratio Total Assets - - -

#DIV/0! #DIV/0! #DIV/0!